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Family / A Simple Guide To Budgeting For Your Electricity Bills by oluwadanie1(m): 12:42pm On Jan 13
You get to a point in life where you can not escape the burden of paying for utility bills and buying your own electricity. Other forms of these utility bills include gas, water, sewer services and more. Knowing these, a lot of people then have to struggle with the idea of creating a budget for them. Hence, we have created this post to guide you into budgeting for your electricity bills.

Budgeting is a very important feature that helps you get started on the right footing as per your financials. While bills might come as a surprise at times, proper budgeting helps prevent this and give you the perfect readiness you need to pay most of your bills. We want to help you do that.

Let’s explore how you can budget for your electricity bills, shall we?

+First, calculate your income
Before you create a budget for your utility payments, it is important to know the actual amount you earn after tax. You might think you already know this but, a valid advice would be that you do a double check for confirmation. After this, it will enable you have an idea of how much from the total amount can be used to pay for electricity. Payments can be daily, weekly, monthly, quarterly or at any interval through which you earn.

While there is no standard percentage of your income that is meant to be for electricity bill payments, this gives a rough estimate.

+Do an assessment of your electronics and other devices
After calculating your income, it is important that you do an assessment of your electronics and other devices which consume electricity when in use. For example, do you have a refrigerator? How about an air conditioner? Do you use a deep freezer? How many light bulbs, fans, televisions, speakers are in your house, and how many are frequently in use? Knowing this would help you have an idea on how much electricity you consume.

Please note that knowing how much electricity you consume does not equate having a particular figure. It only helps you understand that the higher the number of appliances you own, the higher the volume of electricity you consume. This, however, varies depending on how frequent your devices or appliances are used.

You should see more tips on how to budget for your Electricity Bills - https://blog.buypower.ng/a-simple-guide-to-budgeting-for-your-electricity-bills/

Business / Making The Most Profits For Your Business With Discount Campaigns by oluwadanie1(m): 7:06pm On Dec 14, 2019
For business people.

What do you think when you introduce discounts to whatever product or service you’re selling? You’re cutting away a part of your profit and revenue, is that it? Really??

**Let me tell you. **

Giving discounts on your products should, instead of cutting down the profit you’d make, increase it by a wide margin. However, this happens when you get the balance between cost and volume.

You should learn more: https://oluwadanie.com/post/giving-discounts-to-make-more-revenue-heres-a-roadmap/

Business / You Can Now Borrow To Pay Electricity Bills On Buypower.ng by oluwadanie1(m): 11:52am On Aug 19, 2019
Utility payment platform and app, BuyPower.ng has launched a new payment feature which allows users to borrow money to pay their electricity bills online (via the BuyPower.ng website) or through their mobile app (Google Play Store or App store). The new ‘pay with a kwikmoney loan’ feature aims to improve access to credit for current and potential users of the platform.

BuyPower.ng let users pay electricity bills for both prepaid and postpaid meters. While prepaid meters get value in the form of tokens, which are converted to units, postpaid meters get receipts which can be tendered anywhere it is requested.

Currently, BuyPower.ng offers a variety of payment options for their customers including payment by card, bank transfers, instant transfers, USSD code and now, a loan option. This variety offered by the platform is only one of the reasons it is the best go-to platform when it comes to utility payments.

Speaking on the new payment option, CEO and co-founder, Ojima Benjamin Ufaruna said that, “At BuyPower, we do not take customer satisfaction for granted. In fact, all we aim to do is continue to groom happy customers. Hence, this partnership with kwikmoney to allow users to borrow to pay their bills is one that is very important.”

“While access to credit by consumers is a very big issue, I strongly believe that partnerships like this would improve the status quo and expose more people to loans. BuyPower.ng is the first utility payment platform to come up with this and we have plans to keep innovating and playing around potential solutions for our large base of customers.”

The new ‘pay with a kwikmoney loan’ option is available on the BuyPower checkout page and shows up to eligible customers. And like other payment methods available, offers a seamless experience for users.

Other noticeable features on BuyPower.ng includes; Meter Consumption History, Reminders, Payment with instant transfers, an in-app wallet and more. Truly, they are bringing convenience to the doorsteps of households in Nigeria.

Download the BuyPower Mobile App HERE - http://onelink.to/buypowerng.

