Moniepoint is a financial platform that offers personal banking services. Opening a Moniepoint Personal Banking account provides you with a range of benefits, including convenient access to various financial services, secure transactions, and the ability to manage your money efficiently.

To open a Moniepoint Personal Banking account, you need to follow a simple process. Start by visiting the Moniepoint website or app and selecting the option to open a personal account. Fill in the required personal information, including your name, contact details, and identification details. Ensure that you provide accurate information for a smooth account creation process.

The requirements for opening a Moniepoint Personal Banking account typically include a valid form of identification, such as a national ID card or driver's license, and proof of address, which can be a utility bill or a statement from a recognized institution.

Opening a Moniepoint Personal Banking account is essential for seamless and secure financial transactions. It enables you to enjoy the convenience of digital banking, making it easier to manage your finances, transfer money, and access a range of financial services.

Sign up with my link. https://join.moniepoint.com?adj_t=15ha060e&rC=BHKT208[color=#770077][/color]

SCAM ALERT!!! DON'T BE A VICTIM

#AJOCARD MOBILE BANKING IS A SCAM: DO NOT JOIN

Ajocard.com mobile banking is a platform that provides financial services to the excluded. It also allows people save time and money by doing transactions with ease through agents and the agents can also make money rendering services.

They claimed to be legit and I decided to join their platform Ajocard mobile banking.

I called their marketing department and they told me to download their App and register as an AGENT, and after one of their representative called me to deposit the sum of 35175 into their Company account for POS terminal and the shipping of the terminal into my location, which i did.

After two day, i received my POS and i discovered that have been scammed. Reason was that the terminal is not look like new and the refused to connect for about two weeks and i decided to return the POS Terminal.

I called them for complete two weeks and they refuses to pick my calls, i also sent a mail to them, still no response until i went to their Facebook page to make a complain about how they scammed me, they now called me that i should bring the terminal.

You wont believe that they paid me just 20000 out of 35,175 and they said they will not pay me the remaining balance, and they blocked me for commenting on their Facebook page and also block my line for calling them.

And they went to their website and change the terms and conditions.

Proofs That Shows Ajocarf Is A Scam

1. PLAYSTORE REVIEWS

Reviews by users for their App on Google Playstore are always positive probably because they are doing the review by themselves using fake profiles but some users are giving bad and critical review and here are some of them in the screenshots below:

2. THEY BLOCK YOU FROM CALLING THEM
As a mobile money agent that been licensed by CBN suppose to act in this way.

3. They block you from commenting on their facebook page whenever you commented any negative review about their product.

4. They'll never pick your call whenever you call them after you've paid for the terminal and you've gotten it. They believe that they have succeeded in scamming you.

5. Poor service: Their network is very bad, if luckily your POS terminal configured, they'll keep debiting your customer and they have to go to their banks. And can affect your business and your will not tryst you.

6. They keep changing their TERMS AND CONDITIONS every time their agent trying to report them. Please stay away from them.
Etc

However, Ajocard does not paid you all the money you spent in getting the terminal. and if care is not taking, you'll see that they will block you from any angles you might trying to report them.

I decided to review this platform in order for you and your relatives not to waste your hard earn money

Safe Soul by sharing this post to your timeline and to many Facebook groups you can, in other to help Nigerians who might be trying to join this Ajocard.com mobile banking platform.

Here are some of the Reviews pictures from Facebook�

SCAM ALERT!!! DON'T BE A VICTIM

#AJOCARD MOBILE BANKING IS A SCAM: DO NOT JOIN

Ajocard.com mobile banking is a platform that provides financial services to the excluded. It also allows people save time and money by doing transactions with ease through agents and the agents can also make money rendering services.

They claimed to be legit and I decided to join their platform Ajocard mobile banking.

I called their marketing department and they told me to download their App and register as an AGENT, and after one of their representative called me to deposit the sum of 35175 into their Company account for POS terminal and the shipping of the terminal into my location, which i did.

After two day, i received my POS and i discovered that have been scammed. Reason was that the terminal is not look like new and the refused to connect for about two weeks and i decided to return the POS Terminal.

I called them for complete two weeks and they refuses to pick my calls, i also sent a mail to them, still no response until i went to their Facebook page to make a complain about how they scammed me, they now called me that i should bring the terminal.

You wont believe that they paid me just 20000 out of 35,175 and they said they will not pay me the remaining balance, and they blocked me for commenting on their Facebook page and also block my line for calling them.

And they went to their website and change the terms and conditions.

Proofs That Shows Ajocarf Is A Scam

1. PLAYSTORE REVIEWS

Reviews by users for their App on Google Playstore are always positive probably because they are doing the review by themselves using fake profiles but some users are giving bad and critical review and here are some of them in the screenshots below:

2. THEY BLOCK YOU FROM CALLING THEM
As a mobile money agent that been licensed by CBN suppose to act in this way.

3. They block you from commenting on their facebook page whenever you commented any negative review about their product.

4. They'll never pick your call whenever you call them after you've paid for the terminal and you've gotten it. They believe that they have succeeded in scamming you.

