I know about Paylater through a colleague who told me a directory of loan providers in Nigeria, Ghana, Kenya, South Africa and even Uganda.

After downloading their app on Google Play Store, I applied and to my greatest surprise, my account was credited within 2hrs.

Since I was qualified to receive only 10k, I paid back the debt after two weeks and they text me to re-apply again.

I was shocked, but I didn't apply immediately because I was just receiving my salary.

Three weeks later, I apply again and received alert in less than an hour. After I received my salary for that month, I paid back my debt and they text me again. But this time, they notified me that I'm qualified to apply for 20k. WOW!!!

So since Paylater works for me, I didn't bother to check other platforms.

If you are working and in need of a quick loan to settle your personal problems, try this directory and choose the one according to your location:

Source: www ioumoney.com.ng

Drops your comment if you have apply with Paylater

Let's me know if you need any help..

How can I change my BVN on the app?

Who has gotten the loan?

utitofonsunday:
Drops your comment if you have apply with Paylater

pls what are their terms and condition, then collateral

MrsAnyanwu:
Who has gotten the loan?

I have. I started using them since last year. From 10k am now eligible to get 150k to pay back in 6months. I have collected 100k twice to pay 130k in 6months but it goes with a monthly repayment o.The most important thing is developing your credit profile.U borrow what you are 100% certain to pay back .I was hoping to get 1million from them to develop a business that will add some value every month.

Schelube:

I have. I started using them since last year. From 10k am now eligible to get 150k to pay back in 6months. I have collected 100k twice to pay 130k in 6months but it goes with a monthly repayment o.The most important thing is developing your credit profile.U borrow what you are 100% certain to pay back .I was hoping to get 1million from them to develop a business that will add some value every month.

wow nice one, so if I want a loan of 5 million, how would I go about it?

MrsAnyanwu:
wow nice one, so if I want a loan of 5 million, how would I go about it?

From the recent message I got from them, the maximum they offer now is 1million naira without collateral but u have to first grow your credit profile.Download the app and fill the bio data including your bvn. They will ask what you need the money for,how much you earn per month and also ask you to snap a selfie at times. Your phone location will be turned on and 50naira will be deducted from your account while linking your ATM card to the app. Initially I was scared, I used my account ATM card with 60naira balance, it still work out

Schelube:

From the recent message I got from them, the maximum they offer now is 1million naira without collateral but u have to first grow your credit profile.Download the app and fill the bio data including your bvn. They will ask what you need the money for,how much you earn per month and also ask you to snap a selfie at times. Your phone location will be turned on and 50naira will be deducted from your account while linking your ATM card to the app. Initially I was scared, I used my account ATM card with 60naira balance, it still work out

pls what are their terms and condition

brownemmanuel43:

pls what are their terms and condition

You can read about their terms here: https://www.ioumoney.info/2017/09/paylater-loan.html?m=1

utitofonsunday:


You can read about their terms here: https://www.ioumoney.info/2017/09/paylater-loan.html?m=1

The above link is not working again.

Please check here: https://ioumoney.com.ng/online-loans/paylater/