Business / Re: Hubmart Omole: Inside The Hubmart Store Omole Branch (photos) by oluwadanie1(m): 5:02pm On Aug 08, 2019
Please how do i DM you lalasticlala? Quite urgent.
Crime / Re: Hoodlums Snatch N10 Million From Expatriate In Kogi, Shoot Police Escort by oluwadanie1(m): 10:29pm On Jul 03, 2019
Subscribe with your email address via link below and get promo codes for different products [e.g Taxify, Uber] via email for two months.

- https://paystack.com/pay/instant-promo-codes
Politics / Re: Apostle Suleman Reacts To Suspension Of Ruga Settlements For Herdsmen by oluwadanie1(m): 4:53pm On Jul 03, 2019
Subscribe with your email address via link below and get promo codes for different products [e.g Taxify, Uber] via email for two months.

- https://paystack.com/pay/instant-promo-codes
Celebrities / Re: Kaffy Condemns Naira Marley's Soapy Dance As Dog Joins by oluwadanie1(m): 4:31pm On Jul 03, 2019
Subscribe with your email address via link below and get promo codes for different products [e.g Taxify, Uber] via email for two months.

- https://paystack.com/pay/instant-promo-codes
Business / Re: If You Are Uber Partner In Lagos, Please Share Your Experience Here by oluwadanie1(m): 11:45pm On Jun 29, 2019
Subscribe with your email address via link below and get promo codes for different products [e.g Taxify, Uber] via email for two months.

- https://paystack.com/pay/instant-promo-codes
Business / Re: If You Are Uber Partner In Lagos, Please Share Your Experience Here by oluwadanie1(m): 3:33pm On Jun 24, 2019

Abeg who get promo code?
I wan use am too

Subscribe with your email address via link below and get promo codes for different products [e.g Taxify, Uber] via email for two months.

- https://paystack.com/pay/instant-promo-codes
Education / Learn American Sign Language Online by oluwadanie1(m): 9:52am On Jun 11, 2019
Hey guys! Have you thought of learning American sign language before now?

Here it is, guys!

Follow Dami's YouTube series and learn at your own pace!

Episode one -

Episode two -

Do drop comments to keep this thread alive! Thanks.
Properties / Re: Room For Rent, No Agent Fee by oluwadanie1(m): 7:31am On Feb 17, 2018
Please, one room self contain around Berger is around what price range?
Webmasters / Re: Nigerian Built Instant Messaging App - Qbee Chat. Download And Review by oluwadanie1(m): 12:57pm On Oct 01, 2017
Seun Lalasticlala Mynd44 ... You could help a Nigerian brand achieve greatness.
Webmasters / Nigerian Built Instant Messaging App - Qbee Chat. Download And Review by oluwadanie1(m): 12:56pm On Oct 01, 2017
Hello everyone, I just came across Emmanuel Afolabi and his co-founders from Jos, Nigeria. They have developed an instant messaging app and I must say that it is impressive. What is more impressive is that this is totally a "made in Nigeria" application.

Qbee chat has virtually all features of other IM apps, but comes with some upgrade too. It comes with a secret chat feature, has cool expressive emojis and stickers built to allow users better express themselves.

The team also made a new software technology that fixes audio calls delay in instant messaging and Qbee chat groups have a massive max of 10,000 members per group unlike other messaging apps. Simplicity is lit too. You like?

In all fairness, it'd be very nice of you to download and review. Let us know your opinion on the application. How we can improve this lies in your feedback. Finally, I see something good coming from Africa.

Download from play store - https://play.google.com/store/apps/details?id=com.wQbeeChat_3784412&hl=en&referrer=utm_source%3Dgoogle%26utm_medium%3Dorganic%26utm_term%3Dqbee+chat+google+play+store&pcampaignid=APPU_1_yHK5Wb_6KMbm6ASSyLPICg

TV/Movies / Re: Game Of Thrones Discussion (Beware Of Spoilers) by oluwadanie1(m): 7:06pm On Aug 27, 2017
I wish to create a meme about how ladies and queens on GOT react when their children die in their presence. Catelyn & Robb, Cersei & Joffery, Ellaria & Tyene, Dany and Viserion. It's a Stark contrast.

