Welcome, Guest: Register On Nairaland / LOGIN! / Trending / Recent / New
Stats: 3,165,267 members, 7,860,623 topics. Date: Friday, 14 June 2024 at 01:24 PM

Living In The Uk-life Of An Immigrant (part 2) - Travel (305) - Nairaland

Nairaland Forum / Nairaland / General / Travel / Living In The Uk-life Of An Immigrant (part 2) (1231932 Views)

Living In The Uk-life Of An Immigrant (part 3) / Living In Canada/Life As A Canadian Immigrant Part 2 / Living In The Uk/life As A UK Immigrant (2) (3) (4)

(1) (2) (3) ... (302) (303) (304) (305) (306) (307) (308) ... (1007) (Go Down)

Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 7:06am On Mar 08, 2022
Healhtyliving:
Speaking of property, Old or new build? London or outside London? Will personal loan from say cooperative society to augment deposit affect ones chances of being accepted by mortgage lenders? This uk temporary residency route is not for the faint hearted


Try a bundle mortgage-loan deal...... A separate loan might affect your credit search loan limit.......

Home is wherever you live ....... I love old builds.....

1 Like 3 Shares

Re: Living In The Uk-life Of An Immigrant (part 2) by ukay2: 7:22am On Mar 08, 2022
Lexusgs430:



Try a bundle mortgage-loan deal...... A separate loan might affect your credit search loan limit.......

Home is wherever you live ....... I love old builds.....

Why you like old buildings?
Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 8:00am On Mar 08, 2022
ukay2:


Why you like old buildings?


Solid like a rock ......... grin

4 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by ukay2: 8:08am On Mar 08, 2022
Lexusgs430:



Solid like a rock ......... grin

Thanks
Re: Living In The Uk-life Of An Immigrant (part 2) by LagosismyHome(f): 8:21am On Mar 08, 2022
Healhtyliving:
Speaking of property, Old or new build? London or outside London? Will personal loan from say cooperative society to augment deposit affect ones chances of being accepted by mortgage lenders? This uk temporary residency route is not for the faint hearted

When I was renting i rented only new build and love the newness however when I bought i bought old build and refurbished it giving it the old and new feel ( side effect of watching house under the harmer).... living in it now, I prefer old build. I think they are warmer or maybe it mine. Definitely more spacious as most new build , the rooms are smaller, the gardens are smaller etc and it feels way stronger. Even when we were breaking some walls down u can see it was well built. The house was built 1950

However to do up a house. That I won't do again. Its way more stressful than it looks on television and it can cost a lot ... so I only buy an old build that is ready ready . ..in the end it all to personal preference or the one that you can find that gives you good value for money ... I didn't set out to buy new or old, my budget was driving what I saw , just that when I saw this house I knew it was the one.

10 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by ybahrbz91: 10:14am On Mar 08, 2022
Good Morning Everyone

I want to make payment for Accommodation here from Nigeria.

The landlord already sent the Account number and Sort Code.

I will gladly appreciate any information on how I can go about that here from Nigeria or any other alternative.

Thank you.
Re: Living In The Uk-life Of An Immigrant (part 2) by elisinho(m): 10:16am On Mar 08, 2022
ybahrbz91:
Good Morning Everyone

I want to make payment for Accommodation here from Nigeria.

The landlord already sent the Account number and Sort Code.

I will gladly appreciate any information on how I can go about that here from Nigeria or any other alternative.

Thank you.

Do your due deligence before paying someone a dime especially for an accomodation u have never seen

4 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by ybahrbz91: 10:25am On Mar 08, 2022
I have a colleague who has helped with the viewing and we had a video call for
Re: Living In The Uk-life Of An Immigrant (part 2) by Healhtyliving: 10:56am On Mar 08, 2022
Cooperative in the UK. Hubby and I currently have accounts with Greenwich and bexley cooperative society and our shares can get us
tota loan of abiut £10k. Work is in London. But London properties are neck breaking.
Ticha:


.
Re: Living In The Uk-life Of An Immigrant (part 2) by Healhtyliving: 10:59am On Mar 08, 2022
Please tell me more about this bundle. It's the old build and weird plan where access to baths and toilets is through the kitchen. Lols. Residency renuewal for family of 5 is also killing wahala be like bicycle.
Lexusgs430:



...
Re: Living In The Uk-life Of An Immigrant (part 2) by Healhtyliving: 11:01am On Mar 08, 2022
I love the space that comes with old build. Currently lives in a 3bed victorian house built in 1900 and I am loving the space.
LagosismyHome:

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by LagosismyHome(f): 11:05am On Mar 08, 2022
Healhtyliving:
Please tell me more about this bundle. It's the old build and weird plan where access to baths and toilets is through the kitchen. Lols. Residency renuewal for family of 5 is also killing wahala be like bicycle.

