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How To Save Millions Of Naira As A Foreign Student In Europe. - Travel (4) - Nairaland

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Re: How To Save Millions Of Naira As A Foreign Student In Europe. by FaruqMadridCr7(m): 11:59pm On Jun 10
Hmmmmm sad sad
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by calcal: 12:45am On Jun 11
4. Stop sending money home unless for an important project or for an emergency. You can always use the excuse of being a student or Corona virus to prevent some unnecessary begging. Don't give shishi unless saving of life is involved or you are sending money to buy land , build a house etc.
If you keep sending money to everyone that demands, you will always go broke.

1 Like

Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Asour: 1:10am On Jun 11
Cousin9999:
9. Go somewhere cheap (e.g. Spain), and work remotely.

Spain ? Cheap?

University education in Spain isn't particularly cheap.

Good universities charge > €17000 for Msc programmes tuition. Unless by cheap you refer to
Loving expenses only.

Cheap is what Eastern Europe is [Tuition & Loving]
But the best of job opportunities [I hear] aren't there— and the institutions lack the name brand cachet for those keen on it.
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Igwe29(m): 1:40am On Jun 11
Good one!


But pls, what are some of the most lucrative courses in Germany?
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by dochenaj: 1:52am On Jun 11
I stopped reading at number 3.

And number 2 is a "penny wise pound foolish" option. When you get a medical emergency and have no insurance, then would you know the true cost of healthcare.
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by RealAlubarika(m): 5:03am On Jun 11
Cousin9999:
9. Go somewhere cheap (e.g. Spain), and work remotely.




Cost of living in Italy, is also cheap, have been to France, Switzerland and Germany. In terms of cost of living and you're working still prefer Italy to the aforementioned.
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Cousin9999: 10:59am On Jun 11
RealAlubarika:


Cost of living in Italy, is also cheap, have been to France, Switzerland and Germany. In terms of cost of living and you're working still prefer Italy to the aforementioned.

Italy = very racist and boring, food can get boring, women are boring, mafia controls the country
Spain = racist but not enough to care, strong party culture, lots of tourists who want to have fun, liberal women, nice weather and beaches, food is pretty good
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by biggy26: 11:01am On Jun 11
Cousin9999:
9. Go somewhere cheap (e.g. Spain), and work remotely.



Is Spain cheap?
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by biggy26: 11:05am On Jun 11
Potatochips:

Wise words, bro. I'm in Germany and I can testify that all you have said is true. When I just came, I was sending money home left and right. The demands became unbearable. I know better now. It's good to save, because if anything happens, it's all man for himself. As for the babe issue, it's better to have someone here, though it's a bit difficult or something.
Difficult why?
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by deepthougths(m): 11:40am On Jun 11
Cousin9999:
9. Go somewhere cheap (e.g. Spain), and work remotely.

Can someone school and work in Spain? What are the procedures for an Undergraduate degree and is English the language of instruction?

Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Northbreed(m): 12:08pm On Jun 11
Adex2442:
Chai. U nailed it. Buh lemme ask are there much jobs in Germany?? What's the average pay?





boss u go lap me
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Cousin9999: 12:14pm On Jun 11
This thread made me realize the parallels in the Nigerian, Spanish, and Italian economies and how corruption and organized crime are causing so many problems.

1 Like

Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Northbreed(m): 12:26pm On Jun 11
Basalt:
Good morning, good afternoon, good evening to all my fellow Nigerians.
It's me Basalt, the guy that doesn't mince words, and today I will be talking about the ways foreign students who study in Europe (especially in Germany) can still save millions of naira even before finishing their studies. Believe me it is not really easy but most of our lifestyles are making it even more difficult.

1. Stay in the student hostel. The number one thing eating deep in our pocket is accommodation. I know of a friend that pays over €500 every month in accommodation alone.
Student hostels are usually subsidized for students, and you save more money when you pay less for rent.

2. Stay away from public health insurance if you are above 30yrs and you are not working a full-time job unless you have medical issues. If you are working full-time in Germany, public health insurance is compulsory. Your firm pays half and you will pay half, that is understandable but in a situation where you are not working full-time, you will pay almost €200 alone as insurance for someone who is above 30yrs old.
If you minus such a big amount, minus your rent. Wetin Remain?