Hello Seun, I'm sorry this is coming here. I want to know if you'd be interested in an online interview to be published on TechMoran.com. Please let me know your say. Sorry once again.
Business / Nigerian Banks Take Over Etisalat Nigeria by oluwadanie1(m): 6:52pm On Jun 20, 2017
Now it seems things are going to get very messy as some Nigerian banks have taken over telecommunications company, Etisalat. Recall that they had attempted to do this earlier, but was stopped by the intervention of the Central Bank of Nigeria and the Nigerian Communication Commission.

The Etisalat takeover occurred following the breakdown of its negotiations with Nigerian banks over its USD1.2 billion loan.

According to reliable reports, the takeover followed the collapse of the effort by Emerging Markets Telecommunications Services, EMTS, promoted by one-time Chairman, United Bank for Africa, UBA, Hakeem Bello-Osagie, to reach agreement with the banks on debt restructuring plan in the protracted $1.72 billion (about N541.8 billion) debt impasse.

The Etisalat group, parent company to Etisalat Nigeria announced this in a filing to the Abu Dhabi Securities Exchange in Abu Dhabi, United Arab Emirate.

“Further to our announcement dated 12 February, 2017, Emirates Telecommunications Group Company PJSC, “Etisalat Group” would like to inform you that Emerging Markets Telecommunications Services Limited “EMTS” (“the company), established in Nigeria and an associate of Etisalat Group with effective ownership of 45% and 25% ordinary and preference shares respectively, defaulted on a facility agreement with a syndicate of Nigerian banks (“EMTS Lenders”).

“Subsequently, discussions between EMTS and the EMTS Lenders did not produce an agreement on a debt restructuring plan.

“Accordingly, the Company received a default and security Enforcement Notice on 9 June 2017 requesting EMTS Holding BV (EMTS BV) established in the Netherlands, and through which Etisalat Group holds its interest in the company) requiring EMTS BV to transfer 100% of its shares in the company to the United Capital Trustees Limited (the Security Trustee”) of the EMTS Lenders by 15 June 2017.

Subsequently the EMTS Lenders extended the deadline for the share transfer to 5.00 pm Lagos time on 23 June 2017,”

Crime / The Case Of Evans: Where Are The Real Successful People? by oluwadanie1(m): 3:33pm On Jun 20, 2017

The very recent trends of "successful" people being busted leaves a whole package of questions to be answered. One very very salient one is where the *REAL* successful people are.

Before Evans, who has been arrested on accounts of kidnapping came Dammy Krane, who was also arrested on accounts of credit card fraud. To be candid, I must explicitly state that this is becoming very uninteresting.

How come that the supposed successful people who we are supposed to tap inspirations from to pursue our dreams are still the same ones falling our hands. I want to say that this has gotten to the height of it and leaves a huge doubt in our heart on if there are real successful people with "clean money".

Yes, you might think that the next person to you is successful as a result of his music career, or online business, only to wake up the next morning and discover that he has been arrested for online fraud. #WehDoneSir.

Well, at this juncture that we have reached, we need to ask questions and charge the real people to show themselves. It's one thing to tap inspiration, it's another to tap the RIGHT inspiration.

Do you know how many hearts were broken when someone they look up to is caught up in a mess like that? Do you know how many people would lose focus and conclude that there is no clean money anywhere? How about those that towed the seemingly successful part, only to deviate when they discover that it isn't the actual source of wealth? I can surely feel where it hurts them now.

We want to start being inspired by the Zuckerbergs of Nigeria (I hope Mark isn't involved in such too), the ones who have built a product, or service, or company and have made real money in the entire process. We are extremely tired of those who use businesses as a mere cover up of their shameful deeds.

This should serve as charge to real people amassing real wealth which is not as a result of fraud or dirty deeds. We need to tap the right inspiration. The perfect motivation to move forward is very needed at this point. This is so we savage what's left of our future. We do not want to breed a ton of future kidnappers and credit card fraudsters. We are better than this.

✍ Daniel A. Moses
Science/Technology / See Technology That’ll Reduce Breast Cancer In Nigeria by oluwadanie1(m): 6:20am On Jun 11, 2017
“The number of women who die from this disease will continue to increase if nothing is done to provide them with a true early warning system. With breast thermography, women of all ages are given hope and a true early detection edge in the battle against breast cancer.”

These were the words of Dr. Gracie Chukwu, the Managing Director, Houston Holistic Health Company Limited. And I align with it very much.

