abbeylfc:
My loan is now 3weeks overdue..no calls/text message was sent to any of my relevant contacts...a big thanks to Naijaboy,Ekene101 and Moborlarh,,..

I used to be scared of 9credit,Ncash and Lcash bcus they have had access to my contacts several times,,but this time around,,I was able to beat Dem black and blue...

For those apps that have contacted your people before,, and Yu hope to bypass them,,this is what u'll do..
1. Download Google contact from playstore.

2. Create a new email address and move all your contacts from your old email to ur new email address using Google contact app.(note,,, don't "COPY" all your contacts from your old mail to the new email address oh,, instead you "MOVE" all contacts from old email to new email address such that when u are done,,u won't have any contact on ur old email address).

3. Remove the new email from ur phone and login the new email into another phone to be sure all ur contacts are saved into the new email.

4. Start saving dummy contact to ur your current email address with ur phone.

5. Long-press on any of the loan apps,, deny all permissions given to them,,

6. Long-press on any of the loan apps,, go-to "storage",, clear cache and also clear storage..

If Yu do all this perfectly...I'm 100% certain no loan app wud ever call/text any message to any of your relevant contacts..

Tested and trusted method...
Am a living testimony.....no be say Dem say...!!!

What of those that downloaded the app with their previous main contact and gave out main contact as emergency numbers.

If one does this will they still have access to your original contracts that was saved during your first download of the app, and would your emergency contacts still be accessible to them as well?

Cc ekene101

Gabby1997:

Yes its safe

Bro did you repay Money in minutes??
They are sending emails that they will take legal action against me in the court of law, they have send two of those email now. They said they will liquidate me even they have to get there money back, I am very scared right now

swarley75:
Bro did you repay Money in minutes??
They are sending emails that they will take legal action against me in the court of law, they have send two of those email now. They said they will liquidate me even they have to get there money back, I am very scared right now

I paid once am still owing i get mails regualarly but am still calm

Gabby1997:

I paid once am still owing i get mails regualarly but am still calm

Like for how long have you defaulted? mine is 22days. and the email dey send to me shocked me?

swarley75:
Like for how long have you defaulted? mine is 22days. and the email dey send to me shocked me?

haha what mail did they send you? I want to be shocked too

stacyadams:
haha what mail did they send you? I want to be shocked too

i am serious oh, I don't want to end up in a court of law

swarley75:
i am serious oh, I don't want to end up in a court of law

I dey owe them for more than 7months now, nothing sup..

ekene101:
I dey owe them for more than 7months now, nothing sup..

How did you deal with calls and texts

grammarcop:


How did you deal with calls and texts

one word"ignore"

ekene101:
one word"ignore"

Even when they bombard your contacts? Guy you get mind o

ekene101:
one word"ignore"

if you owe money and refuse to pay, then you're a thief armed robber and rogue all rolled into one

Curious345:
if you owe money and refuse to pay, then you're a thief armed robber and rogue all rolled into one

slave,u are out of business,the joy u derive in sending blackmailing text to people's contacts has come to an end so u fit but rope of 120 and gang urself, idhiot.

grammarcop:


Even when they bombard your contacts? Guy you get mind o

debt na my body cream,infact na fake contacts dem bombard,none of them knows me.

ekene101:
debt na my body cream,infact na fake contacts dem bombard,none of them knows me.

How many apps? How much are you owing?

FalseProphet1:

What of those that downloaded the app with their previous main contact and gave out main contact as emergency numbers.

If one does this will they still have access to your original contracts that were saved during your first download of the app, and would your emergency contacts still be accessible to them as well?

I also want to know this� Those idiots called my dad after I explained to them that I have not been paid at work and they should please give me some time. They called my dad and shouted at him. My dad that is not strong before I had to beg him to calm down and tell him that I have paid it, I really don't like that they have given him something new to worry about even after I paid up to half of their money. I already blocked permissions but I want to know if they save the contacts from your phone.

