taylor89:
Good evening all I’m gonna make this very brief plz I need help


Please is it possible to get the person tracked and arrested ank

Tracking will cost you 30k.. Are you ready. We picck him up like a toothpick

purplekayc:
is the pos not least nked to an ATM?

The may do transfer to another person account whivh is the pos merchant the pos man may not even no say na fraud case

That bank is to blame. To reset a password on bank account so much personal data should be requested like debit card number, account number, date of birth. Don't tell me a simple phone number and an otp via sms is enough to reset. By the way to review a forgotten username personal data is needed. Someone in the bank is helping them.

shantti:


How can you get your PUK

1. Sim pack
2. My MTN app
3. MTN office

You don’t need to worry much just pray they haven’t withdrawn the money from the acct they transferred it to . If they have that acct will be placed on -minus the operator must likely a pos person would sadly have to pay that amount stolen or provide the person God help them if they didn’t use pos .

PotatoSalad:
Always enable SI8M lock.
Very very important

...na so I put sim lock, phone no open again..contact customer care,if I call customer care them begin ask how much I load last ,which mtn package I subscribe to! Which four numbers I don't call regularly..!how much I load last,,how I want know all these questions on too sim we block for 4 months.Lass na make I visit mtn office.i don leave the Sim for them

dominique:
Put a sim lock on your phones especially the one that receives alert. This is getting too rampant. If asked for pin, use the default pin that comes with every sim pack. For MTN it's 00000, for AIRTEL it is 1111, for 9mobile it is 0000, for GLO it is 0000. The thief will try to gain access to the sim without success and PUK number will be required, if the PUK is attempted up to 10 times, the sim is automatically blocked. Phone lock is not enough anymore

how i do enable it? iPhone too

mkoabiola:

I shock when he say USSD transfer such amount

I had to call my banker again to confirm.
He said it jus 20k daily..

lol..I transferred 50k with ussd yesterday,may depend on d bank sha

lookingfly:
all they did was remove the sim from the phone and insert into another phone. Had it been the sim had pin, they wouldn't have been able to access the sim.

Now I get it, thanks a lot.

dominique:
Put a sim lock on your phones especially the one that receives alert. This is getting too rampant. If asked for pin, use the default pin that comes with every sim pack. For MTN it's 00000, for AIRTEL it is 1111, for 9mobile it is 0000, for GLO it is 0000. The thief will try to gain access to the sim without success and PUK number will be required, if the PUK is attempted up to 10 times, the sim is automatically blocked. Phone lock is not enough anymore

Very helpful info.

taylor89:


Are you this stupid and daft? Like they can’t remove my sim and put on another phone? You’re really an empty garden please stop derailing my topic till brainy ones bring up an idea

Requiring my transaction password? Did you not read the part I told you they could reset my transaction pin via sms according to what the banker told me

Sorry brother.... But ur line use to receive alert can so be secured by using sim lock method in case of next time.

taylor89:


Are you this stupid and daft? Like they can’t remove my sim and put on another phone? You’re really an empty garden please stop derailing my topic till brainy ones bring up an idea

Requiring my transaction password? Did you not read the part I told you they could reset my transaction pin via sms according to what the banker told me

why caĺled him stupid? He's just following ur conversation

If anyone steal my phone...the person go just dey hiss upadan ..cos na 1 bay dey my gt bank as we speak...my big money dey insurance company hand...

EmptyGarden:

They would still need access to your phone to use USSD, and even USSD transactions require passwords.

No they don't need to access the phone to use USSD... All they need is Sim and slot it in any cheap phone... Voila

The secret is don't ever use internet banking on your main account.... Banks aren't proactive

wolement:
The best thing as security measure right now is turn off ussd mobile banking. But banks won't tell you because the are making money from it. Do this and know peace.

my limit isn't more than 20k...

