Thanks for that.

BoboKush:
Whatever ETC loan means I dunno
Well NYSC has secretariat in all state obviously that's where all certificates are being disburse
In other word u Wil go there to get yours
Also by now I don't think u need to be told once you have issue with nysc and you have to see them...... U av to be fully dressed.... I hope this helps

I am done with my NYSC on the 16th of last month and I was not issued certificate because of the ETC loan I took which is N36k. I am trying to raise the money but where would I go to collect my certificate after the payment and do I need to wear my nysc khaki again while going for the certificate because I am still with my nysc id card and final clearance which was rejected during the pop due to the issue.

Well be thanking God that you have made right decision. I started gambling in 2016 when I carry Liverpool to win against Watford at 70k and they played 0-0. I lost. From there I jumped into virtual in 2017 and I supposed to do my wedding late 2018 but I cancelled it because I used all my money to gamble and I also I used another people money to gamble which I was now addicted to chasing my loss. I was arrested because of debts and slept in a cell for that night but when I came back from Police Station, few of the people am owing were trying to assinate me because I couldn't pay and they don't want to exercise patience. I went for NYSC, could you imagine I used all my nysc allawee gamble online both virtual and real match. The girl I love so much, when I came back from NYSC, I told her I gambled with all my money and she has even been dating another man, she left me and went to another man house to spend the night, and that day I swear that if I ever gamble even with N1 that trailer should crush me to death. Currently now, am living with my Mum but thank God I have totally forsake gambling and I will do away with woman until I have a good work that can cater for many people.

ChildOfDoom:
(3) ALL BET9JA SHOP OWNERS

I hate all the bet9ja shop owners in Benin I patronised. Uwasota, Adolor, Technical Road, Ekosodin, BDPA etc. All the bet9ja shops in Warri too after I fled Benin. From Ekpan junction to Jakpa road (about three different spots) to Okumagba junction, Okere-Ugborikoko road, Opposite cinema junction, Meschak Road junction, Giwa-mu etc. Only God will judge you guys. You see people wasting their money away and you are not bothered. All they care about is their profit.

Do you know some heartless bet shop owners go as far as giving you loans for your phones in order for you to gamble more. And with strict rules. Once you can't pay back within 24 hours, the device automatically becomes theirs. Gamblers always fall victim. We hardly hold a phone for long without collecting 'spiritual loans'. We hardly win when we take loans.

I feel bad I sold the phone of one of my course mate who was motivating me to read after I started gambling. What has bet9ja addiction not caused? it's this selling of phone thing that got me in trouble. Sold the phone of a strong man after he collected loan with it from me. After threats and beating to get it back, I had to flee from Benin. As his guys were in the look out for me.

Can you imagine that after staying back home for three weeks without gambling, the owner of the bet9ja shop were I lost the 250,000 naira loan Federal Government gave me, saw me and said: "longtime. We nor see you again". Na God go punish am for me. Not even a compensation or some bottles of beer to show appreciation.

I so much hate bet9ja shops, their owners and anyone working there at the moment

I have been dating her now for few years and she is a mother of one, she first even failed to tell me before that she was already a mother of before until I got to know and I was even the one begging her again. But I since last night, I couldn't sleep, I have been begging her cos I am currently with her and she is still feeding with food but just showing attitude and she does not allow me to even touch her. Though I am trying to search online for any music that can make me forget her and make me move forward cos I need to go out and hustle.

Wolgrace:
Many in
our lives are angels in disguise. They only come to help us in some way but familiarity do make the flesh blend and mix to develop feelings. Body always oppose angels help and direction.

Op, I think she was only sent to help you out of gambling as a convert mission, not to date you. So, carry your "legged benz," face front, and move on because if you love a bird, free it and let it fly; and if it comes back, its yours.

She hasten my quit from betting, cos I would have still been planning to chase my loss but I have sworn in her presence that whenever I even bet with N1 that trailer should crush me or death. So am quiting to have a good life.

Kingsasian:
Are you quitting betting because of her or you are quitting for your own good?

I want to hustle. Am trying to apply for job cos am a graduate.

Dobson43:
Yes, you have to take a ride with your two left legs. You don't have anything to offer.


By the way how do you intend to pay back your debts?

I don't know how to move on without her and I have sworn in my life never to play bet again cos it ruin my life and I will also advice others to please desist from betting.

Starz825:
move on with your legged Benz...that's the only way to move on

I posted previously regards my encounter with whom I was pleased with but suddenly because of the issue of money which happened earlier this year and being the fact that I was not home, she started dating another man.
I got home few days ago around July 19th and I was begging her and even her friend helped me begged which she seems to agree with but because of money and there is currently no means of getting any income, she changed and I was with her in the room when was receiving a call from another man and the conversation took a long time, it is like the person is having a ride and I don't have a bicycle. To cut the long story short, after a lot of pleads, she left me home on Tuesday and travelled down to the man's place to spend the night. I couldn't sleep at that night because it hurt me, but immediately in the morning I left and got her number deleted from my phone. I am still feeling the pain and still thinking about her, I need to go off her totally in my heart.


I have this girl I have been dating and loves so much. She helped me to borrowed money and I couldn't meet up with the repayment but I promised to pay every dime. When I was okay, I do treat her very well but since I have had issues with gambling that nearly ruin my life on football and virtual. I told her I used the money to play bets and it happened to me because I was chasing my loss. I promised her and even sworn with my life that whenever I play vet again even with N1 that I shall be crushed by trailer, but I came back home yesterday and I discovered she is currently in a relationship with another man and it is like the man have a ride whereas I am using legged Benz. I have been begging her since yesterday because if she leave me, it will affect cos I have so much love her. Please what do I do and how can I move on cos she said she has already made her mind and nothing can change it.

People should ignore this link. It is a scam. They just copied inec template. If you follow the link, it will take you to a login page where if you use any email address, it will login immediately and from there ask you to fill forms, after which you will be redirected to payment where you have to enter your Card details and if you mistakenly enter your cards, you are gone. So desist from them. The person is a learner, you want to scam, your password is showing the password while typing it, a good programmer will always not make a password section visible.

The Bible says in this life we shall have tribulations but be of good cheer for I have overcome the world. See, I am experiencing similar things right now which I even believed mine is stronger than yours but never think of suicide but you just gotta pray to Jesus Christ, the problems will not tarry and do also try to pray at midnight starting from 12am cos all this evil worker perfect their work at night. I downloaded MFM series of prayers and I am making use of it to pray and also try to include foundational curse in your prayer so that God can help you to destroy it. But if you are in a nearby church, let me say MFM, go for deliverance and you will be subjected to series of prayer points but if you are not in that environment, do it on your just like I am doing here currently cos I am in Northern Area and the only church near me is ECWA (Hausa speaking church). It is the help of people that do make me feed myself. Bi aare n mu o, ti okan re poruru, so fun Jesu, He is the only that can solve our problems.

The so called network provider especially MTN is ripping us off our money, imagine you did a data subscription of 1. 5Gb for 1k without using YouTube, just chatting and MTN consumed all the data within 4days. So if MTN reduce data, mind you 1k data will only last for two days, gba be omo iya mi

It is quite unfortunate that most of the so called State Governments failed to augment Corps Members effort by paying them little stipends which is regarded as State allowance as it is applicable to other Corps Members in other states.
I will give a typical example which I believe should be a good example to other states being the President State and two term President, in respect of Katsina State under the governorship of Alh. Masari. This man don't care about the Corps Members unlike his predecessor Dr Shema. As NYSC Batch B stream I are winding up for their POP, they have neither benefited nor being paid State Allawee by Mr Masari and his brother is there at the Aso rock, he never intervene, if you are a Corps Members serving at Katsina, first consider the distance because it is at the extreme end and very close to Republic of Niger. Also, consider their temperature how hot it is and even the climatic condition how poor it is. In fact, thank God that I have the experience because this is my First time coming to the North but I can't advise people to choose Katsina as their choice of state because their is no incentives from their incumbent governor.

Not only Borno. Even the so called President State Katsina, their Governor Malaria helped nobody, he is not paying state allawee, and at least President state should lay good example but his state failed to pay o.

We got to pray to the Almighty Jesus to Safe us

It is not free but $7.

Please has any Military (Army, Navy and Airforce) receive April salary?

Thank you very much. I will surely cos it gambling can ruin one's life.

Ayomideen:
Bro Abeg stop gambling

Thank you very much. I will surely do and I prayed I am forgiven and restore all my captivity.

folak48:
The Lord Jesus Christ died for our sins, remember the thief that was nailed with him received mercy. Ask for his mercy to quit gambling and receive forgiveness.

Thank you. I have created the thread under business.

quote author=GodWrites post=88363568]

Mention me if you encounter any problem. [/quote]

Thank you very much for the advice.
I will seriously do.

MrCuteking:
@TrueLifeStory

You really made a mess of your life. You chose the wrong part, perhaps you've been caught up by karma after involving yourself in dubious business.

I used to gamble, though I was never a chronic gambler. However, I marvel at those who always play virtual sport where the bookies are both the referees and players. They decide wether you win or lose. Even if you get help today I think as a chronic gambler, you will still feel like making money from gambling.

Secondly, your love life was a mess. You were still trying to build your carrier, you should have merged it with serious relationship.

I know you regret your action but now is the time to work on your mistakes. Don't go back to gambling it will never end well.

You are gifted. Try get a job, for now you should quit school. If you could raise N500k for wedding preparation then you can still do it again.

Please MODs should help me move this topic to front page. It is what happened to me.

