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Family / Re: I Told My Hubby To Stop Using My Money.am I Wrong? by FavorofGod: 3:54pm On Jul 18, 2015
Thanks for all ur contributions. I think I'd just open a savings account without his knowledge and do a monthly standing order. But he knows my monthly pay and would know if I started saving, so I intend to wait till I get promoted later this year and then save part of the differential in salary. But as for this month and next month salary, my stand remains the same, until I pay my school fees.

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Family / Re: I Told My Hubby To Stop Using My Money.am I Wrong? by FavorofGod: 3:42pm On Jul 18, 2015
Aude:
@op : My question to you is, how do you guys share the household bills? I hope you are not one of those women who expect their husbands to foot all the bills, while they spend their money on themselves. I'm asking because I find it strange that your husband is always short of money and you are always bailing him out.
Truth is my husband took some loans which seriously depleted his take home pay. My takehome pay is more than his when you take into consideration the loans. But he also has allowances paid in bulk that make up for the deficit. He usually uses those allowances for one project or the other.
But when it comes to the day to day running of the home, including feeding, school fees for children, fuel,etc, I usually contribute more, mostly because his salary is not enough to foot all the bills.I also contribute something to rent and capital projects, though a lesser percentage.
He is paid earlier than me each month, so by the time I receive my salary, his own has already finished( he also sends money to his parents and relations). So I just give him my atm card ,and most times he withdraws when the need arises and I know when I receive the alert.
I hardly spend money frivolously,I hardly buy expensive clothes or jewelry except I really need it,and my husband praises me often for being prudent with money.
He does not spend frivolously too, but will use any money available to solve problems or carry out projects,even when they are not necessary. This leaves us cash-strapped most times. He makes no provision for savings, and will just borrow money if there's an emergency. I've entered labour room twice when we didn't have a dime, and we had to borrow money to offset medical bills, though I had repeatedly told him to keep some money aside for such situations.

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Family / I Told My Hubby To Stop Using My Money.am I Wrong? by FavorofGod: 2:37pm On Jul 17, 2015
My hubby and I have had no financial secrets since marriage. He uses my atm regularly and it's almost as though we operated a joint account. This has worked for us until recently.

Now the issue is this: I'm saving for my masters school fees(distance learning) which invoves thousands of pounds. I had to defer it last year due to financial constraints. So from the beginning of this year, I had already started making plans to pay. Hubby promised to assist but each time he puts away some money, something always comes up to make him use it up.

I wouldn't have minded much if it was just that, but he turns around to deplete my own savings, promising to pay when he has money. I know he has no other means of income and cannot fulfill that promise.As it stands now, I've not been able to save a dime, and my fees is due in 2 months.
So I told him he is on his own as far as this month and next month's salary is concerned, cos I'm saving every bit of it. Some money being owed me at my place of work for months now was finally paid me yesterday. I didn't want to tell him at first, but later did this morning.

He said he was disappointed, that I've started keeping secrets from him. That he only spent my money because he was broke and not out of carelessness. I told him there was a cause.

He spends money as he sees it, and does not believe in saving for the rainy day. He is not frivolous, but will start projects he had earlier shelved due to lack of money as soon as he sees money. For e.g, He has been talking about hosting a big time baby dedication, and the whole family travelling to the village next month for holiday, which are all capital intensive projects, when he knows he cannot fund it with his salary alone.

I think he wants me to allow him use my savings, then hope for a miracle to pay my fees. I know he's not commited to my academic pursuits, though he claims to. He once used up money I had saved for a proffessional exam, promising to pay b4 the closing date, only to tell me to forgett about an exam I had fully prepared for a day to the closing date because he couldn't raise the money. I had to run around to borrow and pay that same day.

So, ladies and gents, am I wrong to have barred him from touchingmy money for thisperiod or not? Should I stop telling him how much I have exactly? Share your thoughts.

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Politics / Re: Federal Civil Servants Have Not Been Paid Their January,2012 Salary.why? by FavorofGod: 7:09am On Feb 13, 2012
It's true we've not been paid. Our Diretor of Finance issued a memo saying d delay was from CBN. But d money was released on friday 10th. I never see alert sha.

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