3. Avoid girls that are too demanding, if you were single before coming to Germany, then date only girls that are here with you in Germany, most girls in Germany work and make their own money. So they will never be a pest to you and you will have a physical companion, not a phone companion that always calls to demand money.
What most girls will do is this.
First of all, they try to establish a relationship with you for months by chatting and asking you how you are and showing concern, then they move into the phase of milking you dry with numerous financial problems. Avoid such girls like plagues. Once they start demanding, start ignoring.

4. Stop sending money home unless for an important project or for an emergency. You can always use the excuse of being a student or Corona virus to prevent some unnecessary begging. Don't give shishi unless saving of life is involved or you are sending money to buy land , build a house etc.
If you keep sending money to everyone that demands, you will always go broke.

5. Never stay too long without working. Europe is not a place to live without working. If the semester is on, you will probably be too busy with studies to work full time, get a part-time job or a mini job to support yourself, and pay bills otherwise you will have no option than to spend the ones you saved before.

6. Stop buying expensive gadgets on loan. Buying properties on loan gives you a false illusion that you have arrived when you don't have anything.
You buy the latest iPhone on credit, you buy E-bicycle on credit, you buy big plasma TV on credit, you buy Macbook on credit, you buy a screen touch laptop on credit, some even buy a car on credit as a foreign student (though mostly not Nigerian students) .
When you buy all these things on credit, you will live a life of debt, and hardly will you make savings because you are practically working for your debts.

7. Avoid unnecessary parties and celebrations. When you organize parties for almost everything, you spend money you should have saved. Remember you are just a student, you don't have a professional job yet, you can still be kicked back to Nigeria when you fail to get a job within 18 months of graduation (God forbid).

8. Stop posting exortic pictures on facebook. People in Nigeria have that mindset that whoever goes on vacation is rich, they have the mindset that whoever enter aeroplane or even eat chicken is rich. So when you post such mouth watery pictures on facebook with nice environment coupled with your abroad induced freshness, you will create an illusion that you have arrived and you will only attract known and strange people begging in your dm. So you can avoid such disturbance by staying on a low key online.





God bless u abeg
how we go talk na
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by BizMin(m): 12:33pm On Jun 11
Daniel2802:



I'm not in Europe still undergoing my Bsc but I've picked interest in going to Germany for masters (tuition free, strong economy).

The Germany student visa travel thread has been helpful. They could assist you too.

https://www.nairaland.com/5621308/part-8/406

Thanks will check it out
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Ggetter50: 12:42pm On Jun 11
Styluss:
Thanks for this sir... Pls do you have any information about surviving in Turkey as a master's student? cry any posibility of migrating to Europe from turkey?
@basalt
Hey there, I was in Istanbul a month ago. Believe me, Istanbul is too rough. There is no much to do over there except you travel there for pleasure or business because they are highly industrious. I met a guy, who is a student, he told me that there is no work for student or anyone searching for greener pastures. In his word, he made me know that you can only do Yahoo or work in the factory to earn 350€ per month. Turkey has a good road chanels though, I drove from Istanbul to Ankara, and it was very fantastic.

Something that got me shocked in Turkey was their stray dogs. Dog and Cat everywhere!!! As a Muslim country, I never expected to seeing stray dogs roaming in the street. Almost everywhere, you also find hotels and boutiques because it's a business and tourist place. I experienced power cut off 3 times around the centre of Istanbul.

Generally, it cannot be compared to Nigeria X5. Again, all what I have said may not be problem or big deal if you are going from Nigeria. But if you have lived in the western world before, you may find them faulty.

I hope this helps in you in your decision. Take care.