TrueLifeStory:
Ramzi was very mad that he was scammed. In 2009, I also obtained another JAMB but I was denied admission at the University, and because of this and being the fact that I had N1.5M, I decided to travel out for my education, so I proceeded to meet an agent in their office and they gave me their packages for Ukraine, Russia and Poland, I chose Poland and I paid a total cash of 1.5M Naira and I was told my journey will July, 2010. Because of this my journey, I failed to obtained 2010 JAMB form. Time passed by, it was July 2010 when I supposed to be in Poland, I called the office of the Agent, I was told they had delay from the school that I should wait for October batch. October knocked and go, nothing, this made me to back to their and asked for refund and I was told to write a letter which I did immediately, I collected all my documents and was told I will be contacted regarding my money, so I left went to search online for schools abroad, I saw one school West London College in UK and I applied to that school, they gave conditional offer for admission, I travelled down to Lagos to register for IELTS as it is needed, I passed the IELTS and sent it to the school, what left was to pay my tuition fee which was around 4950 Pounds and it was equivalent to 1.4M Naira. I was waiting on this company to get my money refunded, until they issued a check of N598,000 out of 1.5M Naira. Since after the issuance of this check, I kept parading their office and they told me that the school has not refunded them, up till now, failed to pay my balance of N902,000 and the office is no more existing, I kept trying their Boss number but to no avail. This affected me that I failed to register for 2010 and 2011 JAMB. The N598,000 they paid was squandered on no record. In 2012, I was using blackberry phone, and I have made up my mind that I would never sit for JAMB again, so I decided to obtain FUTA Diploma form, I did the exam and passed, the fee was N100,000 but someone now advised me that instead of Diploma, I should try to do JAMB which I yielded to and I obtained the JAMB at the exact date the portal was to be shut down for registration. So, there was no centre again except a place in Kogi State known as Egbe, a day to the examination, one of my cousin used his bike to conveyed and I bought fuel in the bike, after the examination, on our way back home, the block of the bike broken, I asked him what should we do and he said he was not having any money on him and neither me had any money on me, but I told him, I wanted to sell my blackberry, and I don’t know if he would wait and I wanted to sell the phone then for 23k, so he said, I should give him the phone and I handed over the phone, the carton accessories and issue a receipt to him. Which means I did that 2012 JAMB with my blackberry phone and I told God that He should let use the JAMB for admission in that year. When the JAMB result was out, my score was 238, that was my highest score, and I registered for Post UME in of the University to study Computer Science, and I also passed the Post UME, I was very happy that so I could still gained admission after spending 6years seeking admission.
During this period, I have quit bombing Amazon and Alibaba, and all my accounts and email has been suspended and deactivated, so apologized to most of the people I contacted on Amazon to please forgive me, and a lady with the username funnygirl247 said, she has forgiven me a couple of minutes ago that she knew I will not be contented. So I advised them to always verify payments before shipping out any items, but I couldn’t get in touch with Ramzi and my client in USA. I have one Laptop Hp Pavilion Dv4 then in 2012, and when I gained admission at the University, I setup a Computer Centre, I was having 70k then, my business was fruitful and it helps so much financially. In 2013, I had a girlfriend and with the hope to marry her, though she has not gained admission at the university, she loves me so much. We were dating each other, and she was pregnant, so she asked what to do and I said I don’t know because I have vowed in my not abort any pregnancy. She said her Dad would be mad at her and even disown her, I told her, they can’t killed her and I asked maybe I should informed her mum but she said I should wait first, many time she will called me that she was vomiting, and I would have to go and checked her. On this faithful day, she came to my shop and presented a doctor report to me but I couldn’t understand because am not in medical line, so she said the doctor said we should come together. I had no option than to follow her to the hospital, the doctor said she missed abortion, and I was inquisitive what might led to that but the doctor said series of things can lead to it. The doctor said she would have to undergone surgery but she said she was scared, so we had to leave the hospital and we proceeded to one pharmacy, I explained to the pharmacist and she directed us to one doctor that he will do it perfectly. And during this period, I was not having much money with me, the doctor billed us but I pleaded and I transferred the money in my account to the doctor (around 10k), they carried out the surgery, after the surgery, I was allowed to see her, I saw her unconscious and bleeding, I wept and was scared because no one know were going to the hospital and I don’t want to spend my entire life in jail. When it was night, she regained her conscious and I had to get her milk, she called her mum and lied. On the following day, in the morning, we left the hospital for her house, she even lied to her mum that she was sick and I carried her to the hospital, and her mum thanked me. Few days after, I pleaded with her to tell me the truth what happened to the pregnancy, and she said she pitied my condition, that was why she used traditional medicine, and I was mad at her why she had to embarked on such deadly stuff, and before all this, she has done many things that made me not marry her, she add all my female friends on Facebook and accused them as husband snatcher, that she even did it to my younger girlfriend. Also, she asked one of cousin if my shop belongs to me or my elder brother, because my elder do help me to stay at the shop because of my school activities and this infuriated my brother to withdrawn from the shop without even telling me what transpired until when I got to know this mess. So, I started ignoring her and I told her, I cannot marry her due to all the lapses, so she started sending series of messages to me abusing me, thank God, later she got admission into a Polytechnic and I still do call her once so as to show care until I stopped calling her. In 2015, I met another lady, and I talked to her, we started dating each other, I love her so much and she never told me she was dating someone. Later, I got to know she was dating someone and I cannot quit my love again, I asked her but you never told you were dating someone else, she said she never knew what the person was doing. I tried to persuade her because I love her and she never told the ex to live but she said her attitude would tell him what to do. The guy met us several time in her room and he would walked away. We were carrying on and I started disturbing her for marriage but she always told me to be patient, she seems not serious and it is like she was playing pranks with me. Even the way she do receive calls and movements scared me but I was in deep love to the extent that if this girl forsake me, it would affect me mentally. I was enduring that she will change if am able to win her soul.
Back to school, I had carry-over in school, so it made me spilled for first semester and immediately I registered for the courses, when it was time for the examination, I missed one examination and I pleaded with the lecturer but to no avail, I had to re-register the course in the next session which made it Spillover II. In short, I spent 6years at the University after spending 6years seeking admission.
Back to marital life, let me named the girl as Rita, just as I have said, I love Rita so much and always tried to pleased her. I told someone about Rita and he told me it was because it was the girl I was dating, but I cannot date two girls at a time. So, I also told a female friend who now advised and said I shouldn’t be one that are supposed to married a wrong lady, so she linked me with her sister. I talked to her sister and she agreed, I visited her in Lagos and she also visited me. I now started dating the two of them together, let me named the second girl Lara. Lara love me so much that she do call me but Rita often calls me unlike Lara. Lara do help me financially but I never asked anything from Rita, instead I was the one given her everything. Lara said we should picked a date for introduction, but I told her, I was not buoyant and she cater for everything, so we did introduction. On that introduction day, Rita was in my house, so I decided not allow Lara to come into my house that day but the following day. Without even knowing someone has called Rita to informed that I was doing introduction with another lady. But when I met Lara, I told her about Rita and she said, I should discharged her to go but I insisted that, she has wasted my time and I always wanted to treat her fuckup. Though I promised to leave her after our introduction.
After the introduction, Lara went back to Lagos, and we started calling constantly, she asked me that we should picked a date for wedding but I was reluctant that we need to wait for a while, but she was not happy with me and I picked a date for the wedding. We made a budget and she said she will contribute 300k and I should contribute 500k which we agreed on. So we started preparing but I have not started telling people except her, and I even told her not to start telling people yet. Later, when it was like four months, I asked her to quit her job and come home, so that she can be assisting me in my office. She quit and came home. My mind was still with Rita but I was just trying to get rid off her my heart, I and Lara was living together and I said in my mind if it is God’s will she would be pregnant for me. During this period, I ventured into virtual football gambling, that I gambled with high stake, the money I kept for Wedding programme and other items were wasted on virtual gambling, and the loss started accumulating. Lara was advising me not gambled but I harden my heart and failed to listen. Within few months, I ran into debts of 500k which includes my money and customers money. I started regretting my deeds and Wedding is getting near, customers started chasing me here and there. I was like, when I was with Rita, things were okay unlike when I am with Lara. I went to a church and I was told Rita was okay compared to Lara, but others say Lara was okay compared to Rita. And in my own heart, I love Rita more than Lara. I now decided that I cannot get married to Lara but Rita, so I told Lara, we had to canceled the wedding and I cannot get married to her because we are not compatible but if peradventure she is pregnant for, it means it is the will of God that we should marry each other. Lara was very angry; I apologized to her and promised that I will refund all the money she has spent. On a faithful day, I and Lara went for a crusade, and the Apostle said it publicly to Lara, that the way she is pursuing is not her way, and this is our first time attending the crusade. Without much ado, Lara prepared her luggage and went back to Lagos but she tried so much for me because when I was suffering, she stood by me and she was even arrested by one of the people I was owing, she slept in a Cell because I was not around, but the following day, I went to the Police Station and they bailed her, so I was detained at the Cell but I didn’t slept at the Cell. After she left for Lagos, I do still call her and pray for her and also do apologized that It was not my fault but just to avoid evil that might arise later.
Later, I went back to Rita and apologized, but she was not happy, with much pleads, she agreed and promised to be faithful with me. Rita now changed totally and I told her everything that had happened to me, how my business collapsed and that I am into debt but I never disclosed the actual amount I was owing to her. It was during her period that my result was released which has been held by the lecturer for so long and it made me to missed about three batches of NYSC. I was mobilized for NYSC Batch B 2019, but I never stopped gambling because I don’t know to repay my debts. I lied to Rita that I want to do that Betting Business that it is profiting, she helped me last year December to secured LAPO of 100k and we will be repaying it every month at 16k for the period of 11 months. She helped me financially coming to the NYSC Camp during and after the Camp. I have apologized to the first lady I met and also to Lara and we are now friends but I am still wallowing in debts and now I have nothing, no clothe nor any food to eat. I have only be able to sent money once to Rita to cleared the 1st month for the LAPO loan, I am having two months outstanding which I believed she must have borrowed money to paid because those are useless that they don’t care anything, they will embarrass the person and the guarantor. Now, I have used my two months allawee to gamble all for the purpose that ‘e go better say make I get money clear my debts’. Rita is mad at me currently and even declared that she don’t need my money but I should just covered the debts. I cannot call her because I don’t have card and she didn’t called me again closed to a month except month end to ask for the LAPO money.
And the purpose while I still decided to play the virtual was to be able to balance LAPO and pay my previous outstanding debts so that I can have my allawee for me and Rita. I love Rita so much and I cannot afford to loose her because where would I start again and I am into serious debts. Do you think Rita can still consider me with all this situations? She hate gambling. What can I do at this detriment stage. I even had the taught that if it is possible that I can get a gang, if na to rub bank once, if I get 1M, all this debts is solved and I will still have enough money left.

