salford:
My values are average using Alberta and Sask as examples. Cost will vary for provinces and within cities in a province too. e.g rental may be cheaper in Red Deer compared to Calgary. Car Insurance will be cheaper in Winnipeg compared to Toronto.
......
Miscellaneous (some important and some are not)

Food: $150 per family member

Clothes: $30 per month (This has been averaged as well)

Entertainment/refreshments and eating out: $150

Gym: $50

Sports participation for those with kids: ($50 to $150)

Daycare: $1000 per kid for full-time

Personal care and Healthcare: ?

Amazon (people that love shopping): ?

Car maintenance:?



Costs are monthly. I hope this helps someone or families preparing to land.

Others can add or subtract since this is just an opinion.

Some of these estimates are quite conservative lol.

I live in the GTA and the minimum spend on food if im cooking every meal and not going hungry skipping meals to save money is $300 a month(and even that is tight)

ahiboilandgas:
hello have u heard of the start up visa ? For enterprenure starting out in Canada,are u aware of any Nigerian that came through the route

you sef wan japa ? lol

canadaman18:


Some of these estimates are quite conservative lol.

I live in the GTA and the minimum spend on food if im cooking every meal and not going hungry skipping meals to save money is $300 a month(and even that is tight)

You are right. I used the low or minimum average. Great Value, no name, no frills

e.g Renting a "town"house would be around $1300 at the barest minimum. A house with a yard will definitely cost much more than that. A $1000 condo would likely be an old building as well. I went with the low average instead of say mid or top average. For housing, I did not factor Toronto (City of) or Vancouver(City of) as this will distort the figures, but cost of living in surrounding cities (e.g in the Greater Toronto Area or the Greater Vancouver Area) will likely fall in the bracket I quoted. Most immigrants would rent or live in the GTA not within the City of Toronto.

In the news today:

In addition, as I mentioned earlier. Insurance may vary widely. e.g When I changed provinces (moved from Alberta to Sask), my auto insurance reduced by half. It went from just over $200 a month forr premium to just over $100 a month. In other regions, I might be paying upwards of $350 for the same service. Phone bill also went from $120 which is like the mid Canadian average to around $90 a month. If I didn't want a top phone, I could have still gotten a 7gbphome for around $70. In Calgary, one can even get wind (freedom) service for cheaper.
However, experience has thought me that in Canada, cheap things/service are not necessarily a good bargain, but most times garbage, as in the case of cheap housing (renting or buying), or cheap mobile networks, or dollar store goods lol
The saying "you get what you pay for" is very applicable in Canada.

Newbeecey:
I am alone with my kids in canada and am looking to start working soon. Considering the high cost of daycare, does it make sense to hire a nanny instead to take care of the kids (eg 5 kids of different ages all less than 7) at home; the school aged kids would go to school and be dropped off at home when they close.
Is there any scenario where the cost of a nanny is subsidized?

I would really appreciate the opinions, advice and/or discussions of people who are very familiar with this.

Laughs - who do you think wants to be your Nanny? Do you think labor/services are cheap? People operating within this industry charge by the hour.

Boss13:


Laughs - who do you think wants to be your Nanny? Do you think labor/services are cheap? People operating within this industry charge by the hour.

She has 5kids. For that, a nanny would be cheaper than daycare. I highly doubt if the government wil subsize payment for nanny services.

There are websites offering Nanny and child minder services. One can also find by joining Facebook groups within the community. I know a nanny could cost around 2k and up for maybe 2 kids. I don't know if they will want more money for more kids.

I am seeing $30 bucks an hour. Chai.
Maybe I should enrol on a nanny course too and work casual

Newbeecey:
I am alone with my kids in canada and am looking to start working soon. Considering the high cost of daycare, does it make sense to hire a nanny instead to take care of the kids (eg 5 kids of different ages all less than 7) at home; the school aged kids would go to school and be dropped off at home when they close.
Is there any scenario where the cost of a nanny is subsidized?

I would really appreciate the opinions, advice and/or discussions of people who are very familiar with this.

ednut1:
if you dont know something why not confirm or ignore Sigh. Most nigerians use both of them as they are cheap.