I don't do banking mobile app... That is like saying to tiger.... Here I am come and get me

Till tomorrow I regret why I never turned on my location and find my iPhone. When mi e was stolen,I slept like it was a dream,woke up,battled my gen,logged I to my icloud and click find location. For where, the following day nos switched off. Ran to police,drop 30k,na come today,come tomorrow. Naso I take bone my iPhone xs max o. Till tmrw. I dey regret am,I regret why I was stubborn to my spirit. Only if I dropped it at home that day,e for no lost. Well God knows best. And yeah I had close to 300k in my acct with the same line. I was confused and wasn't bugged. When I logged into my app by 4am. Ah I saw my owo was still Intact. Na shaps transfer to zenith. Forget the phone bro. Popo go chop u. Though mine was phone locked,pin locked,and otp locked to a yankee nos b4 dem go fit gain access sef na war cos my icloud dey on. The tin pain me till tmrw. Phone I wanted to sell for 260k,gone like wind. My next Samsung z na inside house 24/7

taylor89:
Good evening all I’m gonna make this very brief plz I need help

Someone stole my phone this morning and within 3hrs i opened my bank app only to realize they’ve taken over 180k from my account with the bank description of “intrabank charges”

I called UBA immediately and still went to their branch they got my account frozen with the account where the money was transferred to because it’s also a UBA account

I’ve written the letter they asked me to write and they said they’ll get back to me within 5 working days


Now since there’s a valid recipient account where the money was transferred to is there no way I can catch the culprit with help of the police? My iPhone 11promax of barely 6months gone with money

I had to call MTN too to block my SIM

Please is it possible to get the person tracked and arrested

Modes please move to front page Lemme know my next action thanks

NB: both my account and fraudsters account where he sent the money to has been frozen by UBA because we use same bank

u can get the picture of the culprits...all atm have cameras then police can pik it up from there

Samakus:
Resetting your ussd password still requires some degree of authentication. Are you very sure that the thief didn't have access to your password?

Exactly, I have been following this topic keenly just to understand how this could be done. His bank App is not even on the stolen phone, only the ussd. According to him, they used ussd for the transfer. The culprit could know the OP's USSD transaction pin. The bank I use, for you to change your current Tpin, you must input the current one before inputting the tpin you are changing to and then confirming it. I am not aware that they change pin through SMS.

Billyddude:
...na so I put sim lock, phone no open again..contact customer care,if I call customer care them begin ask how much I load last ,which mtn package I subscribe to! Which four numbers I don't call regularly..!how much I load last,,how I want know all these questions on too sim we block for 4 months.Lass na make I visit mtn office.i don leave the Sim for them

Lol. Find your sim pack and enter your puk number

hardon1:


Poster is not telling the whole story... Y phone doesn't have app and I only use ussd for transfers. My password is not saved anywhere else except in my head. And to the best of my knowledge password cannot be reset without knowledge of the previous one. How did they steal his money then

The only thin ussd do on my phone without password requirement is when am buying airtime for my line

Moreover one only needs to complete a minimum of primary six to live like you do.

taylor89:
Good evening all I’m gonna make this very brief plz I need help

Someone stole my phone this morning and within 3hrs i opened my bank app only to realize they’ve taken over 180k from my account with the bank description of “intrabank charges”

I called UBA immediately and still went to their branch they got my account frozen with the account where the money was transferred to qbecause it’s also a UBA account

I’ve written the letter they asked me to write and they said they’ll get back to me within 5 working days


Now since there’s a valid recipient account where the money was transferred to is there no way I can catch the culprit with help of the police? My iPhone 11promax of barely 6months gone with money

I had to call MTN too to block my SIM

Please is it possible to get the person tracked and arrested

Modes please move to front page Lemme know my next action thanks

NB: both my account and fraudsters account where he sent the money to has been frozen by UBA because we use same bank

