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Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. - Family (5) - Nairaland

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Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by Focusingmore: 4:50pm On May 31, 2020
cococandy:


Not only exaggerated. Shows the poster was not posting from a position of correct information
..

100k tax calculation us and Europe.

Check it out, you'll see its not much , now tell me how many people earn 100k?

Minus the figures by rent and bills and tell me how you can become rich even with this high salary and still afford sending money to random grifters

7 Likes 1 Share

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by onyeomanono24(f): 4:50pm On May 31, 2020
zed7:
Does it ever end? I can understand the request from people who are sick and can't afford medical bills. What irks me the most is those who after enjoying the pleasures of ejaculation start nagging you for money because they just had a baby or need money for school fees.
I always say I wouldn't give again but I still end up giving. I have always made it a point not to stress myself. I give what wouldn't dent my own resources. If you need 50k, I can give 10k, go source for the rest yourself.

2 Likes

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by ModestGal(f): 4:51pm On May 31, 2020
sweetmelanin:


I don't blame them. I blame the gullible ones abroad who keep sending their hard earned money for others to squander. God forbid I send a dime to anybody back home - when I'm not an ATM machine.

Tommorow its these same people that will start bad mouthing you that abroad people are "living in cubicle, they are broke, they pay bills, they work menial jobs" etc.... but they are shameless enough to beg money from you lipsrsealed
Stingy man, I don't blame you, I blame where you were raised. This is why sometimes, I'm happy with friends God has attached me with and family. Even though I don't ask anyone of them any money, I know they would be happy to give me anytime.

2 Likes 1 Share

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by emmanuelpopson(m): 4:51pm On May 31, 2020
the reality is dawn that abroad isnt above.. everything isnt free even in Freetown..

1 Like

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by ogbonti: 4:52pm On May 31, 2020
eazzzy1:
Are you a Nigerian? do you have friends and family in diaspora or home who are doing well for themselves but will ignore your request to send money all the time? before you call them stingy or wicked, here are some of the reasons why rich friends do not give out money;

1. They don't have enough: Enough is subjective, someone can earn as much as $100,000/annum but feel he's not earning enough, some people have these dreams of being wealthy and that salary isn't sufficient to get them there. So you have a friend/relative who works in a big firm abroad, you think he's rich, he thinks he isn't earning enough. Even millionaires have needs too.

2. You are not the only one making financial demands: You think you are his best friend because you went to secondary school together and were seat mate or bunk mates in the hostel so automatically he should be predisposed to meeting your needs, well there are primary school best friends, university best friends, first love, NYSC best friends, Neighbours, uncles, aunties, brothers etc who think their request should be met too. It is impossible to meet all these needs.

3. Making financial demand is never a one time thing: I had this habit of giving money to people who ask for financial favors the first time. I thought since they never asked for such before, they must really be in need. I soon found out that after that first time they run to me whenever they need money again, sometimes they space out the request like two months, some every month etc. I then realize that the $100, $200 i send them is never going to be sufficient, they will always come back for more. So i joined the God will provide gang.

4. Yahoo boys : Not every fraudster hacks into companies accounts, or forge the accountants signature, or even find lonely older women/men to scam. Some yahoo boys have resorted to begging, they send you message of how their dad is dying in the hospital, how their sister got arrested for a crime she didn't commit and they need a lawyer bla bla, they call these lies format and once you send them money they pop champagne and call you client.

5. General realization : One day i was going through my bank statement and i noticed i gave out about $500 monthly to family and friends. The same me who will walk into H & M, see a shirt of $40 and think it's too costly. I either buy it grudgingly or wait till it's on sale to buy. I realized i wasn't taking care of myself enough. Most people will come to this realization at a point in their lives.

This thread isn't limited to just people abroad, it include people who work and earn who are home based too. How do you cope with demands?Diasporans what made you rethink your generousity?

Feel free to add yours.