Did he say he was going to Toronto?

stevesegkay:
Dear Seniors and Experienced Folks,

My wife and I got our passports back with COPR this week. I am confused about airline to book to Saskatoon this December for next year - February/March. I am thinking Ethiopian Air or Egypt Air? I really wish to get a good deal in terms of cost and reliability. Please advice.

Many thanks.

Egypt air or ethiopian air is your plug. for ET download the app and book

ednut1:
if you dont know something why not confirm or ignore Sigh. Most nigerians use both of them as they are cheap.

he is very correct

AnthonyAk:


Did he say he was going to Toronto?

no be Canada u write??

mbhs139:
It is really appalling when after people struggled so ahrd to get the PR status to Canada, they now bad mouth the country. It is very very absurd and a sign of ingratitude to God and the system.

People come here, especially Nigerians, to complain about so many things as if they were forced to come live here in the first place.

I mean, if where you're coming from is any better, if your Banana Island in Lagos, or Maitama in Abuja is devoid of any problem, why come to Canada in the first place?

You hear them complain of cold, complain of the primary and secondary system and be looking for Catholic School here and there. We have come again with our entitlement mentality to a foreign land.

If only you know how many desperate young and men women out there that are struggling desperately to be in this position. I mean, how!!! How can anyone from Nigeria in particular be complaining here? Even if you earn millions monthly back home, you should have stayed back now and stop whining like a baby. Like I said, after some people have attained the PR status they want to now demistify it- making it look like it doesn't worth of afterall.

All the issues and problems that have raised here on this forum, we face more than all that, and if not worse, back home. Nobody told you they pick money on the tree in Canada nah! You have to work mehn! You have to wake as early as 5am, if need be, just like you in Lagos, and go to work, just like every Canadians do as well, and earn your pay cheque to pay your bills.

The good thing, as far as I'm concerned, is that you'll get value of every cent you spend. Unlike where I come from, where I pay 5k for NEPA every month and spend 15 to 20k on fuel for generator. Isn't that madness?

Please, we shouldn't complain abeg. If you're going through tough times, yes tough times are bound to happen, like I've been out of job for the past three weeks, let's simply cry out for help, period! Not castigating and making it look like it was a bad decision.

They are not demystifying their status falsely. They have it so its already demystified to them. When you hold Canadian passport in your hand, of course your problems graduate from 3rd world to first world problems.

It's not a sense of entitlement. You're in Canada, Nigerian standards are in the past. Whether we like it or not Canada has its bad side. I don't even remember nepa exists, that's why I left Nigeria. My issue right now is UCP making cuts to education, and changes in health policies. Matters like increasing class sizes in the public system worry me. As my income grows here so will my issues become even more butti.

Though most times the people who complain the loudest are those who have stayed long here and have a nostalgia clouded view of the situation in Nigeria.

By the way, complaining is part of the 'socials' here so you should learn to do it. It's first world attitude because there are few real problems. In summer complain it's too hot. In winter it's too cold. Holidays the malls are too crowded. Non holidays prices are too high. Complain about govt policies regardless of what they are. All the complaining makes for excellent small talk.

MarquisDeSade:
Bills! Bills! Bills!

This Canadian dream sometimes feel like Canadian slavery!

I was watching a video on YouTube about Canadians with very 'marketable' degrees like Engineering and Accounting who have to work three jobs just to pay their bills...I was just wondering if this is the same Canada some folks want to quit Chevron jobs for.

I think many Nigerians need to watch videos of ordinary Canadians earning minimum wage trying to eke out a living in cities like Toronto and Vancouver. I'm sure many would not be as enthused as they are about this 'Canada Waka' if they understand that the struggle of living in Canada could be as tough as the process of getting into Canada.

Mindset and preparation. Like everyone above has said, Canada is not heaven. Each person should do their research before leaving their armed robber salary jobs in Nigeria

Some people are just coming because na Canada dey reign lol.

GozyNA:


Lol you didn’t research beforehand to know that HST is 15% and minimum wage is $11.40 where you chose to settle? Please stop.

