Pls I have over 20 calls recordings exchanged with sokoloan and subsidiaries, where I was cursed and abused. I am willing to tender and share in the court. Lemme tell their agents here, you are going down.

MrFollowFollow:








You people just want to go and make fools of yourselves. No lawyer will turn down a case even if he knows it's frivolous.

For you to win such a case you need to prove that the loan company defamed you and that as a result of that defamation you suffered loss either pecuniary or otherwise.

Now let me ask, if you borrow money from a company then when the loan is due you suddenly start avoiding the company and you also stop picking your calls will you then deny that you're on the run?

The law works based on facts which can be proven.

The defence of the loan company is to tender evidence of the call log from the GSM company which shows that they called you at least 3 times and you did not pick the call neither did you bother to return the call, this alone is grounds to assume that you are on the run and hence declare you wanted by sending text messages to your contacts.

Nigerians if you take a loan make sure you pay back on due date as agreed! It is because of people like you who don't like to repay loans that the rest of us get charged high interest rates because the Nigerian market is considered as being high risk due to high rate of default!

.


Okay12 vetrovialMan DonBabaNG vetrovialMan

This guy is financial parasite, he is the kind that moves around harassing ignorant people with dubious police
You can see he is already frightened like a chicken at the coming of you all, I will advice you all stick to your plan like he said Nigeria is high risk which they know yet they still want extort maximally despite the volatility

The useless one I dealt with since last year are still calling me back with a massive discount offer and this jobless agent is trying to frighten you all....

Forget his rants

goodnews1111:



Well I am in contact with my lawyer. Upon consultation about a case against these guys he made me understand that their action is totally wrong and that we can build a case. But this comes with financial expenses. This i think is the reason these guys behave the way they do. Because they know the expenses of building a case and most Nigerian don't have the finance to hire a lawyer. But for all who are here and whose name have been defamed can come together and let them know what they are doing is absolutely wrong.

Sent you a DM

goodnews1111:



Well I am in contact with my lawyer. Upon consultation about a case against these guys he made me understand that their action is totally wrong and that we can build a case. But this comes with financial expenses. This i think is the reason these guys behave the way they do. Because they know the expenses of building a case and most Nigerian don't have the finance to hire a lawyer. But for all who are here and whose name have been defamed can come together and let them know what they are doing is absolutely wrong.

An update

nsiba:
.


Okay12 vetrovialMan DonBabaNG vetrovialMan

This guy is financial parasite, he is the kind that moves around harassing ignorant people with dubious police
You can see he is already frightened like a chicken at the coming of you all, I will advice you all stick to your plan like he said Nigeria is high risk which they know yet they still want extort maximally despite the volatility

The useless one I dealt with since last year are still calling me back with a massive discount offer and this jobless agent is trying to frighten you all....

Forget his rants

Association of bad debtors.

Awon onigbese

MrFollowFollow:


Association of bad debtors.

Awon onigbese

.

Omo ale, omo werey, omo jatijati....I will lock u up very soon

nsiba:
.

Omo ale, omo werey, omo jatijati....I will lock u up very soon

You never even chop belleful you dey look for who you go lock up.

First go and pay up your N16,238 outstanding loan.

Hungry goat!

These are licensed financial/credit organisations anyone that's not there.is fraud

MrFollowFollow:


You never even chop belleful you dey look for who you go lock up.

First go and pay up your N16,238 outstanding loan.

Hungry goat!

.

Hehehehe. come house and collect it with that ur Olopa friend.....ewure

The Fraudulent Family of the........... . are thieves, (08........ 08...... . ) Who stole money from a company . The public is warned of this family as they are known to be dangerous thieves. they will be caught by securities and will face the law. proof available if denied


This is what 9jacash spread to my contacts this afternoon Is this not also a criminal act by them, using lies and gutter blackmail in the name of debt recovery. They won't even mention the amount involved which is less than 10k.

For those defending their actions, these people vigorously advertise all over the media describing how easy it is to get emergency help from them without stating it anywhere in their terms that they will resort to lies and blackmail if you default by even one week.

If I should pay this money now, how will they undo the damage they have already done.

