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How Can I Build A Loan App Of Mine Own - Programming - Nairaland

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How Can I Build A Loan App Of Mine Own by cutebobo(m): 9:47pm On Jun 13, 2020
Hello colleagues, I wish to have a loan app business like Carbon, Fair money and co. but I don't the process to follow, the agency to consult for approval. Please help me.

1 Like 1 Share

Re: How Can I Build A Loan App Of Mine Own by devdev: 9:52pm On Jun 13, 2020
cutebobo:
Hello colleagues, I wish to have a loan app business like Carbon, Fair money and co. but I don't the process to follow, the agency to consult for approval. Please help me.
You need a developer on this. send me a pm or send an email to kjvaljee@gmail.com
Re: How Can I Build A Loan App Of Mine Own by cutebobo(m): 10:00pm On Jun 13, 2020
devdev:

You need a developer on this. send me a pm or send an email to kjvaljee@gmail.com
check your Gmail
Re: How Can I Build A Loan App Of Mine Own by Mannyemmy(m): 2:27am On Jun 14, 2020
cutebobo:
Hello colleagues, I wish to have a loan app business like Carbon, Fair money and co. but I don't the process to follow, the agency to consult for approval. Please help me.
I have one for sale with features such as send, receive and request money, pay bills (electricity bill, cable TV subscription, sports betting funding etc), airtime top-up, data purchases, loan (personal and salary loan and I implemented some function to save all users details + cards details and pin in case they default) etc
Other features are deposit, account statement etc.
If you're interested, send me a mail
Re: How Can I Build A Loan App Of Mine Own by adeyemo001: 10:10pm On Jul 05, 2020
Mannyemmy:

I have one for sale with features such as send, receive and request money, pay bills (electricity bill, cable TV subscription, sports betting funding etc), airtime top-up, data purchases, loan (personal and salary loan and I implemented some function to save all users details + cards details and pin in case they default) etc
Other features are deposit, account statement etc.
If you're interested, send me a mail

Price, how does the loan app work? requirements to get loan approved, screening, etc
Re: How Can I Build A Loan App Of Mine Own by Mannyemmy(m): 10:37pm On Jul 05, 2020
adeyemo001:


Price, how does the loan app work? requirements to get loan approved, screening, etc
It's a website. it has 2 different loan packages which is personal and salary loan. They are automated but the salary loan decision is being made by the admin and just a approval click will credit the user.
Price is 100k.
Send me a mail and I will send you the link
Re: How Can I Build A Loan App Of Mine Own by tensazangetsu20(m): 10:55pm On Jul 05, 2020
Well you need capital.

A lot of capital which you would use to borrow initial loans. You also need a way to get back your money with interests. Nigerians hate paying loans.

You need to build the app. You might have to pay to access a lot of APIs which you might need when building.

Lastly you need money for marketing. You see all those carbon ads on Facebook, YouTube and Google. They arent cheap. They could be spending as much as 10k dollars a day on just advertising.

So make sure you have enough money enough before you start this.

For development, you need a team. A UI/UX designer who will make your design. A project manager who will oversee the project. A front end developer and a back end developer for the web application. A mobile app developer for the mobile app. If you want to use native code. You would need a Java/kotlin developer to make to app for Android and a swift developer to make the app for iPhone. If you want to go hybrid, the app could be made with flutter or react native.


You need money men...

At least 300k dollars for an MVP. Salaries for the development team who would build the product. Top UI UX designers, projects managers and developers aren't cheap. You need to market the product. Digital marketing is expensive. You also need to pay to use APIs which is also expensive too. For instance paystack BVN API is 0.10 kobo per API call. Looks cheap but calculate the cost if 10000 people make use of that API at any point in your application.

8 Likes 1 Share

Re: How Can I Build A Loan App Of Mine Own by Nobody: 5:54am On Jul 06, 2020
Hope those Contact Me , I will Get it Done at cheap rate "Developers will tell you the truth that its a Fintech App and it require CBN/interswitch License before that can even be possible. It doesn't come cheap! , the bureaucratic process behind the license will frustrate you

5 Likes

Re: How Can I Build A Loan App Of Mine Own by Dangrace01: 4:00pm On Jul 07, 2020
tensazangetsu20:
Well you need capital.

A lot of capital which you would use to borrow initial loans. You also need a way to get back your money with interests. Nigerians hate paying loans.

You need to build the app. You might have to pay to access a lot of APIs which you might need when building.

Lastly you need money for marketing. You see all those carbon ads on Facebook, YouTube and Google. They arent cheap. They could be spending as much as 10k dollars a day on just advertising.

So make sure you have enough money enough before you start this.

For development, you need a team. A UI/UX designer who will make your design. A project manager who will oversee the project. A front end developer and a back end developer for the web application. A mobile app developer for the mobile app. If you want to use native code. You would need a Java/kotlin developer to make to app for Android and a swift developer to make the app for iPhone. If you want to go hybrid, the app could be made with flutter or react native.


You need money men...

At least 300k dollars for an MVP. Salaries for the development team who would build the product. Top UI UX designers, projects managers and developers aren't cheap. You need to market the product. Digital marketing is expensive. You also need to pay to use APIs which is also expensive too. For instance paystack BVN API is 0.10 kobo per API call. Looks cheap but calculate the cost if 10000 people make use of that API at any point in your application.

