Okay, i would like to explain before you call me names neh.


I bought this Samsung note 20 ultra on contract a year ago and I Insured it immediately. That means I pay for the phone and the insurance fee monthly. It's supposed to be for 24months.

Okay, I'm not the most protective and careful person and I think using a cover ruins the beauty of the phone. So the Phone fell may times with broken back camera glass and front screen. So the problem is that I tried getting my insurance guys to fix the broken parts and they wouldn't. They claimed they only fix the phone if it's not working anymore. I wouldn't have been paying for insurance if this was explained to me from the start.

Now I need the phone to be permanently broken for them to agree to fix it. Is there any app/software I could use that will destroy it cos I don't wanna destroy it physically.

Please help guys,

Thanks

You suppose dey prison normal.

Pay for a fix and continue life.

This is what is called

Insurance scam

ThapeloDulz:
Okay, i would like to explain before you call me names neh.


I bought this Samsung note 20 ultra on contract a year ago and I Insured it immediately. That means I pay for the phone and the insurance fee monthly. It's supposed to be for 24months.

Okay, I'm not the most protective and careful person and I think using a cover ruins the beauty of the phone. So the Phone fell may times with broken back camera glass and front screen. So the problem is that I tried getting my insurance guys to fix the broken parts and they wouldn't. They claimed they only fix the phone if it's not working anymore. I wouldn't have been paying for insurance if this was explained to me from the start.

Now I need the phone to be permanently broken for them to agree to fix it. Is there any app/software I could use that will destroy it cos I don't wanna destroy it physically.

Please help guys,

Thanks

didn't you read the terms and conditions before insuring your device?

falcon01:
didn't you read the terms and conditions before insuring your device?

Morning, I did but I honestly did not pay attention. I wouldn't be paying a premium on insurance if I knew that they wouldn't pay for broken back cover and rear camera. I only got to know now that I can only claim if the phone isn't in working condition.

It's ridiculous bru

seankafor:
This is what is called

Insurance scam

Well you could say that, but insurance companies do javelin their own ways as well. They lure you into signing this contracts. I mean the amount I have been paying for insurance monthly for the past one year is enough to fix a bloody phone.

meobizy:
Pay for a fix and continue life.

That's crazy man. I guess you saying the amount spent on insurance is a waste

Onyeka90210:
You suppose dey prison normal.

I'm no criminal. My records are clear. I could intentionally lose the phone and easily claim my insurance if I was a criminal

ThapeloDulz:


Morning, I did but I honestly did not pay attention. I wouldn't be paying a premium on insurance if I knew that they wouldn't pay for broken back cover and rear camera. I only got to know now that I can only claim if the phone isn't in working condition.

It's ridiculous bru

Next time, Pay attention, the devil is in the details.

ThapeloDulz:


Morning, I did but I honestly did not pay attention. I wouldn't be paying a premium on insurance if I knew that they wouldn't pay for broken back cover and rear camera. I only got to know now that I can only claim if the phone isn't in working condition.

It's ridiculous bru

yeah.. just keep paying till it spoils

ThapeloDulz:
Okay, i would like to explain before you call me names neh.


I bought this Samsung note 20 ultra on contract a year ago and I Insured it immediately. That means I pay for the phone and the insurance fee monthly. It's supposed to be for 24months.

Okay, I'm not the most protective and careful person and I think using a cover ruins the beauty of the phone. So the Phone fell may times with broken back camera glass and front screen. So the problem is that I tried getting my insurance guys to fix the broken parts and they wouldn't. They claimed they only fix the phone if it's not working anymore. I wouldn't have been paying for insurance if this was explained to me from the start.

Now I need the phone to be permanently broken for them to agree to fix it. Is there any app/software I could use that will destroy it cos I don't wanna destroy it physically.

Please help guys,

Thanks

no insurance all over the wrold will bear customer broken phones, thy will replace your phones if damage /lost /stolen .

teamb:


no insurance all over the wrold will bear customer broken phones, thy will replace your phones if damage /lost /stolen .

Exactly what I fell for. A broken rear cover and rear camera should fall under "damaged".

Hire theives to break into your house and steal the phone

falcon01:
yeah.. just keep paying till it spoils

I've got less than 12months left to complete the monthly payments. Insurance automatically ends at that time regardless of you claim or not.

Such a waste of funds

Kaiair:
Hire theives to break into your house and steal the phone

Come on man, don't be ridiculous

Drop the phone inside water for hours. Good luck

Memberclub:
Drop the phone inside water for hours. Good luck

Thanks bru

The police should be informed about this careless man that wants to dupe insurance companies

credon:
The police should be informed about this careless man that wants to dupe insurance companies

Please go ahead man... you have got my permission. Would you need my full details?

Scaam

Charge the phone with this

Insurance companies are out there to milk you. I'll still have to pay some money before they could fix this.

Trendy247:
Charge the phone with this

ThapeloDulz:


That's crazy man. I guess you saying the amount spent on insurance is a waste

It is “what if” money and that is how the companies make their profits. If you lose a bet in a shop, do you ask for your money back? No. This is the same.

meobizy:
It is “what if” money and that is how the companies make their profits. If you lose a bet in a shop, do you ask for your money back? No. This is the same.

So they make money by deceiving us. I have got a car that's insured and everything has always been fixed as at when due.

When I bought this phone, the dealership claimed it was better to Insure it 'cos it's a phone that breaks easily and that paying some extra amount in insurance will help in sorting that out. That was the advice from the dealership. In fact, I was made to pay an extra amount for screen guard/protector and that broke the very first time this phone fell. I gave them a ring to complain, and they claimed they don't change such. They claimed the fact that it broke shows it did its job and I needed to purchase another protector

ThapeloDulz:


So they make money by deceiving us. I have got a car that's insured and everything has always been fixed as at when due.

When I bought this phone, the dealership claimed it was better to Insure it 'cos it's a phone that breaks easily and that paying some extra amount in insurance will help in sorting that out. That was the advice from the dealership. In fact, I was made to pay an extra amount for screen guard/protector and that broke the very first time this phone fell. I gave them a ring to complain, and they claimed they don't change such. They claimed the fact that it broke shows it did its job and I needed to purchase another protector

Write the whole experience off as a financial loss. Vent all you can, but they’ve tricked you out of money.

It's easy to sit at the comfort of your sofa and criticism just because you haven't fell for the deceit.

The day I went to their office, this other man was there because he had lost his phone and needed to claim his insurance. They blatantly refused until he created a scene and asked to speak with their manager. That was when they agreed to give him another phone.

Not until last week, I never knew a broken phone and rear camera glass can not be considered "damaged"

Trendy247:
Charge the phone with this

Comrade but why

Trendy247:
Charge the phone with this

omo you be evul itself

seankafor:
This is what is called

Insurance scam

Insurance itself is a scam