Uwanah15:


I also want to know this� Those idiots called my dad after I explained to them that I have not been paid at work and they should please give me some time. They called my dad and shouted at him. My dad that is not strong before I had to beg him to calm down and tell him that I have paid it, I really don't like that they have given him something new to worry about even after I paid up to half of their money. I already blocked permissions but I want to know if they save the contacts from your phone.

They have synced your contacts.

Be happy that they called only your Dad who knows who they'll text next if you don't pay up.

Omo those guys are very very very nasty set of people... Touts

grammarcop:


How many apps? How much are you owing?

over 27,can't read and it's over 300k

ekene101:
over 27,can't read and it's over 300k

Abeg which loan app no disturb your contacts, I need to borrow urgently

Sparekey:


Abeg which loan app no disturb your contacts, I need to borrow urgently

Don't. Just don't borrow them.

Nah wah ooh

This only applies to loan sharks. Don't try it with registered loan apps such as branch, carbon etc. They can get a lien on your bank account
It is applicable to sokoloan, 9jacash, gocash, ncash, 9credit etc and for those collecting loan for the first time. If you have collected before, they already have your contacts

First, they rely on your contacts to disgrace you. Let's beat them at their own game
Steps
✓Download superbackup from playstore
✓back up your contacts using superbackup. Go to file manager> smscontactsbackup>contacts and you will see the backed up contacts as .vcf
✓disable google synchronization or remove your google account completely from your phone
✓delete all your real contacts from your phone
✓download contact generator from playstore and generate as many fake contacts as you want
✓you can now apply for loan from any of the loan sharks using the fake contacts you have generated
✓after successful loan application, delete the loan app from your phone, delete all the fake contacts and restore your real contacts using superbackup and you are good to go

NaijaBoy213:
https://chat. whatsapp.com/DloZBSNfEIoDD8HcL02nnQ

Just cover the space

Please can you send me the invite link, I really need someone to talk to

danniyal:
This only applies to loan sharks. Don't try it with registered loan apps such as branch, carbon etc. They can get a lien on your bank account
It is applicable to sokoloan, 9jacash, gocash, ncash, 9credit etc and for those collecting loan for the first time. If you have collected before, they already have your contacts

First, they rely on your contacts to disgrace you. Let's beat them at their own game
Steps
✓Download superbackup from playstore
✓back up your contacts using superbackup. Go to file manager> smscontactsbackup>contacts and you will see the backed up contacts as .vcf
✓disable google synchronization or remove your google account completely from your phone
✓delete all your real contacts from your phone
✓download contact generator from playstore and generate as many fake contacts as you want
✓you can now apply for loan from any of the loan sharks using the fake contacts you have generated
✓after successful loan application, delete the loan app from your phone, delete all the fake contacts and restore your real contacts using superbackup and you are good to go

What if you've already borrowed?

grammarcop:

What if you've already borrowed?

I am afraid they already have your information stored on their data base. You can only use this method for new apps and those borrowing for the first time on existing apps

danniyal:
This only applies to loan sharks. Don't try it with registered loan apps such as branch, carbon etc. They can get a lien on your bank account
It is applicable to sokoloan, 9jacash, gocash, ncash, 9credit etc and for those collecting loan for the first time. If you have collected before, they already have your contacts

First, they rely on your contacts to disgrace you. Let's beat them at their own game
Steps
✓Download superbackup from playstore
✓back up your contacts using superbackup. Go to file manager> smscontactsbackup>contacts and you will see the backed up contacts as .vcf
✓disable google synchronization or remove your google account completely from your phone
✓delete all your real contacts from your phone
✓download contact generator from playstore and generate as many fake contacts as you want
✓you can now apply for loan from any of the loan sharks using the fake contacts you have generated
✓after successful loan application, delete the loan app from your phone, delete all the fake contacts and restore your real contacts using superbackup and you are good to go

Agbaya oshi!

Look at the type of advise someone who is matured is giving.

