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Is 700k Per Month Too Small? - Family (9) - Nairaland

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Re: Is 700k Per Month Too Small? by TYCO77: 6:20pm On Jun 18
[color=#000099][/color]
NoToPile:


Depending on your families 'standard' considering the cost of feeding and ' every other thing your family needs apart from school fees then 700k is not too much.

Basically what I see here is a standard.

Is your family the rice krispies, peak milk only, expensive cereals type? No akamu once a while? (even akamu sef is costly)

Feeding is crazily expensive, all groceries are crazily expensive. Does she make fresh juices for your children etc etc. It all depends on the standard. Is the car taken everywhere instead of entering Keke sometimes? Every other thing needed for the house too is crazily expensive these days.
Do you guys subconsciously feel you need to meet up with a particular standard in the area you live?
Do you guys have to run Gen always once there's no light etc etc.


All These above are factors. And all these big big amount has little value these days. Full tank of 60liters plus is a lot of money now.


What I will advise you do is talk to her on how you guys can reduce cost, since you are feeling strained already reduce the standard a [b]bit, so that some cash can be squeezed out, good thing you don't have toddlers your children are of the age they will understand small small, some extras can be Withdrawn. Most families are now joining heads together on how things can work finaincially these days.
[/b]
I am more than certain that it is food that takes a large chunk of that amount. What we put in our mouth costs so much more these days. sad


It is well bros.





When I tell her to list out her expenses so I plan with her, she picks offence. I am really tired of the whole thing and don't know how else to approach the issue without causing too much problem. I know some men whose salaries are 250k-300k in PH, yet they are surviving.
Re: Is 700k Per Month Too Small? by Dennisochampa: 6:21pm On Jun 18
Broz u well so??

U sure say your wife no dey use your money build house for one side??

U also sure say she no get who she dey invest in??

When I was in 9ja...i earned 202k per month and I have 2 kids and we were all very happy...my family never lacked anything talkless of woman when them deh give 700k per month....
Make I believe say you dey lie or dey falsify the figure Sha... Maybe na 70k u be Wan talk.....

1 Like

Re: Is 700k Per Month Too Small? by Smart2023(m): 6:21pm On Jun 18
700k....
How many get am for savings
Re: Is 700k Per Month Too Small? by Niok: 6:25pm On Jun 18
Which kind wife be that sef
Some of una dey marry devil dey keep for house tufiakwa
Re: Is 700k Per Month Too Small? by Quebec91(m): 6:31pm On Jun 18
cheesy
shox:
Make una lie softly on this thread.
Re: Is 700k Per Month Too Small? by Mandate1: 6:31pm On Jun 18
Rayd502:
700k and she can't keep it together for a month?Your wife is going over the top really. Maybe she knows how much you earn and feels she deserves more.700k can sustain the average Nigerian family and there will be nothing lacking in regards to feeding and groceries.

If you pay sch fees then your wife is not a good manager.

You need to sit her down and get involved in the family expenditures.
what is the percentage of people earning 700k per month in Nigeria? This is full time salary of a university professor, yet someone cannot use this to feed a home comfortably. My only problem is that he's living in a rented apartment. This is so wrong.

1 Like

Re: Is 700k Per Month Too Small? by Mcslize: 6:31pm On Jun 18
A virtuous woman is a woman who can manage her family even with the least amount of money.

No amount will be enough for any wasteful spender. Now, I know why men die so early unlike women. It's because they spend all their lives fending for the family at the detriment of their mental and emotional health.

A woman and in quote a supposed wife is supposed to be supportive. Whatever the husband gives her, she is supposed to manage it, especially now that the economy is telling hard on everyone.

This is the time she is supposed to bring out her A+ managerial skills as a wife. While it is not totally wrong to spend on a family, spending wastefully can be detrimental to the future of a man. This is because when a wife spends wastefully without her contributing anything to the expenses of the family, it can create a chronic deficit on the the man's personal financial reservoir. This means that, the man will neither be able to save nor have any tangible asset he can fall back on if things go sour.