5. Poor service: Their network is very bad, if luckily your POS terminal configured, they'll keep debiting your customer and they have to go to their banks. And can affect your business and your will not tryst you.

6. They keep changing their TERMS AND CONDITIONS every time their agent trying to report them. Please stay away from them.
Etc

However, Ajocard does not paid you all the money you spent in getting the terminal. and if care is not taking, you'll see that they will block you from any angles you might trying to report them.

I decided to review this platform in order for you and your relatives not to waste your hard earn money

Safe Soul by sharing this post to your timeline and to many Facebook groups you can, in other to help Nigerians who might be trying to join this Ajocard.com mobile banking platform.

Here are some of the Reviews pictures from Facebook�

Turn Your Browsing Today Into Money Making By PLaying Quiz, Reading News, Daily login, Sponsored post etc with a one time payment of ₦1500 Via�
https:///2ESiAFF

Naturally crunchy, tasty and highly nutritious. Carrots are healthy additions you can pen to the vegetable list of your diet. Indeed, these root vegetables are a essential source of wholesome health benefiting compounds such as beta-carotenes, falcarinol, vitamin-A, minerals, and antioxidants in substantial amounts.

Carrots have numerous health benefits. They are a weight loss friendly food and have been linked to lower cholesterol levels and improved eye health.

They can be found in different colors, including orange, purple, yellow, red and white.

The carotene antioxidants in Carrots have also been linked to reduced risk of cancer. Falcarinol in carrots may help fight against cancers by destroying pre-cancerous cells in the tumors.

The natural orange colored carrots get their bright color from beta-carotene, an antioxidant that is converted to vitamin A in the body. Beta-carotene is the important carotene type present in these roots. Beta-carotene is one of the powerful natural antioxidants that protect the human body from harmful oxygen- derived free radicals. Also, it also carries out all the functions of vitamin-A such as maintaining a good vision, sperm production, maintenance of epithelial integrity, general growth and development.

Health benefits of Carrot

Lower blood cholesterol
Weight loss
Reduced risk of cancer
Good vision
Sugar level control
Excellent immune function
Blood pressure regulation

Fresh carrots are available in the markets every season. While buying, look for young, tender, bright-colored roots with a firm density. Avoid soft, squashy roots, with cuts or mold. In addition, very large roots are a sign of over-maturity and rigidity in carrots which would result in poor eating quality, fresh smaller roots are a better option.

Source: https://naijpay.info/2019/02/14/carrots-nutrition-facts-and-health-benefits/

People who invested in cryptocurrency with QuadrigaCX will lose their money - nearly $190 milion - after the company's founder died without tranferring the passwords to anyone.

30-year-old Gerald Cotten, the founder of QuadrigaCX, Canada's largest cryptocurrency exchange, died last year in India from complications with Crohn's disease. Before his death, he had the only password to unlock the funds and didn't get to transfer that knowledge to anyone.

Source
QuadrigaCX has lost nearly $190 million of their investors' money following Cotten's death as all efforts to get the passwords has proved abortive.

Investors to lose $190 million after owner of cryptocurrency company dies unexpectedly with passwords

His widow, Jennifer Roberston, said in a statement that she has recovered her late husband's work laptop, but is unable to access it because she doesn't know the password. The company said they've hired a security expert to try to access the funds, but he has been unsuccessful so far.

The company is no longer accepting investments on their platform after it was put on pause by directors late last month.

Source
http://kemisparkles.com.ng/index.php?ns&id=1056

Seven people have died and several others seriously injured in a fire which ripped through a building in a wealthy Paris neighbourhood on Monday night.



The blaze in the French capital’s trendy 16th arrondissement also left 27 people including three firefighters with minor injuries.



“The toll could still increase because the fire is still in progress on the 7th and 8th floors” of the eight-storey block, fire service spokesman Captain Clement Cognon told AFP at the scene.



Described by firefighters as a “scene of incredible violence”, the blaze started at about 1:00 am (0000 GMT). Its cause is so far unknown. Some of those affected scrambled on to nearby roofs to escape the smoke and flames, and needed to be rescued by fire crews.



Captain Cognon added: “We had to carry out many rescues, including some people who had taken refuge on the roofs. Thirty people were evacuated on ladders.” At approximately 5:00 am (0400 GMT), fire crews had finished evacuating the block on rue Erlanger but were still fighting the flames.

Two adjacent buildings were also evacuated as a precaution and local officials were on site to help find housing for residents who could not go back to their homes. Around 200 firefighters were still at the scene in the early hours of Tuesday, battling the blaze and treating the injured.