Students have it tougher.

salford:

You are right. I used the low or minimum average. Great Value, no name, no frills

e.g Renting a "town"house would be around $1300 at the barest minimum. A house with a yard will definitely cost much more than that. A $1000 condo would likely be an old building as well. I went with the low average instead of say mid or top average. For housing, I did not factor Toronto (City of) or Vancouver(City of) as this will distort the figures, but cost of living in surrounding cities (e.g in the Greater Toronto Area or the Greater Vancouver Area) will likely fall in the bracket I quoted. Most immigrants would rent or live in the GTA not within the City of Toronto.

In the news today:

Calgary is currently a renters market. House with yard, garage, shiny appliances for 1400. Willing to compromise on any of these you can get a house for 1200.

salford:
In addition, as I mentioned earlier. Insurance may vary widely. e.g When I changed provinces (moved from Alberta to Sask), my auto insurance reduced by half. It went from just over $200 a month forr premium to just over $100 a month. In other regions, I might be paying upwards of $350 for the same service. Phone bill also went from $120 which is like the mid Canadian average to around $90 a month. If I didn't want a top phone, I could have still gotten a 7gbphome for around $70. In Calgary, one can even get wind (freedom) service for cheaper.
However, experience has thought me that in Canada, cheap things/service are not necessarily a good bargain, but most times garbage, as in the case of cheap housing (renting or buying), or cheap mobile networks, or dollar store goods lol
The saying "you get what you pay for" is very applicable in Canada.

You've truly become Canadian lol. Idea of quality is on another level.

Me with my green passport and dollarama are still in love

Newbeecey:
I am alone with my kids in canada and am looking to start working soon. Considering the high cost of daycare, does it make sense to hire a nanny instead to take care of the kids (eg 5 kids of different ages all less than 7) at home; the school aged kids would go to school and be dropped off at home when they close.
Is there any scenario where the cost of a nanny is subsidized?

I would really appreciate the opinions, advice and/or discussions of people who are very familiar with this.

Nannies are more expensive than daycare. No subsidies for nanny in alberta, don't know of other provinces.

If I had 5 children I'd open a dayhome. Maybe then employ a childcare assistant.

AnthonyAk:


Neither of those airlines fly to Regina directly. Use Lufthansa, Airfrance, KLM or BA. You will most likely have a transfer in Toronto with either Air Canada or Westjet to Regina

Na money kill better soup.

stevesegkay:
Dear Seniors and Experienced Folks,

My wife and I got our passports back with COPR this week. I am confused about airline to book to Saskatoon this December for next year - February/March. I am thinking Ethiopian Air or Egypt Air? I really wish to get a good deal in terms of cost and reliability. Please advice.

Many thanks.

Egypt has a shorter flight but Ethiopian food is better and they're more lenient with excess luggage.

Read landing gists others have shared on their experiences with both airlines. Should be links on page 1.

Lol @ enrolling for nanny course work. I felt the same way too o. Thanks for the references; i just wanted to know if it ends at just charging per hour or if there is any standard for which it increases by number of kids or if it's just based on negotiating prowess.

salford:

She has 5kids. For that, a nanny would be cheaper than daycare. I highly doubt if the government wil subsize payment for nanny services.

There are websites offering Nanny and child minder services. One can also find by joining Facebook groups within the community. I know a nanny could cost around 2k and up for maybe 2 kids. I don't know if they will want more money for more kids.

I am seeing $30 bucks an hour. Chai.
Maybe I should enrol on a nanny course too and work casual

Thanks. But arent day homes required to be licensed?

19CannyMum:


Nannies are more expensive than daycare. No subsidies for nanny in alberta, don't know of other provinces.

If I had 5 children I'd open a dayhome. Maybe then employ a childcare assistant.

You will be alright with your silly sarcastic laugh. Unfortunately for you, people in this trade have not appointed you their spokesman. So because labor is not cheap for you means other people cannot afford it?

Boss13:


Laughs - who do you think wants to be your Nanny? Do you think labor/services are cheap? People operating within this industry charge by the hour.

Newbeecey:
Thanks. But arent day homes required to be licensed?

To receive subsidy, yes. Sincerely I don't know the process but I know that most dayhomes only have 6 children... So having 5 already...

I will pass jare; let them go to daycares, we will pay whatever differential is left after subsidy.