What if in a situation where by things go sour for the man and he goes from square 💯 to 0? Such a wasteful wife will definitely leave the man once he can't sustain the standard she has created for herself with the man's money. She will abandon the man and run away from the marriage.

This is why we see so many marriages crashing on a daily basis. Some was because the man was no longer doing well as before. We have seen wives leaving their husbands. This is the main reason I will advise every man never to abandon their personal well beings at the detriment of caring for a family.

At this point, you need to cut down on every unnecessary expenses. If your wife wants to live a frivolous lifestyle that she doesn't seem to know how to manage things, caution her and if she refuses, tell her to make use of her own money to balance up to live flamboyantly.

Are women not supposed to support their husbands with expenses in the home? Of course yes. That's what keep a good family running. But today, we no longer have such women who can happily support their husbands at home to handle some expenses.

If your partner can't support you, how about she learn how to be economical? What I see here is your wife being inconsiderate and wasteful. The why she is being such a wasteful spender is because she is not contributing anything to the welfare of the family. The moment she starts contributing to expenses and spending her own money to cater for some things in the home, you will discover that she will start being economical.

Women will only be economical if they start spending their own money. They will do everything to avoid spending wastefully. That's because the money is coming from their own pockets.

So OP, try and ask your wife to start contributing little to running the home and see her reaction. I am afraid, I sense that woman might leave you some days if things peradventure go bad for you and you go to square zero, I forbid it for you. But I don't see that woman staying if this scenario occurs.

So, make it a habit now to start saving for your own future as a man. Don't let your wife wreck you. If you are wrecked today, she will abandon you and run away. Some women are very selfish. So, you need to be wise as a man to plan for your old age.

Don't waste all your resources fending for a family wastefully as a results of having a wasteful wife who lacks sympathy and human consideration.

Your children will soon be adults and one day, they will all leave you and your wife. Take care of yourself, wellbeing and mental health now, save more and plan for your old age. The family will survive even with 500k upkeep. Don't allow your wife to make you leave above your means.

1 Like

Re: Is 700k Per Month Too Small? by IkeAbuja(f): 6:35pm On Jun 18
700k per month for this hard economy and she still complains... sorry man you married an ungrateful and a greedy wife.

1 Like

Re: Is 700k Per Month Too Small? by Quebec91(m): 6:36pm On Jun 18
Fact 👌
Dogalmighty17:
You don't have a wife. What you have is someone using you to cash out. 700k is more than what some men give their wives for a whole year and yet you do that in just a month. Something isn't right.

Your wife may be building somewhere or saving up money to move without you soon. I don't blame her. You are comfortable that's why you can be so wasteful.

Going forward, do not give her anything monthly, rather, let her write down everything she thinks the expense of the month will be. Let her list them down together with thier prices before you give her any money.
Make a visual confirmation of any purchase once it is done.

You need to put your wife on a leash else she may be your ruin. That you can afford things easily now doesn't mean that will always be the case and then you will see the true color of this woman.
Re: Is 700k Per Month Too Small? by Quebec91(m): 6:37pm On Jun 18
cheesy
Villa12:
delete this post and go and discuss it with your family biko. Or you want jobless people and people earning minimum wage to teach you how to scatter your family?
Re: Is 700k Per Month Too Small? by Quebec91(m): 6:40pm On Jun 18
cheesy
Cowbell521:
As you don speak like mumu, I don know you be that parasite gender. Is the woman not working? 700k? Make the parasite drop 300 to meet other needs na. Problematic gender from the pit of hell
Re: Is 700k Per Month Too Small? by Kirchoffs: 6:45pm On Jun 18
Blitzking:

4 kids in pH.. 700k monthly is not too small..give her ast u fill reasonable and tell her you av done your bit