Bro i feel your pain, and I can relate well with your story cos I was once a victim. It's hurt when this fraudster steal your phone, the first thing they will do is to remove your SIM card, unlike before they will throw your SIM away but not this time... Your SIM card will be work on, your sim card will be use to reset your mobile bank app, ussd, and in some cases it will be use to obtain a loan, it can also be use to get vital info about you such as your BVN,NIN etc this info can be use to further carryout fraudulent activities on your behalf. To protect your funds and info's next time set a password (Pin) for your SIMCARD. Sorry bro and I pray you retrieve your phone as well as your money.

dominique:
Put a sim lock on your phones especially the one that receives alert. This is getting too rampant. If asked for pin, use the default pin that comes with every sim pack. For MTN it's 00000, for AIRTEL it is 1111, for 9mobile it is 0000, for GLO it is 0000. The thief will try to gain access to the sim without success and PUK number will be required, if the PUK is attempted up to 10 times, the sim is automatically blocked. Phone lock is not enough anymore

How do I go bout it?

Nnannapat:
Sim lock is simply the answer to all these, once your sim is PIN protected, and there is a PIN, password or fingerprint lock on the phone, there is nothing that can be done to access your sim, except you shared your sim PIN with a loved one.

When the criminals steals your phone and realised that it is locked, they will remove the sim, thereby activating sim lock automatically, they will now insert the sim on their operational phone, and the sim will request for PIN which they don't have. So their efforts to get the sim active can only block the sim, so in that case no access to the sim. Case closed

And another good thing about the sim lock is that, one can make it 8 digits combination making it harder for them to guess in just three attempts.

The same thing happened to my sister, through pos, she lost her atm and they cleaned her account, the problem is that the bank is not going to do anything about this. I don't bank in Nigeria because the money in bank accounts are not insured, if this issue happens in America, you will get your money back after a investigation because all money is insured up to 250.000 dollars.

jericco1:


I did mine with a small phone but I don't know it is done with smartphones.

How can I do mine with a small phone too?

Your money is safe as long as the beneficiary account was placed on lien n funds is still intact.

taylor89:


They didn’t open my phone I guess they did all via USSD, I never thought this could be possible till the banker told me they would reset my password via sms. The stolen phone didn’t have my bank app on it either

All these while I've been shouting on Nairalamd everyone should password their sim cards you didn't hear...

Sorry for your troubles, if they money is still in the receiver account you'll get your money back.

dominique:
Put a sim lock on your phones especially the one that receives alert. This is getting too rampant. If asked for pin, use the default pin that comes with every sim pack. For MTN it's 00000, for AIRTEL it is 1111, for 9mobile it is 0000, for GLO it is 0000. The thief will try to gain access to the sim without success and PUK number will be required, if the PUK is attempted up to 10 times, the sim is automatically blocked. Phone lock is not enough anymore

Nice one, please modify and add "before they try it, they should have their PUK at hand"
First Sim lock attempts will always lock your sim, you open it with PUK.

taylor89:


Lol this same area F? The guy I bought the phone from gave me an inspector number at area F to call him that he will get my phone and money asap I’ll call the inspector this evening

Hi, sorry for the bad experience... kindly share the inspectors number pls

I'll send you a DM

Billyddude:
lol..I transferred 50k with ussd yesterday,may depend on d bank sha

I have also transferred 80+. Depends on the bank though.

toren:


Oga, so when your phone is lost or stolen, you don't know that the first thing to do is restrict access to your account and block your SIM?

The day my phone was stolen I went straight to the all my banks. I cancelled all transactions linked to my sim.

When I got to first bank the banker I met was telling me not to bother much that they can't temper my account via sim because he doesn't want to work, I told him with a straight face to block everything which he did immediately.

EmptyGarden:

Thank God say no be only you get bank account o. I too had done a reset once on my ussd transaction pin... It required my DOB. Or they got that from your phone too? Find sleep sleep and pray it never actually happens to you.

I thought I was the only one that noticed it.