Just take your #4m & return the rest. If he's wicked, you don't have to be. Two wrongs don't make a right.

I will simply send him a message requesting he gives me time to send his remaining 11million that I have already used it to solve additional expenses after all I gave him more than 8months, what are friends for...even if you carry me go court, it still requires time to pay the money.....if he rants finish him go dey alright.

Freestainworld:
Thunder will fire him, I will make sure I take my complete 4m and send the rest, but that's the end of our friendship.

Man wey Sabi but me go collect 5meter instead...The Extra 1mill na for Old times sake.

i will use the whole 15m to buy bungalow in ajah. then i will rent it out and pay him annually. and if extra moneys come i will pay him faster but the whole 15m is going into buying a bungalow. he can wait for his money

Take your 4,000,000 transfer back the 11,000,000 and end the friendship, no need to collect interest since u didnt prepare a legal document to back any payback of interests due to demurrages

Me, I'll not let his dishonesty trigger me do wrong things. I'll retain my integrity by sending back ₦11,000,000.00k.

It's a divine intervention for me to get my money back.

I will take my 4M and leave the remaining 11M for the next one month to yield interest.i will suffer him before I return the money.

I will finish him with abusive words thereafter end the relationship. For the money, I will start a business with the whole money to pay him back for making me to suffer

when it comes to lending, people Are so funny.that's how I borrow someone's my money he never talk about it,and he is flexing up n down

Omo people get money for this life o. God open doors for common man abeg. Since helpers no send person, I dey run my shit dey go, and help others I'm better than.

Op. God no go shame you
Collect your 4m and return his to him.
Then distance yourself from that unfriendly man you tag "friend"

God bless you sir.

Get legal counsel.. It is best to see the end from the beginning. Self help has its tragic consequences.

Where una dey see all this money

Firstly I'll take my 4million.

Secondly, I'll be sending 200k daily at my convenient time I'll tell him that's how much bank allows me to be transferring. Sometimes I won't send at all sef until he calls to remind me.

bmcariyo:
You loaned your friend N4,000,000 last year and since then, he has refused to pay back, which has really deteriorated the friendship.

You beg him to just pay you N2,000,000 and forget the rest because you are in a financial crisis. Your friend then says he can only get you N1,500,000 since that's all he has.

You feel like you have no option but to accept. You eventually give him your account details to send the amount directly to your bank.

You wake up the next morning, checked your account and there is N15,000,000 in it. You kept staring at the screen in disbelief but it is indeed 15m.

You grab your phone and find 53 missed calls from him and an additional 27 text messages begging you to transfer back N13,500,000 since he only meant to send N1,500,000 and mistakenly added an extra "0."

As a well-brought-up person, what are you supposed to do?

1. Send back N13,500,000/=?
2. Take your full N4,000,000/=?
3. Keep the entire N15,000,000/=?
4......
5...

#FoodForThought

I will immediately change my name to sarkin and learn fulani language immediately he will run away lol

Will send 10m to him and keep 5m 1m is the interest on the loan + stress

bluefilm:
You people will always be asking nonsense and useless question all the time.

Is it even possible transfer 15M at once to an individual bank account in Nigeria?

people transfer 100 million naira sef. levels dey ooo.

Collins4u1:
Firstly I'll take my 4million.

Secondly, I'll be sending 200k daily at my convenient time I'll tell him that's how much bank allows me to be transferring. Sometimes I won't send at all sef until he calls to remind me.

Sense no go kill you

Shellsploit:


My guy!

You're kind, even if I'll give it back, I'll delay it well well. Inshort I must chop small, na your right an em no get moral right to ask for it

I'll tell him I took 5 million naira loan from the bank and as soon as his 15million came, the bank took their 5 million.

He should take 10 million first then wait for his 1 million balance from me.

The table has turned. I will pay him his one million in the duration he owed me my 4 million.

sunshineV:
Only loan what u can afford to lose. loaning na like gamble

How does this answer the question the OP is asking?

Dimwit!

bmcariyo:



Additional 1M. What's that for pls?

The 1M is for damages,for not paying on time ND I still dey beg you to pay me my money....




Person way add 1M sef try,he papa na 4M I go comot then later me sef go pay am back...

I will remove my 4million then send him 5000(five thousand naira) every month until i pay him all.
He must learn to be patient as I did .

Promotions:
I'll take my full 4m and still hold on to the remaining 11m and do the same thing he did to you...maybe he will accept me paying half of the 11m to him when he gets frustrated... giving out loan can be something else, last year December I gave out 200k loan to a friend that promised to pay me back first week of January and how he is expecting over 300k and long stories of how credible he is, till date the chairman is yet to pay me back, every week one story or the other now he want to apply for loan from them loan companies to pay me back (that was the last excuse he gave).

Lol, let me not talk.

Take my 4m and then send the rest to Buhari

Champneys:

How does this answer the question the OP is asking?
Dimwit!

ur mama dimwit. ekuke

I will take back the money I loaned him.

bmcariyo:



Additional 1M. What's that for pls?

Hardship allowance

bluefilm:
You people will always be asking nonsense and useless question all the time.

Is it even possible transfer 15M at once to an individual bank account in Nigeria?

If you are using a co-operate account, YES.

Buy BTC with the money and ask him to wait for 1 week because I was owing bank 10m.

Wisdom will not finish me.

bmcariyo:
You loaned your friend N4,000,000 last year and since then, he has refused to pay back, which has really deteriorated the friendship.

You beg him to just pay you N2,000,000 and forget the rest because you are in a financial crisis. Your friend then says he can only get you N1,500,000 since that's all he has.

You feel like you have no option but to accept. You eventually give him your account details to send the amount directly to your bank.

You wake up the next morning, checked your account and there is N15,000,000 in it. You kept staring at the screen in disbelief but it is indeed 15m.

You grab your phone and find 53 missed calls from him and an additional 27 text messages begging you to transfer back N13,500,000 since he only meant to send N1,500,000 and mistakenly added an extra "0."

As a well-brought-up person, what are you supposed to do?

1. Send back N13,500,000/=?
2. Take your full N4,000,000/=?
3. Keep the entire N15,000,000/=?
4......
5...

#FoodForThought

Well-brought up?

Come again?

I'd take back my 4m
And 11m as interest

bmcariyo:
You loaned your friend N4,000,000 last year and since then, he has refused to pay back, which has really deteriorated the friendship.

You beg him to just pay you N2,000,000 and forget the rest because you are in a financial crisis. Your friend then says he can only get you N1,500,000 since that's all he has.

You feel like you have no option but to accept. You eventually give him your account details to send the amount directly to your bank.

You wake up the next morning, checked your account and there is N15,000,000 in it. You kept staring at the screen in disbelief but it is indeed 15m.

You grab your phone and find 53 missed calls from him and an additional 27 text messages begging you to transfer back N13,500,000 since he only meant to send N1,500,000 and mistakenly added an extra "0."

As a well-brought-up person, what are you supposed to do?

1. Send back N13,500,000/=?
2. Take your full N4,000,000/=?
3. Keep the entire N15,000,000/=?
4......
5...

#FoodForThought

Take my 4mllion and send back his balance !

Any how he want am,for my money ... walahi am ready !!