USSD codes for banking transactions has always been a life saver since it's inception. There are definitely times when you want to make transfer but you have no access to internet or an ATM, or you want to quickly top-up your airtime. Banking USSD codes do come in handy in cases like this.
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Before now, making any transaction from your bank using the bank's USSD access from your MTN line has always been free with no charges from your network operator. But now, MTN will start charging for USSD code transaction performed from your bank.

According to a message from MTN, starting from October 21 of this year, every USSD bank transaction will now incur charges. You will now be charged N4 for every 20 seconds of USSD access to your bank. This charges will be made directly from your airtime balance.

You can however still use for bank's mobile app for free, but unfortunately this requires internet access and some banking App are not that stable.

So what do you guys think about this new development.