gnykelly:


my answer was specific to the questions

Okay sha

Goodvibes007:
A friend left a 900k per month job in Nigeria for Canada, he is regretting it a bit though.

Different strokes for different people. One man's meat is another's poison.

I won’t leave with 900k in 9ja
Modified: Of course I will be travelling overseas to live for half a year.

Majorly21:


it cost nothing less than 12-15m to rent a 2bdr apartment at ocean parade besides service charge of $10k. They don't call Lagos (VI, Ikoyi, Lekki) most expensive SLUM in the world for nothing.
The worse part is that you’ll drive just 10 minutes of traffic free from the estate and see people living on top of water for years now

The famous incomplete Eko Atlantic Estate that you’ll spend hours in traffic on the same street where the estate is located before you enter the estate gate will cost you nothing less than 20m to rent just 2 bedrooms flat there.
Plus charges and electricity bills.
Most of the people living in the two estate are mostly expatriates and Nigeria oil barons, top bank execs and politicians etc.


But here in Canada a condominium that is more stunning than the one in Eko atlantic will cost you $2,500-3k(#900,000 Per month or #10m per year) for the same two bedroom flat. Included some Utilities like Hydro, Heat, Water And most time unlimited internet access. The funny thing is that almost all Canadian can afford it and the few Canadian that can’t to pay that much can also afford to live in a nice neighborhood that is finer than Ikoyi or VI.

Since you love poverty a lot and cheap house rent, you can go to Republic of the Niger and live. Rent there is #50-#100

Some of the benefits of living in Canada.

Your children And yourself will have free access to hospital for any form of treatment without paying a cent, even when it involves kidney/heart transfer or cancer. You don’t wanna talk about Nigeria hospital and how much you’ll spend to send sick peoples aboard for treatment. Even your president and other top government officials treat themselves abroad.

Your children will attend the best school in the world and the government will feed them and They can take school bus home for absolutely free. Compare to their mate there in Lagos that will pay up to #600,000 for a term school fee plus other expenses.

You’ll provides your children with numerous Opportunities and They’ll live in a sane environment without mud, blackout, clean water (Nigeria don’t have pipe borne water not to talk about light) You/kids rights will be protected and can go for protest without being shoot at with real bullet.

When you face any form of discrimination (race or any form of assault) you can sue the person and cash out. Compare to Nigeria that everyone go away easily.

Your daughters are highly protected. No lecturer or teacher dare touch your kid anyhow and your daughters are free to wear short or anything they like with no embarrassment. You’ll hardly hear of rape here.

You can do road trips across the country and enjoy it to the fullest without fear. But in Nigeria bad road will discourage you, highway thieves and police will kill your thinking of attempts to do something fun, kidnapper

You also need to provide your own security in Nigeria etc.

Even Efcc chairman de wire money aboard for his kids and grandkids. You de there de fool yourself.

I don’t owe Nigeria anything. I was only given birth to there without no other option

Please like how much do I need to process visa to Canada?

olyrayy:


Damnnnn!!!!!!!

If he can earn $120,000 while in Nigeria, what is he going abroad for? $120,000 in naira is about 54 million naira. If he decides not to work again in this life, he would still be earning cool cash.

Like the first person said, it's better to earn $120,000 in Nigeria than to earn $120,000 in the US. What he should do is to quit that remote job of N450,000 and focus fully on the remote jobs that earn him $120,000. Unless he wants to do other things within the current company sha.

But damn, this is a no-brainer.

And you say he is a badass programmer. Job would not be scarce for him. Especially remote jobs.

Chai. Why I no study programming

This. Apt.

olyrayy:


Dude. The stability issue doesn't matter. You just said your friend is a badass programmer. Companies would be begging to employ him. Programmers earn as high as lawyers and doctors. In fact, programmers earn higher than lawyers and doctors.

You can't even compare the richest programmers (Bill Gates, Mark Zuckerberg, and the other world's richest) with the richest lawyer or doctor. Who born the lawyer papa?