Did they also do the business with one's entire family that they know nothing about. Why label innocent people thieves over a business you did with just one person.

How can people support these loan shark operators who only only seek to ensnare the desperate and the vulnerable.

For this one, I don't think I will still pay though it is against my principle. Not after what they have done. They can text their grandfather if they like, I am not scared of them.

Rockingsonman:
The Fraudulent Family of the........... . are thieves, (08........ 08...... . ) Who stole money from a company . The public is warned of this family as they are known to be dangerous thieves. they will be caught by securities and will face the law. proof available if denied


This is what 9jacash spread to my contacts this afternoon Is this not also a criminal act by them, using lies and gutter blackmail in the name of debt recovery. They won't even mention the amount involved which is less than 10k.

For those defending their actions, these people vigorously advertise all over the media describing how easy it is to get emergency help from them without stating it anywhere in their terms that they will resort to lies and blackmail if you default by even one week.

If I should pay this money now, how will they undo the damage they have already done.

Did they also do the business with one's entire family that they know nothing about. Why label innocent people thieves over a business you did with just one person.

How can people support these loan shark operators who only only seek to ensnare the desperate and the vulnerable.

For this one, I don't think I will still pay though it is against my principle. Not after what they have done. They can text their grandfather if they like, I am not scared of them.

You mean you're contemplating on paying after they've tanished your image and that of your family? Don't even try it oh! If you pay them back then u don fvck up

They are bunch of idiots, imagin after sending messages to my contacts they still expect me to pay them.... Impossible....let the people they sent messages to pay them.....Awon werey

Zeliza:
They are bunch of idiots, imagin after sending messages to my contacts they still expect me to pay them.... Impossible....let the people they sent messages to pay them.....Awon werey

that is d fact.

If we are blaming all dis loan app.i know they bleeped up big time.but what about our own family,cant they establish us.i just feel that we are born into a wicked generation of leaders.both our parents and the leaders are both wicked.must we work for people to survive.

Over 60,000 users of their loan app commented badly about them under review section on Google play store,this is exactly what they do to people,they send messages to your contacts on the exact loan due date despite the fee they charge you to extend the payment date.

Pls it is important to check people's comment about any loan app before downloading it

SOKO LOAN created another App which is NAIJACREDIT etc because they know they have no good image

And these are some of the Numbers they use to defame people .

This lady 09038580102 is responsible for character defaming

081348799731,014536792,08195678971,

PLOT 8, PROVIDENCE STREET, LEKKI PHASE 1, LAGOS

9 Acme Rd, Agidingbi, Ikeja, Lagos

BEWARE of them

Zeliza:
They are bunch of idiots, imagin after sending messages to my contacts they still expect me to pay them.... Impossible....let the people they sent messages to pay them.....Awon werey

I agree with u

Rockingsonman:
The Fraudulent Family of the........... . are thieves, (08........ 08...... . ) Who stole money from a company . The public is warned of this family as they are known to be dangerous thieves. they will be caught by securities and will face the law. proof available if denied


This is what 9jacash spread to my contacts this afternoon Is this not also a criminal act by them, using lies and gutter blackmail in the name of debt recovery. They won't even mention the amount involved which is less than 10k.

For those defending their actions, these people vigorously advertise all over the media describing how easy it is to get emergency help from them without stating it anywhere in their terms that they will resort to lies and blackmail if you default by even one week.

If I should pay this money now, how will they undo the damage they have already done.

Did they also do the business with one's entire family that they know nothing about. Why label innocent people thieves over a business you did with just one person.

How can people support these loan shark operators who only only seek to ensnare the desperate and the vulnerable.

For this one, I don't think I will still pay though it is against my principle. Not after what they have done. They can text their grandfather if they like, I am not scared of them.

Sokoloan are demons.. and when u say all your contacts, do you mean "all the contacts in your sim card"? Or just a selected few?

Our secretary in the office borrowed 5,000 and the type of text message i received yesterday was shocking... the LAW is always against self help. Who know their office address in Abuja?

honsule:
Our secretary in the office borrowed 5,000 and the type of text message i received yesterday was shocking... the LAW is always against self help. Who know their office address in Abuja?