Ramzi was very mad that he was scammed. In 2009, I also obtained another JAMB but I was denied admission at the University, and because of this and being the fact that I had N1.5M, I decided to travel out for my education, so I proceeded to meet an agent in their office and they gave me their packages for Ukraine, Russia and Poland, I chose Poland and I paid a total cash of 1.5M Naira and I was told my journey will July, 2010. Because of this my journey, I failed to obtained 2010 JAMB form. Time passed by, it was July 2010 when I supposed to be in Poland, I called the office of the Agent, I was told they had delay from the school that I should wait for October batch. October knocked and go, nothing, this made me to back to their and asked for refund and I was told to write a letter which I did immediately, I collected all my documents and was told I will be contacted regarding my money, so I left went to search online for schools abroad, I saw one school West London College in UK and I applied to that school, they gave conditional offer for admission, I travelled down to Lagos to register for IELTS as it is needed, I passed the IELTS and sent it to the school, what left was to pay my tuition fee which was around 4950 Pounds and it was equivalent to 1.4M Naira. I was waiting on this company to get my money refunded, until they issued a check of N598,000 out of 1.5M Naira. Since after the issuance of this check, I kept parading their office and they told me that the school has not refunded them, up till now, failed to pay my balance of N902,000 and the office is no more existing, I kept trying their Boss number but to no avail. This affected me that I failed to register for 2010 and 2011 JAMB. The N598,000 they paid was squandered on no record. In 2012, I was using blackberry phone, and I have made up my mind that I would never sit for JAMB again, so I decided to obtain FUTA Diploma form, I did the exam and passed, the fee was N100,000 but someone now advised me that instead of Diploma, I should try to do JAMB which I yielded to and I obtained the JAMB at the exact date the portal was to be shut down for registration. So, there was no centre again except a place in Kogi State known as Egbe, a day to the examination, one of my cousin used his bike to conveyed and I bought fuel in the bike, after the examination, on our way back home, the block of the bike broken, I asked him what should we do and he said he was not having any money on him and neither me had any money on me, but I told him, I wanted to sell my blackberry, and I don’t know if he would wait and I wanted to sell the phone then for 23k, so he said, I should give him the phone and I handed over the phone, the carton accessories and issue a receipt to him. Which means I did that 2012 JAMB with my blackberry phone and I told God that He should let use the JAMB for admission in that year. When the JAMB result was out, my score was 238, that was my highest score, and I registered for Post UME in of the University to study Computer Science, and I also passed the Post UME, I was very happy that so I could still gained admission after spending 6years seeking admission.
During this period, I have quit bombing Amazon and Alibaba, and all my accounts and email has been suspended and deactivated, so apologized to most of the people I contacted on Amazon to please forgive me, and a lady with the username funnygirl247 said, she has forgiven me a couple of minutes ago that she knew I will not be contented. So I advised them to always verify payments before shipping out any items, but I couldn’t get in touch with Ramzi and my client in USA. I have one Laptop Hp Pavilion Dv4 then in 2012, and when I gained admission at the University, I setup a Computer Centre, I was having 70k then, my business was fruitful and it helps so much financially. In 2013, I had a girlfriend and with the hope to marry her, though she has not gained admission at the university, she loves me so much. We were dating each other, and she was pregnant, so she asked what to do and I said I don’t know because I have vowed in my not abort any pregnancy. She said her Dad would be mad at her and even disown her, I told her, they can’t killed her and I asked maybe I should informed her mum but she said I should wait first, many time she will called me that she was vomiting, and I would have to go and checked her. On this faithful day, she came to my shop and presented a doctor report to me but I couldn’t understand because am not in medical line, so she said the doctor said we should come together. I had no option than to follow her to the hospital, the doctor said she missed abortion, and I was inquisitive what might led to that but the doctor said series of things can lead to it. The doctor said she would have to undergone surgery but she said she was scared, so we had to leave the hospital and we proceeded to one pharmacy, I explained to the pharmacist and she directed us to one doctor that he will do it perfectly. And during this period, I was not having much money with me, the doctor billed us but I pleaded and I transferred the money in my account to the doctor (around 10k), they carried out the surgery, after the surgery, I was allowed to see her, I saw her unconscious and bleeding, I wept and was scared because no one know were going to the hospital and I don’t want to spend my entire life in jail. When it was night, she regained her conscious and I had to get her milk, she called her mum and lied. On the following day, in the morning, we left the hospital for her house, she even lied to her mum that she was sick and I carried her to the hospital, and her mum thanked me. Few days after, I pleaded with her to tell me the truth what happened to the pregnancy, and she said she pitied my condition, that was why she used traditional medicine, and I was mad at her why she had to embarked on such deadly stuff, and before all this, she has done many things that made me not marry her, she add all my female friends on Facebook and accused them as husband snatcher, that she even did it to my younger girlfriend. Also, she asked one of cousin if my shop belongs to me or my elder brother, because my elder do help me to stay at the shop because of my school activities and this infuriated my brother to withdrawn from the shop without even telling me what transpired until when I got to know this mess. So, I started ignoring her and I told her, I cannot marry her due to all the lapses, so she started sending series of messages to me abusing me, thank God, later she got admission into a Polytechnic and I still do call her once so as to show care until I stopped calling her. In 2015, I met another lady, and I talked to her, we started dating each other, I love her so much and she never told me she was dating someone. Later, I got to know she was dating someone and I cannot quit my love again, I asked her but you never told you were dating someone else, she said she never knew what the person was doing. I tried to persuade her because I love her and she never told the ex to live but she said her attitude would tell him what to do. The guy met us several time in her room and he would walked away. We were carrying on and I started disturbing her for marriage but she always told me to be patient, she seems not serious and it is like she was playing pranks with me. Even the way she do receive calls and movements scared me but I was in deep love to the extent that if this girl forsake me, it would affect me mentally. I was enduring that she will change if am able to win her soul.
Back to school, I had carry-over in school, so it made me spilled for first semester and immediately I registered for the courses, when it was time for the examination, I missed one examination and I pleaded with the lecturer but to no avail, I had to re-register the course in the next session which made it Spillover II. In short, I spent 6years at the University after spending 6years seeking admission.
Back to marital life, let me named the girl as Rita, just as I have said, I love Rita so much and always tried to pleased her. I told someone about Rita and he told me it was because it was the girl I was dating, but I cannot date two girls at a time. So, I also told a female friend who now advised and said I shouldn’t be one that are supposed to married a wrong lady, so she linked me with her sister. I talked to her sister and she agreed, I visited her in Lagos and she also visited me. I now started dating the two of them together, let me named the second girl Lara. Lara love me so much that she do call me but Rita often calls me unlike Lara. Lara do help me financially but I never asked anything from Rita, instead I was the one given her everything. Lara said we should picked a date for introduction, but I told her, I was not buoyant and she cater for everything, so we did introduction. On that introduction day, Rita was in my house, so I decided not allow Lara to come into my house that day but the following day. Without even knowing someone has called Rita to informed that I was doing introduction with another lady. But when I met Lara, I told her about Rita and she said, I should discharged her to go but I insisted that, she has wasted my time and I always wanted to treat her fuckup. Though I promised to leave her after our introduction.
After the introduction, Lara went back to Lagos, and we started calling constantly, she asked me that we should picked a date for wedding but I was reluctant that we need to wait for a while, but she was not happy with me and I picked a date for the wedding. We made a budget and she said she will contribute 300k and I should contribute 500k which we agreed on. So we started preparing but I have not started telling people except her, and I even told her not to start telling people yet. Later, when it was like four months, I asked her to quit her job and come home, so that she can be assisting me in my office. She quit and came home. My mind was still with Rita but I was just trying to get rid off her my heart, I and Lara was living together and I said in my mind if it is God’s will she would be pregnant for me. During this period, I ventured into virtual football gambling, that I gambled with high stake, the money I kept for Wedding programme and other items were wasted on virtual gambling, and the loss started accumulating. Lara was advising me not gambled but I harden my heart and failed to listen. Within few months, I ran into debts of 500k which includes my money and customers money. I started regretting my deeds and Wedding is getting near, customers started chasing me here and there. I was like, when I was with Rita, things were okay unlike when I am with Lara. I went to a church and I was told Rita was okay compared to Lara, but others say Lara was okay compared to Rita. And in my own heart, I love Rita more than Lara. I now decided that I cannot get married to Lara but Rita, so I told Lara, we had to canceled the wedding and I cannot get married to her because we are not compatible but if peradventure she is pregnant for, it means it is the will of God that we should marry each other. Lara was very angry; I apologized to her and promised that I will refund all the money she has spent. On a faithful day, I and Lara went for a crusade, and the Apostle said it publicly to Lara, that the way she is pursuing is not her way, and this is our first time attending the crusade. Without much ado, Lara prepared her luggage and went back to Lagos but she tried so much for me because when I was suffering, she stood by me and she was even arrested by one of the people I was owing, she slept in a Cell because I was not around, but the following day, I went to the Police Station and they bailed her, so I was detained at the Cell but I didn’t slept at the Cell. After she left for Lagos, I do still call her and pray for her and also do apologized that It was not my fault but just to avoid evil that might arise later.
Later, I went back to Rita and apologized, but she was not happy, with much pleads, she agreed and promised to be faithful with me. Rita now changed totally and I told her everything that had happened to me, how my business collapsed and that I am into debt but I never disclosed the actual amount I was owing to her. It was during her period that my result was released which has been held by the lecturer for so long and it made me to missed about three batches of NYSC. I was mobilized for NYSC Batch B 2019, but I never stopped gambling because I don’t know to repay my debts. I lied to Rita that I want to do that Betting Business that it is profiting, she helped me last year December to secured LAPO of 100k and we will be repaying it every month at 16k for the period of 11 months. She helped me financially coming to the NYSC Camp during and after the Camp. I have apologized to the first lady I met and also to Lara and we are now friends but I am still wallowing in debts and now I have nothing, no clothe nor any food to eat. I have only be able to sent money once to Rita to cleared the 1st month for the LAPO loan, I am having two months outstanding which I believed she must have borrowed money to paid because those are useless that they don’t care anything, they will embarrass the person and the guarantor. Now, I have used my two months allawee to gamble all for the purpose that ‘e go better say make I get money clear my debts’. Rita is mad at me currently and even declared that she don’t need my money but I should just covered the debts. I cannot call her because I don’t have card and she didn’t called me again closed to a month except month end to ask for the LAPO money.
And the purpose while I still decided to play the virtual was to be able to balance LAPO and pay my previous outstanding debts so that I can have my allawee for me and Rita. I love Rita so much and I cannot afford to loose her because where would I start again and I am into serious debts. Do you think Rita can still consider me with all this situations? She hate gambling. What can I do at this detriment stage. I even had the taught that if it is possible that I can get a gang, if na to rub bank once, if I get 1M, all this debts is solved and I will still have enough money left.

