I am an undergraduate planning to graduate this year... Despite the kind of certificate I am about to get, I still choose to follow the entrepreneurial path but on this path, I have always had one very common problem.

THAT IS FINANCE.

I have a lot of ideas and stuffs I would love to try so as to see their possibility of being successful or not but then, I do usually trash any idea that comes by whenever I measure the financial aspect.

Sometimes, I decide to manage by going for cheap resources needed for the accomplishment of what I envisage but this will usually result to the destruction of the whole stuff.

To cut a story short, I made up my mind few days back and called my dad to in whatever way get me a loan of N150,000. With this loan, I believe I will be able to start whatever I plan to see if it succeeds.

I even encouraged myself that I can pay back with my NYSC allawee when the time comes but then, I have been thinking what if things don't work as plan?

Like after collecting this loan, what if my plans didn't work as i envisage thereby making paying back difficult?

But then again, I am thinking, should I be really afraid of loans? will N150,000 shatter my life?