Welcome, Guest: Join Nairaland / LOGIN! / Trending / Recent / New
Stats: 2,489,131 members, 5,643,779 topics. Date: Saturday, 06 June 2020 at 06:18 PM

Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours - Investment - Nairaland

Nairaland Forum / Nairaland / General / Investment / Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours (5238 Views)

Get Opay Loans Of You To 200,000 Naira (flexible Payment And No Collateral) / How to Get a Loan of 500,000 without Collateral or Guarantor / MMM Yet To Pay Participants 72 Hours After Comeback (2) (3) (4)

(1) (2) (3) (Reply) (Go Down)

Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by NewLogicalMind: 12:51pm On Aug 12, 2019
Do you need a quick loan but do not have a collateral or the luxury of time to go to a bank to process an application?

Here is an opportunity for you to access quick cash of up to N100,000 for a maximum period of 4 months.

Conditions to be met before accessing the loan.

* Applicant must a salary earner

* You must be a confirmed member of staff of the company you work for and will be required to provide a scanned copy of your letter of appointment and your letter of confirmation

* Your current loan commitments (if any) must not be more than 50% of your monthly net pay

* You must be below the age of 55years

* You need to state the purpose for which you require the loan

* You must have a valid means of identification and will be required to send a copy

* You must provide evidence of your residence supported with a copy of a utility bill for the past 3 months

* A copy of your payslip or bank statement for the past 3 months will also be required

* This facility is open only to salary earners but a self employed person may take advantage of it provided he/she provides evidence of regular/stable income or earnings

* The tenor of the loan shall not exceed 5 months

* The maximum amount available to an individual salary earner is N100,000; loans to business persons has been suspended for the time being

* The interest shall be charged at a flat monthly rate of 10% on initial loan amount until it is fully paid off

* The minimum amount available is N80,000 however this shall be at a monthly interest rate of 20% for a maximum tenor of 2 months

* Multiple applications by the same individual will be rejected and the individual blacklisted for 3 months

Procedure

If you are interested in this offer just type the word "Interested" then send a mail to the email address "thelogicalmindishere@gmail.com"

For privacy purposes if you do not wish to indicate your interest in the thread then send us a PM instead

Send an email indicating the amount you want and the tenor then compile the documents listed above and send them as attachments

This application is open to qualified applicants wherever they may be in Nigeria so long as they can prove that they have a regular/stable income and have capacity and willingness to repay the loan and interest thereon.

*** Your email MUST state the name of your Nairaland profile/moniker

*** All documents to be provided with the exception of the utility bill must be in the personal name of the applicant.

We do not need to see you physically to approve your request but we shall do an independent verification of whatever documents you provide to us.

* Processing time for approved applications that meet requirements is 72 hours.

* There are no application fees nor upfront charges whatsoever related to this facility

2 Likes

Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by Archworld(m): 2:30pm On Aug 12, 2019
All because of 100k loan for all this plenty grammar and procedures/conditions . God forbid bad thing. I reject poverty

19 Likes

Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by benson4u(m): 4:07pm On Aug 12, 2019
Mennn!!! cryThis is not quick loan oh, this stress loan all for 100k. I'd rather go to the bank.

4 Likes

Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by NewLogicalMind: 8:27am On Aug 13, 2019
benson4u:
Mennn!!! cryThis is not quick loan oh, this stress loan all for 100k. I'd rather go to the bank.

The documents we are requesting are exactly the same a bank would ask you to provide.

In addition the bank would ask that you domicile your salary account with them in addition to asking you to get a letter of recommendation/introduction from the Human Resources department of the company you work for
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by Obierika(m): 11:32am On Aug 14, 2019
Can you give loans up to 600K?
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by NewLogicalMind: 3:16am On Aug 15, 2019
Obierika:
Can you give loans up to 600K?