The World health Organization has made it clear that cancer is the second leading cause of morbidity and death in the world, while the number of new cases of the disease is anticipated to increase by 70% in the next two decades. Well, we can still that as it stands now, Nigeria has the highest cancer death rate in Africa with about 80,000 out of 100,000 diagnosed Nigerians dying annually from the disease.

This is why I think Nigerians are ready to embrace any thing that would take us out of this misery and stop the cankerworm. Well, as usual, technology being the future of our country has come to our rescue.

Breast thermography make appropriate use of computerized Infrared imaging to detect heat changes in a woman’s breast and other parts of the body, and this can serve as an early indication of possible tumors and other abnormalities.

Abnormal heat pattern is one of the earliest known sign of a forming cancer. Blood circulation and metabolism are higher around growing tumors since these cells are multiplying and growing rapidly.

Thermography can detect the increase in skin temperature in these locations using specialized infrared cameras. The test is also said to be able to signal looming cancer in women, 10 years before any other test.

So ladies, what are you still waiting for as technology has come for your rescue, again


Education / Mosquitoes Are Our Friends, Stop Killing Them – UNILORIN Zoology Professor by oluwadanie1(m): 11:18am On Jun 06, 2017
A Professor of Entomology at the University of Ilorin, Adeolu Ande, has decried killing mosquitoes, saying the insects are friends to humans that deserved to be properly managed.

Ande made the statement on Monday in Ilorin in a paper he presented at a public seminar organised by the university.

In his paper with the title “Consider the ways of Ants and be Wise,” the entomologist described insects as the “most successful and influential group’’ of organisms in the biosphere.

He said that humans had a lot to learn from insects in order to be wise.

“Human life is beset with inevitable associations with insects that have over the years influenced human destiny positively and negatively.

“Negative influences, such as disease transmission, crop losses, food spoilage, economic losses and nuisance value caused by less than 5 per cent of insect species have been exaggerated by man.

He said that positive influences of insects are not unappreciated and downplayed.

He listed some of them to include: pollination of flowers, waste recycling and sustenance of the ecosystem.

Others, he said, include source of silk, shellac, cochineal, therapeutic agents, aesthetics, biological control agents and food source.

The don said that man deliberately misunderstood the role of mosquitoes and frequently described them as causing the diseases they transmit.

He said: “in the actual sense, mosquitoes are equally sick but inadvertently and unwillingly convey pathogens that are the real causal agents of these diseases.

“The female mosquito could be described as an example of a true mother who is forced to undertake suicide mission in its bid to provide for its unborn children.

“The adult female mosquitoes have exceptional value for child raising hence the level of commitment and risk they take on the mission that entails decision between life and death.

“The after effect of this commitment is a well thought out plan that forestalls most of the factors that may stand in the way of raising good children.

“I am sure most human females will not take comparable decision in the face of similar attendant risks.

“It is however certain that children born after well thought out and risky conditions are better posited for quality living than those produced carelessly.

Ande said that mosquitoes had proved over the years that they are our friends and allies, adding that if we like them or not, they would exist and continue to source blood from humans.

The professor called for improvement in Zoology curriculum to ensure better focus on organisms that feature prominently around man.

He said that zoologists were expected to be the foster parents of animals in the Zoo, adding that they should be familiar with their needs and their health status.

Education / Four (4) Alternatives For Candidates That Failed JAMB by oluwadanie1(m): 4:55pm On May 25, 2017
Since the UTME examinations began, the spotlights has always been on those that passed, while everyone has kept mute on those who didn't reach the cutoff mark. Well, I have come with probable solutions to their plight as unknown to them and others, there are very credible alternatives. I am here today to let anyone who fails jamb in on some best alternatives that are available to them.

Here I am talking of the best route to follow so that in the next one year or thereabout, there will not be differences between those who use the 2017 jamb to gain admission and others who failed the exam. For the sake of assumptions, I want to believe that those who failed, didn't prepare very well for the exam, or the technical hitch which is absolutely the jamb fault caused the failure.

Did you fail JAMB? do you feel the zeal catch up with your mates who passed the exam (if they get admitted)? Then this is for you, as you have a perfect alternative to make everything and everyone even. Stay with me. This is a step you have to take to be on the same level with your equals.

Best Alternative To Those Who Failed JAMB 2017.