MY STORY (ITAN AYE MI)
I am 32years old (born in 1988) but reduced my age to 28years (born 1992) due to the situation of things in Nigeria. I started the race of this life with the hope that I have no enemy and that everything will be okay since I hate no one my believes was that everyone are like me.
I finished Secondary School in the year 2006. I did Computer Training in that same year. I registered for my First JAMB in the year 2007 and I scored 166, then the cutoff mark was 160, so I applied for University of Calabar Post UME but I was denied admission and I started working in a mini computer centre in that year (2007), but before that, I first worked as a Sales Boy where I sell recharge cards and engaged in renting of Video CDs, my salary was N2,500 in the year 2006 before I went for Computer Training (I did the work for few months before I registered for three months Computer Training). But with this token amount of salary, I was realizing little commission and had access to video CDs.
But after my computer training in 2006, I worked for a month in one Computer Business Centre, and my Boss said, she couldn’t coped with the ongoing ASUU internal strike then and that my typing speed was very low, that I should quit for a while. After I quit the job, I went back to my Boss where I learnt computer and he said, there is another woman beside her that need an operator very urgent and he immediately called her, I started the following week. Then my salary was around 5k to 7k but I cannot remember the actual payment again. In this my new office, I was the one in charge because my boss was doing her HND. I served my new employer very well. I was making money for my Boss and also for myself but I never cheated my boss. I was keeping little token for myself, but later I decided to seek a better offer and probably a cyber café. On this faithful day, as I was going home, I saw the advertisement on the wall seeking a Café Attendant in the year 2008. Immediately I saw this, I applied and I was called for interview, we were like eight that applied for this same position. When the result of the interview was out, I was the only one employed for the position. This is where I started my career as an internet guru and I was very happy.
I started my career as a Café Attendant in the year 2008 and at the same time, I obtained 2008 JAMB Form again and I chose Obafemi Awolowo University to studied Electrical and Electronics Engineering, and my JAMB score was 226, so I sat for OAU Post UME but Post UME Score was very low (111), and in OAU for to be consider for admission, you must at least score 200 and above in Post UME. But I never allowed that to weigh me down, I started my work and was very happy, though my salary was 8k but there are lots of opportunities. And during this period, there was nothing like Blackberry, Android, so most people depends on Cyber Café to get their things done and the café is located near the University environment whereby all the school registration are done online. Our cyber café was very popular that before opening the café in the morning, people would be queuing in the gate to secure a computer. I was very active and humble, so I was loved by girls but I had no time for them at that time and am the types that do shy.
During this period, Yahoo business was still pure without going to herbalist for anything, we have a dedicated room for personal laptop users and mostly based on subscription (10k per month), so those guys do subscribe because our IP address was okay and ISP is located in Canada (Ontario). I have access to all this guys and I was exposed to many things online. Then, one of those guys opened a paid dating site for me (lexa.nl, meetic.com) that I should bombing the site with the format he gave me, but I hate taking much time to chat then. I decided to quit the dating stuff. So I learn shopping stuff, using Amazon and Alibaba. I was using Amazon then whereby prepared a format for the seller and he/she shipped item(s) to you in Nigeria, and after shipping the item, you also prepared another formats to extort money from the seller to send to you via Western Union or Moneygram. This period, I was using latest phone and had money but I never invest the money on anything tangible just spent it extravagantly. I used the latest Apple Laptop then and other things. My brain was very wide then, and I ventured into Alibaba where I posted computers for sale at cheaper price. I got a serious buyer on Alibaba that want to buy computers, so he inquired about the computers and I convinced him but he insisted that he need to speak with someone on phone, during this period, I have a client in USA, so immediately I chatted him up that I want him to be my Sales Representative and that I got a customer, so I would like him to prepared an invoice and supply his phone number so that the customer can call him and verify. The customer name is Ramzi and he called my client. My client feed me back and sent the invoice to me if it is okay and I said it was okay. My client supplied his account number and routing number, and Ramzi wired the money into my clients account.
When the transaction was successful, I told my client to send some amount to another client (which is me) in Nigeria for a project, though I could not remember the exact amount but it is between 1.5m to 1.8m in Nigeria currency that was sent to Nigeria. My client asked me when will Ramzi computers be shipped and I said soon, so I told my client to pay his bills and keep the rest money that I will advise on the rest money and I also told him to prepared for Italy to survey Italy for a fast growing business and my client told me that he cannot go alone but had to go with his wife and I agreed. I paid for the tickets. My client spent the rest money which is more than the one he sent to Nigeria. I had no computers to shipped to Ramzi and he kept disturbing me, Ramzi informed the Police, my client messaged me that Police came to his house and said they will charged him to court. (To be continued)

Thank you. I will do that now.

GodWrites:
Seems you're new to NL.

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Choose the section you think is appropriate for your story.

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Click.. You will have a space for your title, and body of story.

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Good luck.

