Ipisi:


Are you a banker?..

How do you know all these

adeosuntunde:




Brotherly,

Re read the write up but

This time,slowly

Katier00:
Some men believe that if they let their wives know about their business or money, they will kill them in other to inherit their wealth. Men are very insecured.

Pavore9:
This issue came up in the course of my conversation with someone 2 weeks ago, he said he has a banker friend who happens to be account officer of a man who passed on February 2018 and in his account a 7 figure balance and no one has come forward since then which means none of his relatives knew about it.

We argued if his banker friend can go tip his family as his kids would surely need the money for their upkeep but no matter how noble, it will be unethical for the banker to let his family know since the deceased didn't want them to know about it.

truthsayer009:


But the families dont know the dead man has an account or not, so how would they even reach out to the bank without knowing?

obembet:


Are u saying for some reasons, its better for bank to eat your money than your children

obembet:
I was privilege to chat with a female bank manager, she made a scary revelation to me. She told me how Nigerian bank vaults are filled with monies of dead men who kept their bank accounts secret from their wives.

She explained it was against bank ethics or policies for an account officer to inform the relatives of a deceased customer of his account (without his permission). And since the man is dead, without giving his permission, the bank dubiously keeps silent about the money. She told me it is rampant among many businessmen.

She revealed many instances of dead men whose families are still suffering, while they have millions stashed in their secret accounts.

She mentioned one that happened few months back. The man died and the wife was crying all over the place, looking for money to bury him. Whereas the man had nothing less than 60 million naira in his accounts. The banker said it got to a stage that she could no longer bear it, her conscience was pummelling her. She had to go against her bank rules, and got in contact with the widow and revealed to the woman how much her husband had in his accounts and how to claim them.

She also told of another story of one man who escaped death, but his right hand got paralysed. He couldn't sign his chequebook with his left hand and he was in a desperate situation that needed him to sign papers and cheques. That was how he learnt his lesson the hard way. As soon as he got better, he immediately made his wife co-signatory to all his accounts and involved her in all his businesses. What if he had died? That was how his family would have suffered in the midst of plenty.

This stupid behaviour is not reserved for wealthy men alone, even paupers who earn little have their own complex issues.

I just read on the wall of one of our groups where a man complained of how his friend refused to release his ATM pin number to his wife even though there was an emergency at home, and his ATM was at home.

Many orphans and widows suffering today are put in that condition by their stupid dead father.

Women and Retirees are not left out. Someone told me how a relative of hers died and none of her relatives knew that her properties were scattered all over the world. Not even one house. Not even a dime in any of her accounts... If you knew billions unclaimed in banks belong to selfish dead people, you would weep.

Banks and Bankers grow fat on these oafs.

Please do the needful now that you still have the breath to do so. Of course tomorrow is pregnant and only God knows what it will deliver.

A word is enough for the wise

Source: obembet

kelvine:
Many are not happy in their marriage so they wonder.
Why will this woman inherit my hard labour and still roll with a strange man

If they can wonder about the mother of their kids that way, what would be their thought about the bank then

Such men are selfish, if you ask me.

adeosuntunde:




Brotherly,

Re read the write up but

This time,slowly

pocohantas:
Banks have always been making mad money from dormant accounts. Starting from the ones who never told their families of such accounts or the ones whose relatives were oblivious on how to claim the funds.

I see someone talking of NOK. I can't state it enough, the NOK isn't automatically the beneficiary to an estate. There are so many things that could be done with the NOK details, like tracking you in event of fraudulent transactions ...but automatically transferring your funds to their accounts isn't one of them.

From experience, women most times have someone (asides their husband) who knows their debit card and account details. A grown up child or sibling. Maybe because they can act pretty clueless on banking procedures.

Men are always faster to mention their brother or child's name. Women will most times say "who else? My husband. Or my child".

Also, the women's family are not usually so quick to come for whatever money they presume she has, like the man's side do.

I would never understand why people would even marry someone they can't trust with their money. But since it happens everyday, they should at least make provision for their kids. That is my own...

Starke:
Are you familiar with the term "Next of kin"? I think you should read up a little on that before posting this type of erroneous info.

PrecisionFx:


I don't think people are allowed to open a bank account in Nigeria without a next of kin.

Educate me further

Katier00:
Some men believe that if they let their wives know about their business or money, they will kill them in other to inherit their wealth. Men are very insecured.

Bafemi:
This is untrue. I say this because I am in the system and I understand how it works. All the family needs is to visit the court probate office. In cases of uncertainty, the court can write the banks to furnish them with any bank details of the deceased in that particular name and more easily these days, BVN.

Mind you, this information is not difficult to come by these days, even details of deceased assets in investment houses other than banks can also be retrieved much more banks.

devlishGINGER:
There is no need to worry depending on who your next of kin is
In the case of the demise of a customer, the next of kin could lay claims to such monies or properties

Moboj:
I think the Bank should do a new policy of automatic transfer of account and properties to next of kin after the account owner is dead,I wonder why that isn't in place in the first place
This is like legal duping
It's their client's money and not their money for chrisake

executive12:


People don't necessarily disclose information about their assets or bank accounts to the next of kin. So the next of kin may also not know about the hidden assets.

pocohantas:


Lol, tbh, I really so not think this is their reason. Most Nigerian men think they owe their siblings more loyalty than their wife. They also think their siblings are more loyal.

That is why you will hear men say "my family that suffered with me", you will hardly hear a woman say that. My own brother was even a culprit. Give a man and a woman forms to fill; maybe a travel manifest. Lets assume they are both in very serious relationships. The woman would most likely write her fiance's name. The man would write his brother's name. Even if na orphan/only child, e fit put im uncle wey train am for school

When you see the ones that mention their wives first, look at them...for many, there is a way their eyes light up. You will know they didn't mention her to fulfil all protocols, but because they really want her to be secured.

I can't say same for the women o. They mention it unto say "ehn, I am married na. It has to be him".

A man's love could be very pure o.

chubbygal:
It’s true one recently happened, nobody knew he has a plaza expect his friend and it was that thesame friend that posioned him so as to claim his plaze, but the guy couldn’t contain his horrible nightmares he had to confess. Happened here in Abuja

executive12:


Yep. Nigerians are really funny and unscrupulous. They form ethical when they don't have to, but go against ethics when they shouldn't.

ATTAHDYE:
Cock and Bull story, nothing like that is happening anywhere.

TSRC:

It happens.
A banker told me there is an account opemed in their branch with over 20 million naira dormant for the past 10 years.
She told me everybody in the bank knows about the account, and the first thing every staff do when they resume in the morning is to secretly check if the money is still there in the account.

They don't trust oga.

Bafemi:
This is untrue. I say this because I am in the system and I understand how it works. All the family needs is to visit the court probate office. In cases of uncertainty, the court can write the banks to furnish them with any bank details of the deceased in that particular name and more easily these days, BVN.

Mind you, this information is not difficult to come by these days, even details of deceased assets in investment houses other than banks can also be retrieved much more banks.

truthsayer009:


But the families dont know the dead man has an account or not, so how would they even reach out to the bank without knowing?

executive12:


Next of kin is not necessarily the beneficiary of an estate.