Hi, they did same thing to my cousin. We are thinking of taking a class action lawsuit against SOKO LENDING COMPANY LIMITED, to end the operations of the company and collect defamatory, emotional and punitive damages for all affected people as compensation. Debt or not, there is no where in the law that says you will insult, harras, intimidate or defame an individual or share private information of that individual to the public cos of debt. Even their terms and conditions is against that. The Nigerian Data Protection Regulation prohibits that. Otherwise banks would have been publishing names of numerous debtors daily. Before a name can be published,. It's take CBN involvement and a court order, and there is a process. SOKO loan is not even registered or CBN licensed.
We would like you to join the class action lawsuit suit. Reach out to me namechangenigeria@outlook.com. These soko/gocash people have to pay. Na debt people owe, nor b person dem kill

Mixedfraction:


Sokoloan are demons.. and when u say all your contacts, do you mean "all the contacts in your sim card"? Or just a selected few?

Hi, they did same thing to my cousin. We are thinking of taking a class action lawsuit against SOKO LENDING COMPANY LIMITED, to end the operations of the company and collect defamatory, emotional and punitive damage payment for all affected people as compensation. Debt or not, there is no where in the law that says you will insult, harras, intimidate or defame an individual or share private information of that individual to the public cos of debt. Even their terms and conditions is against that. The Nigerian Data Protection Regulation prohibits that. Otherwise banks would have been publishing names of numerous debtors daily. SOKO loan is not even registered or CBN licensed.
We would like you to join the class action lawsuit suit. Reach out to me namechangenigeria@outlook.com. These soko/gocash/9jacash people have to pay. Na debt people owe, nor b person dem kill

tunasha:
Over 60,000 users of their loan app commented badly about them under review section on Google play store,this is exactly what they do to people,they send messages to your contacts on the exact loan due date despite the fee they charge you to extend the payment date.

Pls it is important to check people's comment about any loan app before downloading it

SOKO LOAN created another App which is NAIJACREDIT etc because they know they have no good image

And these are some of the Numbers they use to defame people .

This lady 09038580102 is responsible for character defaming

081348799731,014536792,08195678971,

PLOT 8, PROVIDENCE STREET, LEKKI PHASE 1, LAGOS

9 Acme Rd, Agidingbi, Ikeja, Lagos

BEWARE of them

Hi, they did same thing to my cousin. We are thinking of taking a class action lawsuit against SOKO LENDING COMPANY LIMITED, to end the operations of the company and collect defamatory, emotional and punitive damage payment for all affected people as compensation. Debt or not, there is no where in the law that says you will insult, harras, intimidate or defame an individual or share private information of that individual to the public cos of debt. Even their terms and conditions is against that. The Nigerian Data Protection Regulation prohibits that. Otherwise banks would have been publishing names of numerous debtors daily. SOKO loan is not even registered or CBN licensed.
We would like you to join the class action lawsuit suit. Reach out to me namechangenigeria@outlook.com. These soko/gocash/9jacredit people have to pay. Na debt people owe, nor b person dem kill

Rockingsonman:
The Fraudulent Family of the........... . are thieves, (08........ 08...... . ) Who stole money from a company . The public is warned of this family as they are known to be dangerous thieves. they will be caught by securities and will face the law. proof available if denied


This is what 9jacash spread to my contacts this afternoon Is this not also a criminal act by them, using lies and gutter blackmail in the name of debt recovery. They won't even mention the amount involved which is less than 10k.

For those defending their actions, these people vigorously advertise all over the media describing how easy it is to get emergency help from them without stating it anywhere in their terms that they will resort to lies and blackmail if you default by even one week.

If I should pay this money now, how will they undo the damage they have already done.

Did they also do the business with one's entire family that they know nothing about. Why label innocent people thieves over a business you did with just one person.

How can people support these loan shark operators who only only seek to ensnare the desperate and the vulnerable.

For this one, I don't think I will still pay though it is against my principle. Not after what they have done. They can text their grandfather if they like, I am not scared of them.