1. Cambridge A Level. Cambridge A level is one of the best alternative for you to give a trial. So, if you really want to stay on the same level s your mates, Cambridge A Level is one of your arrest aving grace. Not to also mention that it is accepted by ALL universities in Nigeria. When you pass Cambridge by next year you don't have to write jamb again before you gain admission into your university of choice and this time, into 200 level.
Average cost: On an average, the program costs N400,000. This includes hostel, accommodation and examination fees will covered.
To those who wants to to find more information on cambridge alevel should go to www.cambridgenigeria.com.ng

2. Jupeb. Jupeb was established by some universities around 2012. Major universities in Nigeria accept the result into 200 level. Also both advanced Studies centres and some universities run the programme. The programme is about nine months before the examination that takes place around June annually.
Cost: Average cost of JUPEB is #270,000

More information and how to register can be found at : www.alevels.com.ng

3. IJMB. Though popular, we'd still break it down. IJMB is somewhat similar to the Jupeb program. Just that in this case, the programme is being supervised by ABU. It would be important to make it clear that all private, state and federal universities accept ijmb. Popular universities like Unilorin, Unical, UniBen accept the result, and guess what, it's straight to200 level. Just like Jupeb, you can study any course with IJMB. Average cost: of ijmb is around 180k.
More information about ijmb can be found about ijmb at different websites, but you can find more information at www.ijmbway.com

4. Nabteb A level: The last option we have for you is Nabteb A level, it is an advanced form of NABTEB. It is just like other options only that just few universities accept this advanced form of NABTEB . Just so you know, credible varsities like UniBen, Unilorin, other and some other universities accept the result.
Average cost: of NABTEB is #120,000
More information can be found on Nabteb A level at www.nabtebalevel.com.ng
Education / Re: UNILORIN Students Launches Online Cab-hailing Platform To Ease Transportation by oluwadanie1(m): 2:19pm On May 05, 2017
Science/Technology / “in 30 Years, Ceos Would Be Robots" - Jack Ma by oluwadanie1(m): 5:58am On May 04, 2017
Popular founder and CEO of Alibaba, Jack Ma has dropped its opinion on a somewhat trending topic. As you must have envisaged in the title, the opinion seems to be controversial and many people would surely have a differing opinion.

Jack has said that machines shouldn’t replace what humans can do, but instead, the technology community needs to look at making machines do what humans cannot. This would make the machine a “human partner” rather than an opponent.

In his own words, “30 years later, the Time Magazine cover for the best CEO of the year very likely will be a robot. It remembers better than you, it counts faster than you, and it won’t be angry with competitors.”

“In the coming 30 years, the world’s pain will be much more than happiness, because there are many more problems that we have come across”.

Well, I must say that I also share the same opinion wit Ma on a robot being CEOs in the next 30 years, this is because of the trends and rise of robots in our system. But on the part where Artificial Intelligence would cause more pain than happiness, that I do not know.

With good intentions, Ma said this in a bid to encourage businesses to adapt or face problems in the future. According to him, 15 years ago, he gave hundreds of speeches warning about the impact of e-commerce on traditional retailers and few people listened because he wasn’t as well-known as he is now.

To be honest, I do share Ma’s perpective. The moment we start relying on technology to do what humans too can do, then many people would be left without jobs in no time, which would further add to the rate and number of unemployed people we have in our present world. We should build robots to do what we can’t do instead.

Read further: http://www.techproducts.com.ng/in-30-years-ceos-would-be-robots-ai-would-cause-more-pain-than-happiness-jack-ma/

Education / Re: UNILORIN Students Launches Online Cab-hailing Platform To Ease Transportation by oluwadanie1(m): 6:14pm On May 03, 2017
Hope Ilorin peeps let this strive esp the cab men.

The students are very large. So I believe there is a large market for both parties to tap from.
Education / UNILORIN Students Launches Online Cab-hailing Platform To Ease Transportation by oluwadanie1(m): 3:06pm On May 03, 2017
Before we read further, i must say that i am highly impressed at how industrious young people have become. lalasticlala and seun should please help these young lads who are looking to make an impact on their immediate environment.

A cab hailing platform, Stamz enterprise has recently launched in the better by far university of Ilorin, Kwara state. The ‘uber-like’ platform aims to ease student’s transportation. It is no news that the transportation system in the university of Ilorin is not at its best shape.

The platform, www.stamz-ent.com is headed by a student of the university, Sheriff from the department of microbiology. Even more encouraging is the fact that all other members on its team are students of the university.