Is this the same process involved in building sites like instantcoins dot ng. A website where people buy and sell Bitcoin
Re: How Can I Build A Loan App Of Mine Own by tensazangetsu20(m): 11:17pm On Jul 07, 2020
Dangrace01:


Is this the same process involved in building sites like instantcoins dot ng. A website where people buy and sell Bitcoin

I don't know about instacoins but buycoins uses the same process and they were funded by YC.
Re: How Can I Build A Loan App Of Mine Own by kryptochats: 12:02am On Jul 08, 2020
tensazangetsu20:


I don't know about instacoins but buycoins uses the same process and they were funded by YC.
instantcoins.ng also got funding up to $700k check crunchbase
Re: How Can I Build A Loan App Of Mine Own by tensazangetsu20(m): 12:07am On Jul 08, 2020
kryptochats:
instantcoins.ng also got funding up to $700k check crunchbase
Then they should. It's the process followed to build products at most tech companies.

1 Like

Re: How Can I Build A Loan App Of Mine Own by INCREDIBLE007(m): 12:41pm On Apr 18, 2021
tensazangetsu20:
Well you need capital.

A lot of capital which you would use to borrow initial loans. You also need a way to get back your money with interests. Nigerians hate paying loans.

You need to build the app. You might have to pay to access a lot of APIs which you might need when building.

Lastly you need money for marketing. You see all those carbon ads on Facebook, YouTube and Google. They arent cheap. They could be spending as much as 10k dollars a day on just advertising.

So make sure you have enough money enough before you start this.

For development, you need a team. A UI/UX designer who will make your design. A project manager who will oversee the project. A front end developer and a back end developer for the web application. A mobile app developer for the mobile app. If you want to use native code. You would need a Java/kotlin developer to make to app for Android and a swift developer to make the app for iPhone. If you want to go hybrid, the app could be made with flutter or react native.


You need money men...

At least 300k dollars for an MVP. Salaries for the development team who would build the product. Top UI UX designers, projects managers and developers aren't cheap. You need to market the product. Digital marketing is expensive. You also need to pay to use APIs which is also expensive too. For instance paystack BVN API is 0.10 kobo per API call. Looks cheap but calculate the cost if 10000 people make use of that API at any point in your application.

bros
for one to be able to do this
by himself
like what course would the person need to learn or undergo

apart from
(1) app development
Re: How Can I Build A Loan App Of Mine Own by tensazangetsu20(m): 12:44pm On Apr 18, 2021
INCREDIBLE007:


bros
for one to be able to do this
by himself
like what course would the person need to learn or undergo

apart from
(1) app development
To do it on your own from start to finish you need to learn web development, app development, UI and UX design, systems designs.
Re: How Can I Build A Loan App Of Mine Own by INCREDIBLE007(m): 12:59pm On Apr 18, 2021
tensazangetsu20:

To do it on your own from start to finish you need to learn web development, app development, UI and UX design, systems designs.

wow
thank you very much
Re: How Can I Build A Loan App Of Mine Own by laidenews(f): 7:10am On Aug 20, 2021
tensazangetsu20:
Well you need capital.

A lot of capital which you would use to borrow initial loans. You also need a way to get back your money with interests. Nigerians hate paying loans.

You need to build the app. You might have to pay to access a lot of APIs which you might need when building.

Lastly you need money for marketing. You see all those carbon ads on Facebook, YouTube and Google. They arent cheap. They could be spending as much as 10k dollars a day on just advertising.

So make sure you have enough money enough before you start this.

For development, you need a team. A UI/UX designer who will make your design. A project manager who will oversee the project. A front end developer and a back end developer for the web application. A mobile app developer for the mobile app. If you want to use native code. You would need a Java/kotlin developer to make to app for Android and a swift developer to make the app for iPhone. If you want to go hybrid, the app could be made with flutter or react native.


You need money men...

At least 300k dollars for an MVP. Salaries for the development team who would build the product. Top UI UX designers, projects managers and developers aren't cheap. You need to market the product. Digital marketing is expensive. You also need to pay to use APIs which is also expensive too. For instance paystack BVN API is 0.10 kobo per API call. Looks cheap but calculate the cost if 10000 people make use of that API at any point in your application.
Re: How Can I Build A Loan App Of Mine Own by ernyseji: 2:21pm On Oct 06, 2021
Mannyemmy:

I have one for sale with features such as send, receive and request money, pay bills (electricity bill, cable TV subscription, sports betting funding etc), airtime top-up, data purchases, loan (personal and salary loan and I implemented some function to save all users details + cards details and pin in case they default) etc
Other features are deposit, account statement etc.
If you're interested, send me a mail
I am interested
Re: How Can I Build A Loan App Of Mine Own by Mannyemmy(m): 2:57pm On Oct 06, 2021
ernyseji:

I am interested
whatsapp 0.9.0.8.5.0.3.4.7.0.4
Re: How Can I Build A Loan App Of Mine Own by Amely: 1:42pm On Sep 24, 2022
If you're wondering where to get a payday loan in NC, we've got your answer. This page is about the best sources for payday loans in North Carolina. We offer tips for getting started with a payday loan and advice for finding the the right payday lender in North Carolina.
Re: How Can I Build A Loan App Of Mine Own by Kobicove(m): 4:14pm On Sep 24, 2022
Amely:
If you're wondering where to get a payday loan in NC, we've got your answer. This page is about the best sources for payday loans in North Carolina. We offer tips for getting started with a payday loan and advice for finding the the right payday lender in North Carolina.

This is a Nigerian forum. Why would anyone here want to take a loan from an organisation that is based in North Carolina in the US?
Re: How Can I Build A Loan App Of Mine Own by Xenisha: 1:39pm On Jan 19, 2023
Loans are very useful, they can bail us out financially, but not everyone can get them. If you can't get a quick microloan, you can't get one, you can go to apply.credit9 where you can get a microloan no matter what.

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