Thanks for this exhaustive analysis of the situation overseas. what is baffling to me is the notion that someone or anyone who travels overseas is seen as a financial messiah to friends and family back home in Nigeria. My father used to tell me as a kid that there is nowhere on God’s green earth where money grow on trees. every amount you spend is earned EXCEPT you are into CRIME, you won a LOTTERY or you got an INHERITANCE. The latter is not applicable to anyone who left Nigeria for a foreign country because there is no inheritance for you from someone who is not related to you

Having said that, the actions or some of us overseas is terrible. Agreed a few of us made it to be comfortable, but a whole bunch of us are struggling too financially. The few successful ones go home to paint a rosy picture that life overseas is a piece of cake - and that if you have relatives overseas who are not supporting you means they are stingy and wicked BUT what they won’t tell you is that most of them are into a criminal enterprise or simply sailing under false colors (borrowing from credit cards to impress) or probably became legitimately comfortable financially but makes it seem effortless and easy, it isn’t

HOWEVER - i believe in giving wisely because the bible tells us “blessed is the hand that gives than the hands that takes” but never do so to the detriment of your comfort and future

For example, if you make $4,000 a month after tax (at least that is a decent earning in states that not california, new york or new england area, and you can pay all yours bills and live on $3,000 nothing stops you from giving out $100 to a family members and $100 to a friend once every other month- if you can save $800 a month

NOW that money is not going to be for one family member every month but randomly given to different ones who you truly know are in a bind- TRUST ME, you will be blessed for doing so

My rule is - stick to that budget (5% for charity and 20% savings) because i know bills and expenses will surely consume 75% of what I earn in the western world) - Now whatever i make from doing business or my side hussle is not and will never be shared with anyone- i do not give even 0.000001% of my business profit to anyone -NEVER, that is just my rule and I can’t explain it- period!!!!

Ordinarily, to even save 20% of your earnings and give out 5% of your earning as charity to folks in Nigeria means you are able to earn something decent here in America and you are not burying yourself in debts acquiring liabilities like paying child supports (that’s another story for another day) and you are not buying a new car that you do not need just to keep up with the trend, just generally living a lifestyle that you cannot afford.


So my advise is - “never ever do more than your pocket can accommodate for anyone in Nigeria regardless of the situation because you are not Jesus”. If there is a month no one ask you money or request then keep your money

whenever someone is genuinely in need (not never ending monthly need) You will be blessed when you give - because when someone thanks you and prays for you - there is a feeling of satisfaction in your soul and God listens! NEVER EVER FORGET THAT - and there is no divine rule that says if someone ask you 100,000 naira and you can only give 10,000 naira that you will not be blessed. it’s what you can give - NEVER DO MORE THAN YOUR BUDGET PERMITS

and if someone is ungrateful or acts like - i didn’t do enough, i simply black list that person and will never get 1 naira from me again because I owe no one nothing, PERIOD!!!!

40 Likes 5 Shares

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by Nobody: 4:52pm On May 31, 2020
eazzzy1:


Lol. Nobody makes $100,000 and ends up with $40,000 after deductions. Anyway this is not a homebased vs diasporan thread. How do you cope with the people abroad making financial request?
no bro to sign grin

1 Like

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by Millenniumlady(f): 4:53pm On May 31, 2020
EVILFOREST:

May GOD BLESS YOU.
I have suffered.
...... I used to have a FRIEND whom I have always made effort to chat up with while in Nigeria. Every Effort I made was treated with Levity.
But since he got to know that I relocated to ABROAD, MENNN he now calls like I owe him a lot.

.....a COUSIN of MINE called and told me how he was arrested by POLICE for Theft. He told me he was calling from the POLICE STATION. I now beckoned on him to give the phone to any Officer, and again that I would call the policeman I know in Nigeria to intervene, could you believe that it's 3years now since I started waiting for him to handover the PHONE to the Police officers at the station.....

My EX-GIRLFRIENDS want to Kill me.
Including the ones that are successfully married.
I had to open a payment voucher for them to support them. I know NIGERIA is very tough. After all I left just few years back.
Which day you travel abroad undecided if kindred it's true abeg come back home and marry me take me with you so that i go dey born pikin and dey watch bollywood movies biko
Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by sweetmelanin(f): 4:53pm On May 31, 2020
bankylan:
You LIED. Nowhere in the world where people pay 60% tax. And whoever is calling you every weekend from abroad to send money to them is obviously an illegal immigrant or students still trying to cope. The fact that you don't know how much they even pay on tax casts doubts on your claims here.

In America or Canada where you gave an instance, they don't pay 60% on their first 100k.





Exactly!