Sit down. Relax. Doctors earn the highest.
It’s not about who is the millionaire, it’s about who earns more collectively and DOCTORS do than IT

Slynation:

Bro... This thing I will tell you is from experience!!
If that your friend don't have anyone over there or a job waiting for him, he should just maintain his 450K... It's not always greener at the other side, I guess too much of Nollywood has eaten deeply in the minds of Nigerian that whoever leave the shores of the country becomes made automatically....
I have 2 friends currently who were doing fine in Nigeria, eventually they became self made millionaires, but the thought of leaving Nigeria engulfed their cranium, they shaah left, I wished i can send our WhatsApps conversation here... As I'm talking to you now, Na me de send them money sometimes just to feed oO... The image of Nigeria has been tarnished beyond repair, Nigerians are simply tagged potential criminal as long as you came there to hustle and not to spend...So I usually advice people "If no better thing carry you go there or you say na hustle, e better make you use your visa money take start biz for here"

But Grace differs... From your write up, your friend has already made up his mind, Programming is one of the best skill anyone can acquire, I just wish him Good luck

Relax you won’t send this guy money to feed, he is a PROGRAMMER. Jobs are EVERYWHERE

and the people you are sending money to, they are not in UK, US, Aussie or Canny right?
Relax we are only talking about these countries

nextstep:
He should go. I was assuming he already had the job. If that's the case then, after tax, he should have 70% left ($84k). If he is wise he should:

1. contribute fully to a retirement plan (e.g. 401k), up to the $19kmax pre-tax, and usually employer will add in up to 4%
2. save half remainder salary every year. $32k. This can buy/build property in Naija after his first year abroad, which he can rent out.
3. live frugally. Do not start living like other middle class Americans - that leads to perpetual wage slavery
4. buy a good used car, like a Camry, not more than $4k in cash. Let your friends laugh at you. You're buying US stocks and Nigeria real estate.
5. don't flex girl.
6. ideally, stay there for 4-5 years with an eye to settle back home. Your investments will be earning for you even if you have no job in Naija.
7. only when you're back in Nigeria should you start a family. Wife and kids in US will wipe out all your earnings.
8. I say don't flex girl. You're not there to fall in love and spend 20 years of your life living to feed others.

Apt! Goal!!

Most Americans with all their earnings don't have shi shi in account.

[quote author=Oktane post=91578195][/quote]

If they are truly friends, it means that if e better for him friend, e done better for am too na.

So if he like, make he drink 300 grams of aceclofenac , na him friend.

STENON:
Your pal is not telling you the truth.

Banks spend alot on the softwares.

Or, are you saying he did yahoo ?

Goodvibes007:

My initial education was Nigerian. I had to go back to a Canadian Uni for the extra 16months program. It worked like magic. Yes they hold their own education in high esteem. If I hadn't done that program, who knows if I would still be on my security job.
This thing ehhn, it requires a lot of patience and planning.
Now my wife and I rake over $200k a year. After taxes at source, we are still left with around 135k to 140k. After all bills, expenses, remittance to naija, and other payments, we are still saving $50k per year.

Nevermind seen

gimakon:


Na another thing o. but at least shay he cannot use that one while he sources, cos me I would like to have at least a remote job, so i can have something pending when I see a fulltime stable job.. I advised him on that note as well.

Programmers and staticians are a set of professionals who are highly needed in Canada.

I for one don't have a mentality of working for people.

To solve your friends problem.

Tell him to ask for a Visit Visa and tour Canada during his annual leave.

The reason most Nigerian professionals always want to run out of the country is because they don't take VACATIONS.

If you experience other cultures and people, you will know that where you are and where you wish to run to are one and thesame.

Mistake is deepiing both feet into a pond to test the depths.

This forum is quite competitive

Mahn! We need more contentment in this world

Hmmm...a N15m house in Nigeria will most likely be in a highbrow area. Property of same spec will cost over $5k/m in the US!

All these conversion, addition & subtraction still those living & doing business in Nigeria constitute the bulk of the richest.

At $600 (Texas?) with those amenities, you're nowhere near any major city.

