StreetAgent:

Leave them, they will be in hot mess soon men they reason them matter for street. They think are invisible in this our Nigeria, who sent you to go and work a shark loan, you go explain when hand reach you. Na them females staff of Soko be this and they reside on the mainland anywhere you see them kill or rough handle them. Them go hear am soon

ekene101:
e clear.. as na slave to chinko dey won be forever so,Dem go collect,ask Dem for their office dey go begin vibrate day whether na office u collect loan and na insult go follow.i pity who no collect free money now because I see this loan stuff closing sooner than we think. Me don collect my share.

MrFollowFollow:


You people are beginning to sound like broken records on this registration issue.

For your information the major registration required for this business is a Lender's permit so please feel free to SEC is if you operate a business which will be taking deposits from the general public

As for taxation loan companies pay their taxes in accordance with the provisions of the tax laws and the Finance Bill

NaijaBoy213:
bro if u neva collect reach 435k like me, dat means u neva start sef. Highest na my credit score go reduce, but who cares. I don use their money fvck olosho tire, me and olosho go price 4k for day break, I go vex give olosho 6k cos of say na free money I go still download more loan apps collect if i tell u wetin gocash do me. Na dem make me change my contacts to dummy contacts, then I begin borrow from almost all the apps for playstore. If i pay anyone, make i change to knor maggi

NaijaBoy213:
bro if u neva collect reach 435k like me, dat means u neva start sef. Highest na my credit score go reduce, but who cares. I don use their money fvck olosho tire, me and olosho go price 4k for day break, I go vex give olosho 6k cos of say na free money I go still download more loan apps collect if i tell u wetin gocash do me. Na dem make me change my contacts to dummy contacts, then I begin borrow from almost all the apps for playstore. If i pay anyone, make i change to knor maggi

miccoy:


Not that I am encouraging your action o. But these Chinese loan apps are not registered as finance Company. Highest any of them have, with the exception of Carbon, branch, fairmoney and renmoney, is lender's permit. They can't report nothing to credit bureau, they are not recognised.

In fact, CBN recently yanked them off from NIBSS BVN verification platform. They can't even charge you to court coz, they've already blackmailed you.

Change ( hotlist) your atm card and they can't have access to your account any longer.

MrFollowFollow:


Nobody has a monopoly of violence!

Na where your madness end na there another person own begin!

ekene101:
Gocash nai start d madness, especially one idhiot girl wey dey form say her blood hot,wen I deal with them dey no bother me till date,If u know say u collect and e no quick u change ur contacts to dummy,send disclaimer message to your contacts say scammers dey blackmail you say u borrow money them and their company and run away,tell dem not to pay anyone any money and block such person.that way if Dem text ur contacts dey no go reason am. I still dey apply for more as we dey talk so.

miccoy:


Oga Chinese loan agent,

You can't lecture me on this. The manner with which you guys operate clearly shows that you didn't get the necessary permits. If not, you won't be offering 6 - 7 days loan with outrageous interest rate ( usually more than 40%) and expect not to have a high default rate.

I have done my research, loan apps like carbon, branch and fairmoney do outsource defaulted clients but will never send demaining messages to their clients' contacts, unlike you guys that do brag about ot self. When they make scape goat of one of you guys, una eye go clear.

NaijaBoy213:
bro if u neva collect reach 435k like me, dat means u neva start sef. Highest na my credit score go reduce, but who cares. I don use their money fvck olosho tire, me and olosho go price 4k for day break, I go vex give olosho 6k cos of say na free money I go still download more loan apps collect if i tell u wetin gocash do me. Na dem make me change my contacts to dummy contacts, then I begin borrow from almost all the apps for playstore. If i pay anyone, make i change to knor maggi

MrFollowFollow:


True some have genuine reasons but most of them are outright lies. Some of the ones who even have genuine reasons will stop all communication instead of politely asking for more time to repay the loan.

You can'ts expect a credit analyst who has to recover loans from 100 different people within 1 week before he gets his salary to spend the whole time begging you to pay up your loan

Ayoemrys:
pot call kettle black, we are both thieves, you borrow someone money expecting ,50% interest in return in just 7days

You no be thief?

BVN of no BVN you can't deduct the money that's not even there

Thank you

ekene101:
the app doesn't matter anymore,your google account and contacts is what they have access to,reason you need to delete important contacts and sync through your backup Gmail account so as to update with the new available contacts. What's left on your contacts is what they will have in their database.if u input a new contact and sync,it will update in their database,if u erase and sync,it will erase from their database.