19CannyMum:


To receive subsidy, yes. Sincerely I don't know the process but I know that most dayhomes only have 6 children... So having 5 already...

Newbeecey:
I will pass jare; let them go to daycares, we will pay whatever differential is left after subsidy.

I feel you jare. Staying home with kids is thankless work. Sometimes it's better to pay for daycare than to be doing free work that nobody appreciates. At least in your office when you complete project, your boss will tell you well done.

From my research in my neighborhood, full day daycare costs come to 500 after subsidy (meals included) for a preschooler (if you're in the lowest income rung. The higher you earn, the less your subsidy). Costs also reduce as the child gets older.

19CannyMum:


Calgary is currently a renters market. House with yard, garage, shiny appliances for 1400. Willing to compromise on any of these you can get a house for 1200.

Wow.
Buyers and renter's market.

19CannyMum:


Egypt has a shorter flight but Ethiopian food is better and they're more lenient with excess luggage.

Read landing ghosts others have shared on their experiences with both airlines. Should be links on page 1.

Honestly i agree Egypt air is not so great. Cheap yes. From cairo to Toronto we were served twice I want to believe its because I slept most of the flight that's why I missed the food. BA lagos to Heathrow 5 hours flight serves better.

For excess luggage I got chating with the lady at the counter about PR process and explained I was relocating she talked to her boss about my excess luggage (all my bags including hand luggage where excess) and he said I should go. I tipped her for the help.

Oh and Cairo airport wifi did not work. Load your nigeria line.

Please how do I change my country on google play store from Nigeria to Canada. I wanted to download RBC app but it's says its available in my country. I went to settings when I clicked on Nigeria there is no drop down for other countries.

I downloaded melon VPN and followed the instructions on YouTube but it didn't work. Please suggestions.

Newbeecey:
You will be alright with your silly sarcastic laugh. Unfortunately for you, people in this trade have not appointed you their spokesman. So because labor is not cheap for you means other people cannot afford it?

If you can afford it, you wont talk about subsidies. Labor isn't cheap in the west

lol @nobody appreciates. Its always like what have you been doing all day? When in actual fact it's what they have been doing to you. We just use their CCB and some from the pocket to pay biko before Social Security will come and carry them from me for African style discipline.

Plus tomorrow now , they will still tell me that i should not have stopped working because of them.

19CannyMum:


I feel you jare. Staying home with kids is thankless work. Sometimes it's better to pay for daycare than to be doing free work that nobody appreciates. At least in your office when you complete project, your boss will tell you well done.

From my research in my neighborhood, full day daycare costs come to 500 after subsidy (meals included) for a preschooler (if you're in the lowest income rung. The higher you earn, the less your subsidy). Costs also reduce as the child gets older.

I won't humor you further with any response after this; people take advantage of what the government offers because they pay taxes. Subsidizing child care is not a hand me down and won't it be foolish that subsidy exists and I do not take advantage of it, just because I want to prove that I can afford not to. You seem pretty predisposed to being a nuisance; if you cannot add value to a conversation, the thing to do would be to push your tongue down your throat when your brain starts to push you to talk nonsense.

Boss13:


If you can afford it, you wont talk about subsidies. Labor isn't cheap in the west

Newbeecey:
I won't humor you further with any response after this; people take advantage of what the government offers because they pay taxes. Subsidizing child care is not a hand me down and won't it be foolish that subsidy exists and I do not take advantage of it, just because I want to prove that I can afford not to. You seem pretty predisposed to being a nuisance; if you cannot add value to a conversation, the thing to do would be to push your tongue down your throat when your brain starts to push you to talk nonsense.

Haha,You must be a learned.

Jbelieve:
Please how do I change my country on google play store from Nigeria to Canada. I wanted to download RBC app but it's says its available in my country. I went to settings when I clicked on Nigeria there is no drop down for other countries.

I downloaded melon VPN and followed the instructions on YouTube but it didn't work. Please suggestions.

Start by changing your payment method. Delete your Nigerian card and add your Canadian card. You don't need to go IP route since you're already in Canada.

https://support.google.com/googleplay/answer/7431675?hl=en