Cc TrueLifeStory

Ramzi was very mad that he was scammed. In 2009, I also obtained another JAMB but I was denied admission at the University, and because of this and being the fact that I had N1.5M, I decided to travel out for my education, so I proceeded to meet an agent in their office and they gave me their packages for Ukraine, Russia and Poland, I chose Poland and I paid a total cash of 1.5M Naira and I was told my journey will July, 2010. Because of this my journey, I failed to obtained 2010 JAMB form. Time passed by, it was July 2010 when I supposed to be in Poland, I called the office of the Agent, I was told they had delay from the school that I should wait for October batch. October knocked and go, nothing, this made me to back to their and asked for refund and I was told to write a letter which I did immediately, I collected all my documents and was told I will be contacted regarding my money, so I left went to search online for schools abroad, I saw one school West London College in UK and I applied to that school, they gave conditional offer for admission, I travelled down to Lagos to register for IELTS as it is needed, I passed the IELTS and sent it to the school, what left was to pay my tuition fee which was around 4950 Pounds and it was equivalent to 1.4M Naira. I was waiting on this company to get my money refunded, until they issued a check of N598,000 out of 1.5M Naira. Since after the issuance of this check, I kept parading their office and they told me that the school has not refunded them, up till now, failed to pay my balance of N902,000 and the office is no more existing, I kept trying their Boss number but to no avail. This affected me that I failed to register for 2010 and 2011 JAMB. The N598,000 they paid was squandered on no record. In 2012, I was using blackberry phone, and I have made up my mind that I would never sit for JAMB again, so I decided to obtain FUTA Diploma form, I did the exam and passed, the fee was N100,000 but someone now advised me that instead of Diploma, I should try to do JAMB which I yielded to and I obtained the JAMB at the exact date the portal was to be shut down for registration. So, there was no centre again except a place in Kogi State known as Egbe, a day to the examination, one of my cousin used his bike to conveyed and I bought fuel in the bike, after the examination, on our way back home, the block of the bike broken, I asked him what should we do and he said he was not having any money on him and neither me had any money on me, but I told him, I wanted to sell my blackberry, and I don’t know if he would wait and I wanted to sell the phone then for 23k, so he said, I should give him the phone and I handed over the phone, the carton accessories and issue a receipt to him. Which means I did that 2012 JAMB with my blackberry phone and I told God that He should let use the JAMB for admission in that year. When the JAMB result was out, my score was 238, that was my highest score, and I registered for Post UME in of the University to study Computer Science, and I also passed the Post UME, I was very happy that so I could still gained admission after spending 6years seeking admission.
During this period, I have quit bombing Amazon and Alibaba, and all my accounts and email has been suspended and deactivated, so apologized to most of the people I contacted on Amazon to please forgive me, and a lady with the username funnygirl247 said, she has forgiven me a couple of minutes ago that she knew I will not be contented. So I advised them to always verify payments before shipping out any items, but I couldn’t get in touch with Ramzi and my client in USA. I have one Laptop Hp Pavilion Dv4 then in 2012, and when I gained admission at the University, I setup a Computer Centre, I was having 70k then, my business was fruitful and it helps so much financially. In 2013, I had a girlfriend and with the hope to marry her, though she has not gained admission at the university, she loves me so much. We were dating each other, and she was pregnant, so she asked what to do and I said I don’t know because I have vowed in my not abort any pregnancy. She said her Dad would be mad at her and even disown her, I told her, they can’t killed her and I asked maybe I should informed her mum but she said I should wait first, many time she will called me that she was vomiting, and I would have to go and checked her. On this faithful day, she came to my shop and presented a doctor report to me but I couldn’t understand because am not in medical line, so she said the doctor said we should come together. I had no option than to follow her to the hospital, the doctor said she missed abortion, and I was inquisitive what might led to that but the doctor said series of things can lead to it. The doctor said she would have to undergone surgery but she said she was scared, so we had to leave the hospital and we proceeded to one pharmacy, I explained to the pharmacist and she directed us to one doctor that he will do it perfectly. And during this period, I was not having much money with me, the doctor billed us but I pleaded and I transferred the money in my account to the doctor (around 10k), they carried out the surgery, after the surgery, I was allowed to see her, I saw her unconscious and bleeding, I wept and was scared because no one know were going to the hospital and I don’t want to spend my entire life in jail. When it was night, she regained her conscious and I had to get her milk, she called her mum and lied. On the following day, in the morning, we left the hospital for her house, she even lied to her mum that she was sick and I carried her to the hospital, and her mum thanked me. Few days after, I pleaded with her to tell me the truth what happened to the pregnancy, and she said she pitied my condition, that was why she used traditional medicine, and I was mad at her why she had to embarked on such deadly stuff, and before all this, she has done many things that made me not marry her, she add all my female friends on Facebook and accused them as husband snatcher, that she even did it to my younger girlfriend. Also, she asked one of cousin if my shop belongs to me or my elder brother, because my elder do help me to stay at the shop because of my school activities and this infuriated my brother to withdrawn from the shop without even telling me what transpired until when I got to know this mess. So, I started ignoring her and I told her, I cannot marry her due to all the lapses, so she started sending series of messages to me abusing me, thank God, later she got admission into a Polytechnic and I still do call her once so as to show care until I stopped calling her. In 2015, I met another lady, and I talked to her, we started dating each other, I love her so much and she never told me she was dating someone. Later, I got to know she was dating someone and I cannot quit my love again, I asked her but you never told you were dating someone else, she said she never knew what the person was doing. I tried to persuade her because I love her and she never told the ex to live but she said her attitude would tell him what to do. The guy met us several time in her room and he would walked away. We were carrying on and I started disturbing her for marriage but she always told me to be patient, she seems not serious and it is like she was playing pranks with me. Even the way she do receive calls and movements scared me but I was in deep love to the extent that if this girl forsake me, it would affect me mentally. I was enduring that she will change if am able to win her soul.
Back to school, I had carry-over in school, so it made me spilled for first semester and immediately I registered for the courses, when it was time for the examination, I missed one examination and I pleaded with the lecturer but to no avail, I had to re-register the course in the next session which made it Spillover II. In short, I spent 6years at the University after spending 6years seeking admission.
Back to marital life, let me named the girl as Rita, just as I have said, I love Rita so much and always tried to pleased her. I told someone about Rita and he told me it was because it was the girl I was dating, but I cannot date two girls at a time. So, I also told a female friend who now advised and said I shouldn’t be one that are supposed to married a wrong lady, so she linked me with her sister. I talked to her sister and she agreed, I visited her in Lagos and she also visited me. I now started dating the two of them together, let me named the second girl Lara. Lara love me so much that she do call me but Rita often calls me unlike Lara. Lara do help me financially but I never asked anything from Rita, instead I was the one given her everything. Lara said we should picked a date for introduction, but I told her, I was not buoyant and she cater for everything, so we did introduction. On that introduction day, Rita was in my house, so I decided not allow Lara to come into my house that day but the following day. Without even knowing someone has called Rita to informed that I was doing introduction with another lady. But when I met Lara, I told her about Rita and she said, I should discharged her to go but I insisted that, she has wasted my time and I always wanted to treat her fuckup. Though I promised to leave her after our introduction.
After the introduction, Lara went back to Lagos, and we started calling constantly, she asked me that we should picked a date for wedding but I was reluctant that we need to wait for a while, but she was not happy with me and I picked a date for the wedding. We made a budget and she said she will contribute 300k and I should contribute 500k which we agreed on. So we started preparing but I have not started telling people except her, and I even told her not to start telling people yet. Later, when it was like four months, I asked her to quit her job and come home, so that she can be assisting me in my office. She quit and came home. My mind was still with Rita but I was just trying to get rid off her my heart, I and Lara was living together and I said in my mind if it is God’s will she would be pregnant for me. During this period, I ventured into virtual football gambling, that I gambled with high stake, the money I kept for Wedding programme and other items were wasted on virtual gambling, and the loss started accumulating. Lara was advising me not gambled but I harden my heart and failed to listen. Within few months, I ran into debts of 500k which includes my money and customers money. I started regretting my deeds and Wedding is getting near, customers started chasing me here and there. I was like, when I was with Rita, things were okay unlike when I am with Lara. I went to a church and I was told Rita was okay compared to Lara, but others say Lara was okay compared to Rita. And in my own heart, I love Rita more than Lara. I now decided that I cannot get married to Lara but Rita, so I told Lara, we had to canceled the wedding and I cannot get married to her because we are not compatible but if peradventure she is pregnant for, it means it is the will of God that we should marry each other. Lara was very angry; I apologized to her and promised that I will refund all the money she has spent. On a faithful day, I and Lara went for a crusade, and the Apostle said it publicly to Lara, that the way she is pursuing is not her way, and this is our first time attending the crusade. Without much ado, Lara prepared her luggage and went back to Lagos but she tried so much for me because when I was suffering, she stood by me and she was even arrested by one of the people I was owing, she slept in a Cell because I was not around, but the following day, I went to the Police Station and they bailed her, so I was detained at the Cell but I didn’t slept at the Cell. After she left for Lagos, I do still call her and pray for her and also do apologized that It was not my fault but just to avoid evil that might arise later.
Later, I went back to Rita and apologized, but she was not happy, with much pleads, she agreed and promised to be faithful with me. Rita now changed totally and I told her everything that had happened to me, how my business collapsed and that I am into debt but I never disclosed the actual amount I was owing to her. It was during her period that my result was released which has been held by the lecturer for so long and it made me to missed about three batches of NYSC. I was mobilized for NYSC Batch B 2019, but I never stopped gambling because I don’t know to repay my debts. I lied to Rita that I want to do that Betting Business that it is profiting, she helped me last year December to secured LAPO of 100k and we will be repaying it every month at 16k for the period of 11 months. She helped me financially coming to the NYSC Camp during and after the Camp. I have apologized to the first lady I met and also to Lara and we are now friends but I am still wallowing in debts and now I have nothing, no clothe nor any food to eat. I have only be able to sent money once to Rita to cleared the 1st month for the LAPO loan, I am having two months outstanding which I believed she must have borrowed money to paid because those are useless that they don’t care anything, they will embarrass the person and the guarantor. Now, I have used my two months allawee to gamble all for the purpose that ‘e go better say make I get money clear my debts’. Rita is mad at me currently and even declared that she don’t need my money but I should just covered the debts. I cannot call her because I don’t have card and she didn’t called me again closed to a month except month end to ask for the LAPO money.
And the purpose while I still decided to play the virtual was to be able to balance LAPO and pay my previous outstanding debts so that I can have my allawee for me and Rita. I love Rita so much and I cannot afford to loose her because where would I start again and I am into serious debts. Do you think Rita can still consider me with all this situations? She hate gambling. What can I do at this detriment stage. I even had the taught that if it is possible that I can get a gang, if na to rub bank once, if I get 1M, all this debts is solved and I will still have enough money left.

MY STORY (ITAN AYE MI)
I am 32years old (born in 1988) but reduced my age to 28years (born 1992) due to the situation of things in Nigeria. I started the race of this life with the hope that I have no enemy and that everything will be okay since I hate no one my believes was that everyone are like me.
I finished Secondary School in the year 2006. I did Computer Training in that same year. I registered for my First JAMB in the year 2007 and I scored 166, then the cutoff mark was 160, so I applied for University of Calabar Post UME but I was denied admission and I started working in a mini computer centre in that year (2007), but before that, I first worked as a Sales Boy where I sell recharge cards and engaged in renting of Video CDs, my salary was N2,500 in the year 2006 before I went for Computer Training (I did the work for few months before I registered for three months Computer Training). But with this token amount of salary, I was realizing little commission and had access to video CDs.
But after my computer training in 2006, I worked for a month in one Computer Business Centre, and my Boss said, she couldn’t coped with the ongoing ASUU internal strike then and that my typing speed was very low, that I should quit for a while. After I quit the job, I went back to my Boss where I learnt computer and he said, there is another woman beside her that need an operator very urgent and he immediately called her, I started the following week. Then my salary was around 5k to 7k but I cannot remember the actual payment again. In this my new office, I was the one in charge because my boss was doing her HND. I served my new employer very well. I was making money for my Boss and also for myself but I never cheated my boss. I was keeping little token for myself, but later I decided to seek a better offer and probably a cyber café. On this faithful day, as I was going home, I saw the advertisement on the wall seeking a Café Attendant in the year 2008. Immediately I saw this, I applied and I was called for interview, we were like eight that applied for this same position. When the result of the interview was out, I was the only one employed for the position. This is where I started my career as an internet guru and I was very happy.
I started my career as a Café Attendant in the year 2008 and at the same time, I obtained 2008 JAMB Form again and I chose Obafemi Awolowo University to studied Electrical and Electronics Engineering, and my JAMB score was 226, so I sat for OAU Post UME but Post UME Score was very low (111), and in OAU for to be consider for admission, you must at least score 200 and above in Post UME. But I never allowed that to weigh me down, I started my work and was very happy, though my salary was 8k but there are lots of opportunities. And during this period, there was nothing like Blackberry, Android, so most people depends on Cyber Café to get their things done and the café is located near the University environment whereby all the school registration are done online. Our cyber café was very popular that before opening the café in the morning, people would be queuing in the gate to secure a computer. I was very active and humble, so I was loved by girls but I had no time for them at that time and am the types that do shy.
During this period, Yahoo business was still pure without going to herbalist for anything, we have a dedicated room for personal laptop users and mostly based on subscription (10k per month), so those guys do subscribe because our IP address was okay and ISP is located in Canada (Ontario). I have access to all this guys and I was exposed to many things online. Then, one of those guys opened a paid dating site for me (lexa.nl, meetic.com) that I should bombing the site with the format he gave me, but I hate taking much time to chat then. I decided to quit the dating stuff. So I learn shopping stuff, using Amazon and Alibaba. I was using Amazon then whereby prepared a format for the seller and he/she shipped item(s) to you in Nigeria, and after shipping the item, you also prepared another formats to extort money from the seller to send to you via Western Union or Moneygram. This period, I was using latest phone and had money but I never invest the money on anything tangible just spent it extravagantly. I used the latest Apple Laptop then and other things. My brain was very wide then, and I ventured into Alibaba where I posted computers for sale at cheaper price. I got a serious buyer on Alibaba that want to buy computers, so he inquired about the computers and I convinced him but he insisted that he need to speak with someone on phone, during this period, I have a client in USA, so immediately I chatted him up that I want him to be my Sales Representative and that I got a customer, so I would like him to prepared an invoice and supply his phone number so that the customer can call him and verify. The customer name is Ramzi and he called my client. My client feed me back and sent the invoice to me if it is okay and I said it was okay. My client supplied his account number and routing number, and Ramzi wired the money into my clients account.
When the transaction was successful, I told my client to send some amount to another client (which is me) in Nigeria for a project, though I could not remember the exact amount but it is between 1.5m to 1.8m in Nigeria currency that was sent to Nigeria. My client asked me when will Ramzi computers be shipped and I said soon, so I told my client to pay his bills and keep the rest money that I will advise on the rest money and I also told him to prepared for Italy to survey Italy for a fast growing business and my client told me that he cannot go alone but had to go with his wife and I agreed. I paid for the tickets. My client spent the rest money which is more than the one he sent to Nigeria. I had no computers to shipped to Ramzi and he kept disturbing me, Ramzi informed the Police, my client messaged me that Police came to his house and said they will charged him to court. (To be continued)

