By the fall of Man from holiness to sinfulness Man became a debtor because he/she was unable to do what he/she was created to do as God did not create Man to be jobless. A jobless Man is an hopeless Man because there is no reward for joblessness.
Romans 5: 2 "By whom also we access by faith into this grace wherein we rejoice in hope of the glory of God". Faith has to do with works which in turn make us to rejoice because we have hope we will be rewarded. A jobless Man is a faithless Man; cause no faith no works.
Loving your God, neighbours,enemies,(Matthew 5:44, 22:37) rejoicing always in good and bad times,(Philippians 4:4) living in peace with everyone(Hebrews 12:14), giving the needy etc are all the works you need to do so you will not be jobless in the vanities work where God has placed you.
Every work undone is a debt owed God and since no carnal Man can do works of Spirit reason no Man can pay his/her debts. But by the redemption of Man by Jesus Man will no longer be a debtor but a creditor as he/she would be able to do the works of The Spirit as he/she is been led by The Spirit.
Matthew 6:12 " And forgive us our debts as we forgive our debtors". Debts is a serious issue if it were not Jesus would not have mentioned it. Debts is wrong works done to God and Man. Wrong works are works of sins cause it is done in the interest of self only, to satisfy vanities desires. "All wrongdoing is sin" 1 John 5:17(Amplified version). Every work of flesh are wrongdoings because they are rooted in love for the world to gain the world for himself/herself. So as it is written what shall it profit a Man if he/she gained the world and loses his/ her soul ? Or what shall a Man give in exchange for his/her soul?
A Man who has no profit must be a debtor and a Man who has nothing to give in exchange for his/her soul is in debt.
Will your works be recorded in heaven or hell?
Do you think works of fear, hate, malice, backbiting, depression etc will be recorded or rewarded in heaven?

For with God all things are possible so it is possible for you to live a debt free life.

Those living the victorious life are living according to the dictates of The Spirit so are not owing God debts.

Accept Jesus or The Word you read or hear today and be saved.

Weekly prayer point: My Father fill me with more of Your Spirit so I can follow Him always.

Live a spiritually blessed week.
Good morning.

From:
The Gathering Ministry.
For questioning (+234)8169695229.
Nathanaelfaith@gmail.com
Olugbami Olushola