Yes we can but you still need to meet all the requirements listed
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by iloveyou82(f): 4:29am On Aug 15, 2019
NewLogicalMind:


Yes we can but you still need to meet all the requirements listed
what Wil be the requirement for business person
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by NewLogicalMind: 12:14pm On Aug 15, 2019
iloveyou82:
what Wil be the requirement for business person

The same requirements as listed above but it must be for a business that is already running
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by NewLogicalMind: 7:12am On Aug 16, 2019
iloveyou82:
what Wil be the requirement for business person

How much are you looking at?
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by iloveyou82(f): 7:25am On Aug 16, 2019
NewLogicalMind:

How much are you looking at?
100,000 naira
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by NewLogicalMind: 3:59am On Aug 17, 2019
iloveyou82:
100,000 naira

If you have read and are satisfied with the conditions listed in the initial post then send an application to the email -thelogicalmindishere@gmail.com

The email should include the following details:

- The amount of loan you need

- Purpose for which the loan is needed

- The tenor

1 Like

Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by tunapa4dem: 7:31am On Aug 17, 2019
The interest rate was in high side.how can you charge 20% monthly rate.That mean for 1m the monthly interest who be 20*1000000/100=200000 only the interest.

1 Like

Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by NewLogicalMind: 1:18am On Aug 18, 2019
tunapa4dem:
The interest rate was in high side.how can you charge 20% monthly rate.That mean for 1m the monthly interest who be 20*1000000/100=200000 only the interest.

The interest of 20% is charged only on loan of N50,000 and below.

Processing small loans takes about the same administrative time and effort therefore it is not practical to charge a lower interest rate
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by Kingdavid3: 9:58am On Aug 19, 2019
what is your contact line pls
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by Femtexdjohn1(m): 11:43am On Aug 19, 2019
NewLogicalMind:
Do you need a quick loan but do not have a collateral or the luxury of time to go to a bank to process an application?

Here is an opportunity for you to access quick cash of up to N150,000 for a maximum period of 5 months.

Conditions to be met before accessing the loan.

* Applicant must a salary earner

* You must be a confirmed member of staff of the company you work for and will be required to provide a scanned copy of your letter of appointment and your letter of confirmation

* Your current loan commitments (if any) must not be more than 50% of your monthly net pay

* You must be below the age of 55years

* You need to state the purpose for which you require the loan

* You must have a valid means of identification and will be required to send a copy

* You must provide evidence of your residence supported with a copy of a utility bill for the past 3 months

* A copy of your payslip or bank statement for the past 3 months will also be required

* This facility is open only to salary earners but a self employed person may take advantage of it provided he/she provides evidence of regular/stable income or earnings

* The tenor of the loan shall not exceed 5 months

* The maximum amount available to an individual salary earner is N150,000 while the maximum for a business person is N2,000,000

* The interest shall be charged at a flat monthly rate of 13% on initial loan amount until it is fully paid off

* The minimum amount available is N50,000 however this shall be at a monthly interest rate of 20% for a maximum tenor of 2 months

* Multiple applications by the same individual will be rejected and the individual blacklisted for 3 months

Procedure

If you are interested in this offer just type the word "Interested" then send a mail to the email address "thelogicalmindishere@gmail.com"

For privacy purposes if you do not wish to indicate your interest in the thread then send us a PM instead

Send an email indicating the amount you want and the tenor then compile the documents listed above and send them as attachments

This application is open to qualified applicants wherever they may be in Nigeria so long as they can prove that they have a regular/stable income and have capacity and willingness to repay the loan and interest thereon.

*** Your email MUST state the name of your Nairaland profile/moniker

*** All documents to be provided with the exception of the utility bill must be in the personal name of the applicant.

We do not need to see you physically to approve your request but we shall do an independent verification of whatever documents you provide to us.

* Processing time for approved applications that meet requirements is 72 hours.

* There are no application fees nor upfront charges whatsoever related to this facility


With a salary of #12,000 naira ,how much can I qualify for?can you give me 50k
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by ibechris(m): 3:29pm On Aug 19, 2019
NewLogicalMind:
Do you need a quick loan but do not have a collateral or the luxury of time to go to a bank to process an application?

Here is an opportunity for you to access quick cash of up to N150,000 for a maximum period of 5 months.

Conditions to be met before accessing the loan.

* Applicant must a salary earner


13% flat is killing...I mean this na him them de call collect and disappear. Even your office people will never know what happened to u.