Once you have sorted
Accommodation
School fees
Feeding(try buying those core food items yourself...bag of rice half bag of garri..quarter bag of beans 20 tubers of yam, 3 to 5 carton of spag, 3 to 4 carton of noodles ,milk...milo...sugar...Nutella, 20 litres of palm oil...20 litres of groundnut oil 3 crates of egg...tell her how much she needs for meat,fish,pomo,seafood that will last for the month stock up the freezer..and give her 50k to 100k for veggies another thing let her tell you..for her clothes..shoes.. hair look for something reasonable to give her based on your pocket and remember children's school material..you will save cost most of the things u will buy can't finish everyone you can then begin to replace as necessary...
See another simple man

1 Like

Re: Is 700k Per Month Too Small? by ogawisdom(m): 6:52pm On Jun 18
ruffhandu:
Hello people,
Please I need some advice.
We live in PH, and have 4 kids. The oldest is 10 while the youngest is 6. I give my wife 700k every month, and this includes general upkeep and maintenace and fuelling of our car (Lexus 330). I don't drive the car (I dey leg, while she uses it to run around, which includes school runs and her business).

I no dey chuk eye for her business. Bu I am getting frustrated as she still makes me believe that the money is not enough. I pay electricity bill (band A) and house rent (3m pa) yet every now and then she puts bills on my head. It is driving me crazy.

When I tell her to list out her expenses so I plan with her, she picks offence. I am really tired of the whole thing and don't know how else to approach the issue without causing too much problem. I know some men whose salaries are 250k-300k in PH, yet they are surviving.

Give her the money weekly like 150k weekly for better management. She is wasting it since you are giving it once as the big man that you are
Re: Is 700k Per Month Too Small? by Warrengwoji: 6:53pm On Jun 18
My brother,no mind all dis big eyes girls ooo.700k is over to much for a woman that wants to build a home.she will still have some savings from it self.
If she buys one bag of rice per month = 80k
2. Four painter of beans = 32k
3.5liters of G oil= 15k
4.5liters of palm oil= 15k
5. 6 tubers of yam = 24k
6. 3 bounch plantain = 30k
7. 2 big custard =10k
8. 3 big tin milk 60k
9. 2 big milo= 50k
10 . Sugar 2k
11. Spices = 10k
12. Indomie 3 cartons= 60k
13 . Fueling of car 200k

As you can see,this breakdown is just been extra vagant oooo.
Re: Is 700k Per Month Too Small? by Henry1989: 6:57pm On Jun 18
I don't understand the way you guys are going ooo.
So what about those of us that do not earn up to half of 700k in a month?
What should we do oo?
What should be our lot now oo?
Chaaaaaaiiiii.
This life no balance sha.
Re: Is 700k Per Month Too Small? by Villa12(m): 6:59pm On Jun 18
eTroll:
stupid and jobless fellow.
With this your simping.
If truly you're a male pray make I no see you cos I swear I go pour you fuel burn you in broad day light.
Idiots like you are not fit to be alive
use your main account mention me. No dey hide under newly created account. Coward
Re: Is 700k Per Month Too Small? by pannyman(m): 7:01pm On Jun 18
The most surprising thing for me is that the OP still pays rent.
Re: Is 700k Per Month Too Small? by Joshchi19(m): 7:02pm On Jun 18
diamond68:
you obviously haven’t lived abroad because if you have you would realize that the super rich over there prefer to rent than to own and prefer to lease cars than to own it. I was married to a white girl whose dad was always leasing cars and with my stupid African poverty mentality mindset I said why not just buy the car ? You are wasting money leasing these cars. That’s when the man sat me down and explained the virtues of leasing as opposed to owning. And my mind has expanded because of that conversation


Oga explain, how your mind expanded?
Re: Is 700k Per Month Too Small? by abdsamad(m): 7:05pm On Jun 18
ruffhandu:
Hello people,
Please I need some advice.
We live in PH, and have 4 kids. The oldest is 10 while the youngest is 6. I give my wife 700k every month, and this includes general upkeep and maintenace and fuelling of our car (Lexus 330). I don't drive the car (I dey leg, while she uses it to run around, which includes school runs and her business).

