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Comprehensive/Third Party Auto Insurance - Autos (35) - Nairaland

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Re: Comprehensive/Third Party Auto Insurance by owolabi5: 3:40pm On Mar 23, 2021
What is Comprehensive Insurance

Comprehensive insurance is a type of automobile insurance that covers damage to your car from causes other than a collision. Comprehensive insurance would cover your vehicle if it was destroyed by a tornado, dented by a run-in with a deer, spray painted by a vandal, damaged by a break-in or crushed by a collapsing garage, among other causes.


BREAKING DOWN Comprehensive Insurance
Comprehensive insurance and Third party insurance are the two major components of an automobile insurance policy. State law requires drivers to carry Third party insurance, but comprehensive insurance is optional if someone owns a vehicle outright. If a person has financed the vehicle, the auto loan company might require comprehensive insurance. If the car owner has paid for the vehicle in full, and they can’t afford comprehensive insurance, they own an older automobile that doesn’t have much value, they think they’re at low-risk of non-collision damage or they prefer to self-insure, the owner can choose not to purchase comprehensive insurance. On the other hand, even if someone owns an automobile free and clear, if they live in a rural area where collisions with animals are common, in a stormy area that often gets hail or in a higher-crime part of town where break-ins and theft occur regularly, they might want to purchase comprehensive insurance.

Comprehensive insurance that we offer is @ 3% of the value/purchase price of the vehicle

For more details call 08033539981 or 08182880902
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 2:42am On Mar 24, 2021
owolabi5:
A comprehensive policy, as the name suggests, offers overall protection against damages to your car.
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 9:05pm On Mar 24, 2021
YOU CAN RENEW ALL YOUR VEHICLE PARTICULARS AT THE OFFICIAL RATES JUST CALL 08033539981 OR 08182880902
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 5:27am On Mar 25, 2021
owolabi5:
Call 08182880902 OR 08033539981
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 8:33pm On Mar 25, 2021
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 5:35am On Mar 26, 2021
✅ Lagos Plate Number
✅ Change of Ownership
✅ Dealer Plate Number
✅ Renewal of Vehicle Particulars
Call: 08033539981
WhatsApp : 08182880902
carpapers.com.ng

Office Address:
Ministry of Transportation
VIO OFFICE
OWODE ONIRIN BUS STOP
OPPOSITE OWODE ONIRIN MARKET
ALONG IKORODU ROAD
LAGOS
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 11:16am On Mar 26, 2021
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 11:08pm On Mar 26, 2021
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 12:25pm On Mar 27, 2021
Comprehensive insurance is a type of automobile insurance that covers damage to your car from causes other than a collision. Comprehensive insurance would cover your vehicle if it was destroyed by a tornado, dented by a run-in with a deer, spray painted by a vandal, damaged by a break-in or crushed by a collapsing garage, among other causes.
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 6:57am On Mar 28, 2021
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 11:46am On Mar 28, 2021
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 5:17am On Mar 29, 2021
Do you have any scrap, old, rickety, smoky, accident vehicle parked in your compound causing nuisance and eye sore in your neighbourhood?

We can help you get rid of it and earn you some cool cash.

Lets talk!!

Call 08182880902 OR 08033539981
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 6:21pm On Mar 29, 2021
owolabi5:
A comprehensive policy, as the name suggests, offers overall protection against damages to your car.
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 2:33am On Mar 30, 2021
owolabi5:
HOW TO MAKE A CLAIM IN THE EVENT OF AN ACCIDENT

The following pragmatic steps are essential in processing a claim to satisfactory conclusions

i) NOTIFICATION: the insurer must be promptly notified directly or through a broker or agent where they are involved. The incident must also be reported to the police as their report may be needed to substantiate the claim.

ii) CLAIMS DOCUMENTATION: All claims notified must be supported with documents that will enable the insurer process, access & and adjust the claim for settlement. It is a lot easier and less cumbersome to put the relevant supporting documents together where a broker is involved, as their expertise will be at the disposal of the insured claimant. The documents required to support a claim normally would vary from the nature and type of claim i.e. fire, theft, accidental damage or Third party claims. Such documents will include among others:

a) Claim forms which is relevant in all cases must be completed, and are meant to furnish all relevant details and circumstances of the event or loss underlying a claim.

b) Estimates of Repairs in accidental damage cases.

c) Payment Receipts evidencing towing or recovery fees following an accident.

d) All vehicle particulars to ascertain ownership. Vehicle purchase receipts in the event of fire & theft cases to ascertain original value and the year of purchase

e) Statement of claim from third parties in the event of death, bodily injury or third party property damage.

f) Police Report to ascertain genuineness and verify the circumstances. It is always advisable and helpful to approach Insurers or handling Brokers for guidance on the approach and steps to adopt in processing of any claim, as a lot of time is saved in concluding a claim.