The money UK charges for visa and ihs is just too much. This new social healthcare visa people won't have a clue how much cheaper and easier it is for them. ...

Just calculate how much a family of 4 or 5 have paid at the end of the journey. It just too much and exploitation...

3 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by tolajay: 11:10am On Mar 08, 2022
"Everyone"? You inclusive?

Sweeping generalisation isn't apt for a country of over 150million youths.


humblemoi:


No truer words.. everybody wants to hammer real quick.

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 11:12am On Mar 08, 2022
Healhtyliving:
Please tell me more about this bundle. It's the old build and weird plan where access to baths and toilets is through the kitchen. Lols. Residency renuewal for family of 5 is also killing wahala be like bicycle.


Biko jump and pass that property......... Not unless you have a budget, to move the toilet and bathroom...........


Imagine relaxing on the bog, doing a number 2 ........ Madam is in the kitchen, preparing a very delicious meal.........

Either the meal or the bog, would not constitute a healhtyliving.......... grin

11 Likes 1 Share

Re: Living In The Uk-life Of An Immigrant (part 2) by rabola1(f): 11:40am On Mar 08, 2022
Morning my people, is there anyway to contact with Nigeria High Commission. I did biometric last Friday, yet to hear from them.
Thanks
Re: Living In The Uk-life Of An Immigrant (part 2) by omopapa: 11:42am On Mar 08, 2022
Send a DM I can help with the payment
ybahrbz91:
Good Morning Everyone

I want to make payment for Accommodation here from Nigeria.

The landlord already sent the Account number and Sort Code.

I will gladly appreciate any information on how I can go about that here from Nigeria or any other alternative.

Thank you.
Re: Living In The Uk-life Of An Immigrant (part 2) by Bluetherapy: 1:04pm On Mar 08, 2022
Lexusgs430:



Bitter leaf, prepared with egusi, with very healthy addition of kpomo, shaki, abodi, turkey, bokoto and stockfish....... grin

Just add two massive balls of pounded yam/tuwo shikafa (the perfect one pack loading)....... cheesy
Bros bros, Is there anything you don't like? cheesy
Re: Living In The Uk-life Of An Immigrant (part 2) by jesudaughter(f): 1:14pm On Mar 08, 2022
Hello my people,

Please help with a good rate app to send money to my naira account.

Thank you
Re: Living In The Uk-life Of An Immigrant (part 2) by dustydee: 1:16pm On Mar 08, 2022
jesudaughter:
Hello my people,

Please help with a good rate app to send money to my naira account.

Thank you

Lemonade, good rates
https://referral.lemonade.finance/invite/rNUJ

2 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by Peerielass: 1:28pm On Mar 08, 2022
Lexusgs430:


This might encourage or discourage you .........

Like Ticha already said, it’s not always the case that the house appreciates in value. Some people that bought just before the 2008 housing crash have been in negative equity and are just beginning to emerge out of the deficit. For such people, it will probably be cheaper to rent than to pay the mortgage. They are referred to as mortgage prisoners and some of them are not able to switch to cheaper deals due to stricter lending rules after 2008.

In summary, people shouldn’t be in a hurry to get mortgages. Check affordability and ensure that you have enough money to cover your mortgage should things change tomorrow.

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by Uzonma: 1:59pm On Mar 08, 2022
Hello house
Please who knows how I can get occupational health immunization record for Employment?
Re: Living In The Uk-life Of An Immigrant (part 2) by Olalekank(m): 2:00pm On Mar 08, 2022
dustydee:


Lemonade, good rates
https://referral.lemonade.finance/invite/rNUJ
That was fast. Are you a bot grin
Re: Living In The Uk-life Of An Immigrant (part 2) by Bluetherapy: 2:13pm On Mar 08, 2022
Ticha:


If you're not selling and you can cover your mortgage, it's definitely best to buy. Property is a long time game. Plus the UK is about to take in more people who have the funds or will be able to access the funds to buy. We bought our very first house just before the epic property crash in 2008. Some places in the north have just climbed out of that crash in the last 2/3 years.
If it's tenanted, the mortgage is covered. If you're living in it, the mortgage is covered. I don't believe renting is dead money (as long as you also own a property whilst renting) but it most certainly does not give you security!
It's refreshing to know that there's really no right/wrong time to enter the market. Na to just follow the trend and buy when one can afford it.