Upon their launch, stamz enterprise has been receiving bookings from students of the university, “though low, but daily bookings are increasing”, said the managing director, Sheriff.

According to him, the platform has up to 40 registered cabs under its brand and the numbers are increasing. He said that the enterprise hopes to expand first with the local cabs operating on campus, then as time goes on, they would acquire their own cabs.

Full report on http://kaybaba.com/unilorin-students-launches-online-cab-hailing-platform-ease-transportation/

Phones / At What Age Did You Use Your First Phone? See When Bill Gates’ Kids Did by oluwadanie1(m): 8:54am On Apr 24, 2017
When you see the likes of Bill gates, doing great things in the tech world, what else can you imagine than their homes being the home of all kind of technology gadgets you can always think of. But this is not so in majority of cases, like Bill Gates’.

Bill Gates revealed to the Mirror in an interview that he limited his children’s exposure to technology, which is quite ironic as his inputs has actually increased other people’s exposure to this same technology.

“We don’t have cell phones at the table when we are having a meal, we didn’t give our kids cell phones until they were 14 and they complained other kids got them earlier.”

“We often set a time after which there is no screen time and in their case that helps them get to sleep at a reasonable hour. You’re always looking at how it can be used in a great way – homework and staying in touch with friends – and also where it has gotten to excess.

I can only imagine how it must have been for Bill Gates’ kid knowing how vast their Dad’s tech influence is, but yet they were not still allowed to use a smartphone till they reached that age. But then, there must be a reason for everything.

Now, its not only Bill Gates. In a Sunday New York Times article, reporter Nick Bilton says he once asked Steve Jobs “So, your kids must love the iPad?”, and Jobs responded that “They haven’t used it. We limit how much technology our kids use at home.”
So guys, at what age did you use your first phone, or smartphone?


Education / Eight (8) Reasons Every University Should Have A Startup Lab by oluwadanie1(m): 7:54am On Apr 24, 2017
Sometime back, we were hit with a relief news that a university in Nigeria, maybe two of them has a startup lab, one of which was dubbed to be the first in the country. The news was met with a lot of accolades from the populace and myself too as we all saw it as the way to go.

But then, it isn’t all about praising the concerned institutions, but about following their footsteps and encouraging the creation of more startup labs across the country. You might still be wondering why this should be done, well, I’d tell you in eight (cool reasons.
Hebron labs at convenant university

1. It increases student’s productivity

A startup lab can help to increase student’s productivity in such ways that during lecture free times when students, normally would do nothing or engage in unproductive activities, going to the startup lab and doing some critical thinking can help to be more productive. So unproductive activities like excess sleeping are out of it.

2. It makes students versatile

When it comes to the Nigerian educational system, there is a wide belief that we only focus on the theoretical aspect of everything which is true to an extent. Having startup labs could help students think of something more practical aside the Dy/Dx they do in school, thereby increasing their versatility.

3. It exposes them to the real world

Many Nigerian students still live in the illusion of completing their degree program and getting a non-existent well paying job. But with a startup lab, and put to the right use, they would get to know that the real world is all about what you can create, not what someone can create for you.

4. It gives them an opportunity to create something

In pursuance to the above, a startup lab gives students an opportunity to create something just like Seun created nairaland. It gives the right atmosphere and the right motivation too.

5. It serves as the right motivation

There are some people that have a little passion for owning their startup but only need a stint of motivation to carry on. It is not hidden that a startup lab used for the right purpose would serve as the right motivation for people like this and giving them the needed push to go on to be something great.

6. Helps to increase their network

In a startup lab, one is sure to meet people of like minds. This would help increase your network as students, and this could prove to be extremely useful after graduation from an institution e.g knowing Lalasticlala could do you a lot of good. Do not underestimate the power of networking.

7. Makes students more creative

One major reason why creativity of students is limited in this present time is because they do not settle down to really think. A startup lab gives the opportunity to brainstorm and think outwardly thereby creating new ways to solve problems, and getting more and more creative by the day.

8. Gives a defined after school life

If I have access to a startup lab in a university, do you know what I will do? I would make sure I begin something I can continue with once I’m out of school. Many students upon graduation from the university, do not have an idea of where they are going, but with a startup lab in place, It’ll put an end to such problems.