I can't believe people actually believe his bogus claims.. the holes in his story is so glaring! People will claim to be anything online just to prove a ridiculous point.

13 Likes

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by Galadimabawa: 4:53pm On May 31, 2020
eazzzy1:
Are you a Nigerian? do you have friends and family in diaspora or home who are doing well for themselves but will ignore your request to send money all the time? before you call them stingy or wicked, here are some of the reasons why rich friends do not give out money;

1. They don't have enough: Enough is subjective, someone can earn as much as $100,000/annum but feel he's not earning enough, some people have these dreams of being wealthy and that salary isn't sufficient to get them there. So you have a friend/relative who works in a big firm abroad, you think he's rich, he thinks he isn't earning enough. Even millionaires have needs too.

2. You are not the only one making financial demands: You think you are his best friend because you went to secondary school together and were seat mate or bunk mates in the hostel so automatically he should be predisposed to meeting your needs, well there are primary school best friends, university best friends, first love, NYSC best friends, Neighbours, uncles, aunties, brothers etc who think their request should be met too. It is impossible to meet all these needs.

3. Making financial demand is never a one time thing: I had this habit of giving money to people who ask for financial favors the first time. I thought since they never asked for such before, they must really be in need. I soon found out that after that first time they run to me whenever they need money again, sometimes they space out the request like two months, some every month etc. I then realize that the $100, $200 i send them is never going to be sufficient, they will always come back for more. So i joined the God will provide gang.

4. Yahoo boys : Not every fraudster hacks into companies accounts, or forge the accountants signature, or even find lonely older women/men to scam. Some yahoo boys have resorted to begging, they send you message of how their dad is dying in the hospital, how their sister got arrested for a crime she didn't commit and they need a lawyer bla bla, they call these lies format and once you send them money they pop champagne and call you client.

5. General realization : One day i was going through my bank statement and i noticed i gave out about $500 monthly to family and friends. The same me who will walk into H & M, see a shirt of $40 and think it's too costly. I either buy it grudgingly or wait till it's on sale to buy. I realized i wasn't taking care of myself enough. Most people will come to this realization at a point in their lives.

This thread isn't limited to just people abroad, it include people who work and earn who are home based too. How do you cope with demands?Diasporans what made you rethink your generousity?

Feel free to add yours.
[b][/b] Very good write-up

3 Likes

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by sweetmelanin(f): 4:55pm On May 31, 2020
ModestGal:

Stingy man, I don't blame you, I blame where you were raised. This is why sometimes, I'm happy with friends God has attached me with and family. Even though I don't ask anyone of them any money, I know they would be happy to give me anytim e.

..and what's stopping you from making your own money?

17 Likes 1 Share

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by timesup234: 4:55pm On May 31, 2020
sweetmelanin:


Indeed.

Lmaooooooooo!
you know majority of Nigerians are slaves. They hear america and start vibrating. Americans are dead broke and miserable. Only a fool dont know this

3 Likes

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by ModestGal(f): 4:55pm On May 31, 2020
SweetCunt97:
God bless that special uncle.. Dude was simply a giver, never complains. He always prepares list of people he'd give money to. People far and wide respected him sooo much. He's simply one of a kind.

Best is simply help the relative cross over so they can hustle and help others, no be to dey how many thousands come dey complain anyhow.
Thanks o,my sister. Some people are just stingy. One thing I noticed about stingy people is that they truly will never have to give, but people that easily give will always have more to give. Thats why nice people are usually nicer and stingy ones stingier.
I'm not saying its good to demand, but you shouldn't shame your people for demanding from you as their uncle or brothers

5 Likes 1 Share

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by sweetmelanin(f): 4:55pm On May 31, 2020
timesup234:
you know majority of Nigerians are slaves. They hear america and still vibrating. Americans are dead broke and miserable. Only a fool dont know this

Ok
grin

2 Likes

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by easyflex: 4:56pm On May 31, 2020
Sweetcho:


Yes I gave my cousin $2500 to buy a car with would you believe after he received the money and bought the car he never even said thanks cousin this is the car I bought! I never heard from him again until the next time they're in need. And it's not a pay me back when you get it loan this is money you will never get back again

This can be particularly painful.