How is rent money nto dead money? Even if you have your own tenanted property, you're basically breaking even using your profit to pay someone else's mortgage. Or am is there something I'm missing?
Re: Living In The Uk-life Of An Immigrant (part 2) by Bluetherapy: 2:17pm On Mar 08, 2022
Healhtyliving:
Please tell me more about this bundle. It's the old build and weird plan where access to baths and toilets is through the kitchen. Lols. Residency renuewal for family of 5 is also killing wahala be like bicycle.
OMG those houses grin. I still don't understand why they didn't see a big deal in having a toilet literally next to the kitchen.
Unlike poles cheesy
Re: Living In The Uk-life Of An Immigrant (part 2) by mex551(m): 2:20pm On Mar 08, 2022
rabola1:
Morning my people, is there anyway to contact with Nigeria High Commission. I did biometric last Friday, yet to hear from them.
Thanks
is is super priority? If not, that's just two business days. Relax

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by Bluetherapy: 2:21pm On Mar 08, 2022
Lexusgs430:



Biko jump and pass that property......... Not unless you have a budget, to move the toilet and bathroom...........


Imagine relaxing on the bog, doing a number 2 ........ Madam is in the kitchen, preparing a very delicious meal.........

Either the meal or the bog, would not constitute a healhtyliving.......... grin
As in ehn!

I literally jump and pass those properties.....

But why old built UK houses have gardens x2/3 the size of the house? If you the garden of some houses ehn e reach to build Buckingham palace shocked
Re: Living In The Uk-life Of An Immigrant (part 2) by Bluetherapy: 2:24pm On Mar 08, 2022
Peerielass:


Like Ticha already said, it’s not always the case that the house appreciates in value. Some people that bought just before the 2008 housing crash have been in negative equity and are just beginning to emerge out of the deficit. For such people, it will probably be cheaper to rent than to pay the mortgage. They are referred to as mortgage prisoners and some of them are not able to switch to cheaper deals due to stricter lending rules after 2008.

In summary, people shouldn’t be in a hurry to get mortgages. Check affordability and ensure that you have enough money to cover your mortgage should things change tomorrow.
Understood. Is there a logical reason for 50k increase in house price with 1 year of purchasing the property?

But then, is there any safe thing to do? Buy property now and then market crashes again.
Don't buy and the property prices keep increasing.

I'm of the opinion that either way, renting is not the way forward.
Re: Living In The Uk-life Of An Immigrant (part 2) by Amarathripple0: 2:37pm On Mar 08, 2022
ybahrbz91:
Good Morning Everyone

I want to make payment for Accommodation here from Nigeria.

The landlord already sent the Account number and Sort Code.

I will gladly appreciate any information on how I can go about that here from Nigeria or any other alternative.

Thank you.

If you have time, Pay through Form A if you can, open a Revolut, Stirling or Monzo account. Select the Maintenace/upkeep section and credit your UK account and then do the transfer to the landlord Or use Lemonade/OhentPay/Barter by Flutterwave to credit the landlord’s account at black market rate. Here’s the link for Form A , select educational service and at the drop down. It’ll give you various options, select maintenance and upkeep. Have all the required documents ready. https://www.tradesystem.gov.ng/index.html

Best of Luck

3 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by omopapa: 2:37pm On Mar 08, 2022
Incase of next time (if you have completed the transaction) I have a better rate than ANY app out there ATM
jesudaughter:
Hello my people,

Please help with a good rate app to send money to my naira account.

Thank you
Re: Living In The Uk-life Of An Immigrant (part 2) by Amarathripple0: 2:38pm On Mar 08, 2022
jesudaughter:
Hello my people,

Please help with a good rate app to send money to my naira account.

Thank you

OhentPay has better rates than lemonade

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by mimilyrics: 2:49pm On Mar 08, 2022
Speak to your employer or GP. If you're looking at a job with the NHS, you'll be scheduled for an appointment (to review your history and give imms as required) with OH so you don't need to sweat it.
Uzonma:
Hello house
Please who knows how I can get occupational health immunization record for Employment?
Re: Living In The Uk-life Of An Immigrant (part 2) by omopapa: 2:50pm On Mar 08, 2022
It defers from employer to employer, like my employer have a form on the intranet that you complete and they send the immunisation record to your preferred email within 24hours
Uzonma:
Hello house
Please who knows how I can get occupational health immunization record for Employment?

(1) (2) (3) ... (302) (303) (304) (305) (306) (307) (308) ... (1007)

Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 / General Australian Student Visa Enquiries Part 3 / Canadian Student Visa Thread Part 22

Viewing this topic: 1 guest(s)

(Go Up)

Sections: politics (1) business autos (1) jobs (1) career education (1) romance computers phones travel sports fashion health
religion celebs tv-movies music-radio literature webmasters programming techmarket

Links: (1) (2) (3) (4) (5) (6) (7) (8) (9) (10)

Nairaland - Copyright © 2005 - 2024 Oluwaseun Osewa. All rights reserved. See How To Advertise. 40
Disclaimer: Every Nairaland member is solely responsible for anything that he/she posts or uploads on Nairaland.