* You must be a confirmed member of staff of the company you work for and will be required to provide a scanned copy of your letter of appointment and your letter of confirmation

* Your current loan commitments (if any) must not be more than 50% of your monthly net pay

* You must be below the age of 55years

* You need to state the purpose for which you require the loan

* You must have a valid means of identification and will be required to send a copy

* You must provide evidence of your residence supported with a copy of a utility bill for the past 3 months

* A copy of your payslip or bank statement for the past 3 months will also be required

* This facility is open only to salary earners but a self employed person may take advantage of it provided he/she provides evidence of regular/stable income or earnings

* The tenor of the loan shall not exceed 5 months

* The maximum amount available to an individual salary earner is N150,000 while the maximum for a business person is N2,000,000

* The interest shall be charged at a flat monthly rate of 13% on initial loan amount until it is fully paid off

* The minimum amount available is N50,000 however this shall be at a monthly interest rate of 20% for a maximum tenor of 2 months

* Multiple applications by the same individual will be rejected and the individual blacklisted for 3 months

Procedure

If you are interested in this offer just type the word "Interested" then send a mail to the email address "thelogicalmindishere@gmail.com"

For privacy purposes if you do not wish to indicate your interest in the thread then send us a PM instead

Send an email indicating the amount you want and the tenor then compile the documents listed above and send them as attachments

This application is open to qualified applicants wherever they may be in Nigeria so long as they can prove that they have a regular/stable income and have capacity and willingness to repay the loan and interest thereon.

*** Your email MUST state the name of your Nairaland profile/moniker

*** All documents to be provided with the exception of the utility bill must be in the personal name of the applicant.

We do not need to see you physically to approve your request but we shall do an independent verification of whatever documents you provide to us.

* Processing time for approved applications that meet requirements is 72 hours.

* There are no application fees nor upfront charges whatsoever related to this facility
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by NewLogicalMind: 8:00pm On Aug 19, 2019
Kingdavid3:
what is your contact line pls
Please send me an e-mail - thelogicalmindishere@gmail.com
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by NewLogicalMind: 7:05am On Aug 20, 2019
Femtexdjohn1:



With a salary of #12,000 naira ,how much can I qualify for?can you give me 50k

You will not be able to pay off a loan of 50K in 2 months with a salary of 12K therefore the answer would be no
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by NewLogicalMind: 6:37am On Aug 21, 2019
Some of the applications we have received did not specify the amount of loan required.

Please note that it is very important that you specivy the amount you need and the purpose of the loan
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by iloveyou82(f): 4:10am On Aug 22, 2019
NewLogicalMind:


If you have read and are satisfied with the conditions listed in the initial post then send an application to the email -thelogicalmindishere@gmail.com

The email should include the following details:

- The amount of loan you need

- Purpose for which the loan is needed

- The tenor
i have done that more than 3 days now
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by NewLogicalMind: 6:52am On Aug 26, 2019
iloveyou82:
i have done that more than 3 days now

You are correct in saying you applied over 3 days ago.

However, you only submitted an application for a loan...

You did not submit a copy of your ID - We need to confirm your identity

You did not submit any copy of your utility bill - We must know address so we can confirm that you actually live there.

You do not have a dedicated bank account for the business - We need to be able to verify your claim concerning your monthly turnover and this can only be done through a third party document such as your bank statement.

Your business name is not registered - How then do we isolate the business entity from you as a person?

You have not submitted any document whatsoever that will help an independent risk reviewer make an objective decision with regards to your request for a loan.
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by NewLogicalMind: 2:14pm On Aug 28, 2019
Obierika:
Can you give loans up to 600K?

Your email has been treated
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by pariski(m): 1:27am On Aug 29, 2019
The interest is on high side. You charge fixed interest rate per month either 13% or 20% according to principal. For example: if someone borrowed #150,000 at rate of 13% for five months. You charged #19,500 for each month making total of #97,500 (19,500 *5) interest for period of 5months for #150,000 borrowed. This is really killing. 13 *5 = 65% interest for period of 5 months. Bank fixed deposit is 6-8% per annum for million of naira deposit.
The interest per annum is equal to 156-240% per annum for this loan.
Does any business yields such profit in Nigeria of today.
You are killing Nigeria economy and moreover; you use customer deposit under your custody to offer such outrageous high interest loan despite giving customer 3% per annum
on their saving account with you. Those looking for quick loan should better think twice before applying for such loan. They are catching on economy situation to feed on careless ones.
EFFC should investigate this.
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by NewLogicalMind: 9:25am On Sep 02, 2019
pariski:
The interest is on high side. You charge fixed interest rate per month either 13% or 20% according to principal. For example: if someone borrowed #150,000 at rate of 13% for five months. You charged #19,500 for each month making total of #97,500 (19,500 *5) interest for period of 5months for #150,000 borrowed. This is really killing. 13 *5 = 65% interest for period of 5 months. Bank fixed deposit is 6-8% per annum for million of naira deposit.
The interest per annum is equal to 156-240% per annum for this loan.
Does any business yields such profit in Nigeria of today.
You are killing Nigeria economy and moreover; you use customer deposit under your custody to offer such outrageous high interest loan despite giving customer 3% per annum
on their saving account with you. Those looking for quick loan should better think twice before applying for such loan. They are catching on economy situation to feed on careless ones.
EFFC should investigate this.