As much as many people might not be interested in having a startup lab in their university, or claim not to have enough time for studies talk less of dedicating more for a startup lab, I believe it is one of the very important additions needed in our educational system, especially given how backward we are in technology and how shabby our economy looks on the outside.

Praise and accolades must be given to Covenant university in Ogun state, and the university of Nigeria (UNN) for setting a new standard in our country’s ecosystem. They are the only two universities with a KNOWN startup lab.

It is only pertinent too to encourage their counterparts across the country to follow their footsteps. A lot can be achieved by just sacrificing the time and not too much funds to create a startup lab. We do hope to see one in every university very soon. Consider this a campaign. #OneStartupLabOneUniversity


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Phones / A “master Fingerprint” That Can Unlock Any Smartphone by oluwadanie1(m): 7:02am On Apr 17, 2017
Just when you think technology has solved an entire problem of phone insecurity with the use of the fingerprint sensor, but then, you are given a reason to think again. Right now, Fingerprints sensors are like the most secure option you can trust the security of your smartphone with, but here we are, being told a very different story from all we have ever thought.

We have always known (or been told) that no fingerprints are equal, a fact which might be true too but then, i guess there is always a way about almost everything, a fingerprint sensor inclusive, which leaves me with no choice than to give proper credence to science and technology.

A group of researchers at New York University and Michigan State University recently developed fake fingerprints that are digital composites of common features found in many people’s fingerprints. They claim that they were able to achieve accurate matches 65% of the time. The fingerprints were developed to take advantage of the small size of most fingerprint sensors found on smartphones.

Now, what could be a potential solution to all of these? Should the size of the fingerprint sensors on our smartphones be increased or any other ideas? Let us know about all of it in the comment box.

On a relief note, the researchers only tested their findings using computer simulations, rather than on a smartphone. However, they also warned that the technology used to create artificial physical fingerprints was improving rapidly.

So with this most recent development, don’t you think that smartphone brands that really care much about security should have started moving base to a more secure option which in this case, might be the face detection or the retina or iris detection security options. I really think they should start doing so presently.

But thinking on a different note and from a different angle, if there is actually a ,master fingerprint’, i really do not see it being available to every tom, dick and harry who wants it. Instead, it might be used for very important actions which might include having access to certain people (terrorists maybe) devices, and so on.

Business / Re: See Startups That Were Inspired By Previous ASUU Strikes by oluwadanie1(m): 10:01pm On Apr 16, 2017
In order words ASUU strike is a good thing. See ur Afonja head

Business / Re: See Startups That Were Inspired By Previous ASUU Strikes by oluwadanie1(m): 9:56am On Apr 15, 2017
1. Jobberman founders

2. CashEnvoy Founder

lalasticlala seun

Business / See Startups That Were Inspired By Previous ASUU Strikes by oluwadanie1(m): 9:54am On Apr 15, 2017
As typical Nigerians that we are, when the ASUU strike was still very rampant (which it still is) in schools like the Obafemi Awolowo University (OAU) being the most hit, all we did was to complain, groan and curse the federal government from the comfort of our homes doing nothing.

However, on the other hand, some youths (students) instead of behaving like the normal Nigerian, saw an opportunity in the strike and used it to their favor, creating startups that have grown very big now. It would be fair to say they were the biggest winners during the ASUU strike.

See below startups that were created during the some of the infamous ASUU strikes.


According to forbes, Jobberman is “West Africa’s most popular job search engine and aggregator’’. The startup was created by Olalekan Elude, Ayodeji Adewunmi and Opeyemi Awoyemi who were students of the great Obafemi Awolowo University (OAU), during the ASUU strike in the year 2009.

Today, Jobberman is providing millions of people with the opportunity to find employment and is arguably Nigeria’s (even West Africa’s) largest job search portal.


if not for ASUU strike, i don’t think there’ll be any Startup called CashEnvoy, because as an undergraduate of OAU, Olaoluwa Awojoodu, began his journey into entrepreneurship with a recharge card business during the peak period of a 2002 ASUU strike that inevitably kept him out of school for eleven months.

After he resumed, he ran a lot of businesses in IT and gained enough experience to launch Electronic Settlements Limited, the parent company of CashEnvoy, PayPad and a host of other company under its portfolio.