Hi, they did same thing to my cousin. We are thinking of taking a class action lawsuit against SOKO LENDING COMPANY LIMITED, to end the operations of the company and collect defamatory, emotional and punitive damage payment for all affected people as compensation. Debt or not, there is no where in the law that says you will insult, harras, intimidate or defame an individual or share private information of that individual to the public cos of debt. Even their terms and conditions is against that. The Nigerian Data Protection Regulation prohibits that. Otherwise banks would have been publishing names of numerous debtors daily. SOKO loan is not even registered or CBN licensed.
We would like you to join the class action lawsuit suit. Reach out to me namechangenigeria@outlook.com. These soko/gocash/9jacredit people have to pay. Na debt people owe, nor b person dem kill

Zeliza:
They are bunch of idiots, imagin after sending messages to my contacts they still expect me to pay them.... Impossible....let the people they sent messages to pay them.....Awon werey

Hi, they did same thing to my cousin. We are thinking of taking a class action lawsuit against SOKO LENDING COMPANY LIMITED, to end the operations of the company and collect defamatory, emotional and punitive damage payment for all affected people as compensation. Debt or not, there is no where in the law that says you will insult, harras, intimidate or defame an individual or share private information of that individual to the public cos of debt. Even their terms and conditions is against that. The Nigerian Data Protection Regulation prohibits that. Otherwise banks would have been publishing names of numerous debtors daily. SOKO loan is not even registered or CBN licensed.
We would like you to join the class action lawsuit suit. Reach out to me namechangenigeria@outlook.com. These soko/gocash/9jacredit/9jacash people have to pay. Na debt people owe, nor b person dem kill

onochurch:
BREAKING NEWS!

BEWARE OF SOKOLOAN...

PREDATORY LENDING IS REAL!!!

This happened to my sister of recent. She applied for a domestic loan on Sokoloan online platform to the tune of 14k. She was billed N6, 433 in interest (i. e an outrageous 45%interest for a 10 day loan. This meant that she was to pay back N20, 433 ten days from the time she secured the loan.

Fast forward to 10 days time. She was unable to meet up with the loan repayment, and thus demanded for more time when contacted. 3 weeks after that, on the 15th of feb, she got a report that the following message was being circulated to all her phone contacts, including key business clients. The report read thus:

"Attention! The Name: Naomi So and So with phone number XXXXXXXXXX is acting fraudulent, Has defaulted in her repayment of loan to a chinese lending company (Sokoloan) by collecting a loan and refusing to pay back. The public is advised to take caution of her, until she pays back the company money.

NOTEWORTHY is the fact that the actual amount owed or even the exorbitant interest added was conveniently ommited from this highly defamatory message, giving the impression that She may have defrauded the company of a huge amount of money.. (if that isn't predatory, what is it then?

To make matters worse, when the customer care was called by the upset young lady to demand why her character should be so defamed after just three weeks of default, she was rewarded with more insults and threats and called unmentionable names.

This from a Chinese firm?

In a related report @nairaland, a similar incident just occured involving this same sokoloan. A woman who had lent 8k to pay back 15k in 14 days time was meted this same horrible treatment few days after she defaulted that ended in the victim taking her own life as a result of the ensuring embarassment. Now if this isnt predatory and evil, what is??

Now my point is this...

A country that cannot protect its citizens from exploitation from foreigners and evil loan extablishments, is this fair?

Where are the regulatory bodies that are supposed to be guiding the exploitative activities of these shylocks whose major aim remains to capitalize on the vulnerability of our poor economy and defraud Nigerians by the millions?

#This is unacceptable!

#Sokoloan is a fraud that must be shut down

#Naomi is now threatening to sue for grevious defamation of character.

#Naomi has been timely with her repayments on previous loan transactions. Why defame her now on a little default?

I stand with Naomi on this!

Its time to be the change we seek.

Below are the hotlines of the fradulent sokoloan: 08148799371.
01 - 4536792

Lets all register our displeasure by sending them a message. Remember, all for one, one for all.

PLS RESHARE. WE CAN MAKE THIS GO VIRAL. GOD BLESS YOU.