The interest is on high side. You charge fixed interest rate per month either 13% or 20% according to principal. For example: if someone borrowed #150,000 at rate of 13% for five months. You charged #19,500 for each month making total of #97,500 (19,500 *5) interest for period of 5months for #150,000 borrowed. This is really killing. 13 *5 = 65% interest for period of 5 months. Bank fixed deposit is 6-8% per annum for million of naira deposit.

An interest rate of 13% for a high risk loan that is not secured with any asset is not high.

The market is very deep therefore you may set up your own business and charge an interest rate of 3% for an unsecured loan if you like.

The interest per annum is equal to 156-240% per annum for this loan.
Does any business yields such profit in Nigeria of today.


The transaction is on a willing buyer-willing seller basis, no client is under compulsion to access these loans.

The response rate from the public has been fantastic however, it is not an all-comers affair and we will only deal with people who have capacity and willingness to repay their loans so we can keep our Portfolio At Risk to the barest minimum


You are killing Nigeria economy and moreover; you use customer deposit under your custody to offer such outrageous high interest loan despite giving customer 3% per annum
on their saving account with you. Those looking for quick loan should better think twice before applying for such loan. They are catching on economy situation to feed on careless ones.


Please explain how we are killing the Nigerian economy, we determined our interest rate based on our cost of funds and inherent risk involved; besides a potential client is at liberty to either accept or reject the offer.

Who told you that we pay depositors an interest of 3% per annum? We are very sure we did not give you this figure therefore we would implore you to desist from spreading falsehood about us.


EFFC should investigate this

No financial crime has been committed here therefore dragging the EFCC into this matter is both lame and childish.

That nothwithstanding the EFCC has offices around the country therefore we encourage you to go make a report at their office since you apparently have a lot of free time on your hands.
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by NewLogicalMind: 4:58pm On Sep 05, 2019
Kingdavid3:
what is your contact line pls

Please send us an email - thelogicalmindishere@gmail.com
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by Kingdavid3: 9:35am On Sep 11, 2019
you ve not responded after gettin all my documents.wots going on pls
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by NewLogicalMind: 12:55pm On Oct 24, 2019
This service has being restarted however it is now available to only salary earners
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by captain2020(m): 3:09pm On Oct 24, 2019
Have sent you a mail
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by NewLogicalMind: 9:22pm On Oct 25, 2019
captain2020:
Have sent you a mail

Your mail has being treated
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by NewLogicalMind: 10:40am On Oct 27, 2019
Kingdavid3:
what is your contact line pls

Please send an email.
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by NewLogicalMind: 12:36pm On Oct 31, 2019
This facility is not a government grant, it is a loan that must be repaid at the end of its tenor.

Please be aware that in addition to the items required as listed above you also need to provide two guarantors who will sign your form.

It became necessary to make this clarification because there have been a few instances where applications of interested person were processed but they immediately abandoned the project once they were asked to provide guarantors.
Re: Access Short-term Loans Of Up To N100,000 Without Collateral Within 72 Hours by Nitric(m): 12:29pm On Nov 04, 2019
I'm interested in the loan, but a much higher amount

(1) (2) (3) (Reply)

Daar Communication Dividend Payment / How I Earned #104,500 In A Day / How To Make $50-300 Within 2-3hours For Free Without Any Initial Capital

(Go Up)

Sections: politics (1) business autos (1) jobs (1) career education (1) romance computers phones travel sports fashion health
religion celebs tv-movies music-radio literature webmasters programming techmarket

Links: (1) (2) (3) (4) (5) (6) (7) (8) (9) (10)

Nairaland - Copyright © 2005 - 2020 Oluwaseun Osewa. All rights reserved. See How To Advertise. 156
Disclaimer: Every Nairaland member is solely responsible for anything that he/she posts or uploads on Nairaland.