Predstan:


That's not true. A house of 1500 dollars in a Month will cost you over 15million naira per year in Nigeria. Please compare what's comparable not foolish things.

I am in the US and all I pay in month is about 600dollars including unlimited Wifi, trash and electricity. This same one bed house will cost over 7million per annum in Nigeria. If you add cost of petrol, security and data monthly. It will be up to 8million. Note also, I use over 70gb on my phone and close to 150gb data on my laptop every month on my laptop. I have access to the Gym, pool, drives my car on a good road. I do not also have to pay for Cooking gas

Come to think of it 450k it too big... only few people in niaja can get this kind of jobs which has to do with a lot of connection and long leg, hw many Nigerian youth or graduate can beat their chest that they have #20,000 in there bank account. Some can't even get a job of #20,000 monthly and a person abroad can earn #20,000 in a week .Nigeria is rolling out thousand of graduates yearly with no jobs or even funding to start their own business and u think these youth will have opportunity to leave this shitty country(on offences) for a greener pasture and they will nw sit back in niaja to manage the chicken change they get for God knows what reason.
I have seen a graduate earning #18k monthly and I can nt help but wonder hw they survive
Electricity bill.
Water bill (that if it even exist any more in niaja).
Transport
Feeding,clothing and other long list of to do .with this African mentality of once u are a graduate u must bring something to the family table. 450k is a dream waiting to come true for most Nigerian .

Goodvibes007:

Thanks bro. God bless yours too!

Chief,

I thought a lot about this, hesitating severally before deciding to just clear my mind. It's better that I get a "no", than to keep wondering if I could have gotten a "yes". I want to erase any possible "what if" which may arise in future.

I'm an undergraduate, in my 4th year of pharmacy school. Ever since March that school has been shut down I've been wasting away. I just found out about international freelancing skills and I've decided to pick up video editing skills as well as graphic design skills, so i can be able to earn a living.

Nigeria is hard and no jobs around even for those who are willing to work. I intend taking the job search to foreigners on Upwork, Fiverr, so I can earn a living. But freelancing skills require good laptop. I don't have any and unable to raise money to buy one. A laptop that can run video editing applications will cost about 60k. I don't have any money. But if it pleases you, you can purchase from any of our nairaland laptop dealers.

I had to swallow shame to do this publicly. But, difficult times call for desperate actions, and this is what I truly need. However, I'll take any word you have to say to me in good faith. But please, please consider.

May God bless you.

Goodvibes007:

[s] I can't fault his decision and would not call it a mistake. If I were in his shoes, I may have done the same. [/s] Maybe he could have planned better.

Abroad fever, when it's grips people, it's not a small thing o. Some people have gained thousands of followers on twitter due to the abroad fever that has griped Nigerians during this Buhari era. Just starts twitting about how to migrate abroad and show/talk about a few success story here and there, and watch followers grow in the thousands

And what I said he should have done didn't appear as a "better plan"? You said he could have planned better. But when you don't plan better, what will people call it? MISTAKE! I will say it again, he should have stayed on that job a little longer.
BTW: I will be happy if you can give me tip about "better plan".

Majorly21:
Some people are happy living in the mess and keep glorifying looters.

I can’t never live more than 4 months in Nigeria anymore

Omo.....this was my route home for years. It's sad that the road has become this terrible.

The road and traffic situation in Lagos is depressing, I used to have constant headache.

Thank God i don't have to see this nonsense again everyday.

Majorly21:


it cost nothing less than 12-15m to rent a 2bdr apartment at ocean parade besides service charge of $10k. They don't call Lagos (VI, Ikoyi, Lekki) most expensive SLUM in the world for nothing.
The worse part is that you’ll drive just 10 minutes of traffic free from the estate and see people living on top of water for years now

The famous incomplete Eko Atlantic Estate that you’ll spend hours in traffic on the same street where the estate is located before you enter the estate gate will cost you nothing less than 20m to rent just 2 bedrooms flat there.
Plus charges and electricity bills.
Most of the people living in the two estate are mostly expatriates and Nigeria oil barons, top bank execs and politicians etc.