Hi, they did same thing to a relative. We are thinking of taking a class action lawsuit against SOKO LENDING COMPANY LIMITED, to end the operations of the company and collect damages, both defamatory, emotional and punitive damage for all affected people as compensation. Debt or not, there is no where in the Nigerian law that says you will insult, harras, intimidate or defame an individual or share private information of that individual to the public cos of debt. Even their own terms and conditions is against that. The Nigerian Data Protection Regulation prohibits that. Otherwise banks would have been publishing names of numerous debtors daily. SOKO loan is not even registered or CBN licensed.
We would like you to join the class action lawsuit suit. Reach out to me (namechangenigeria@outlook.com). These soko/gocash/9jacredit people have to pay. Na debt people owe, nor b person dem kill

mascot87:
I am game on this. Those guys are bastards and I have said it several times,they should be banned. The interest rate is high (about 40% for just 10 days) and they will start calling you on the day you are to make repayment. The people that will call you act like agbero and they will threaten you join your family. That foolish app has access to your phone contacts and calendar and they will disturb your life online and offline. The worst is the message they will send to all your contact telling them that your are fraudulent and that they will arrest you. The loan may not even be more than 10k as you have said. I swear,if God gives me power, I will burn down the Sokoloan company. That Chinese company is a no no. You can report the app on playstore and start giving them low rating. Stay away from Sokoloan

Hi, they did same thing to a relative. We are thinking of taking a class action lawsuit against SOKO LENDING COMPANY LIMITED, to end the operations of the company and collect damages, both defamatory, emotional and punitive damage for all affected people as compensation. Debt or not, there is no where in the Nigerian law that says you will insult, harras, intimidate or defame an individual or share private information of that individual to the public cos of debt. Even their own terms and conditions is against that. The Nigerian Data Protection Regulation prohibits that. Otherwise banks would have been publishing names of numerous debtors daily. SOKO loan is not even registered or CBN licensed.
We would like you to join the class action lawsuit suit. Reach out to me (namechangenigeria@outlook.com). These soko/gocash/9jacredit people have to pay. Na debt people owe, nor b person dem kill

olaboy33:




Nonsense!

1. Didn't your sister read the terms of service before applying for the loan? I'm very sure it was clearly stated there the penalty for loan defaulting and she must have agreed to it before the loan was given.

2. You keep mentioning sokoloan is fraud whereas your sister (or you ) Is the fraud here who borrowed money and has failed to return it.

There is no where in their terms and conditions that says they will contact people with defamatory statements, and display personal information to the public. Na debt, dem owe, dey no kill person

A colleague of mine asked me to give him some amount of money to payup his loan with sokoloan. He sent this message to me as an evidence of what people on her contact has been getting from Sokoloan. This is just so unfair bringing people's privacy to public

Hi, they did same thing to a relative. We are thinking of taking a class action lawsuit against SOKO LENDING COMPANY LIMITED, to end the operations of the company and collect damages, both defamatory, emotional and punitive damage for all affected people as compensation. Debt or not, there is no where in the Nigerian law that says you will insult, harras, intimidate or defame an individual or share private information of that individual to the public cos of debt. Even their own terms and conditions is against that. The Nigerian Data Protection Regulation prohibits that. Otherwise banks would have been publishing names of numerous debtors daily. SOKO loan is not even registered or CBN licensed.
We would like your colleague to join the class action lawsuit suit. Reach out to me (namechangenigeria@outlook.com). These soko/gocash/9jacredit people have to pay. Na debt people owe, nor b person dem kill

Nairaboi:
I collected a loan it was not due and they started calling me to remind me. I blankly told the man not to call me again as my date is not due. Due date I saw an alert on my phone for an attempted withdrawal. I called the ibo guy straight up and told him they are criminals and I am not paying anything. They have been sending same messages to my contact who call me, and I tell them those fools are bunch of criminals.

Hi, they did same thing to a relative. We are thinking of taking a class action lawsuit against SOKO LENDING COMPANY LIMITED, to end the operations of the company and collect damages, both defamatory, emotional and punitive damage for all affected people as compensation. Debt or not, there is no where in the Nigerian law that says you will insult, harras, intimidate or defame an individual or share private information of that individual to the public cos of debt. Even their own terms and conditions is against that. The Nigerian Data Protection Regulation prohibits that. Otherwise banks would have been publishing names of numerous debtors daily. SOKO loan is not even registered or CBN licensed.
We would like you to join the class action lawsuit suit. Reach out to me (namechangenigeria@outlook.com). These soko/gocash/9jacredit people have to pay. Na debt people owe, nor b person dem kill.

