₦airaland Forum

DKM123:
Taaaa! Who dash monkey banana? Coming from someone that writes like a primary 3 pupil. Too dum..bb to know how to use simple punctuations and write correct sentences. Your lack of intelligence must be inbuilt.

Edited: LMAO! It's how you are trying to correct your post but instead creating more blunders. Hahahaha!

. That wasn't necessary anyway are you in pH meet for habitat 3pm drinks tfare meal whatever on me no hard feeling kiddo 😬

allenpaul:
. This guy na Dj chicken younger bro are u dj lasisi? Lol

Osalobua! See how you dey write at your age. When your parents say make you go school, you say na agbero you wan become. See your life now.

DKM123:
Osalobua! See how you dey write at your age. When your parents say make you go school, you say na agbero you wan become. See your life now.

. DJ lasisi ma nigga 😂

allenpaul:
. DJ lasisi ma nigga 😂

Lol! So you no only be ill!terate, you be delulu too?!

Sermwell:
You're the one talking irresponsibly here, advising prospective loan defaulters on how to evade paying loans!! You're criminal!!

Loan shark agent, I don hear you

DKM123:
Lol! So you no only be ill!terate, you be delulu too?!

. Dj lasisi dey feel himself lol

Las Las everybody na thief. Including these so called loan apps. I once got an offer from them. Only God knows how they got my number. I decided to check it out. They offered 67k to pay back 99,500 in just seven days. Lol . They need to be checkmate. Loan defaulters are at fault too but the loan apps itself are the bigger thief. They know its tempting, they know economy is hard and many people will be tempted to jump on the offer. They themselves know the seven day tenor is outrageous. Why should a lender offer 67k to pay 99,500 in just seven days? Everybody na theif abeg. If you don't know most of these apps are owned by Chinese and indians who come to your own country to harass and blackmail you.

At the end of the day even if you manage to pay it off, you'll have to borrow again because you need the money. Worst cases you find yourself borrowing from one app to pay off another app. It keeps increasing till you can no longer meet up and your finances in a huge mess.

allenpaul:
. 😂

Hahahaha! As you no sabi write, kuku dey use emoticons.

SOMETIMES WE ARE UNABLE TO PAY BECAUSE WE DON'T HAVE. READ MORE:

A few months ago, a fellow neighbour noticed me on my way back from work and decided to walk alongside me until we reached my home. His behaviour struck me as unusual, but soon enough, he explained that he had been waiting for me. Without giving me a chance to respond, he went on to request a specific amount of money.

Despite not having a close relationship with him, we had been neighbours for two and a half years. I decided to take a leap of faith and lent him the requested amount. Internally, I mentally prepared myself to consider it a loss, as my approach in recent times had been to either decline lending money or lend and then forget about it.

From that point onwards, the individual made promises but consistently failed to fulfil them. On the other hand, I chose to remain silent. I even noticed him attempting to avoid me at times, yet I feigned ignorance. Days turned into weeks, and weeks into months, and I continued to maintain a restrained response.

Although I contemplated raising my voice when it became apparent that he had no intention of repaying, I held back. Today, to my surprise, he showed up at my doorstep to repay the debt.

This experience has taught me several valuable lessons. Firstly, many people are willing to pay their debts but may appear unreliable when they lack the means to do so. Secondly, not every situation requires shouting at debtors as a solution. Lastly, it's important to avoid judging people solely based on societal perceptions. In this case, the young man hails from a region known for its reputation as notorious debtors, but that does not define his character.

mascot87:
The secret of loan shark is very simple.
Before you borrow money from any loan app company, MAKE SURE you take off all your phone contact and store them in a different phone. Make sure you have FAKE contacts on the phone you are installing the loan app.
Make sure you have fake phone contacts on the phone you are installing the loan app

Make sure you have fake phone contacts on the phone you are installing the loan app

Please take that information seriously.
Don't keep your original contacts on that phone you are installing that loan app.
That's is the only way they can blackmail you.
A word is enough for the wise

...how do the loan company withdraw money from the debtors bank account...do they ask for your BVN during registration?

buttlover:
Lol I remember that year. My family nearly disowned me. Please stay away from loan apps.

,ok and how does the loan company withdraw money from the debtors bank account...do thru ask for one BVN during registration

Please how does the loan company withdraw money from the debtors bank account...do they ask for ones BVN during registration

DKM123:
Hahahaha! As you no sabi write, kuku dey use emoticons.