DonroxyII:
madman

Dogasas:

Soko wey go even lie join say you have a long history of stealing or that you live by defrauding people on a daily basis.

ekene101:
Gocash nai start d madness, especially one idhiot girl wey dey form say her blood hot,wen I deal with them dey no bother me till date,If u know say u collect and e no quick u change ur contacts to dummy,send disclaimer message to your contacts say scammers dey blackmail you say u borrow money them and their company and run away,tell dem not to pay anyone any money and block such person.that way if Dem text ur contacts dey no go reason am. I still dey apply for more as we dey talk so.

NaijaBoy213:
bro if u neva collect reach 435k like me, dat means u neva start sef. Highest na my credit score go reduce, but who cares. I don use their money fvck olosho tire, me and olosho go price 4k for day break, I go vex give olosho 6k cos of say na free money I go still download more loan apps collect if i tell u wetin gocash do me. Na dem make me change my contacts to dummy contacts, then I begin borrow from almost all the apps for playstore. If i pay anyone, make i change to knor maggi

DonroxyII:
But you know it will not matter if they copy all your contacts the first time you downloaded their application and clicked allow ....

Any other synchronisation will just be copied as 2, 3, 4 ... etc ....

Deleting contact and sync to google as a means of hiding only works before you download the apps (First time) and give the app the permission to access your contacts .....

If I were them ... I will just extract all your contacts and saved it somewhere... if you update via sync ... I will save that one again separately all inside your profile....

tifelola:


Pls..how do one go about sending the disclaimer and how to change contacts to dummy?

ekene101:
send messages to your WhatsApp contacts that scammers are blackmailing you,they should ignore anyone that message them stating you ran away with company's money.
Erase all the contacts from your phone and if you have a friend or colleague,copy their contacts by asking them to log their email in your phone if you don't have time to create fake contacts one by one.

tifelola:


Ohkay,what about those not on whatsapp? And creating fake contacts..do you mean just saving random numbers with fake names, then i don't get the logging in of email..is it to be done on my phone or my friend's?

ekene101:
either you text them or wait for the ones that will contact you that they got the text and tell them to ignore the sender that they are scammers and yes Dave random numbers but have two other number you will be adding as emergency contacts because some loan apps do call to confirm if the person is familiar with the lender. If you cannot save random numbers, collect someone you don't share familiar contacts with email and copy his contacts from his email.

tifelola:


Ohkay,what about those not on whatsapp? And creating fake contacts..do you mean just saving random numbers with fake names, then i don't get the logging in of email..is it to be done on my phone or my friend's?

Mrxawe:
All these loan apps don dey free me one by one. Most of them don't call me again. I can't wait for that day I can disable the block strange numbers feature from my phone app coz most times I dey get important call and usually go to Truecaller to check out the number before deciding to call back or not.

E no easy. I thank God I had this experience from loan apps sooner than later. It thought me alot of lessons.

MrStealYourGirl:
how many times dem call your contacts g?

Mrxawe:

Twice. And it's just one app out of all the apps I've borrowed from so far. That's because after the first incidence, I started using dud contacts for the rest. First time one gocash girl message my contacts say I borrow money from a lending company and I've refused to pay. Next day I message am say she be fool say na because of 5k she dey embarass me like that. She tell me say I never see anything yet. Immediately she send another message to my contacts that my family are thieves and I'm taking over my father footsteps, that I'm on the run with company money and police dey find me. That one pain me die make I no lie then I called the girl and told her to exercise patience and stop sending the messages say I go settle am the next day. Meanwhile I was going through twitter looking for solutions. One of my contacts wey dem send the message called me and told me what to do, na tech guy. He told me to use fake contacts and synchronize it with my Google contacts and allow the app to have access to it then delete the app immediately I Grant access so I can restore my real contacts back. It worked for me. Even ekene101 shared the trick I don't know why it's not working for others but it worked for me . Depends on the phone sha.. since that time they never send anything. Though they use their company phone number to message me once in a while say dem go upload my credit report to credit bereu. Lol

ekene101:
I know say na that useless girl wey her mouth dey sharp like razor,very mannerless person. After she messaged my contacts,she called me few days later and I told her to go collect the loan from the people she texted and I ended call. Two weeks later she called again and I still refer her to the people she texted and she say whether na because she text only 10 people say na 25 she go text next,nai I ask her if she need airtime she just hiss say na igbese go kill her father no be me. I laff till she end call. She still call me today I just pick am put am under tv make she and tv dey converse.

Mrxawe:

You sure say no be their agent you be? From your picture you resemble one of them o

tifelola:


Lol..abeg o. I'm not one of them o,having same issue with on of them,that's why I'm asking