I no dey chuk eye for her business. Bu I am getting frustrated as she still makes me believe that the money is not enough. I pay electricity bill (band A) and house rent (3m pa) yet every now and then she puts bills on my head. It is driving me crazy.

When I tell her to list out her expenses so I plan with her, she picks offence. I am really tired of the whole thing and don't know how else to approach the issue without causing too much problem. I know some men whose salaries are 250k-300k in PH, yet they are surviving.

I won't say much.

If truly you gave her a car and you're legging it, you know how things work.

Don't let someone turn you into a mad man. If she dey absent for 2 months, you no go run the house?

Wait till the month ends, go with her to buy all the items. Now you know how much. Monitor when the items are exhausted, now you know how often to replace each item.

Wait till the car is empty, go and fill the tank... Now you know how much it costs. When it's low, note how long. Now you know how long it takes to empty the tank.

Why are you filling the tank for her if she's driving the car and she has a business? I don't know. If someone wants to drive a car, they have to learn how to be responsible for it.

Nobody prays for bad things to happen, but if you fall sick and you're in the hospital for months, will you also have to worry that your wife cannot reasonably run the home.

She's a fully grown adult so she must start acting like it. Have a budget. If she doesn't contribute to making it, make it yourself.

I think i already said too much

2 Likes

Re: Is 700k Per Month Too Small? by mankan2k7(m): 7:06pm On Jun 18
People sha get money
Re: Is 700k Per Month Too Small? by Mcslize: 7:06pm On Jun 18
Urgent1Million:
You pay a rent of 3m naira p.a., give your wife 8.4m p.a. for family upkeep, excluding school fees and you still use a legedes benz?
Let me look for my iphone 16 promax charger, I'll be back.

Ogbeni what are you trying to do? Hope you are not trying to wipe Egbon Oraimi cord o. Abeg o!

1 Like

Re: Is 700k Per Month Too Small? by frozen70(f): 7:08pm On Jun 18
ruffhandu:
Hello people,
Please I need some advice.
We live in PH, and have 4 kids. The oldest is 10 while the youngest is 6. I give my wife 700k every month, and this includes general upkeep and maintenace and fuelling of our car (Lexus 330). I don't drive the car (I dey leg, while she uses it to run around, which includes school runs and her business).

I no dey chuk eye for her business. Bu I am getting frustrated as she still makes me believe that the money is not enough. I pay electricity bill (band A) and house rent (3m pa) yet every now and then she puts bills on my head. It is driving me crazy.

When I tell her to list out her expenses so I plan with her, she picks offence. I am really tired of the whole thing and don't know how else to approach the issue without causing too much problem. I know some men whose salaries are 250k-300k in PH, yet they are surviving.

I think you need to talk sense to her, else she may loose it all

700k for monthly upkeep and she can't show you how much she saved from that huge amount per month

You need to check her circle of friends

1 Like

Re: Is 700k Per Month Too Small? by diamond68: 7:18pm On Jun 18
Joshchi19:



Oga explain, how your mind expanded?
for example people waste money buying bags of sand and sinking it into the ground to build house foundation. You are paying for dirt. This is a level of abstract thinking. Rent instead and use all that money to buy gold bars. Any money you get just buy gold bars. If you have collected like 100 gold bars you can move to Florida and buy a small hotel and use some of the gold bars as collateral and just be renting out to tourists. So now your life has evolved because you chose to rent and not be stagnated by sinking all your resources into the ground and be stuck in one place that you built house at. Half of these people sink these moneys into houses in the villages and would die without ever living in the village. Our people have this poverty mentality where they think you are crazy if you are not buying a house. Like something is wrong with you cuz you pay 3m in rent and don’t own. Never occurs to them that if a man can afford 3m in rent he probably earns 30 million a year so 3m is chicken change. They use the same poverty lens to gauge everything without understanding that there are levels to this life. There are some people in banana island paying 50 million Naira a year in rent but own no properties and are digital nomads who have billions in the bank but want to be free spirits with no property ownership tying them down to any country. Next rent season they will be in Thailand renting. So when your mind is expanded to understand these different dynamics you will stop trying to judge life through a poverty lens. Not everyone is interested in property ownership. Some would rather own gold bars than property etc etc