2 Likes

Re: How To Save Millions Of Naira As A Foreign Student In Europe. by 2Lynx(m): 1:43pm On Jun 11
styles2009:


That's the foundation you need as a student for work, study and integration, start learning it now in Lagos,even if your course of study is in English

Oh thank you Sir, so going through a preparatory class is not possible over there?
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by styles2009: 11:52pm On Jun 11
2Lynx:


Oh thank you Sir, so going through a preparatory class is not possible over there?
Which preparation class, language classes or Studienkolleg?
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by LeadMobile(m): 12:04am On Jun 12
Basalt:
Good morning, good afternoon, good evening to all my fellow Nigerians.
It's me Basalt, the guy that doesn't mince words, and today I will be talking about the ways foreign students who study in Europe (especially in Germany) can still save millions of naira even before finishing their studies. Believe me it is not really easy but most of our lifestyles are making it even more difficult.

1. Stay in the student hostel. The number one thing eating deep in our pocket is accommodation. I know of a friend that pays over €500 every month in accommodation alone.
Student hostels are usually subsidized for students, and you save more money when you pay less for rent.

2. Stay away from public health insurance if you are above 30yrs and you are not working a full-time job unless you have medical issues. If you are working full-time in Germany, public health insurance is compulsory. Your firm pays half and you will pay half, that is understandable but in a situation where you are not working full-time, you will pay almost €200 alone as insurance for someone who is above 30yrs old.
If you minus such a big amount, minus your rent. Wetin Remain?

3. Avoid girls that are too demanding, if you were single before coming to Germany, then date only girls that are here with you in Germany, most girls in Germany work and make their own money. So they will never be a pest to you and you will have a physical companion, not a phone companion that always calls to demand money.
What most girls will do is this.
First of all, they try to establish a relationship with you for months by chatting and asking you how you are and showing concern, then they move into the phase of milking you dry with numerous financial problems. Avoid such girls like plagues. Once they start demanding, start ignoring.

4. Stop sending money home unless for an important project or for an emergency. You can always use the excuse of being a student or Corona virus to prevent some unnecessary begging. Don't give shishi unless saving of life is involved or you are sending money to buy land , build a house etc.
If you keep sending money to everyone that demands, you will always go broke.

5. Never stay too long without working. Europe is not a place to live without working. If the semester is on, you will probably be too busy with studies to work full time, get a part-time job or a mini job to support yourself, and pay bills otherwise you will have no option than to spend the ones you saved before.

6. Stop buying expensive gadgets on loan. Buying properties on loan gives you a false illusion that you have arrived when you don't have anything.
You buy the latest iPhone on credit, you buy E-bicycle on credit, you buy big plasma TV on credit, you buy Macbook on credit, you buy a screen touch laptop on credit, some even buy a car on credit as a foreign student (though mostly not Nigerian students) .
When you buy all these things on credit, you will live a life of debt, and hardly will you make savings because you are practically working for your debts.

7. Avoid unnecessary parties and celebrations. When you organize parties for almost everything, you spend money you should have saved. Remember you are just a student, you don't have a professional job yet, you can still be kicked back to Nigeria when you fail to get a job within 18 months of graduation (God forbid).

8. Stop posting exortic pictures on facebook. People in Nigeria have that mindset that whoever goes on vacation is rich, they have the mindset that whoever enter aeroplane or even eat chicken is rich. So when you post such mouth watery pictures on facebook with nice environment coupled with your abroad induced freshness, you will create an illusion that you have arrived and you will only attract known and strange people begging in your dm. So you can avoid such disturbance by staying on a low key online.
Hello Basalt.... Thanks for this deep info.
Pls I will like to discuss some personal issue with you.
My email is naijagov@gmail.com
Just send an HI. I will respond.
Thanks and God bless you
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by andrewegbuna(m): 5:00am On Jun 12
Basalt:


1. Yes, education in German government owned universities are free, you only need to pay some few Euros every 6 months depending on your school. They call it semester contributions which is mainly for your transportation within the city. It might even be less in some schools sef. That's free honestly.

2. If you can successfully fund your block account which is about €10,332 then you only need to burget for your flight, accommodation and small pocket money before the money will start being unblocked for you.
It depends on your pocket but I think €1000 (temporary pocket money plus accommodation) will be perfect after paying for your flight.
3. Nothing is guaranteed in Germany for you bro. You can even stay upto 6 months without working depending on the city you are heading to. When you stay that long, it means you will be living with your blocked account because no work, no income.
You can also be lucky to get a work within one month of arrival just like me,
But just note that nothing is guaranteed for you in Germany.
Absolutely nothing, not even work.