But here in Canada a condominium that is more stunning than the one in Eko atlantic will cost you $2,500-3k(#900,000 Per month or #10m per year) for the same two bedroom flat. Included some Utilities like Hydro, Heat, Water And most time unlimited internet access. The funny thing is that almost all Canadian can afford it and the few Canadian that can’t to pay that much can also afford to live in a nice neighborhood that is finer than Ikoyi or VI.

Since you love poverty a lot and cheap house rent, you can go to Republic of the Niger and live. Rent there is #50-#100

Some of the benefits of living in Canada.

Your children And yourself will have free access to hospital for any form of treatment without paying a cent, even when it involves kidney/heart transfer or cancer. You don’t wanna talk about Nigeria hospital and how much you’ll spend to send sick peoples aboard for treatment. Even your president and other top government officials treat themselves abroad.

Your children will attend the best school in the world and the government will feed them and They can take school bus home for absolutely free. Compare to their mate there in Lagos that will pay up to #600,000 for a term school fee plus other expenses.

You’ll provides your children with numerous Opportunities and They’ll live in a sane environment without mud, blackout, clean water (Nigeria don’t have pipe borne water not to talk about light) You/kids rights will be protected and can go for protest without being shoot at with real bullet.

When you face any form of discrimination (race or any form of assault) you can sue the person and cash out. Compare to Nigeria that everyone go away easily.

Your daughters are highly protected. No lecturer or teacher dare touch your kid anyhow and your daughters are free to wear short or anything they like with no embarrassment. You’ll hardly hear of rape here.

You can do road trips across the country and enjoy it to the fullest without fear. But in Nigeria bad road will discourage you, highway thieves and police will kill your thinking of attempts to do something fun, kidnapper

You also need to provide your own security in Nigeria etc.

Even Efcc chairman de wire money aboard for his kids and grandkids. You de there de fool yourself.

I don’t owe Nigeria anything. I was only given birth to there without no other option

Story, is it not the same Canada or a different one, keep living in your fantasy land utopia.

Sarang:


Relax you won’t send this guy money to feed, he is a PROGRAMMER. Jobs are EVERYWHERE

and the people you are sending money to, they are not in UK, US, Aussie or Canny right?
Relax we are only talking about these countries

Lol, don't get me wrong dear, I'm not discouraging anybody naw... I just of the opinion of "A bird at hand"

Chris525:

Hmmm...a N15m house in Nigeria will most likely be in a highbrow area. Property of same spec will cost over $5k/m in the US!

All these conversion, addition & subtraction still those living & doing business in Nigeria constitute the bulk of the richest.

At $600 (Texas?) with those amenities, you're nowhere near any major city.

*Will most likely be* is not from experience but just assumptions. I have no answers to that. the same highbrow areas are not comparable to the average brow areas in the least states like ohio. You wont want to compare atlanta to Ikoyi except with maybe the traffic.

Sarang:


Sit down. Relax. Doctors earn the highest.
It’s not about who is the millionaire, it’s about who earns more collectively and DOCTORS do than IT

Lol. You can't compare the richest doctors and the richest programmers. How far na. How would you do that? Just check the Forbes list.

olyrayy:


Lol. You can't compare the richest doctors and the richest programmers. How far na. How would you do that? Just check the Forbes list.

Well we are still talking about employment.
Most of the people on Forbes list has other sources of income.
In terms of employment, Doctors earn more than programmers
Have a look at the pay for Neurosurgeons for example.

Slynation:

Lol, don't get me wrong dear, I'm not discouraging anybody naw... I just of the opinion of "A bird at hand"

Haha

Sarang:


Well we are still talking about employment.
Most of the people on Forbes list has other sources of income.
In terms of employment, Doctors earn more than programmers
Have a look at the pay for Neurosurgeons for example.

The other sources of income are the tech startups they work in. A senior programmer would have stocks in a tech company by virtue of their technical know-how. There are also billionaire doctors, they own pharmaceutical companies and all.