I experienced it recently, after shelling (dashing) out $3k to assist in buying a ride for bolt / Uber.
Just a 1 line whatsapp msg saying, thank you I got the alert.
No feedback about the car until about 4 months later when he needed money again.

21 Likes

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by foleskay(m): 4:56pm On May 31, 2020
sweetmelanin:


I don't blame them. I blame the gullible ones abroad who keep sending their hard earned money for others to squander. God forbid I send a dime to anybody back home - when I'm not an ATM machine.

Tommorow its these same people that will start bad mouthing you that abroad people are "living in cubicle, they are broke, they pay bills, they work menial jobs" etc.... but they are
shameless enough to beg money from you lipsrsealed

Keep your money. Nobody is begging you to send money. How much you get sef
Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by HeavenlyHolines(m): 4:56pm On May 31, 2020
Sure but for me,I mean myself I will prefer Nigeria. We all have different ideologies. I can't change yours n u can't change mine. Sincerely Nigeria is endowed if not for Nigerians that singlehandedly spoilt things because of greed. When I was in Nigeria, my pay as a private school teacher was 24/25k but here,people make more than 600k for d same teaching job. God will help us.
Shikena:


In fact, Nigerians abroad should stop sending money home & learn how the economy of their resident countries work. Some Nigerians are making a killing everyday in America but most still need to learn to use the financial system without the Nigerian mindset. We need to learn from the Scots, Indians, Pakistanis, Chinese etc. Stop wasting good investment money on useless ventures in Nigeria. You can do that when you have a flourishing business abroad. Just my opinion.

3 Likes

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by apatheticme(f): 4:57pm On May 31, 2020
rentAcock:
Abroad people call me every weekend asking me to send money (not bragging). Many of them are frustrated over there. They work long hours including overtime but the government takes federal, state, city, social security, medicare, medicaid and disability taxes. On top of that, when they buy biscuit, they will still take sales tax. They pay exorbitant rent; those who "own" homes are locked in a loan repayment for 30yrs of which they still have to pay annual taxes for their house. Phone bill can cost over $60 per line, cable $120, internet $80 and they still pay tax on top of it. Burger and chips with soft drink can easily cost you $16 plus tax.

Sure some folks are making over $100,000 theoretically especially healthcare workers in expensive states like California and new York, but by the time they deduct all those taxes from their check, they are left with just $40,000. Then they still have to pay more taxes on every thing they buy. That's not life. It's like a rat wheel, oscillating but not making any progress. I have a cousin who was in the same situation in America, after 10yrs working as a social worker, he returned home and we started up a business. He still regrets all the years he spent slaving away in America. Today, he travels the world on vacation and visiting places he didn't even have time to visit when he was living abroad. It's not too late for Nigerians living abroad to return home; you can make it big here with less stress and you will extend your life span.

God bless you richly for this!

Infact a crate of beer for you. I've been trying so hard to explain this to people, but I guess who no go nor go fit understand.

If not for our useless leaders, Nigeria is the place to be! The western world is just an endless rat race with frustrated racists everywhere.

6 Likes

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by onyeomanono24(f): 4:57pm On May 31, 2020
Thingsvirtous19:
I can totally relate to point 5. Folks..take care of yourself oh. To buy 5k-10k slipper go dey hard me. But I can give out 20k without blinking. Is that life?

It was one of my sweet anty that I give money that yabbed me. She said to me.. Xyz you can give people money but you are stingy to yourself. She also told me to spent not recklessly but well enough to enjoy my money because people will always demand for it from me.

I am grateful for that pep talk. After I have saved and spent to satisfy myself..I can freely give the remaining without lying or feeling guilty.

I also havE special request from folks that no matter what.. I can suspend my "enjoyment" to satisfy them.

Also if relatives wants to borrow a huge sum of money and I have it to spare but I am afraid that it gonna cause rift when I try to recoup my money. I bring in a third party. Mostly fAKE documents stating that the third party lend the money and I am just a witness. God will help us all.
This was me sometime last year, but did they pay the third party? Hell NO cos i was the one that stood as the guarantor they relaxed and say there's no money. I supposedly paid myself grin angry

4 Likes

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by ufondunenye(f): 4:57pm On May 31, 2020
A
Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by Rubicon67(m): 4:58pm On May 31, 2020
Klass99:


I can relate to this post. I had a school mate schooling and working in Russia. She often had to fall back on money contributed by her siblings in Naija to survive. She didn't stay back after school, she came home.