In addition to this, you have to note that before you get work in Germany as a foreign student, there are things you must do first.
1. You must first enroll in school and have enrolment certificate.
2. You must get your own registered accommodation. Getting an affordable accommodation in Germany is not easy, you have to know that.
3. You must process your resident permit and have your work permit ready.
It took me less than a month to get everything done and I was lucky to come around October when companies were actively recruiting for December prime work.

All companies in Germany will demand for these major things before giving you a job contract so everything depends on when you are able to get all these things ready.
It took some people months to get accommodation which is needed to process your resident permit and subsequently work permit.
So the faster you get them ready, the faster your chance of being eligible for employment.
Please am looking for admission to study at a public university in Germany but I don't know how to go about it or d requirements.pls can we communicate via email andrewegbuna@gmail.com
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by slimiejazz(m): 5:23am On Jun 12
styles2009:


Let me laugh, that's roughly 900€ monthly, where some students earn 12-15€ per hour and do 80hrs monthly. grin

Check this your calculation again, it's wrong
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by thebackroomguy: 11:30am On Jun 12
Styluss:
Thanks for this sir... Pls do you have any information about surviving in Turkey as a master's student? cry any posibility of migrating to Europe from turkey?
@basalt

It’s not easy to survive in Turkey but it’s possible . I once lived in Istanbul before I moved to Poland so I’m talking from experience .
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Styluss(f): 11:39am On Jun 12
thebackroomguy:


It’s not easy to survive in Turkey but it’s possible . I once lived in Istanbul before I moved to Poland so I’m talking from experience .
thanks for your coment. If you can do it... I can to.. started the processing alredy sir.. can I pm you?
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by 2Lynx(m): 1:26pm On Jun 12
styles2009:

Which preparation class, language classes or Studienkolleg?
Studienkolleg, I have made my research,
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by 2Lynx(m): 1:34pm On Jun 12
styles2009:

Which preparation class, language classes or Studienkolleg?
Language classes.
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by thebackroomguy: 3:25pm On Jun 12
Styluss:
thanks for your coment. If you can do it... I can to.. started the processing alredy sir.. can I pm you?


Sure
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Aboguede(m): 4:25pm On Jun 12
styles2009:


Let me laugh, that's roughly 900€ monthly, where some students earn 12-15€ per hour and do 80hrs monthly. grin


Can u pls chot up?

At least am here for n Europe so u can swallow ur imagination
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Basalt(m): 10:27pm On Jun 12
andrewegbuna:

Please am looking for admission to study at a public university in Germany but I don't know how to go about it or d requirements.pls can we communicate via email andrewegbuna@gmail.com

GO through this link. It has everything you need.
https://www.nairaland.com/5621308/part-8

1 Like

Re: How To Save Millions Of Naira As A Foreign Student In Europe. by Basalt(m): 10:31pm On Jun 12
Gokoyer0:
Btw, many European countries just want to see that you have a valid address and you will be fine with everything.

Are you saying that student must get thier own accomodation before applying for permit?

What if the student are [b]squatting and use address [/b]of a friend to apply for his/her permit.

Extremely risky unless the landlord or the person who gave your friend the accomodation is aware of that because there is a portion where the landlord is supposed to sign.
Some people still take the risk and fodge landlord's address but it's extremely risky if it backfires.

You are supposed to apply for resident permit with your own accomodation not with your friend's address
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by styles2009: 2:57am On Jun 13
Aboguede:



Can u pls chot up?

At least am here for n Europe so u can swallow ur imagination
Please post your questions here, I like others benefitting from our conversation.

Apologies, I can't reply emails or private chat.

1 Like

Re: How To Save Millions Of Naira As A Foreign Student In Europe. by styles2009: 2:59am On Jun 13
slimiejazz:


Check this your calculation again, it's wrong
Euro/Naira fluctuate so i gave an estimate
Re: How To Save Millions Of Naira As A Foreign Student In Europe. by styles2009: 3:00am On Jun 13
2Lynx:

Language classes.
I still don't know which one you want grin

1 Like

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