I wish you would go and try something like this in an advanced country where willful misrepresentation in a financial dealing is taken as a serious crime so that you will spend some time in jail!

In a sane country something as simple as falsifying your age when filling your insurance form is considered a very serious offense talkless of using fake data to mislead a loan company

You people are in Nigeria where everyone does anything he wants and you think it's like that in other countries

danniyal:
This only applies to loan sharks. Don't try it with registered loan apps such as branch, carbon etc. They can get a lien on your bank account
It is applicable to sokoloan, 9jacash, gocash, ncash, 9credit etc and for those collecting loan for the first time. If you have collected before, they already have your contacts

First, they rely on your contacts to disgrace you. Let's beat them at their own game
Steps
✓Download superbackup from playstore
✓back up your contacts using superbackup. Go to file manager> smscontactsbackup>contacts and you will see the backed up contacts as .vcf
✓disable google synchronization or remove your google account completely from your phone
✓delete all your real contacts from your phone
✓download contact generator from playstore and generate as many fake contacts as you want
✓you can now apply for loan from any of the loan sharks using the fake contacts you have generated
✓after successful loan application, delete the loan app from your phone, delete all the fake contacts and restore your real contacts using superbackup and you are good to go

All these because you don't want to pay back a loan?
Ahn ahn, this is so wrong!
Why take a loan if you never intended to pay?
Do you know what they must have gone through the secure the funds you want to get without paying back?
Make una fear God abeg
This is criminal behavior
Na wa

MrFollowFollow:


Agbaya oshi!

Look at the type of advise someone who is matured is giving.

I wish you would go and try something like this in an advanced country where willful misrepresentation in a financial dealing is taken as a serious crime so that you will spend some time in jail!

In a sane country something as simple as falsifying your age when filling your insurance form is considered a very serious offense talkless of using fake data to mislead a loan company

You people are in Nigeria where everyone does anything he wants and you think it's like that in other countries

Yes this is Nigeria where loan sharks will insult and defame the character of their clients and nothing will happen
I am mobilizing lots of folks in their thousands to collect loans from these criminals and wicked people without paying back. Go and look for another work

abbeylfc:
My loan is now 3weeks overdue..no calls/text message was sent to any of my relevant contacts...a big thanks to Naijaboy,Ekene101 and Moborlarh,,..

I used to be scared of 9credit,Ncash and Lcash bcus they have had access to my contacts several times,,but this time around,,I was able to beat Dem black and blue...

For those apps that have contacted your people before,, and Yu hope to bypass them,,this is what u'll do..
1. Download Google contact from playstore.

2. Create a new email address and move all your contacts from your old email to ur new email address using Google contact app.(note,,, don't "COPY" all your contacts from your old mail to the new email address oh,, instead you "MOVE" all contacts from old email to new email address such that when u are done,,u won't have any contact on ur old email address).

3. Remove the new email from ur phone and login the new email into another phone to be sure all ur contacts are saved into the new email.

4. Start saving dummy contact to ur your current email address with ur phone.

5. Long-press on any of the loan apps,, deny all permissions given to them,,

6. Long-press on any of the loan apps,, go-to "storage",, clear cache and also clear storage..

If Yu do all this perfectly...I'm 100% certain no loan app wud ever call/text any message to any of your relevant contacts..

Tested and trusted method...
Am a living testimony.....no be say Dem say...!!!

Any update?

MrFollowFollow:


Nothing would give me greater joy than for your next application for loan to land on my desk so I will use that opportunity to deal with you ruthlessly!

You want to deal with people ruthlessly right? Lets see who will deal who

ekene101:
over 27,can't read and it's over 300k

How long will it take lcredit to stop disturbing my contacts? 6 months?
I am just owing the overdue charges, I have paid the main loan amount

danniyal:

I am afraid they already have your information stored on their data base. You can only use this method for new apps and those borrowing for the first time on existing apps

I read someone's post here, he said it worked for him