Ramzi was very mad that he was scammed. In 2009, I also obtained another JAMB but I was denied admission at the University, and because of this and being the fact that I had N1.5M, I decided to travel out for my education, so I proceeded to meet an agent in their office and they gave me their packages for Ukraine, Russia and Poland, I chose Poland and I paid a total cash of 1.5M Naira and I was told my journey will July, 2010. Because of this my journey, I failed to obtained 2010 JAMB form. Time passed by, it was July 2010 when I supposed to be in Poland, I called the office of the Agent, I was told they had delay from the school that I should wait for October batch. October knocked and go, nothing, this made me to back to their and asked for refund and I was told to write a letter which I did immediately, I collected all my documents and was told I will be contacted regarding my money, so I left went to search online for schools abroad, I saw one school West London College in UK and I applied to that school, they gave conditional offer for admission, I travelled down to Lagos to register for IELTS as it is needed, I passed the IELTS and sent it to the school, what left was to pay my tuition fee which was around 4950 Pounds and it was equivalent to 1.4M Naira. I was waiting on this company to get my money refunded, until they issued a check of N598,000 out of 1.5M Naira. Since after the issuance of this check, I kept parading their office and they told me that the school has not refunded them, up till now, failed to pay my balance of N902,000 and the office is no more existing, I kept trying their Boss number but to no avail. This affected me that I failed to register for 2010 and 2011 JAMB. The N598,000 they paid was squandered on no record. In 2012, I was using blackberry phone, and I have made up my mind that I would never sit for JAMB again, so I decided to obtain FUTA Diploma form, I did the exam and passed, the fee was N100,000 but someone now advised me that instead of Diploma, I should try to do JAMB which I yielded to and I obtained the JAMB at the exact date the portal was to be shut down for registration. So, there was no centre again except a place in Kogi State known as Egbe, a day to the examination, one of my cousin used his bike to conveyed and I bought fuel in the bike, after the examination, on our way back home, the block of the bike broken, I asked him what should we do and he said he was not having any money on him and neither me had any money on me, but I told him, I wanted to sell my blackberry, and I don’t know if he would wait and I wanted to sell the phone then for 23k, so he said, I should give him the phone and I handed over the phone, the carton accessories and issue a receipt to him. Which means I did that 2012 JAMB with my blackberry phone and I told God that He should let use the JAMB for admission in that year. When the JAMB result was out, my score was 238, that was my highest score, and I registered for Post UME in of the University to study Computer Science, and I also passed the Post UME, I was very happy that so I could still gained admission after spending 6years seeking admission.
During this period, I have quit bombing Amazon and Alibaba, and all my accounts and email has been suspended and deactivated, so apologized to most of the people I contacted on Amazon to please forgive me, and a lady with the username funnygirl247 said, she has forgiven me a couple of minutes ago that she knew I will not be contented. So I advised them to always verify payments before shipping out any items, but I couldn’t get in touch with Ramzi and my client in USA. I have one Laptop Hp Pavilion Dv4 then in 2012, and when I gained admission at the University, I setup a Computer Centre, I was having 70k then, my business was fruitful and it helps so much financially. In 2013, I had a girlfriend and with the hope to marry her, though she has not gained admission at the university, she loves me so much. We were dating each other, and she was pregnant, so she asked what to do and I said I don’t know because I have vowed in my not abort any pregnancy. She said her Dad would be mad at her and even disown her, I told her, they can’t killed her and I asked maybe I should informed her mum but she said I should wait first, many time she will called me that she was vomiting, and I would have to go and checked her. On this faithful day, she came to my shop and presented a doctor report to me but I couldn’t understand because am not in medical line, so she said the doctor said we should come together. I had no option than to follow her to the hospital, the doctor said she missed abortion, and I was inquisitive what might led to that but the doctor said series of things can lead to it. The doctor said she would have to undergone surgery but she said she was scared, so we had to leave the hospital and we proceeded to one pharmacy, I explained to the pharmacist and she directed us to one doctor that he will do it perfectly. And during this period, I was not having much money with me, the doctor billed us but I pleaded and I transferred the money in my account to the doctor (around 10k), they carried out the surgery, after the surgery, I was allowed to see her, I saw her unconscious and bleeding, I wept and was scared because no one know were going to the hospital and I don’t want to spend my entire life in jail. When it was night, she regained her conscious and I had to get her milk, she called her mum and lied. On the following day, in the morning, we left the hospital for her house, she even lied to her mum that she was sick and I carried her to the hospital, and her mum thanked me. Few days after, I pleaded with her to tell me the truth what happened to the pregnancy, and she said she pitied my condition, that was why she used traditional medicine, and I was mad at her why she had to embarked on such deadly stuff, and before all this, she has done many things that made me not marry her, she add all my female friends on Facebook and accused them as husband snatcher, that she even did it to my younger girlfriend. Also, she asked one of cousin if my shop belongs to me or my elder brother, because my elder do help me to stay at the shop because of my school activities and this infuriated my brother to withdrawn from the shop without even telling me what transpired until when I got to know this mess. So, I started ignoring her and I told her, I cannot marry her due to all the lapses, so she started sending series of messages to me abusing me, thank God, later she got admission into a Polytechnic and I still do call her once so as to show care until I stopped calling her. In 2015, I met another lady, and I talked to her, we started dating each other, I love her so much and she never told me she was dating someone. Later, I got to know she was dating someone and I cannot quit my love again, I asked her but you never told you were dating someone else, she said she never knew what the person was doing. I tried to persuade her because I love her and she never told the ex to live but she said her attitude would tell him what to do. The guy met us several time in her room and he would walked away. We were carrying on and I started disturbing her for marriage but she always told me to be patient, she seems not serious and it is like she was playing pranks with me. Even the way she do receive calls and movements scared me but I was in deep love to the extent that if this girl forsake me, it would affect me mentally. I was enduring that she will change if am able to win her soul.
Back to school, I had carry-over in school, so it made me spilled for first semester and immediately I registered for the courses, when it was time for the examination, I missed one examination and I pleaded with the lecturer but to no avail, I had to re-register the course in the next session which made it Spillover II. In short, I spent 6years at the University after spending 6years seeking admission.
Back to marital life, let me named the girl as Rita, just as I have said, I love Rita so much and always tried to pleased her. I told someone about Rita and he told me it was because it was the girl I was dating, but I cannot date two girls at a time. So, I also told a female friend who now advised and said I shouldn’t be one that are supposed to married a wrong lady, so she linked me with her sister. I talked to her sister and she agreed, I visited her in Lagos and she also visited me. I now started dating the two of them together, let me named the second girl Lara. Lara love me so much that she do call me but Rita often calls me unlike Lara. Lara do help me financially but I never asked anything from Rita, instead I was the one given her everything. Lara said we should picked a date for introduction, but I told her, I was not buoyant and she cater for everything, so we did introduction. On that introduction day, Rita was in my house, so I decided not allow Lara to come into my house that day but the following day. Without even knowing someone has called Rita to informed that I was doing introduction with another lady. But when I met Lara, I told her about Rita and she said, I should discharged her to go but I insisted that, she has wasted my time and I always wanted to treat her fuckup. Though I promised to leave her after our introduction.
After the introduction, Lara went back to Lagos, and we started calling constantly, she asked me that we should picked a date for wedding but I was reluctant that we need to wait for a while, but she was not happy with me and I picked a date for the wedding. We made a budget and she said she will contribute 300k and I should contribute 500k which we agreed on. So we started preparing but I have not started telling people except her, and I even told her not to start telling people yet. Later, when it was like four months, I asked her to quit her job and come home, so that she can be assisting me in my office. She quit and came home. My mind was still with Rita but I was just trying to get rid off her my heart, I and Lara was living together and I said in my mind if it is God’s will she would be pregnant for me. During this period, I ventured into virtual football gambling, that I gambled with high stake, the money I kept for Wedding programme and other items were wasted on virtual gambling, and the loss started accumulating. Lara was advising me not gambled but I harden my heart and failed to listen. Within few months, I ran into debts of 500k which includes my money and customers money. I started regretting my deeds and Wedding is getting near, customers started chasing me here and there. I was like, when I was with Rita, things were okay unlike when I am with Lara. I went to a church and I was told Rita was okay compared to Lara, but others say Lara was okay compared to Rita. And in my own heart, I love Rita more than Lara. I now decided that I cannot get married to Lara but Rita, so I told Lara, we had to canceled the wedding and I cannot get married to her because we are not compatible but if peradventure she is pregnant for, it means it is the will of God that we should marry each other. Lara was very angry; I apologized to her and promised that I will refund all the money she has spent. On a faithful day, I and Lara went for a crusade, and the Apostle said it publicly to Lara, that the way she is pursuing is not her way, and this is our first time attending the crusade. Without much ado, Lara prepared her luggage and went back to Lagos but she tried so much for me because when I was suffering, she stood by me and she was even arrested by one of the people I was owing, she slept in a Cell because I was not around, but the following day, I went to the Police Station and they bailed her, so I was detained at the Cell but I didn’t slept at the Cell. After she left for Lagos, I do still call her and pray for her and also do apologized that It was not my fault but just to avoid evil that might arise later.
Later, I went back to Rita and apologized, but she was not happy, with much pleads, she agreed and promised to be faithful with me. Rita now changed totally and I told her everything that had happened to me, how my business collapsed and that I am into debt but I never disclosed the actual amount I was owing to her. It was during her period that my result was released which has been held by the lecturer for so long and it made me to missed about three batches of NYSC. I was mobilized for NYSC Batch B 2019, but I never stopped gambling because I don’t know to repay my debts. I lied to Rita that I want to do that Betting Business that it is profiting, she helped me last year December to secured LAPO of 100k and we will be repaying it every month at 16k for the period of 11 months. She helped me financially coming to the NYSC Camp during and after the Camp. I have apologized to the first lady I met and also to Lara and we are now friends but I am still wallowing in debts and now I have nothing, no clothe nor any food to eat. I have only be able to sent money once to Rita to cleared the 1st month for the LAPO loan, I am having two months outstanding which I believed she must have borrowed money to paid because those are useless that they don’t care anything, they will embarrass the person and the guarantor. Now, I have used my two months allawee to gamble all for the purpose that ‘e go better say make I get money clear my debts’. Rita is mad at me currently and even declared that she don’t need my money but I should just covered the debts. I cannot call her because I don’t have card and she didn’t called me again closed to a month except month end to ask for the LAPO money.
And the purpose while I still decided to play the virtual was to be able to balance LAPO and pay my previous outstanding debts so that I can have my allawee for me and Rita. I love Rita so much and I cannot afford to loose her because where would I start again and I am into serious debts. Do you think Rita can still consider me with all this situations? She hate gambling. What can I do at this detriment stage. I even had the taught that if it is possible that I can get a gang, if na to rub bank once, if I get 1M, all this debts is solved and I will still have enough money left.

