How a loan app wiped out my account and left me broke

See me see trouble o! one loan app in this country, (I will not mention their name yet) has wiped my entire life savings and they have left me dead broke. Around early February this year my friend told me about a business that i can invest in and get good profit by the end of the year. Usual na, I got excited about the project and I had to make sure I hustle the money anyway, anyhow; that was how I remember that I saw one advert on facebook, so I went to the Facebook page and I copied the WhatsApp number from the page. Naso it start o! they asked me to register, write my mothers name, my office even collect my BVN and card details join!! Haba! I should have known.

I took the loan even with the high interest because I didn't have a choice and guy man gats make sweet cash. The 1st instalment i paid, 2nd instalment i delayed for 2 days...honestly no be my fault i even tried reaching out to them for small time more but no one answered. That's how the 3rd instalment came these loan app cleared all my account o! They removed all the money in my account claiming they couldn't be patient anymore! I've called & called but they didn't answer me! Next thing their representatives dey insult me!

Guys, I want to know what to do o! Is this how all loan apps do? they will shame you and suck your account dry? Abeg people talk o! what can I do?

Which decent loan apps can one use in the future?

1. FairMoney
2. Carbon
3. RenMoney

Which off these three is recommended abeg?

If you own the loan app what will you do?


They have their terms and conditions, you signed up for this, they showed you everything and you agreed to this.

But once you collect the money, you will come to naira land and be disturbing us on how them do you strong thing.

What's the point of going into a business? Is it not to make money?

Baba them don use you cash out, na December we dey o.

Did they remove more than what they are supposed to? If not, why are you shouting?

Avoid all of dem and experience PEACE of mind.GTB is still ok but avoid am too.The sure way is to seek the money from ur friends and pay back.But Nigerians attitude won’t allow a friend to help

I'm sure that they did not remove more than was due to them..

Blame yourself for being an untrustworthy customer..

Pay your debts in due time..

You all should stop coming to Nairaland to seek pity..

Those that paid their debts have no need to complain..

You claimed they wiped your account yet you still don't want to mention their name. Kwantinu

Hmmm

Just like HIV ad, abstinence is the best, but if you cannot abstain, try Fairmoney.

I am so sorry about your experience but incase of next time use FairMoney boss. They have the best interest rate out there.

Avoid them like a plague

ipobarethieves:
Avoid all of dem and experience PEACE of mind.GTB is still ok but avoid am too.The sure way is to seek the money from ur friends and pay back.But Nigerians attitude won’t allow a friend to help

Is only in Nigeria that you will lend a friend money and end up loosing both the money and the friendship.!

That is not how all loan apps do, you were the one that didn’t know the fair way FairMoney is the loan app you should run to sha

It’s better he keeps quiet about their name if he no want trouble

pdppower:
You claimed they wiped your account yet you still don't want to mention their name. Kwantinu

Sorry ooo

Use licensed loan companies, I have been using FairMoney to carry out transactions and they have never stressed me.

So you mean you didn’t do enough research before taking the loan? Why would you even do such. SMH for you, you have come to the right place my boy. Use fair money next time they are the only ones I trust

Na just one installment remain and they are threatening you? How you sef go borrow from loan sharks on facebook. Next time follow people wey know road.

AnonPoet:
How a loan app wiped out my account and left me broke

See me see trouble o! one loan app in this country, (I will not mention their name yet) has wiped my entire life savings and they have left me dead broke. Around early February this year my friend told me about a business that i can invest in and get good profit by the end of the year. Usual na, I got excited about the project and I had to make sure I hustle the money anyway, anyhow; that was how I remember that I saw one advert on facebook, so I went to the Facebook page and I copied the WhatsApp number from the page. Naso it start o! they asked me to register, write my mothers name, my office even collect my BVN and card details join!! Haba! I should have known.

I took the loan even with the high interest because I didn't have a choice and guy man gats make sweet cash. The 1st instalment i paid, 2nd instalment i delayed for 2 days...honestly no be my fault i even tried reaching out to them for small time more but no one answered. That's how the 3rd instalment came these loan app cleared all my account o! They removed all the money in my account claiming they couldn't be patient anymore! I've called & called but they didn't answer me! Next thing their representatives dey insult me!

Guys, I want to know what to do o! Is this how all loan apps do? they will shame you and suck your account dry? Abeg people talk o! what can I do?

Which decent loan apps can one use in the future?

1. FairMoney
2. Carbon
3. RenMoney

Which off these three is recommended abeg?

Who be the people wey sabi road?

kingcolearchive:
Na just one installment remain and they are threatening you? How you sef go borrow from loan sharks on facebook. Next time follow people wey know road.

Na Fair money o.

chumsfortech:
Who be the people wey sabi road?

If you want peace of mind use FairMoney.
Please use my referral code MAAA05 when you download the app ejor edakun

I will recommend fair money any time any day. I have benefitted so much from them without stressing my self

Fake story. It wouldn't reach FP if that's what you're looking for.

Stories like this break my heart. Why didn’t you seek for recommendation on Nairaland before you borrowed from those your Facebook people. At least you for don see say na Fair money people for here dey use

Report them to whoever is in charge, and don’t ever use any loan platform that is not verified. I will recommend you start building your credit score with fair money so you can be getting big loans next year

Anytime I see a post like this, I get this urge to beat somebody, the good part is I will never experience something like this as I use only fair money to take loan for my business. If you need help with getting it right with fair money tell me I’ll be glad to help

The fact that you have not experienced something like this doesn’t mean it’s fake sha

HenryDion:
Fake story. It wouldn't reach FP if that's what you're looking for.

I feel for you sha. Imagine missing just one part of installment for a day and you’re getting this amount of stress. Let’s be sincere with each other if I recommend fair money to you will you use it? Cause you can be a coconut head generation wey no Dey hear word

okolojay:
The fact that you have not experienced something like this doesn’t mean it’s fake sha

A loan company can't wipe your account without your permission... Even if you have millions there... Stop peddling lies.

Only one loan platform I can recommend for you.
1. FairMoney
2. FairMoney
3. FairMoney

Please use my referral code MAAA05 ejor

upon all the testimony you dey hear on nairaland you still go use loan sharks

You can't mention the name of the company right?

Sorry