Hello Nairalanders,

Please, I want to cultivate a saving culture and I am thinking of using piggybank or cowrywise.

Which one should I go for and why?

Thanks, i will be in the comment section

Don't know about Cowrywise.

I use Piggybank though

Piggybank is better

So my question is how does one cowrywise

What happened to those akawo people. It's been ages I saw them

doggy bank

Piggybank is better

Ask4bigneyo:
doggy bank

shut up

Hello

All join

Piggybank is bae!

Y not use mutual funds

Use the one that you are comfortable with.

QueenBelle:
shut up

Is that how you talk to your husband at home?

I use piggybank too

isusu or akawo

anuoluwapo884:
Piggybank is better

Ok..why do you prefer Piggybank

Hello
Piggybank

piggy bank all the way. whenever you need it you can get it

Mynd44:
Don't know about Cowrywise.
I use Piggybank though

Ok..thanks

Open a new bank account and don't issue for ATM, don't use mobile banking app and don't use USSD.... you're good to go.

Been trying to save too, but I just couldn't trust either of the above mentioned...

Although Access bank target savings account has been forcing me to save...they won't allow you withdraw on the counter, and they won't give you ATM card... I almost cursed them one day

They are both good. Cowrywise is an investment app, whereas Piggybank is for savings. Piggybank has more features such as safelock, piggy points to name a few and the the interest rate is 10% per annum. Cowrywise I believe does not have all these features however the interest rate is from 10%-15%. And as Cowrywise is an investment, your returns are likely taxable.

I am not speaking from experience or expertise, this is just my opinion. Now you need to due diligence and further research both to make your decision, as only you can make such decisions. A Financial Advisor may come in handy.

All the best with your savings!

What is cowrywise? That's not popular

A little word of advice before you go ahead with your local method of saving

1. if you're getting any of those, do it yourself or watch while it's done because some witches and wizards are using the method to teleport all your saving to thier shrine


you'll only realise you've been saving for them on the 24th of December when you open and nothing is inside the bank

piggy bank

okeniti:
They are both good. Cowrywise is an investment app, whereas Piggybank is for savings. Piggybank has more features such as safelock, piggy points to name a few and the the interest rate is 10% per annum. Cowrywise I believe does not have all these features however the interest rate is from 10%-15%. And as Cowrywise is an investment, your returns are likely taxable.

I am not speaking from experience or expertise, this is just my opinion. Now you need to due diligence and further research both to make your decision, as only you can make such decisions. An Financial Advisor may come in handy.

All the best with your savings!

Interest rate on piggybank is 12.44%

Mynd44:

Interest rate on piggybank is 12.44%

when did you start using yours?

piggy bank

I use cowrywise dou, and I feel it is better from the readings.

No transaction charge... without having to type much stories...read through this link

https://techpoint.ng/2018/07/31/higher-interest-online-savin

QueenBelle:
when did you start using yours?

12.44% is for safe lock. core saving and chanllege is 10%