Even if you add that, programmers still earn more.

Sense no go kill u. Lol

nextstep:
He should go. I was assuming he already had the job. If that's the case then, after tax, he should have 70% left ($84k). If he is wise he should:

1. contribute fully to a retirement plan (e.g. 401k), up to the $19kmax pre-tax, and usually employer will add in up to 4%
2. save half remainder salary every year. $32k. This can buy/build property in Naija after his first year abroad, which he can rent out.
3. live frugally. Do not start living like other middle class Americans - that leads to perpetual wage slavery
4. buy a good used car, like a Camry, not more than $4k in cash. Let your friends laugh at you. You're buying US stocks and Nigeria real estate.
5. don't flex girl.
6. ideally, stay there for 4-5 years with an eye to settle back home. Your investments will be earning for you even if you have no job in Naija.
7. only when you're back in Nigeria should you start a family. Wife and kids in US will wipe out all your earnings.
8. I say don't flex girl. You're not there to fall in love and spend 20 years of your life living to feed others.

olyrayy:


The other sources of income are the tech startups they work in. A senior programmer would have stocks in a tech company by virtue of their technical know-how. There are also billionaire doctors, they own pharmaceutical companies and all.

Even if you add that, programmers still earn more.

Well I don’t believe you

gimakon:
A quick question I want to ask and know hearts of peeps.

I have a badass programmer pal. Full stack engineer. Recently did a job for someone, and made some real good cash. Like up to $120,000. The money came from building software for 3 microfinance banks in the country.
He earns over 450,000 Naira as salary here in Nigeria as well. We got talking yesterday and he's telling me he cannot stay in Nigeria, that he's resigning immediately after lock down for airports are over.

His argument is 450,000 Nigerian Naira equals
1,162.97 United States Dollar, wheras in the US / Canada for instance, the salary is way higher.

Question is what do you think ?

I wanted to call you a thief but I just decided against it.

Look, if you don't change, you will end up in jail. Learn to set realistic and healthy goals, if not you'll drive yourself into a wall.

LogTM:

I wanted to call you a thief but I just decided against it.

Look, if you don't change, you will end up in jail. Learn to set realistic and healthy goals, if not you'll drive yourself into a wall.

I sorry for you. Call me a thief and later come to my inbox to rant plenty nonsense.
Let me shock you, peeps who's come to my inbox I have shown them things and hence they have been quiet since then.
Go call your father a thief. Useless bastard. I am a software engineer for a national bank. You think I'm like you who works for selfish gains at the detriment of others. Useless cow. I wonder what you doing here. Fact is you are broke, no need of talking to an slowpoke like you who doesn't know what he wants.
No go find work.

Naughtysite:


Banks spend alot on the softwares.

Or, are you saying he did yahoo ?

Reason is that Banks are more likely to do B2B i.e business to business.

No bank will willingly contract a serious business need like that to a single person. Think of it.

LogTM:

I wanted to call you a thief but I just decided against it.

Look, if you don't change, you will end up in jail. Learn to set realistic and healthy goals, if not you'll drive yourself into a wall.

To even kill you the more. The guy is on nairaland here. So I put it for him to see responses. Anyone who makes money in Nigeria is a thief, because to you you and those your useless children would die broke

Stupid animal. If you are too dull to use your thinking to make money, try and look for something else to do. Stop embarrassing your stupid self in public all the time because of how incapable you are. Anuofia.

LogTM:

I wanted to call you a thief but I just decided against it.

Look, if you don't change, you will end up in jail. Learn to set realistic and healthy goals, if not you'll drive yourself into a wall.

Go and ask banks how much software solutions are bought, then for several branches, then come back and talk. Useless animal who doesn't know what he's doing.

LogTM:

Reason is that Banks are more likely to do B2B i.e business to business.

No bank will willingly contract a serious business need like that to a single person. Think of it.

And they won't contract a job to a group of people with registered businesses in CAC, and has passed due diligence with central bank and Co. Are you not very stupid? And what makes you think he is working alone? Day call your useless father thief. Anuofia.