Several streets of the chic neighbourhood were cordoned off by police and fire crews, and an AFP journalist said a strong smell of smoke was in the air.

Source
http://kemisparkles.com.ng/index.php?ns&id=1052

Three days after an Agusta AW 139 helicopter flying Vice President Yemi Osibanjo crashed in Kabba, Kogi State, the Accident Investigation Bureau (AIB) has concluded investigations on the accident.



According to a report by TheNation, the investigation came on the heels of gathering of series of evidences which included: inspection of the chopper wreckage at the crash site; interview of airline crew such as pilots, engineers and other technical personnel; analysing eyewitness accounts, as well as laboratory testing of the broken rotor and other parts of chopper.



The paper quoted a source at the AIB saying the preliminary report of the accident will be released soon, but no probable cause(s) has been given as the reason for the crash. Another source close to Caverton Helicopters, managers of the crashed chopper, said its insurers have arrived the country to participate in the probe. The source hinted that the insurers, sought permission from the AIB for access to the crash site to carry out valuation of the wreckage and other relevant activity critical to the accident probe.



Besides the insurers, it was not clear as at Monday if the helicopter manufacturer, Agusta, would participate in the inquiry. According to the International Civil Aviation Organisation (ICAO)-prescribed aviation regulations, the aircraft manufacturers ought to participate in the investigation. The involvement will enable the manufacturer learn useful lessons in preventing a reoccurrence; if there are issues with the equipment design or other technical hitches.



Tunji Oketumbi, spokesman of the AIB, said the bureau had concluded preliminary investigation on the crash, which he described as “high profile”, because of the status of the occupant in the ill-fated chopper. He said an accident could be so described, if the aircraft was carrying many influential people; or there are many multi-nationals.



Oketumbi said: “so far, the AIB has done what is statutorily required of it. We did not require any foreign assistance. We have carried out the relevant findings at the crash site and interviewed the crew and other people relevant to the operation. So, far, the helicopter wreckage has not been removed.”



He, however, took exception to the remarks attributed to Caverton Helicopters which suggested the probable cause(s) of the crash. According to him, besides giving flight information – type of aircraft; registration number; number of occupant in the aircraft and circumstances of the accident, the airline should refrain from speculating the cause of the crash. Doing such, Oketumbi said, would amount to pre-empting the investigation.


Source https://kemisparkles.com.ng/news/1045/accident-investigation-bureau-concludes-investigation-on-osinbajos-helicopter-crash.html

Facebook is planning to stitch together its three main messaging services - WhatsApp, Instagram direct messages and Facebook Messenger. But, the move is raising concerns about privacy.
It was only last year that Facebook was besieged by angry users and worried investors over the company's privacy crisis and now, in 2019, the Menlo Park-headquartered company is back in news again. This time it is being questioned over its attempt to integrate its messaging platforms - WhatsApp, Instagram direct messages and Facebook Messenger. The integration attempts sound good on paper, but has a lot of people worried.

Why merge at all?

For starters, the integration is aimed at keeping users locked into Facebook's ecosystem. No matter what you do, you'll, in almost all probability, be on one of the three Facebook owned apps. This will not only increase Facebook's user base but will also enhance its advertising business and provide new source of revenues. With growth slowing down, regulators constantly prodding and the company reducing the advertisements on news feed of its primary platform, the timing of the union makes complete sense.

Talking about advertisements, the integration will enhance Facebook's understanding of its users. Ad targeting from Facebook is already disconcertingly accurate. It is serving you ads based on your like/dislikes, statuses you post and even the websites you visit. The integration will only enhance Facebook's knowledge about you and help it to serve more relevant ads.



But the biggest advantage for Facebook is the end of fragmentation. As more and more people rely on messaging apps to communicate, the need for having two-three different messaging apps for different sets of people on different platforms is frustrating. The integration will simplify the life of not only the users but also Facebook as it won't have to develop competing versions of new features.

Lastly, the cross-platform messaging will simplify business dealings. The integration would make it possible for businesses using one platform to message potential clients on other chat platforms. For example, a clothing brand on Instagram can directly get in touch with a buyer on Facebook Messenger, one-on-one to finalise a deal!

What about privacy?

For starters, the whole business model of Facebook is based on visibility of users' data and understanding what they like or dislike. All of the data collected by Facebook allows them to customise the users' news feed. But, Facebook has failed in the past to ensure privacy and secure users' data. Facebook reportedly even considered selling user data to the advertisers back in 2012 and 2014. At least on the outside, Facebook has woken up to the issue of privacy and data protection after the Cambridge Analytica scandal, but its efforts continue to remain less than desirable. And, with plans to bring advertisements to the WhatsApp status feed, the distrust is likely to grow.

