owolabi5:
Lets talk!!
Call/WhatsApp: 08182880902 OR 08033539981

owolabi5:
What is Comprehensive Insurance

Comprehensive insurance is a type of automobile insurance that covers damage to your car from causes other than a collision. Comprehensive insurance would cover your vehicle if it was destroyed by a tornado, dented by a run-in with a deer, spray painted by a vandal, damaged by a break-in or crushed by a collapsing garage, among other causes.


BREAKING DOWN Comprehensive Insurance
Comprehensive insurance and Third party insurance are the two major components of an automobile insurance policy. State law requires drivers to carry Third party insurance, but comprehensive insurance is optional if someone owns a vehicle outright. If a person has financed the vehicle, the auto loan company might require comprehensive insurance. If the car owner has paid for the vehicle in full, and they can’t afford comprehensive insurance, they own an older automobile that doesn’t have much value, they think they’re at low-risk of non-collision damage or they prefer to self-insure, the owner can choose not to purchase comprehensive insurance. On the other hand, even if someone owns an automobile free and clear, if they live in a rural area where collisions with animals are common, in a stormy area that often gets hail or in a higher-crime part of town where break-ins and theft occur regularly, they might want to purchase comprehensive insurance.

Comprehensive insurance that we offer is @ 3% of the value/purchase price of the vehicle

For more details call 08033539981 or 08182880902

owolabi5:
HOW TO MAKE A CLAIM IN THE EVENT OF AN ACCIDENT

The following pragmatic steps are essential in processing a claim to satisfactory conclusions

i) NOTIFICATION: the insurer must be promptly notified directly or through a broker or agent where they are involved. The incident must also be reported to the police as their report may be needed to substantiate the claim.

ii) CLAIMS DOCUMENTATION: All claims notified must be supported with documents that will enable the insurer process, access & and adjust the claim for settlement. It is a lot easier and less cumbersome to put the relevant supporting documents together where a broker is involved, as their expertise will be at the disposal of the insured claimant. The documents required to support a claim normally would vary from the nature and type of claim i.e. fire, theft, accidental damage or Third party claims. Such documents will include among others:

a) Claim forms which is relevant in all cases must be completed, and are meant to furnish all relevant details and circumstances of the event or loss underlying a claim.

b) Estimates of Repairs in accidental damage cases.

c) Payment Receipts evidencing towing or recovery fees following an accident.

d) All vehicle particulars to ascertain ownership. Vehicle purchase receipts in the event of fire & theft cases to ascertain original value and the year of purchase

e) Statement of claim from third parties in the event of death, bodily injury or third party property damage.

f) Police Report to ascertain genuineness and verify the circumstances. It is always advisable and helpful to approach Insurers or handling Brokers for guidance on the approach and steps to adopt in processing of any claim, as a lot of time is saved in concluding a claim.

owolabi5:
Lets talk!!
Call/WhatsApp: 08182880902 OR 08033539981

owolabi5:
Call/WhatsApp: 08182880902 OR 08033539981

owolabi5:
A comprehensive policy, as the name suggests, offers overall protection against damages to your car.

owolabi5:
A comprehensive policy, as the name suggests, offers overall protection against damages to your car.

owolabi5:
08033539981

owolabi5:
YOU CAN RENEW ALL YOUR VEHICLE PARTICULARS AT THE OFFICIAL RATES JUST CALL 08033539981 OR 08182880902

owolabi5:
COMPREHENSIVE INSURANCE @ 3% (Value of Car) Annual Premium

We look forward to hearing from you. Thank you.

FOR ENQUIRES CALL:
08033539981 or 08182880902
Email: owolabiakinniyi01@yahoo.com

owolabi5:
Comprehensive insurance is a type of automobile insurance that covers damage to your car from causes other than a collision. Comprehensive insurance would cover your vehicle if it was destroyed by a tornado, dented by a run-in with a deer, spray painted by a vandal, damaged by a break-in or crushed by a collapsing garage, among other causes.