MY STORY (ITAN AYE MI)
I am 32years old (born in 1988) but reduced my age to 28years (born 1992) due to the situation of things in Nigeria. I started the race of this life with the hope that I have no enemy and that everything will be okay since I hate no one my believes was that everyone are like me.
I finished Secondary School in the year 2006. I did Computer Training in that same year. I registered for my First JAMB in the year 2007 and I scored 166, then the cutoff mark was 160, so I applied for University of Calabar Post UME but I was denied admission and I started working in a mini computer centre in that year (2007), but before that, I first worked as a Sales Boy where I sell recharge cards and engaged in renting of Video CDs, my salary was N2,500 in the year 2006 before I went for Computer Training (I did the work for few months before I registered for three months Computer Training). But with this token amount of salary, I was realizing little commission and had access to video CDs.
But after my computer training in 2006, I worked for a month in one Computer Business Centre, and my Boss said, she couldn’t coped with the ongoing ASUU internal strike then and that my typing speed was very low, that I should quit for a while. After I quit the job, I went back to my Boss where I learnt computer and he said, there is another woman beside her that need an operator very urgent and he immediately called her, I started the following week. Then my salary was around 5k to 7k but I cannot remember the actual payment again. In this my new office, I was the one in charge because my boss was doing her HND. I served my new employer very well. I was making money for my Boss and also for myself but I never cheated my boss. I was keeping little token for myself, but later I decided to seek a better offer and probably a cyber café. On this faithful day, as I was going home, I saw the advertisement on the wall seeking a Café Attendant in the year 2008. Immediately I saw this, I applied and I was called for interview, we were like eight that applied for this same position. When the result of the interview was out, I was the only one employed for the position. This is where I started my career as an internet guru and I was very happy.
I started my career as a Café Attendant in the year 2008 and at the same time, I obtained 2008 JAMB Form again and I chose Obafemi Awolowo University to studied Electrical and Electronics Engineering, and my JAMB score was 226, so I sat for OAU Post UME but Post UME Score was very low (111), and in OAU for to be consider for admission, you must at least score 200 and above in Post UME. But I never allowed that to weigh me down, I started my work and was very happy, though my salary was 8k but there are lots of opportunities. And during this period, there was nothing like Blackberry, Android, so most people depends on Cyber Café to get their things done and the café is located near the University environment whereby all the school registration are done online. Our cyber café was very popular that before opening the café in the morning, people would be queuing in the gate to secure a computer. I was very active and humble, so I was loved by girls but I had no time for them at that time and am the types that do shy.
During this period, Yahoo business was still pure without going to herbalist for anything, we have a dedicated room for personal laptop users and mostly based on subscription (10k per month), so those guys do subscribe because our IP address was okay and ISP is located in Canada (Ontario). I have access to all this guys and I was exposed to many things online. Then, one of those guys opened a paid dating site for me (lexa.nl, meetic.com) that I should bombing the site with the format he gave me, but I hate taking much time to chat then. I decided to quit the dating stuff. So I learn shopping stuff, using Amazon and Alibaba. I was using Amazon then whereby prepared a format for the seller and he/she shipped item(s) to you in Nigeria, and after shipping the item, you also prepared another formats to extort money from the seller to send to you via Western Union or Moneygram. This period, I was using latest phone and had money but I never invest the money on anything tangible just spent it extravagantly. I used the latest Apple Laptop then and other things. My brain was very wide then, and I ventured into Alibaba where I posted computers for sale at cheaper price. I got a serious buyer on Alibaba that want to buy computers, so he inquired about the computers and I convinced him but he insisted that he need to speak with someone on phone, during this period, I have a client in USA, so immediately I chatted him up that I want him to be my Sales Representative and that I got a customer, so I would like him to prepared an invoice and supply his phone number so that the customer can call him and verify. The customer name is Ramzi and he called my client. My client feed me back and sent the invoice to me if it is okay and I said it was okay. My client supplied his account number and routing number, and Ramzi wired the money into my clients account.
When the transaction was successful, I told my client to send some amount to another client (which is me) in Nigeria for a project, though I could not remember the exact amount but it is between 1.5m to 1.8m in Nigeria currency that was sent to Nigeria. My client asked me when will Ramzi computers be shipped and I said soon, so I told my client to pay his bills and keep the rest money that I will advise on the rest money and I also told him to prepared for Italy to survey Italy for a fast growing business and my client told me that he cannot go alone but had to go with his wife and I agreed. I paid for the tickets. My client spent the rest money which is more than the one he sent to Nigeria. I had no computers to shipped to Ramzi and he kept disturbing me, Ramzi informed the Police, my client messaged me that Police came to his house and said they will charged him to court. (To be continued)

