In recent times we have seen that smartphone and automobile companies like TECNO, iPhone, Mercedes, Toyota, Innoson, Samsung etc aren't shy to release cars and phones on a regular basis, well we can't blame them seeing how the demand of cars and phones can be hence there is a need for constant production to meet the ever demanding market.

Also, as far as humans are concerned, shelter is very important and land is good investment. There is need to make your dwelling place your comfort, new cars and phones are released often, there is that land that is cheap now you know will worth more in future and its not every time you have money to buy these. What do you then do when you need to get a car badly,or buy that land and can't afford to do so at the moment? Get a LOAN.

Personal loan is an uncollaterised loan accessible to staff of approved companies, whose salary accounts are domiciled with banks like UBA. Benefits of such loans include; Deposit and invoices not required, its fast to access, simple with convenient repayment terms and
competitive interest rates. So imagine being able to get cash to buy that Camon 12 pro you want, the Benz you have been eyeing, that hectare of land by the corner or even the iPhone 12 with no collateral involved and be able to pay back at a flexible time that is convenient for you. I think that's the best deal anyone could get.

The benefits of these personal loans can't be overemphasized, depending on your income there's enough money you can get to buy whatever you want, i think this is a deal everyone should jump on to. For details on this you could check this link out https://www.ubagroup.com/nigeria/personal-banking/loans-payments/personal-loans/ and thank me later. I'm off to get mine ASAP.

How can I collect a loan to buy a phone? Better land ,a house or even car sef, phone ke!? unless its the camon 12 pro sha

Thanks for this enlightenment OP

Not yet but looking forward to, this article is an eye opener.

Which kind Loan ? Wetin wan carry me go collect loan? My mum taught me to be content with what I have. I think I'd rather save up if I want to invest than collect a loan to pay back later

Yep... Access bank give mw payday loan

One or two times I guess and I've come to understand something, it'd never a bad idea to get a loan for investment as far as its in lenient paying terms and the investment is good.

In recent times a lot of people don't even go to the bank to seek loans, they do it right from their smartphones but we this new loan by UBA a lot of people can get a huge amount of loan with ease.

Ennyholar:
In recent times a lot of people don't even go to the bank to seek loans, they do it right from their smartphones but we this new loan by UBA a lot of people can get a huge amount of loan with ease.

This I possibly due to BVN and the information attached to it... collateral aren't needed anymore. Speaking of UBA, what's the maximum loan amount?

Yeah. Just took one recently from GTB. no stress really. Heard a couple of other banks like Access and UBA are doing same

thatkindthing:
Which kind Loan ? Wetin wan carry me go collect loan? My mum taught me to be content with what I have. I think I'd rather save up if I want to invest than collect a loan to pay back later

collecting loan no mean say you no dey contented.

shiftback:

This I possibly due to BVN and the information attached to it... collateral aren't needed anymore. Speaking of UBA, what's the maximum loan amount?

You can get a loan up to 20million naira.

thatkindthing:
Which kind Loan ? Wetin wan carry me go collect loan? My mum taught me to be content with what I have. I think I'd rather save up if I want to invest than collect a loan to pay back later

Taking a loan isn't about being content or not but what do you do when you have a million naira idea without the adequate funds. That's the major reason people take loans.

I'm thinking of getting a loan from UBA or Access Bank, anything I should know of?