Sorry abt that. With ur sim, they can dial a code that would produce ur BVN I guess they proceed from there. I have password both on my sim and on my phone. My sim can't be use on another phone without password.

Offpoint:

All they need to do is removed your sim from your phone, next time don't only password your phone also password your sim... they only have 3 attempt before the line is block.

He probably make use of USSD to transfer your money

How do you password your SIM please?

Sorry

Bodingo:
There is no way someone can withdraw from your account by having your phone.

You say?

manitobor:
On the first of April 2019, I boarded an intra-city vehicle and dropped at my destination unaware that a guy sitting beside me in the bus had stolen my phone from my pocket. The bus I boarded had picked the guy on the way and he sat next to me. I had no inkling at all that he had the intention of picking my pocket though something told me that this guy's way 'no pure' as he was casting uncanny and surreptitious glances towards my direction, with a weird look on his face. Little did I know he was busy with my pocket.

It was several minutes after I had alighted at my destination that I realised that my smartphone was missing from my pocket. I used a friend's phone to dial my number and found out that the criminal had already switched it off. I resigned to fate knowing fully well that my chances of getting back the phone was slim. I however kept dialling my number till evening, it was still switched off. 6 AM in the morning of 2nd April I dialled my number again and it was ringing but wasn't picked up at the other end. After a few more attempts, the rogue switched off the phone again.

I decided to contact MTN that day to block the line, which they did. However, to my chagrin, when I went to the ATM that same morning to make a withdrawal, I found out the my account balance had changed and that the criminals have succeeded in withdrawing some thousands of Naira from my account. I rushed inside the bank immediately and blocked the account.

What I am still dazed about is how it's possible for criminals to withdraw money from someone's bank account just by getting hold of the sim card. Mind you, my phone can only be accessed via a PIN, so the possibility of them making a transfer using my bank's mobile app is ruled out. So how did they do it?


Has anyone ever been victim of such? Please share so others can learn.

Mods, can you please move to front page so others can learn? Thanks.

He might recharged with it. Not necessarily withdrawal.

'on the first of april...' na april fool d guy dey follow u do

id911:


How do you password your SIM please?

Very simple, go to your phone settings, under security you'll see "Sim card lock" you can set your password there...

Incase the SIM block you'll need your puk to unlock it

Modified: Please don't try this if your sim card pack is not with you, because your line will be block first, you'll need your PUK number to unblock it before you set a password

I'm sure he bought airtime from your bank account...

Incomplete

You registered that your BVN with the Sim in that phone.They need only the Sim to get your BVN and remove all your money.The best thing is to block your Sim in advance in case of theft

no need to ask how the money was withdraw because is a simple stuff, what the pick pocket did was to buy airtime directly using your sim. you know banks dont require pin to buy airtime and if the dude is smart enough he or she can just buy airtim, create a transfer pin and start wireing.

manitobor:
On the first of April 2019, I boarded an intra-city vehicle and dropped at my destination unaware that a guy sitting beside me in the bus had stolen my phone from my pocket. The bus I boarded had picked the guy on the way and he sat next to me. I had no inkling at all that he had the intention of picking my pocket though something told me that this guy's way 'no pure' as he was casting uncanny and surreptitious glances towards my direction, with a weird look on his face. Little did I know he was busy with my pocket.

It was several minutes after I had alighted at my destination that I realised that my smartphone was missing from my pocket. I used a friend's phone to dial my number and found out that the criminal had already switched it off. I resigned to fate knowing fully well that my chances of getting back the phone was slim. I however kept dialling my number till evening, it was still switched off. 6 AM in the morning of 2nd April I dialled my number again and it was ringing but wasn't picked up at the other end. After a few more attempts, the rogue switched off the phone again.

I decided to contact MTN that day to block the line, which they did. However, to my chagrin, when I went to the ATM that same morning to make a withdrawal, I found out the my account balance had changed and that the criminals have succeeded in withdrawing some thousands of Naira from my account. I rushed inside the bank immediately and blocked the account.

What I am still dazed about is how it's possible for criminals to withdraw money from someone's bank account just by getting hold of the sim card. Mind you, my phone can only be accessed via a PIN, so the possibility of them making a transfer using my bank's mobile app is ruled out. So how did they do it?

Has anyone ever been victim of such? Please share so others can learn.

Mods, can you please move to front page so others can learn? Thanks.