CashEnvoy is a payment service that allows businesses receive payment online. Websites that integrate with CashEnvoy can accept payment from all the major Nigerian debit cards, international Visa/Mastercards and also from the CashEnvoy wallet.


when next you hear of an ASUU strike looming, please do not be destabilized. Instead, you jump up and be happy, and also figure out something productive you can create during that period. Who knows, it might just be the next big thing.

SOURCE: http://kaybaba.com/see-startups-inspired-previous-ASUU-strikes/
Business / Re: Nigeria Ranks 7th On Pos Transactions In Africa by oluwadanie1(m): 8:12am On Apr 12, 2017

Thanks for sharing.

It's not a contest, though.

Do all the countries have the same level of awareness?

Are error issues promptly resolved in all the countries?

Or are you told to "Oga, send a mail to our complaint desk and wait for ONLY 23 working days"?

Or "call our 24-7 customer support where you'll spend 35 minutes listening to ALL our products"?

Shey you understand?

Yes sir, i do.
Business / Nigeria Ranks 7th On Pos Transactions In Africa by oluwadanie1(m): 12:01am On Apr 12, 2017
After three solid years since POS was introduced into this country, it is sad to know that according to a report, Nigeria stills ranks on a far 7th on POS transactions in Africa with country like Ghana and South Africa far above. According to a report by Indexmundi only 21 percent of total transactions in the country are done through the PoS device.

According to Central Bank of Nigeria (CBN), the PoS density per 100,000 people in Nigeria is 13, while India’s is 67; Uganda, 453; Namibia, 338. It might also feel good to know that Nigeria has a target, and that is to meet Brazil’s PoS deployment rate of 2,247 per 100,000 people by 2020. The only headache here is that proper moves are not being made to meet the stipulated target.

On what may be the reason behind this number, Kevin Chung of Avante International Technology, at the just concluded CashlessAfrica Expo, said that while the communication network and bandwidth are adequate, the data centres in the financial communities in Nigeria needs to upgrade from Tier 1-2 to Tier 3-4 to enable the cash-less economy.

But if you ask me for a reason, I’d tell you that it is the fear of Nigerians to trust a new payment system. We are already fully engrossed in the cash payment system that it took some time to even accept the online payment fully. And may I note that it has not been fully accepted in the country YET.

“There is high percentage of unbanked in the country and uneven access to money, these hobbles cashless initiative in the country.” These were the words of Tunde Ogungbade, managing director, Global Accelerex Limited, who said that cash places a huge toll on GDP and that in Nigeria cost of cash management is projected by CBN to be N250billion by 2020.

He also added that a cashless future must serve society at large, and that it cannot be about corporate interest, governmental control or surveillance and monitoring. “It must be about providing endless consumer choice for payment”.

Well, to me, I think a lot of awareness should be done on how safe payment with a PoS could be, because as an average Nigerian, I fear to part with my money without getting any value in return.

Phones / Did You Know: A Smartphone Can Now Test Sperm Quality by oluwadanie1(m): 10:46am On Apr 02, 2017
Just the moment when you think technology has reached its absolute peak, you’d surely get one more thing that pushes beyond limits and set another standard for some others to beat. In absolute terms, i am inclined to infer that technology has no limits. You’d know why in a little time.

The newest thing a smartphone can carryout now is to test your sperm quality, yes you heard right. It can actually let you know if you’re suffering from infertility or not.

The aim of the technology as described in the journal Science Translational Medicine is to make it easier and cheaper for men to test their sperm at home. Okay, so this would be sure to cause a lot of tension amongst couples.

“We wanted to come up with a solution to make male infertility testing as simple and affordable as home pregnancy tests,” these were the words of co-author Hadi Shafiee, who is a doctor in the division of engineering in medicine at Brigham and Women’s Hospital.

“Men have to provide semen samples in these rooms at a hospital, a situation in which they often experience stress, embarrassment, pessimism and disappointment.”

The new test, surely, “can analyse a video of an undiluted, unwashed semen sample in less than five seconds”.

The smartphone-based device detected abnormal semen samples — based on World Health Organisation thresholds on sperm concentration and motility — with an accuracy of 98 percent while the cost of the materials used to assemble it measures up to US$4.45 (S$6.23).

Now, I know for sure that you are absolutely convinced that technology can take us to very great heights. If a smartphone can actually do this, then I think that the name should be called “smarter phone”, because it actually is smarter.
Though the device has not been released to the public yet, just brace up and prepare, because its coming.


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