When it comes to managing your money, raising a family can present a serious challenge.

If you’re worried about how to discuss being broke with your children, there are a number of ways you can handle this all too common situation.

Read on for a few helpful tips that explore how to handle being broke and how to talk about it with your kids in a smart, responsible way.
Explain the Concept of Saving

Instead of being negative and constantly focusing on being broke, try to approach the situation in a more positive way. One way to do this is to talk to your kids about saving your hard-earned money for a rainy day or for a major purchase.

If your children ask you why they can’t get that new pair of jeans or go out for ice cream, let them know that you’re planning to save your money for bigger things. Let them know that you can’t always splurge on expensive or extra purchases all the time.

Kids need to understand frugality at an early age, and this is one way to use it to your advantage. Talk to your children about spending versus saving so they have a grasp of how to use money more wisely, even when you’re broke.
Being Broke Inspires Creativity

While being broke can be a real downer, it can also encourage you to try something new. If you’re short on cash, look for fun ways to spend time with your kids that don’t cost a ton of money.

Stay at home and play board games or work on a new craft together. You can also encourage your kids to cook with you and learn a new skill in the kitchen.

Just because you’re broke at the moment, it doesn’t mean you have to be bored or restless. This is the perfect time to get creative and come up with new ways to spend your time as a family without spending money.
Work on Your Finances in Private

Your children don’t need to know every single aspect of your financial life. Kids can feel it when you’re stressed out, so try your best to take the emphasis off of being broke as much as possible.

In the meantime, look into ways you can improve your financial situation such as finding debt consolidation solutions or lowering your credit card interest rate. Talk to a financial advisor who can help you come up with new ways to save and regroup your debt so you have better cash flow.

There’s no shame in being broke as long as you know how to handle it with grace. Work on your money situation privately so you can focus on the important things when you spend time with your kids.
Handling Money Woes with Grace

Even if you’re thinking “I’m tired of being broke,” there are still plenty of things you can do to enjoy your day-to-day. Don’t be afraid to talk to your kids about money, but try and keep the focus positive so that you don’t stress yourself or your children out.

Thank you for reading

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First of all, don’t have kids if you can’t take care of them. In fact, don’t get married if you can’t take care of yourself talk less of another.

Secondly, don’t lie to your kids about daddy or mummy being prudent, they’ll see you as a stingy parent and some kids will try to hurt you by stealing from you or being bad kids. Instead, tell them you can’t afford it but you’re working hard to save for it.

Kids will always be kids. They don’t want to be shamed by their mates so they will lie or steal to have their way, so provide the most important needs and let them know they can’t have the rest because dad or mom does not have it yet, but you can always give them hope you’re working towards it.

Thirdly, be in their lives, that’s the most important. Help them with their homework, take them to places and find them mentors who can inspire them positively, speak words of wisdom to them, teach them the right way to do things.

Lastly, pray it all works out in the end. Pray your best is enough to make them good kids. No matter how hard you try, kids will become adults and be who they want to be and in many cases, there’s not much you can do to change that. So do your best and the rest is up to God.

By using boiled egg as meat inside ogbono soup

Maybe for those abroad.
Our parents here tell us everyday' I don't have money , leave me alone' . No sugar coating or trying to sound nice

Go and meet your mother I don't have money


Go and meet your father! I don't have money for such!!

i tell my kids to pray for mummy and daddy to have money to buy you what you need.

my son told me to buy him a car(he is just 3yrs),the one that sounds'voomvoomvoom'(meaning original car,not toy),he wants to always drive his dad to shop.i just told him to pray to God,so that we can have money for that.

i try to involve God in every financial problems,make the kids know say God never give us money for wetin dem want.

Tell them to spell d word "broke", guess they will get the message.Lolz

An what is wrong in telling your children the truth. I thought my children how not to lie and always tell the when things are down. I also always let the know that nothing last forever

doggedfighter:
Maybe for those abroad.
Our parents here tell us everyday' I don't have money , leave me alone' . No sugar coating or trying to sound nice

doggedfighter:
Maybe for those abroad.
Our parents here tell us everyday' I don't have money , leave me alone' . No sugar coating or trying to sound nice

..
I swear.. ..
Many of these writeups are copy copy from foreign websites.. They rarely capture our realities down here..

socialmediaman:
First of all, don’t have kids if you can’t take care of them. In fact, don’t get married if you can’t take care of yourself talk less of another.

Secondly, don’t lie to your kids about daddy or mummy being prudent, they’ll see you as a stingy parent and some kids will try to hurt you by stealing from you or being bad kids. Instead, tell them you can’t afford it but you’re working hard to save for it.

Kids will always be kids. They don’t want to be shamed by their mates so they will lie or steal to have their way, so provide the most important needs and let them know they can’t have the rest because dad or mom does not have it yet, but you can always give them hope you’re working towards it.

Thirdly, be in their lives, that’s the most important. Help them with their homework, take them to places and find them mentors who can inspire them positively, speak words of wisdom to them, teach them the right way to do things.

Lastly, pray it all works out in the end. Pray your best is enough to make them good kids. No matter how hard you try, kids will become adults and be who they want to be and in many cases, there’s not much you can do to change that. So do your best and the rest is up to God.

this is a likkle too extreme!