Next time the first thing to do is to call your bank to block all channels for mobile transactions.

All banks have 24hrs service and a hotline.

My guess on how they transferred money is what is getting me confused, except If auto save password/pin is enabled, it is literally impossible for them to succeed.

Or OP do you have a weak password/pin such as 0000 or 1234?

Akpacha:
Sorry abt that. With ur sim, they can dial a code that would produce ur BVN I guess they proceed from there. I have password both on my sim and on my phone. My sim can't be use on another phone without password.

Simple.. It only works for some stupid banks that ask for the last four digit of your BVN as alternative password when completing ussd transactions

Na G-boy or even ritualist

YabaLeftist:



For you to ask this kin stup1d question e sure me say you dey into criminal activity.




@op take heart.

Confirm from your bank if the money was withdrawn via ATM by the said criminal. Then, your bank can provide you the footage bearing the face of the thief. It's your right...

Offpoint:
It's safer you password your sim card than your phone... always make sure you password the 2....

USSD is what he used to wipe your money

good thing, i didnt waste my time typing

IQscanner:
Today is my birthday so free airtime for one lucky person 717461482236188

@ IQ scammer, stop stealing.

manitobor:
On the first of April 2019, I boarded an intra-city vehicle and dropped at my destination unaware that a guy sitting beside me in the bus had stolen my phone from my pocket. The bus I boarded had picked the guy on the way and he sat next to me. I had no inkling at all that he had the intention of picking my pocket though something told me that this guy's way 'no pure' as he was casting uncanny and surreptitious glances towards my direction, with a weird look on his face. Little did I know he was busy with my pocket.

It was several minutes after I had alighted at my destination that I realised that my smartphone was missing from my pocket. I used a friend's phone to dial my number and found out that the criminal had already switched it off. I resigned to fate knowing fully well that my chances of getting back the phone was slim. I however kept dialling my number till evening, it was still switched off. 6 AM in the morning of 2nd April I dialled my number again and it was ringing but wasn't picked up at the other end. After a few more attempts, the rogue switched off the phone again.

I decided to contact MTN that day to block the line, which they did. However, to my chagrin, when I went to the ATM that same morning to make a withdrawal, I found out the my account balance had changed and that the criminals have succeeded in withdrawing some thousands of Naira from my account. I rushed inside the bank immediately and blocked the account.

What I am still dazed about is how it's possible for criminals to withdraw money from someone's bank account just by getting hold of the sim card. Mind you, my phone can only be accessed via a PIN, so the possibility of them making a transfer using my bank's mobile app is ruled out. So how did they do it?

Has anyone ever been victim of such? Please share so others can learn.

Mods, can you please move to front page so others can learn? Thanks.

Most likely they recharged your line via USSD.

OnyeMmeri:
Had the same experience early year. The thieves managed to steal 32k from my account.

I've since learnt that the first thing to do after such theft to block your line. Then contact your bank to block your account as well.

Did they withdraw it or tranfer it or use it for online shopping?
I still don't get it.

RealDonkeyKong:


Most likely they recharged your line via USSD.

There is a limit to recharge amount per day.

Always activate ur sim lock cos ur no is connected to ur bank account...

You write neatly.

April Fool

PotatoSalad:

You say?

Yes now, people are not saying the truth of the whole thing, how can someone know your BVN and use it to withdraw someone money in the bank. There no way someone can withdraw money from someone account by stealing the person phone except if you have your bank details on the phone and which serious person in useless country like Nigeria will go and store his or her bank details on the phone,when you no dey mad.

1).How will the person know your bank
2).How will he know your account number
3). How will he know your name
With just BVN he withdraws, na so bank dey operate abi na wetin.

"My phone can be access through pin " ! . The pin is useful on your phone not your sim, they may remove the sim from your phone and insert it in another phone ... Anyway Sorry

Offpoint:
It's safer you password your sim card than your phone... always make sure you password the 2....

USSD is what he used to wipe your money

But USDD will ask for pin number. How did he withdraw without the pin?

KingAzubuike:
Depends on the bank. UBA for example asks for pin when transferring with sim card. Banks like GTB or so don't ask for anything at all. They just authenticate the transaction without any security measure.

That was before. Now, you cannot complete a transaction without your token code or 737 password

The best security is "SIM Lock" feature where your PIN must be entered to access your SIM (which they can easily put into another phone to get your BVN).