Philadelphia is a state with a real estate market. The new development is constantly changing, and the landscape of Philadelphia’s neighborhoods shifts as the real estate market grows bigger and stronger.

To not be left out of the city’s continued growth, developers may obtain funding from hard money lenders, and to maximize their profits, they need a lender that meets their needs. Investors who want to impact must know the best hard money lenders in Philadelphia.

This guide will review the 20 best hard money lenders in Philadelphia to help you gain knowledge of hard money lenders in Philadelphia.

Hard money loans are also known as bridge loans. They are short-term loans given by private lenders and used by real estate investors to finance development projects.

The value of the real estate determines the terms of a hard money loan as opposed to the borrower’s creditworthiness. Hard money loans are used by house flippers and developers who renovate or develop a property and sell or lease it for profit. Hard money lenders in Philadelphia are lenders that operate in Philadelphia.

The 20 Best hard money lenders in Philadelphia

Investors and developers are looking to fund their next real estate project in Philadelphia. Below is a list of the 20 best hard money lenders in Philadelphia.

Rehab Financial
Rehab Financial is a Rosemont and one of the hard money lenders in Philadelphia that lends solely for flips and rehab projects. Rehab Financial also will lend 100% of the value of the property. The hard money lender offers resources on the profitability of specific Philadelphia neighborhoods and calculating the after-repair value.


Delancey Street
Delancey Street was named after Philadelphia’s historically affluent street. Delancey Street is one of the hard money lenders in Philadelphia that provides hard money loans for entrepreneurs, real estate investors, and businesses of all sizes. You can access up to 80-90% LTV in Delancey Street’s fast hard money loans.

Legacy Capital
Legacy Capital is one of the hard money lenders in Philadelphia that provides hard money loans in Pennsylvania and the surrounding states. They will fund projects worth over a million dollars if that’s what you need.

Alpha Funding Solutions
Alpha Funding Solutions provides hard money loans at 65% LTV based on the property’s after-repair value. The interest rates offered by Alpha Funding Solutions range from 8.99% to 11.99%.

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