. This guy na slowpoke who gives a shit about writing on faceless forum when u for cash out u dey form writer a wise dude just Dm

allenpaul:
. Na today i found out I cud use emojis here meanwhile the offer still stand

Write like a grown up man. Olodo!

DKM123:
Write like a grown up man. Olodo!

. To whose benefits is that all you have achieved? few minutes wasted

DKM123:
Write like a grown up man. Olodo!

. No I am not a grown man I am a well to do man .so long Dj bye

allenpaul:
. To whose benefits is that all you have achieved? few minutes wasted

Lngkm! Wetin you dey write? Unintelligent m0ron.

allenpaul:
. No I am not a grown man I am a well to do man .so long Dj bye

A well to do man no go brag. Na ill!terate churchrat you be. No dey cap.
Bye for where? Shebi na you first mention me? Why you dey run? Ogun kee you dia!

DKM123:
A well to do man no go brag. Na ill!terate churchrat you be.
Bye where? No be you first mention me? Why you dey run? Ogun kee DIA!

. Nah mehn no rats in the church na big boy dey go church take care

allenpaul:
. Nah mehn no rats in the church na big boy dey go church se ya

Na that one you dey take compensate yourself? I dey epp your life dey write in pidgin, you dey write English wey no make sense. Big boi wey be olodo.

ufotunang:
...how do the loan company withdraw money from the debtors bank account...do they ask for your BVN during registration?

Through your bank card when they ask you to bond your card during registration. After bonding your card, change your password or deactivate the card

GloriousGbola:
The loan sharks actions are a response to a Nigerian problem. Nigerians take loans all the time with no plan to pay them back.

Multiple finance houses and lower tier banks have failed because of this.

They have identified harassment and embarrassment as a tool that can force people to pay.

I cannot fault their methods because 95% of the people who take those loans never had any plan to repay.

Let the average Nigerian become more financially honest and these companies will not resort to methods like this

Had it been you read the article above you would have not use ur twar to comment.

No one take loan without the intention of not paying but wht if you pushed to the corner.

Some of this loan sharks purposely push customers to default.

Ok, I took a loan from 9credit and on the due date there app was down, called them them but their response was I should keep trying the app.. this I do till the following day. The following day I got a call that I defaulted and if I fail to py with so so interested in will be reported to credit bureau.

Those guys are criminals.

Do not criticize cos you are ok now pls.

Some said that even if you prevent this laon people from getting your information for embarrassment , they can still withdrew your money with your bvn through the help of CBN only if you have delayed enough to pay back the loan .

If it's not easy buy loan, I am not doing.

Though theirs is expensive too, but they spread the payments.

tiswell:
Na who still get shame for naija fa?


Dem go explain Taya!

Walai, no shame again oh. The past 2days I don insult government taya, cos this dollar/naira instability don affect my finance. I dey feel am personally now. God punish the useless Nigerians Supporting these bunch of liars they call leaders.

mascot87:
Through your bank card when they ask you to bond your card during registration. After bonding your card, change your password or deactivate the card

Or better still have two bank accounts and make sure the account you used for the loan app does not store serious money at all times.

The only money there should be the one you want to use to pay back.

If that's your salary bank account, change the bank account you use to receive your salary.

Hmmm.
Sometimes circumstances leaves you with no choice.
As I dey type like this they Don send me life threatening messages couple of times. Even after pleading for a lil time.


Honestly, sometimes I feel depressed.

Nahunger:
Lol
Person advice me to press code I go see free money, I press I no know say na Loan shark call "MIGO" them disburse the money sharp Omo the interest rate fear me and the payment day scare me, I pay up ASAP THEM STILL COLLECT FULL INTEREST RATE LOAN OF SAME DAY SINCE THEN I WARN THEM TO AVOID ME AND I FLEE FROM THAT MY FRIEND.

linearity:
Remove your pictures and documents too and never add contacts and pictures to phone.

After installing go to your settings and disable access of the app to your contact, picture and even call logs or better still delete the app after loan disbursement.

Preferable to do this on a new SIM card that you can discard after loan disbursement.

most of the loan sharks are asking for BVN before granting loan.

Terrible experience

MichaelSokoto:
u dey make me vex!

but what about the one who asked for our BVN ?