The doorstep loans 4 unemployed can land you up in a situation where you have to meet representative. It is because a representative will take care of all your actions. For example, to provide you the quoted amount, to keep the track of all your installments, if you have a low credit scores. These are some of the reasons which make the interest rates high. But to save from these information if your income from rental property or other source is strong then you can get some ease on it.