Kingamos40:
"You are playing with fire!!! If you do not pay your debt at 9JA CASH by 12pm today your bvn will be blocked!! You will be barred from accessing loan anywhere in Nigeria!!! Your picture will be displayed on all social media sites as a defaulter!!! You will be headed for the authorities 6am tomorrow morning!!!"

This was the message I got barely 24hrs after my due date. How can one see messages like this and still wanna repay. And dat was how all my contacts also got same threats from them. I've never defaulted not even once and barely 24hrs I'm getting a threat. So I ask are they really legit or got their license illegally.

Hi, they did same thing to a relative. We are thinking of taking a class action lawsuit against SOKO LENDING COMPANY LIMITED, to end the operations of the company and collect damages, both defamatory, emotional and punitive damage for all affected people as compensation. Debt or not, there is no where in the Nigerian law that says you will insult, harras, intimidate or defame an individual or share private information of that individual to the public cos of debt. Even their own terms and conditions is against that. The Nigerian Data Protection Regulation prohibits that. Otherwise banks would have been publishing names of numerous debtors daily. SOKO loan is not even registered or CBN licensed.
We would like you to join the class action lawsuit suit. Reach out to me (namechangenigeria@outlook.com). These soko/gocash/9jacredit people have to pay. Na debt people owe, nor b person dem kill

Kuyo:



I'm still surprised that the government still allowed Sokoloan to operate their staffs behave like touts.

No body has ever reported them that's why. But that will change.
I and some lawyers want to take up a 2bn naira class action lawsuit against them. If you know anybody that they have harassed, threatened, over debited etc, let them reach out to us. (Namechangenigeria@outlook.com) with proof and evidence.
They are not even CBN licensed.
They need to be dealt with

lexman6:
i am a victim of their exploitations o... but as a result of their actions, i decided not to pay them up till date.... after finishing their work on their reputation and not mine.... the yeye girl called and called and asked when i will be making my payment, then i told her to undo what she had done and then we'll take it from there.... i further asked her for the location of their office so i can come and make the payment directly but she insulted me and ended the call and never called back..... been waiting for a call back since then but have'nt heard from them.

Hi, they did same thing to a relative. We are thinking of taking a class action lawsuit against SOKO LENDING COMPANY LIMITED, to end the operations of the company and collect damages, both defamatory, emotional and punitive damage for all affected people as compensation. Debt or not, there is no where in the Nigerian law that says you will insult, harras, intimidate or defame an individual or share private information of that individual to the public cos of debt. Even their own terms and conditions is against that. The Nigerian Data Protection Regulation prohibits that. Otherwise banks would have been publishing names of numerous debtors daily. SOKO loan is not even registered or CBN licensed.
We would like you to join the class action lawsuit suit. Reach out to me (namechangenigeria@outlook.com). These soko/gocash/9jacredit people have to pay. Na debt people owe, nor b person dem kill

Geniusdennis:
Totally bad experience...
9ja cash has one of the worse customer-client relationship so far, coupled with their outrageous interest fee...

I can only advice members of the public to be careful in dealing with this fraudulent firm...
Here's a contact to reach out to the year worse performing 9ja cash employee @ 09067871540.

More so, I have a recorded audio and a screenshot proof from this 9ja cash agent.

Hi, they did same thing to a relative. We are thinking of taking a class action lawsuit against SOKO LENDING COMPANY LIMITED, to end the operations of the company and collect damages, both defamatory, emotional and punitive damage for all affected people as compensation. Debt or not, there is no where in the Nigerian law that says you will insult, harras, intimidate or defame an individual or share private information of that individual to the public cos of debt. Even their own terms and conditions is against that. The Nigerian Data Protection Regulation prohibits that. Otherwise banks would have been publishing names of numerous debtors daily. SOKO loan is not even registered or CBN licensed.
We would like you to join the class action lawsuit suit. Reach out to me (namechangenigeria@outlook.com), with evidence /proof. these soko/gocash/9jacredit people have to pay. Na debt people owe, nor b person dem kill