My own cousin returned from Australia, after his Masters. He said the system over there won't allow you live a very comfortable life. Everything is billed and taxed to a point where, you can hardly afford nice but expensive things for yourself.

He said most of the people he befriended had never been on a plane or travelled outside their states of residence, because by the time they are done paying bills, there's very little left for travel. Travelling for them, would mean a financial plan of 6 or 8 months ahead for that trip.

Different strokes for different folks.

From my personal experience, majority of Nigerians in the diaspora are doing ok in all walks of life and supporting their relatives and other loved ones in Nigeria in their own little or big ways, depending on their circumstances...as evident by the $25 billion remitted in 2019 from all corners of the world.

No where in the world is perfect but the relative higher quality of life and living standards will always be a big factor. One can have lots of money in Nigeria for instance but the security of lives and property could be a major concern.

15 Likes 1 Share

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by bitingcool: 4:58pm On May 31, 2020
zed7:
Does it ever end? I can understand the request from people who are sick and can't afford medical bills. What irks me the most is those who after enjoying the pleasures of ejaculation start nagging you for money because they just had a baby or need money for school fees.
I always say I wouldn't give again but I still end up giving. I have always made it a point not to stress myself. I give what wouldn't dent my own resources. If you need 50k, I can give 10k, go source for the rest yourself.

Lol @ the pleasures of ejaculation
Man must ejaculate na
Apt description

3 Likes

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by INTEGRITYA1(m): 4:58pm On May 31, 2020
Following.
Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by ModestGal(f): 4:59pm On May 31, 2020
sweetmelanin:


..and what's stopping you from making your own money?
Lol, who says I'm not, in my own family we don't give because we are rich or poor, we give because it strengthen love. And it is the older that gives to younger, or you expect me to be giving my relatives abroad money when i was a university student?
Anyway, I understand why people like you are so angry and stingy to your own family, its because you were raised hostile.
I pray to be rich, very rich, for just my siblings and relatives alone, there's no happiness as much as that. That is how normal people should think, not already shaming them when they are yet to even ask you.

9 Likes 1 Share

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by AllenSpencer: 4:59pm On May 31, 2020
bankylan:
You LIED. Nowhere in the world where people pay 60% tax. And whoever is calling you every weekend from abroad to send money to them is obviously an illegal immigrant or students still trying to cope. The fact that you don't know how much they even pay on tax casts doubts on your claims here.

In America or Canada where you gave an instance, they don't pay 60% on their first 100k.








Don't mind him.

Beer parlour gist he scripted!

4 Likes

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by jaxxy(m): 5:00pm On May 31, 2020
eazzzy1:
Are you a Nigerian? do you have friends and family in diaspora or home who are doing well for themselves but will ignore your request to send money all the time? before you call them stingy or wicked, here are some of the reasons why rich friends do not give out money;

1. They don't have enough: Enough is subjective, someone can earn as much as $100,000/annum but feel he's not earning enough, some people have these dreams of being wealthy and that salary isn't sufficient to get them there. So you have a friend/relative who works in a big firm abroad, you think he's rich, he thinks he isn't earning enough. Even millionaires have needs too.

2. You are not the only one making financial demands: You think you are his best friend because you went to secondary school together and were seat mate or bunk mates in the hostel so automatically he should be predisposed to meeting your needs, well there are primary school best friends, university best friends, first love, NYSC best friends, Neighbours, uncles, aunties, brothers etc who think their request should be met too. It is impossible to meet all these needs.

3. Making financial demand is never a one time thing: I had this habit of giving money to people who ask for financial favors the first time. I thought since they never asked for such before, they must really be in need. I soon found out that after that first time they run to me whenever they need money again, sometimes they space out the request like two months, some every month etc. I then realize that the $100, $200 i send them is never going to be sufficient, they will always come back for more. So i joined the God will provide gang.

4. Yahoo boys : Not every fraudster hacks into companies accounts, or forge the accountants signature, or even find lonely older women/men to scam. Some yahoo boys have resorted to begging, they send you message of how their dad is dying in the hospital, how their sister got arrested for a crime she didn't commit and they need a lawyer bla bla, they call these lies format and once you send them money they pop champagne and call you client.