1 Like 1 Share

Re: Is 700k Per Month Too Small? by Villa12(m): 7:22pm On Jun 18
eTroll:
stupid and jobless fellow.
With this your simping.
If truly you're a male pray make I no see you cos I swear I go pour you fuel burn you in broad day light.
Idiots like you are not fit to be alive

Seun
RoyalRoy
Freiburger
r231

Rule 2 and 3 broken

This guy created a new account to troll. Threatening to kill someone. Please give him a life ban
Re: Is 700k Per Month Too Small? by Villa12(m): 7:23pm On Jun 18
eTroll:
stupid and jobless fellow.
With this your simping.
If truly you're a male pray make I no see you cos I swear I go pour you fuel burn you in broad day light.
Idiots like you are not fit to be alive

Seun
RoyalRoy
Freiburger
r231

Rule 2 and 3 broken

This guy created a new account to troll. Threatening to kill someone. Please give him a life ban
Re: Is 700k Per Month Too Small? by Bluffly: 7:29pm On Jun 18
ruffhandu:
Hello people,
Please I need some advice.
We live in PH, and have 4 kids. The oldest is 10 while the youngest is 6. I give my wife 700k every month, and this includes general upkeep and maintenace and fuelling of our car (Lexus 330). I don't drive the car (I dey leg, while she uses it to run around, which includes school runs and her business).

I no dey chuk eye for her business. Bu I am getting frustrated as she still makes me believe that the money is not enough. I pay electricity bill (band A) and house rent (3m pa) yet every now and then she puts bills on my head. It is driving me crazy.

When I tell her to list out her expenses so I plan with her, she picks offence. I am really tired of the whole thing and don't know how else to approach the issue without causing too much problem. I know some men whose salaries are 250k-300k in PH, yet they are surviving.
You caused it. Is she not working or you refused her from working. You misinterpreted love
Re: Is 700k Per Month Too Small? by Rheminx: 7:32pm On Jun 18
700k is not enough for a family of 6 in PH. Beef alone for a month is close to 200k. Milk etc. for the kids close to 300k. not even enough..
Re: Is 700k Per Month Too Small? by Villa12(m): 8:05pm On Jun 18
eTroll:
stupid and jobless fellow.
With this your simping.
If truly you're a male pray make I no see you cos I swear I go pour you fuel burn you in broad day light.
Idiots like you are not fit to be alive

Seun
mynd44
nlfpmod
Dominique
Fergie001
RoyalRoy
Freiburger
r231

Rule 2 and 3 broken.

This member is threatening to kill someone and bullying
Re: Is 700k Per Month Too Small? by GboyegaD(m): 8:19pm On Jun 18
ruffhandu:


Thank you my brother. If I am in charge, I go very low, I no send anybody because nobody feeds me.

Yes, she makes fresh juice every morning for their lunch in school. The kids got tired of the fresh juice that they ignore it and return with it sometimes. Now she buys other drnks like yoghurt, chocolate and milkshake. Said she will be alternating them so they still drink the fresh juice when she gives them.

She complains i am too strict, and sometimes go for cheap things at the expense of quality. Always blackmailing me with the kids' health. That was why I withdrew a bit, before I'll be blamed if my kids fall sick. But, no be naija we dey? They still fall sick once in a while. It was in that regards she stopped them from drinking any other water but Eva.