Re: Comprehensive/Third Party Auto Insurance by owolabi5: 4:35am On Mar 30, 2021
COMPREHENSIVE INSURANCE @ 3% (Value of Car) Annual Premium

We look forward to hearing from you. Thank you.

FOR ENQUIRES CALL:
08033539981 or 08182880902
Email: owolabiakinniyi01@yahoo.com
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 1:03pm On Mar 31, 2021
Comprehensive insurance is a type of automobile insurance that covers damage to your car from causes other than a collision. Comprehensive insurance would cover your vehicle if it was destroyed by a tornado, dented by a run-in with a deer, spray painted by a vandal, damaged by a break-in or crushed by a collapsing garage, among other causes.
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 10:13pm On Mar 31, 2021
Re: Comprehensive/Third Party Auto Insurance by ogtavia(m): 11:34pm On Mar 31, 2021
Please is it your company policy to fix cars for owners after paying them their claims? Is it your policy to ask the insured to transfer his claims payment to an auto shop which is on retainership with the insurance company?
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 3:28am On Apr 01, 2021
owolabi5:
A comprehensive policy, as the name suggests, offers overall protection against damages to your car.
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 10:23pm On Apr 01, 2021
[quote author=owolabi5 post=99734031][/quote]
Re: Comprehensive/Third Party Auto Insurance by neutralmind: 10:33pm On Apr 01, 2021
Do you accept 6 months Payment?
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 10:21am On Apr 02, 2021
neutralmind:
Do you accept 6 months Payment?

Yes sir
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 9:32pm On Apr 02, 2021
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 6:01am On Apr 03, 2021
A comprehensive policy, as the name suggests, offers overall protection against damages to your car.
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 10:27pm On Apr 03, 2021
[quote author=owolabi5 post=74391404]WHAT TO DO WHEN AN INSURANCE COMPANY IS DELAYING YOUR CLAIM

In the event of any delay in claims processing with an insurance company, the first step to take is to ascertain the cause of the delay, and find out if the claims have been fully documented or if there has been a breach of any of the contract/policy terms or conditions. Notwithstanding the findings, from the above enquiries, the insured or claimant has the following options of redress or pursuing their rights.

i) A formal report could be made to the relevant body of Insurers Trade Association-NIA that has in place an OMBUDSMAN panel saddled with the responsibility to investigate and resolve such cases.

ii) A formal report can also be made to the sectors Regulators-The National Insurance Commission (NAICOM) that has always handled and resolved cases brought before the commission.
iii) The insured or claimant at his discretion can also institute a legal action in pursuance of their right under the mot
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 1:43pm On Apr 04, 2021
Premium
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 10:37pm On Apr 04, 2021
owolabi5:
What is Comprehensive Insurance

Comprehensive insurance is a type of automobile insurance that covers damage to your car from causes other than a collision. Comprehensive insurance would cover your vehicle if it was destroyed by a tornado, dented by a run-in with a deer, spray painted by a vandal, damaged by a break-in or crushed by a collapsing garage, among other causes.


BREAKING DOWN Comprehensive Insurance
Comprehensive insurance and Third party insurance are the two major components of an automobile insurance policy. State law requires drivers to carry Third party insurance, but comprehensive insurance is optional if someone owns a vehicle outright. If a person has financed the vehicle, the auto loan company might require comprehensive insurance. If the car owner has paid for the vehicle in full, and they can’t afford comprehensive insurance, they own an older automobile that doesn’t have much value, they think they’re at low-risk of non-collision damage or they prefer to self-insure, the owner can choose not to purchase comprehensive insurance. On the other hand, even if someone owns an automobile free and clear, if they live in a rural area where collisions with animals are common, in a stormy area that often gets hail or in a higher-crime part of town where break-ins and theft occur regularly, they might want to purchase comprehensive insurance.

Comprehensive insurance that we offer is @ 3% of the value/purchase price of the vehicle

For more details call 08033539981 or 08182880902

Re: Comprehensive/Third Party Auto Insurance by owolabi5: 11:34am On Apr 05, 2021
08033539981
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 7:00pm On Apr 05, 2021
[quote author=owolabi5 post=75196978][/quote]
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 9:15pm On Apr 05, 2021
owolabi5:
COMPREHENSIVE INSURANCE @ 3% (Value of Car) Annual Premium

We look forward to hearing from you. Thank you.

FOR ENQUIRES CALL:
08033539981 or 08182880902
Email: owolabiakinniyi01@yahoo.com
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 3:22am On Apr 06, 2021
COMPREHENSIVE INSURANCE @ 3% (Value of Car) Annual Premium

We look forward to hearing from you. Thank you.

FOR ENQUIRES CALL:
08033539981 or 08182880902
Email: owolabiakinniyi01@yahoo.com
Re: Comprehensive/Third Party Auto Insurance by owolabi5: 9:20am On Apr 06, 2021

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