More importantly, among the three Facebook-owned platforms, only WhatsApp supports end-to-end encryption. Facebook Messenger, on the other hand, requires users to toggle the secret conversation feature and Instagram messages aren't end-to-end encrypted at all.



What happens when an Instagram user messages a WhatsApp user? Since Instagram messages aren't encrypted, the chats may be vulnerable to hackers! Implementation of cross-platform end-to-end encryption isn't an easy task. It will require Facebook to rebuild Instagram messages and Facebook Messenger from the ground up. This would require implementation of identical protocols on all three platforms. For example, at the moment the Signal protocol, a cryptographic protocol that is used to provide end-to-end encryption, are implemented differently on both WhatsApp and Facebook Messenger.

Source https://kemisparkles.com.ng/news/1034/facebooks-latest-plan-for-whatsapp-seems-to-be-a-privacy-nightmare.html

Mary Owan, a fresh graduate of History and International Studies, University of Calabar who died in a fatal motor accident on Monday, January 28th, just few days to her wedding, has been buried. She was on her way for her traditional wedding when she died in an accident.



Mary was buried yesterday February 2nd which was meant to be her wedding day.

Late Owan was a niece to University of Calabar Vice Chancellor, Prof. Zana Akpagu.

So sad! May her soul rest in peace, Amen. See photos from her burial below..

https://kemisparkles.com.ng/news/965/photosunical-fresh-graduate-who-died-few-days-to-her-wedding-has-been-buried-in-her-wedding-dress-and-on-her-wedding-day.html

A 19-year-old lady has declared interest in the man with down syndrome, who married a minor in Ozubulu, Anambra state.

In a post on a Facebook group, Onuh Chisom Maryjane, slammed those insulting the man. She didn't spared the young nursing mother, Chinwe, either.



She also stated that she'll marry the man on the condition that his 'rich' family members, open up a business for her, buy her a car and credit her account.

Read her post below:

"Since u people doesn't want him to marry a 15 year old girl,fine

Bring him to me let him marry a 19 yrs old girl
If u people doesn't want him,i want me
Somepeople are wicked,they don't want him to enjoy what other s are enjoying,people should stop insulting him,any ways that girl no fine at all and am finer than her,
I also heard that his brother Is rich,that good to know, but before i marry him, their must buy me a car,credit my account and open up a business for me
Pls am interested in him"

Read full story via this link https://kemisparkles.com.ng/news/947/photosyoung-girl-declares-interest-in-man-with-down-syndrome-who-married-15-year-old-girl-in-ozubulusays-people-should-stop-insulting-him.html

Ahead of the Chinese New Year which is on Tuesday, 5 February, NBA legend Magic Johnson's son EJ Johnson took to Instagram to share these photos of himself posing in a red mini Chinese dress which he rocked with matching sock ankle boots and red bag.

[b]Here's what she wrote on upcoming Happy Chinese New Year[/b]https://kemisparkles.com.ng/news/943/magic-johnsons-son-ej-poses-in-a-red-mini-chinese-dress-in-new-photos.html

Moments ago, a helicopter conveying the Vice President, Professor Yemi Osinbajo, crash-landed in Kabba, Kogi State.



Confirming the incident, the Senior Special Assistant to the Vice President on Media and Publicity, Laolu Akande via his verified twitter handle said, 'VP Osinbajo's Chopper crash lands in Kabba, but he and the entire crew safe. He is continuing with his engagements and plans for the day in Kogi State.'

He added that, 'we give all the glory to God, our Read more via https://kemisparkles.com.ng/news/899/breakingvp-osinbajo-survives-as-hishelicopter-crash-lands-in-kogi-state.html

Host of this year’s Big Brother Naija reality show, Ebuka Obi-Uchendu, has warned against potential housemates campaigning on social media.

The auditions held across eight cities of Lagos, Abuja, Port-Harcourt, Ibadan, Enugu, Warri, Calabar and Benin on Friday and Saturday.

Ebuka, writing on his Instagram page, expressed his anger over applicants creating a buzz about auditioning.

“Like, are your followers the ones auditioning? Or you think if auditions were done on social media that wouldn’t have been specifically announced? I don’t get it.

“In fact you are probably even doing yourself more harm. A major element of Big Brother is secrecy and surprise but you think announcing your intentions or social media is a bright idea – toh,” he said.

One of the former housemates in the last edition, Teddy A, was quick to respond to Ebuka’s post.

“Please don’t tell them, they will learn the hard way. Why they solicit for votes on social media like it’s a requirement. Our people don’t know how to follow simple instructions. BBN audition discreet pass secret cult initiation,” Teddy A wrote.

Source: https://kemisparkles.com.ng/news/894/big-brother-naija-2019-auditionsebuka-issues-strong-warning-to-potential-housemates.html