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Which Bank Is The Best For Savings Account In Nigeria? - Business (13) - Nairaland

Nairaland Forum / Nairaland / General / Business / Which Bank Is The Best For Savings Account In Nigeria? (60110 Views)

What's The Best Bank For Savings Of Business Income? / What Bank Pays The Best Interest Rate For Savings Account In Nigeria? / What Is The Maximum Deposit And Balance For A Savings Account? (2) (3) (4)

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Re: Which Bank Is The Best For Savings Account In Nigeria? by LudaChriz(m): 7:26pm On Jun 29
Black11:
I also use Ecobank and frankly i do not get deducted anyhow, there would be an explanation for the debits. I have a supersavers account and get around 4.5% right now my other accounts do not give this rate.

Do u mean if I deposit #500k in a month I will be getting #20k which is 4%?
Re: Which Bank Is The Best For Savings Account In Nigeria? by Chochovini(m): 7:26pm On Jun 29
babtoundey:
Any bank but Access bank.

If the system permits, Access bank and its operators wouldn't mind accessing stealing from even those that don't use their bank.
. Lolsssssssssss but seriously, this is way too demeaning. U hate that bank with passion sha.
Re: Which Bank Is The Best For Savings Account In Nigeria? by oluwasegun007(m): 7:28pm On Jun 29
From comments above, I think it's between zenith and Gt ooo....

BRAVO TO NEW GENERATION BANKING.
Re: Which Bank Is The Best For Savings Account In Nigeria? by madan(f): 7:31pm On Jun 29
Ecobank is bae
Re: Which Bank Is The Best For Savings Account In Nigeria? by liverpudian9(m): 7:34pm On Jun 29
Try uba or standard chartered bank
Re: Which Bank Is The Best For Savings Account In Nigeria? by MissJoy29(f): 7:39pm On Jun 29
1030:
I have accounts with GT, Access, Zenith,UBA,Firstbank but I will recommend Zenith for savings.
Lol...see me o. The only difference between you & i is that in addition to the ones you mentioned, i also have Eco, Fidelity & Diamond(used to) and you don't grin grin grin


Anyway, as an experienced "banker", i go with GTB & others...
Re: Which Bank Is The Best For Savings Account In Nigeria? by southniyikaye(m): 7:39pm On Jun 29
humilitypays:
For Savings Purpose
Fidelity
Zenith
Union


For Internet Banking & Online Business Purpose
GTB
Zenith
Eco Bank

For Business & Entrepreneurship Purpose
Fidelity

God punish fidelity bank x 1billion times.
Re: Which Bank Is The Best For Savings Account In Nigeria? by Samusu(m): 7:42pm On Jun 29
JAIZ BANK

Your profit go de follow shap shap after tax

1 Like

Re: Which Bank Is The Best For Savings Account In Nigeria? by seunajia: 7:45pm On Jun 29
You know I would have mentioned Zenith bank until last week when I started getting fraudulent alerts. I have so far lost over 150K from three different transactions. I emailed the bank and they purportedly deactivated my card before the last of the three transactions. The account has a hard token, how did anyone gain access to it? Now they're asking me to fill some silly forms and then I'll have to wait for 45-50 days to get my hard-earned money back.

For all the trauma they've caused me, they won't know what hit them.
Re: Which Bank Is The Best For Savings Account In Nigeria? by jericco1(m): 7:45pm On Jun 29
highness25:

My fellow corp member I sight you. After November they're on their own

cheesy
Re: Which Bank Is The Best For Savings Account In Nigeria? by Renaud1993(m): 7:47pm On Jun 29
Which bank is the best?
No one mentioned interest on savings account instead you are looking at criteria that doesn't count.

If you really want good returns, try Providus or maybe Sterling...good interest rate on savings account. Providus even have 5% interest rate in current account
Re: Which Bank Is The Best For Savings Account In Nigeria? by Oluwahelpme(m): 7:49pm On Jun 29
Trayceey:
None! They're all thieves



Although firstbank paid me 4k on interest capitalized on 1.1m in 30 days. So even if they keep charging me, their interest will cover for it..
loan me that money. I will be paying u N7000 interest every month.
Re: Which Bank Is The Best For Savings Account In Nigeria? by Revolva(m): 8:05pm On Jun 29
Uba bank is the best because they give Interest Weller also zenith and Gtbank are good banks the rest follows

humilitypays:
For Savings Purpose
Fidelity
Zenith
Union


For Internet Banking & Online Business Purpose
GTB
Zenith
Eco Bank

For Business & Entrepreneurship Purpose
Fidelity


Oga you no serious who born ecobank that yeye bank I can't even open a savings with them na Dem I wan come believe for online banking

For best online banking is zenith bank and Gtbank and UBa cos these three banks debit card works perfectly on online stores
Re: Which Bank Is The Best For Savings Account In Nigeria? by slimanyd: 8:11pm On Jun 29
Renaud1993:
Which bank is the best?
No one mentioned interest on savings account instead you are looking at criteria that doesn't count.