5. General realization : One day i was going through my bank statement and i noticed i gave out about $500 monthly to family and friends. The same me who will walk into H & M, see a shirt of $40 and think it's too costly. I either buy it grudgingly or wait till it's on sale to buy. I realized i wasn't taking care of myself enough. Most people will come to this realization at a point in their lives.

This thread isn't limited to just people abroad, it include people who work and earn who are home based too. How do you cope with demands?Diasporans what made you rethink your generousity?

Feel free to add yours.


Look at Davido and the other guy. Stingy is a word in the dictionary for a reason. Don’t make excuses for bullshit.

While I understand nobody owes u anything bla bla bla and there are many factors at play b4 a dear friend helps u out. Don’t get it twisted. Stingy is a Real Word. Check the meaning in the dictionary. Just like a Miser is a Real Ass Word.

Whether it’s bad or good is now relative. Lol

NB: However I do agree with sm of ur points like 3, 4 and 5 bt they can be managed. I have personally experienced 3 and 5. I had to sit back and address them fairly bt didn’t stop helping out when I can as it is a good thing to help sm1 in genuine need. Once proven so.

Also there is a level of giving that is irresponsible unless lead otherwise. When u give continuously at the risk of ur financial stability it’s wrong and irresponsible. There can be 1 offs bt not regular occurrences.

3 Likes

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by charlesELIKIBA: 5:00pm On May 31, 2020
basically just do as much as you can.

don't go beyond your limits... giving is a gift but sometimes learn to say NO otherwise they will push you back to the starting
Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by OKTolu(m): 5:00pm On May 31, 2020
Op you're on point, you just made my weekend

2 Likes

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by cardoso514: 5:01pm On May 31, 2020
The truth is many of them are under lockdown too
Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by Amalekki: 5:01pm On May 31, 2020
lekki1444:
OK from a position of correct information how much taxes will someone earning 100k pay and how much will they take home. rough estimate, i know there will be variables like how many kids you have etc but just a rough estimate
I will go with around 60-70k (Some of the money withheld still belong to you - and many will still get tax refunds during the tax season - 3k, 5k, 12k etc depending on different factors)

So we have too many variables:
- Federal tax: Depends on several variables
- State tax: Some states don't have state tax on paycheck e.g. Texas among several others
- Retirement plan (401k etc): Some people invest up more than 10% of their paycheck on this and lots of companies will match this or a percentage of the contribution. (Remember, this is savings - for those who think Americans don't save, a chunk have savings but not in their savings account)
- Health Insurance: A fraction of the paycheck depending on if single, married, have kids
- Social Security deductions/Medicare etc: Also another rainy day stuff. Many are unaware that most Americans receive social security checks based on the contributions they made while working. In fact, social security sends you an estimate of what you earn monthly if you retire TODAY. Even if you move back to Nigeria, you get your check.

11 Likes 2 Shares

Re: Why Your Diasporan Friends And Family Do Not Send You Money When You Ask. by foleskay(m): 5:01pm On May 31, 2020
monfizzy:
All good points. It’s very tiring when many people are asking for financial help at same time, makes you either priorities who to assist and who not to based on your surplus income. Everybody want something and there’s just not much you can do. Worst is that most of those friends and distant relatives who’re expecting feel entitled and the moment you don’t oblige they start giving you attitude.

Personally, I’ve earmarked about £100-£150 to assist friends and distant relatives every month but it’s never enough as I’ve to split it between 5-10k per person but they still give me the feeling like it’s not enough when I’ve to inconvenient myself with some luxury. Anytime I think of shopping wears/trainers as I’m a lover of sneakers of about £100, I often feel I’m being wasteful as such money will go a long way to help acquaintance back home and often forget the idea of buying them.

While it is true that life is a bit fair in the West, U.K. in particular, it’s never rosy as one has to work hard, offset bills like housing, car insurance etc which can significantly drain one’s income so Nigerians have to learn to be appreciative for every pounds they get and learn to understand when told nwanne today I no get.

You sef hear your self. How would you be sending people back home 5k and you expect them to appreciate. How much is 5k. It would hv been better not to send anything than sending that meagre money all the way from the UK. Cmon.

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