Ramzi was very mad that he was scammed. In 2009, I also obtained another JAMB but I was denied admission at the University, and because of this and being the fact that I had N1.5M, I decided to travel out for my education, so I proceeded to meet an agent in their office and they gave me their packages for Ukraine, Russia and Poland, I chose Poland and I paid a total cash of 1.5M Naira and I was told my journey will July, 2010. Because of this my journey, I failed to obtained 2010 JAMB form. Time passed by, it was July 2010 when I supposed to be in Poland, I called the office of the Agent, I was told they had delay from the school that I should wait for October batch. October knocked and go, nothing, this made me to back to their and asked for refund and I was told to write a letter which I did immediately, I collected all my documents and was told I will be contacted regarding my money, so I left went to search online for schools abroad, I saw one school West London College in UK and I applied to that school, they gave conditional offer for admission, I travelled down to Lagos to register for IELTS as it is needed, I passed the IELTS and sent it to the school, what left was to pay my tuition fee which was around 4950 Pounds and it was equivalent to 1.4M Naira. I was waiting on this company to get my money refunded, until they issued a check of N598,000 out of 1.5M Naira. Since after the issuance of this check, I kept parading their office and they told me that the school has not refunded them, up till now, failed to pay my balance of N902,000 and the office is no more existing, I kept trying their Boss number but to no avail. This affected me that I failed to register for 2010 and 2011 JAMB. The N598,000 they paid was squandered on no record. In 2012, I was using blackberry phone, and I have made up my mind that I would never sit for JAMB again, so I decided to obtain FUTA Diploma form, I did the exam and passed, the fee was N100,000 but someone now advised me that instead of Diploma, I should try to do JAMB which I yielded to and I obtained the JAMB at the exact date the portal was to be shut down for registration. So, there was no centre again except a place in Kogi State known as Egbe, a day to the examination, one of my cousin used his bike to conveyed and I bought fuel in the bike, after the examination, on our way back home, the block of the bike broken, I asked him what should we do and he said he was not having any money on him and neither me had any money on me, but I told him, I wanted to sell my blackberry, and I don’t know if he would wait and I wanted to sell the phone then for 23k, so he said, I should give him the phone and I handed over the phone, the carton accessories and issue a receipt to him. Which means I did that 2012 JAMB with my blackberry phone and I told God that He should let use the JAMB for admission in that year. When the JAMB result was out, my score was 238, that was my highest score, and I registered for Post UME in of the University to study Computer Science, and I also passed the Post UME, I was very happy that so I could still gained admission after spending 6years seeking admission.
During this period, I have quit bombing Amazon and Alibaba, and all my accounts and email has been suspended and deactivated, so apologized to most of the people I contacted on Amazon to please forgive me, and a lady with the username funnygirl247 said, she has forgiven me a couple of minutes ago that she knew I will not be contented. So I advised them to always verify payments before shipping out any items, but I couldn’t get in touch with Ramzi and my client in USA. I have one Laptop Hp Pavilion Dv4 then in 2012, and when I gained admission at the University, I setup a Computer Centre, I was having 70k then, my business was fruitful and it helps so much financially. In 2013, I had a girlfriend and with the hope to marry her, though she has not gained admission at the university, she loves me so much. We were dating each other, and she was pregnant, so she asked what to do and I said I don’t know because I have vowed in my not abort any pregnancy. She said her Dad would be mad at her and even disown her, I told her, they can’t killed her and I asked maybe I should informed her mum but she said I should wait first, many time she will called me that she was vomiting, and I would have to go and checked her. On this faithful day, she came to my shop and presented a doctor report to me but I couldn’t understand because am not in medical line, so she said the doctor said we should come together. I had no option than to follow her to the hospital, the doctor said she missed abortion, and I was inquisitive what might led to that but the doctor said series of things can lead to it. The doctor said she would have to undergone surgery but she said she was scared, so we had to leave the hospital and we proceeded to one pharmacy, I explained to the pharmacist and she directed us to one doctor that he will do it perfectly. And during this period, I was not having much money with me, the doctor billed us but I pleaded and I transferred the money in my account to the doctor (around 10k), they carried out the surgery, after the surgery, I was allowed to see her, I saw her unconscious and bleeding, I wept and was scared because no one know were going to the hospital and I don’t want to spend my entire life in jail. When it was night, she regained her conscious and I had to get her milk, she called her mum and lied. On the following day, in the morning, we left the hospital for her house, she even lied to her mum that she was sick and I carried her to the hospital, and her mum thanked me. Few days after, I pleaded with her to tell me the truth what happened to the pregnancy, and she said she pitied my condition, that was why she used traditional medicine, and I was mad at her why she had to embarked on such deadly stuff, and before all this, she has done many things that made me not marry her, she add all my female friends on Facebook and accused them as husband snatcher, that she even did it to my younger girlfriend. Also, she asked one of cousin if my shop belongs to me or my elder brother, because my elder do help me to stay at the shop because of my school activities and this infuriated my brother to withdrawn from the shop without even telling me what transpired until when I got to know this mess. So, I started ignoring her and I told her, I cannot marry her due to all the lapses, so she started sending series of messages to me abusing me, thank God, later she got admission into a Polytechnic and I still do call her once so as to show care until I stopped calling her. In 2015, I met another lady, and I talked to her, we started dating each other, I love her so much and she never told me she was dating someone. Later, I got to know she was dating someone and I cannot quit my love again, I asked her but you never told you were dating someone else, she said she never knew what the person was doing. I tried to persuade her because I love her and she never told the ex to live but she said her attitude would tell him what to do. The guy met us several time in her room and he would walked away. We were carrying on and I started disturbing her for marriage but she always told me to be patient, she seems not serious and it is like she was playing pranks with me. Even the way she do receive calls and movements scared me but I was in deep love to the extent that if this girl forsake me, it would affect me mentally. I was enduring that she will change if am able to win her soul.
Back to school, I had carry-over in school, so it made me spilled for first semester and immediately I registered for the courses, when it was time for the examination, I missed one examination and I pleaded with the lecturer but to no avail, I had to re-register the course in the next session which made it Spillover II. In short, I spent 6years at the University after spending 6years seeking admission.
Back to marital life, let me named the girl as Rita, just as I have said, I love Rita so much and always tried to pleased her. I told someone about Rita and he told me it was because it was the girl I was dating, but I cannot date two girls at a time. So, I also told a female friend who now advised and said I shouldn’t be one that are supposed to married a wrong lady, so she linked me with her sister. I talked to her sister and she agreed, I visited her in Lagos and she also visited me. I now started dating the two of them together, let me named the second girl Lara. Lara love me so much that she do call me but Rita often calls me unlike Lara. Lara do help me financially but I never asked anything from Rita, instead I was the one given her everything. Lara said we should picked a date for introduction, but I told her, I was not buoyant and she cater for everything, so we did introduction. On that introduction day, Rita was in my house, so I decided not allow Lara to come into my house that day but the following day. Without even knowing someone has called Rita to informed that I was doing introduction with another lady. But when I met Lara, I told her about Rita and she said, I should discharged her to go but I insisted that, she has wasted my time and I always wanted to treat her fuckup. Though I promised to leave her after our introduction.
After the introduction, Lara went back to Lagos, and we started calling constantly, she asked me that we should picked a date for wedding but I was reluctant that we need to wait for a while, but she was not happy with me and I picked a date for the wedding. We made a budget and she said she will contribute 300k and I should contribute 500k which we agreed on. So we started preparing but I have not started telling people except her, and I even told her not to start telling people yet. Later, when it was like four months, I asked her to quit her job and come home, so that she can be assisting me in my office. She quit and came home. My mind was still with Rita but I was just trying to get rid off her my heart, I and Lara was living together and I said in my mind if it is God’s will she would be pregnant for me. During this period, I ventured into virtual football gambling, that I gambled with high stake, the money I kept for Wedding programme and other items were wasted on virtual gambling, and the loss started accumulating. Lara was advising me not gambled but I harden my heart and failed to listen. Within few months, I ran into debts of 500k which includes my money and customers money. I started regretting my deeds and Wedding is getting near, customers started chasing me here and there. I was like, when I was with Rita, things were okay unlike when I am with Lara. I went to a church and I was told Rita was okay compared to Lara, but others say Lara was okay compared to Rita. And in my own heart, I love Rita more than Lara. I now decided that I cannot get married to Lara but Rita, so I told Lara, we had to canceled the wedding and I cannot get married to her because we are not compatible but if peradventure she is pregnant for, it means it is the will of God that we should marry each other. Lara was very angry; I apologized to her and promised that I will refund all the money she has spent. On a faithful day, I and Lara went for a crusade, and the Apostle said it publicly to Lara, that the way she is pursuing is not her way, and this is our first time attending the crusade. Without much ado, Lara prepared her luggage and went back to Lagos but she tried so much for me because when I was suffering, she stood by me and she was even arrested by one of the people I was owing, she slept in a Cell because I was not around, but the following day, I went to the Police Station and they bailed her, so I was detained at the Cell but I didn’t slept at the Cell. After she left for Lagos, I do still call her and pray for her and also do apologized that It was not my fault but just to avoid evil that might arise later.
Later, I went back to Rita and apologized, but she was not happy, with much pleads, she agreed and promised to be faithful with me. Rita now changed totally and I told her everything that had happened to me, how my business collapsed and that I am into debt but I never disclosed the actual amount I was owing to her. It was during her period that my result was released which has been held by the lecturer for so long and it made me to missed about three batches of NYSC. I was mobilized for NYSC Batch B 2019, but I never stopped gambling because I don’t know to repay my debts. I lied to Rita that I want to do that Betting Business that it is profiting, she helped me last year December to secured LAPO of 100k and we will be repaying it every month at 16k for the period of 11 months. She helped me financially coming to the NYSC Camp during and after the Camp. I have apologized to the first lady I met and also to Lara and we are now friends but I am still wallowing in debts and now I have nothing, no clothe nor any food to eat. I have only be able to sent money once to Rita to cleared the 1st month for the LAPO loan, I am having two months outstanding which I believed she must have borrowed money to paid because those are useless that they don’t care anything, they will embarrass the person and the guarantor. Now, I have used my two months allawee to gamble all for the purpose that ‘e go better say make I get money clear my debts’. Rita is mad at me currently and even declared that she don’t need my money but I should just covered the debts. I cannot call her because I don’t have card and she didn’t called me again closed to a month except month end to ask for the LAPO money.
And the purpose while I still decided to play the virtual was to be able to balance LAPO and pay my previous outstanding debts so that I can have my allawee for me and Rita. I love Rita so much and I cannot afford to loose her because where would I start again and I am into serious debts. Do you think Rita can still consider me with all this situations? She hate gambling. What can I do at this detriment stage. I even had the taught that if it is possible that I can get a gang, if na to rub bank once, if I get 1M, all this debts is solved and I will still have enough money left.

[b]MY STORY (ITAN AYE MI)
I am 32years old (born in 1988) but reduced my age to 28years (born 1992) due to the situation of things in Nigeria. I started the race of this life with the hope that I have no enemy and that everything will be okay since I hate no one my believes was that everyone are like me.
I finished Secondary School in the year 2006. I did Computer Training in that same year. I registered for my First JAMB in the year 2007 and I scored 166, then the cutoff mark was 160, so I applied for University of Calabar Post UME but I was denied admission and I started working in a mini computer centre in that year (2007), but before that, I first worked as a Sales Boy where I sell recharge cards and engaged in renting of Video CDs, my salary was N2,500 in the year 2006 before I went for Computer Training (I did the work for few months before I registered for three months Computer Training). But with this token amount of salary, I was realizing little commission and had access to video CDs.
But after my computer training in 2006, I worked for a month in one Computer Business Centre, and my Boss said, she couldn’t coped with the ongoing ASUU internal strike then and that my typing speed was very low, that I should quit for a while. After I quit the job, I went back to my Boss where I learnt computer and he said, there is another woman beside her that need an operator very urgent and he immediately called her, I started the following week. Then my salary was around 5k to 7k but I cannot remember the actual payment again. In this my new office, I was the one in charge because my boss was doing her HND. I served my new employer very well. I was making money for my Boss and also for myself but I never cheated my boss. I was keeping little token for myself, but later I decided to seek a better offer and probably a cyber café. On this faithful day, as I was going home, I saw the advertisement on the wall seeking a Café Attendant in the year 2008. Immediately I saw this, I applied and I was called for interview, we were like eight that applied for this same position. When the result of the interview was out, I was the only one employed for the position. This is where I started my career as an internet guru and I was very happy.
I started my career as a Café Attendant in the year 2008 and at the same time, I obtained 2008 JAMB Form again and I chose Obafemi Awolowo University to studied Electrical and Electronics Engineering, and my JAMB score was 226, so I sat for OAU Post UME but Post UME Score was very low (111), and in OAU for to be consider for admission, you must at least score 200 and above in Post UME. But I never allowed that to weigh me down, I started my work and was very happy, though my salary was 8k but there are lots of opportunities. And during this period, there was nothing like Blackberry, Android, so most people depends on Cyber Café to get their things done and the café is located near the University environment whereby all the school registration are done online. Our cyber café was very popular that before opening the café in the morning, people would be queuing in the gate to secure a computer. I was very active and humble, so I was loved by girls but I had no time for them at that time and am the types that do shy.
During this period, Yahoo business was still pure without going to herbalist for anything, we have a dedicated room for personal laptop users and mostly based on subscription (10k per month), so those guys do subscribe because our IP address was okay and ISP is located in Canada (Ontario). I have access to all this guys and I was exposed to many things online. Then, one of those guys opened a paid dating site for me (lexa.nl, meetic.com) that I should bombing the site with the format he gave me, but I hate taking much time to chat then. I decided to quit the dating stuff. So I learn shopping stuff, using Amazon and Alibaba. I was using Amazon then whereby prepared a format for the seller and he/she shipped item(s) to you in Nigeria, and after shipping the item, you also prepared another formats to extort money from the seller to send to you via Western Union or Moneygram. This period, I was using latest phone and had money but I never invest the money on anything tangible just spent it extravagantly. I used the latest Apple Laptop then and other things. My brain was very wide then, and I ventured into Alibaba where I posted computers for sale at cheaper price. I got a serious buyer on Alibaba that want to buy computers, so he inquired about the computers and I convinced him but he insisted that he need to speak with someone on phone, during this period, I have a client in USA, so immediately I chatted him up that I want him to be my Sales Representative and that I got a customer, so I would like him to prepared an invoice and supply his phone number so that the customer can call him and verify. The customer name is Ramzi and he called my client. My client feed me back and sent the invoice to me if it is okay and I said it was okay. My client supplied his account number and routing number, and Ramzi wired the money into my clients account.
When the transaction was successful, I told my client to send some amount to another client (which is me) in Nigeria for a project, though I could not remember the exact amount but it is between 1.5m to 1.8m in Nigeria currency that was sent to Nigeria. My client asked me when will Ramzi computers be shipped and I said soon, so I told my client to pay his bills and keep the rest money that I will advise on the rest money and I also told him to prepared for Italy to survey Italy for a fast growing business and my client told me that he cannot go alone but had to go with his wife and I agreed. I paid for the tickets. My client spent the rest money which is more than the one he sent to Nigeria. I had no computers to shipped to Ramzi and he kept disturbing me, Ramzi informed the Police, my client messaged me that Police came to his house and said they will charged him to court. (To be continued)

Please I don't know the right place to post this but all the Moderators should please help me forward it to the front page