If you really want good returns, try Providus or maybe Sterling...good interest rate on savings account. Providus even have 5% interest rate in current account

5% monthly or per annum
Re: Which Bank Is The Best For Savings Account In Nigeria? by slimanyd: 8:16pm On Jun 29
Man90:


4.2%

Per annum or monthly
Re: Which Bank Is The Best For Savings Account In Nigeria? by lamdobaly(m): 8:17pm On Jun 29
Try fidelity bank
Re: Which Bank Is The Best For Savings Account In Nigeria? by slimanyd: 8:19pm On Jun 29
chukel:
Zenith it is. No bank has given me as much as 15k interest on savings per month other than zenith. And it's consistent.

Bro. Can u just give me a clue of the account balance that resulted into 15k . and at what interest rate. Thanks
Re: Which Bank Is The Best For Savings Account In Nigeria? by Abiodunspectre(m): 8:21pm On Jun 29
GTbank is the best for saving and the have one of the best mobile banking platform. With their Ussd code *737# you can make transfer, buy airtime and even pay bills. Very fast and easy.
Re: Which Bank Is The Best For Savings Account In Nigeria? by donsheva: 8:23pm On Jun 29
Business Account holders, what's the best for a business account and how much do they charge per month. Access bank wants to ruin me, I will close my business account with them this week.
Re: Which Bank Is The Best For Savings Account In Nigeria? by LegalOpinion: 8:27pm On Jun 29
Trayceey:
None! They're all thieves



Although firstbank paid me 4k on interest capitalized on 1.1m in 30 days. So even if they keep charging me, their interest will cover for it.

This rate is the same in most banks. That is 4.5% interest rate.
Re: Which Bank Is The Best For Savings Account In Nigeria? by bukhety(f): 8:29pm On Jun 29
IJOBA2:
MY BROTHER GO AND LOOK FOR GOOD CARPENTER THAT CAN CONSTRUCT A GOOD PIGGY BANK FOR YOU. NIGERIA AND BANKS ARE NOT SAFE FOR NOW.


Pls can u make transfers with the piggy bank?
Just asking ni o!
Re: Which Bank Is The Best For Savings Account In Nigeria? by Katier00(f): 8:36pm On Jun 29
blingxx:


you are very right ,I almost abuse one of them this january very rude bunch of nuisance them no dey fine sef undecided
they feel because they are beautiful they can be rude
Re: Which Bank Is The Best For Savings Account In Nigeria? by Rilwayne001: 8:53pm On Jun 29
moremuch1:


Is it e savers account,you are operating?

I don't even know
Re: Which Bank Is The Best For Savings Account In Nigeria? by muhammad4islam: 8:54pm On Jun 29
LudaChriz:
A lot of people are used to complaining about various commercial banks in Nigeria especially the low income earners as regards the dubious charges perpetrated by these Banks.

So I want to ask, which Bank is more considerate in terms of their charges for savings account currently?

Don't forget to tell us your reasons.

Let's talk business

All this charges and every other things in saving account is normal. The only mistake is that access bank did not inform her customers. If it is profit sharing the customer wouldnt complain. I am not working at access bank but you can never satisfy customers. The issue of e-banking have not been fully adopted ..............,
Re: Which Bank Is The Best For Savings Account In Nigeria? by 2eggs1goal: 8:58pm On Jun 29
slimanyd:


5% monthly or per annum
All banking rate are per annum
Re: Which Bank Is The Best For Savings Account In Nigeria? by slimanyd: 9:01pm On Jun 29
2eggs1goal:

All banking rate are per annum

A Nairalander once gave me a clue as regards Fcmb which offers up to 14% per annum on one of there savings platform.
Re: Which Bank Is The Best For Savings Account In Nigeria? by Hotguy27: 9:01pm On Jun 29
The realities on ground are different from most opinions here. But for these merger today, acquisition tomorrow, Firstbank has been maintaining highest savings accounts in Nigeria. Most ofthe people who have operational accounts in other banks will always maintain savings accounts in Firstbank. However, GT and Zenith banks should also be good

1 Like 1 Share

Re: Which Bank Is The Best For Savings Account In Nigeria? by Donjuan77: 9:08pm On Jun 29
I have two accounts Eco and Gtbank, but since I have been banking with gtb they haven't gave me one kobo interest but for Ecobank I have been smiling all this years for the interest being given to me on a monthly bases so for that reason I prefer my Eco to any other bank in Nigeria for the interest and the security on your account alone.
Re: Which Bank Is The Best For Savings Account In Nigeria? by babtoundey(m): 9:12pm On Jun 29
Chochovini:
. Lolsssssssssss but seriously, this is way too demeaning. U hate that bank with passion sha.

My brother, that bank do me strong thing. Even long after I had stopped using their bank they were still sending me debit alerts. Right now my account statement with them reads -78 (which I'm sure would have increased by now).
Imagine a bank that milked you dry sending you debit alert when you had already moved on!

That bank is veery useless.
Re: Which Bank Is The Best For Savings Account In Nigeria? by Obilitislala1: 9:13pm On Jun 29
This one no be question where person fit ansa o🤣🤣🤣🤣 before I thought it's Access, but know I don't understand them again.
Re: Which Bank Is The Best For Savings Account In Nigeria? by Shedrack777: 9:14pm On Jun 29
Chochovini:
. LOLSSSSSSSSS If I may ask, why the question? (still laughing)....
LOLSSSSSSS because i'm living there, and i think it's a good idea if i know you more since i'm living in daura too. what do you think?
Re: Which Bank Is The Best For Savings Account In Nigeria? by Essien45: 9:24pm On Jun 29
UBA

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