A 9 to 5 may not look like the way to be rich but Facebook’s Sheryl Sandberg and Nintendo’s Ken Kutaragi have proven that you can build wealth as an employee.

Entrepreneurship has been portrayed as the fastest way to get wealthy for the longest time. The truth is, while we can’t all be business owners, we can all be wealthy people.

Here’s how to build wealth as an employee:

1. Intrapreneurship.
2. Select Your Opportunities.
3. Increase Your Value With High-Demand Skills.
4. Have A Long-Term Financial Plan.
5. Increase Your Streams of Income.

1. Intrapreneurship.

Once you get past the ‘aspire to inspire to require’, not everyone is cut out for entrepreneurship. So here’s a hack, try intrapreneurship.

Intrapreneurs focus on innovation within a company’s system to solve problems. Their ideas make the company more money, earning them more rewards.

Once you have a proven track record, you’ll become a hot cake in the industry.

2. Select Your Opportunities.

Creating wealth as an employee requires you to be intentional about your career choices.

You’re not just looking for a job, you’re building a career – relevance in a specific field. You’re allowed to select what job offers to accept.

Companies you’d work for should have ample growth opportunities, giving you room to climb the corporate ladder and earn more.

3. Increase Your Value With High-Demand Skills.

When you research, you’ll find that specific skills have a higher market demand and value than others. Learn about what pays in your field and build relevance there.

Alternatively, you might want to follow what’s hot in the market – tech. It doesn’t have to be coding. Find what works for you.

You’ll command more income with high-demand skills.

4. Have A Long-Term Financial Plan.

You can’t build wealth as an employee if you live paycheck-to-paycheck.

You need to have a solid financial plan to budget, save and invest aggressively. These will help you grow your income much faster.

Open a high-interest savings account, buy assets and invest to build a diversified portfolio to grow your income in the long term.

5. Increase Your Streams of Income.

Depending on where you work, the pay from your day job might just not be enough to cover your financial needs.

In this case, you need to create multiple income channels. You could opt for passive income options and to earn money online.

Another option is to learn a skill and start an active side hustle.

Final Thoughts

As a salary earner, you can be as wealthy as a mogul if you apply the basic financial principles.

The only difference is that you need a strategy that gets you results without all the hassle and stress of owning a business.

The principles of wealth creation work for everyone but first, develop the mindset that you can.


“Money is a reward for solving problems.”– Mike Murdock

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