I know some of these are not neccessary, but I just look away sometimes in order not to be 'too' strict'.

For comparison of standard, it's a NO. She knows nobody dares that in my house. Na she just set the standard, which if allowed, i will definitely lower it. Once in a while we dey clash, but you know how e dey be.


Oga, in it all please make sure you have enough savings for the rainy days ooo. This kind woman fit ask you say upon all the money wey you dey earn, how come you no get savings.
Have you also thought about bulk buying? That might help reduce the cost both of food stuff and time. In it all, handle it well and be firm if need be without being blackmailed. You have every right to ask for accountability and if anyone resorts to name calling, do not let it bother you.
Lastly, try to help the children understand the current day Nigeria reality. Let them understand that they are privileged and not look down on others who they may think are not in same class as them. Make them realize the need to be humble and accessible and make them a bit street smart.

1 Like

Re: Is 700k Per Month Too Small? by rezzy: 8:21pm On Jun 18
We4all:



It's you who doesn't understand what is playing out. Your wife knows you are comfortable and she is raising her kids accordingly. She claims she cannot give the children boiled water because she can afford to buy bottled water.

I have seen such scenarios play out on so many occasions. My kids cannot eat or drink this....bla...bla...bla...But when life happens and they cannot afford to buy bottled water for the kids, they will start giving them borehole water and nothing will happen.

What I'm trying to say is, people go over the top for their kids and show off because they can afford it and not because they see it as a life's necessity. Peradventure, you have a drop in income and cut down her allowance to 100K monthly, she will learn to adjust.

Just like a sister wey say her husband can't eat groundnut oil that isn't sealed, it must be king's oil or any sealed oil, that others make him purge.

Wen g.oil got to 13k for a gallon, I asked her how far, she said she is now buying measurement oil. 🤣🤣🤣🤣🤣
I wanted to ask her, if her husband isn't purging again

3 Likes

Re: Is 700k Per Month Too Small? by livebullet(m): 8:23pm On Jun 18
ruffhandu:
Hello people,
Please I need some advice.
We live in PH, and have 4 kids. The oldest is 10 while the youngest is 6. I give my wife 700k every month, and this includes general upkeep and maintenace and fuelling of our car (Lexus 330). I don't drive the car (I dey leg, while she uses it to run around, which includes school runs and her business).

I no dey chuk eye for her business. Bu I am getting frustrated as she still makes me believe that the money is not enough. I pay electricity bill (band A) and house rent (3m pa) yet every now and then she puts bills on my head. It is driving me crazy.

When I tell her to list out her expenses so I plan with her, she picks offence. I am really tired of the whole thing and don't know how else to approach the issue without causing too much problem. I know some men whose salaries are 250k-300k in PH, yet they are surviving.

Oga she go k*ll you if you no use your head.. na here we go still read your story but unfortunately for you, you will be reading it from the greater beyond.
Wake up!
Re: Is 700k Per Month Too Small? by Firstcitizen: 8:37pm On Jun 18
diamond68:
she no scam me. Stay on topic bro. Fact remains it’s poverty mentality that Africans have which makes them very covetous into thinking everything must be owned. And it is this primitive thinking that is limiting the growth of many. Money that you would have used to break into the stratosphere you go sink am into the ground, no pun intended 🤣

Carry money buy dirt and sand. Madness niyen now 🤣 when gold bars Dey dia


Bro set all the jokes aside. I have lived in the UK for decades even before you were born(an assumption) You are still a child going by your ideas and know nothing. Due to your age I will cut you some slack so you can let experience teach you rather than me.
Stop watching videos of scammers online trying to teach you about real estate investments and owning property. Take it from someone heavily invested in real estate in the UK.

Please don't repeat the list of nonsense you wrote earlier in the midst of Educated people

Lastly it is only a fool that believes a story of someone that spends almost N700k on his wife monthly but still lives in a rented apartment were he pays a meagre N3M.

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