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Education / Re: UK Schools Teach Kids LGBT, To Masturbate For Homework & Have Anal Sex(Pictures) by Uchefrancis16(m): 8:39am On Jun 19, 2023
pacino26:
As a father and a human from the cradle of civilization I think I should leave the UK for the japa crew. Na Moscow I de go in peace with my family soon; good morals, good food, affordable housing, low cost of living and very tolerant to Africans. If you want to mention me and argue why I am choosing Russia or want to give me reasons why the likes of US, UK and other perverted parts of Europe is better just know that I hereby concede defeat before you start.
I don laugh tire 😂

The last sentence is epic
Investment / Re: Us Stocks Pick Alert by Uchefrancis16(m): 8:35am On Jun 14, 2023
coputa:
Why do you prefer a mere fixed return of 8% than buying a stock on aLong term that will multiply your fund.
Thank you for your response. It's actually as a form of portfolio diversification. 8 percent in dollars is good actually. Not every stock portfolio is able to pull that every year. I do not trade but invest long term (cost averaging). And for the past 3 years cumulatively, portfolio is barely above capital. After a harsh dip in the market.

8% per animal would have been 24%. So it's good to have some in stocks, and have some in fixed. It all balances out.

1 Like

Health / Re: I'm Addicted To Pentazocine, Please Help Me!!! (Warning Graphics Photos) by Uchefrancis16(m): 8:12am On Jun 14, 2023
family6644:
It started when I lost someone dear to me, I almost ran mad, they had to call a local nurse who administered an injection to me, the thing off me, when I woke up it started again, I was given another dose, it got me so high that I don't know anything again until I slept off again.

This is how I started requesting for it, I started taking it to get over the trauma, the lady noticed I was getting addicted she refused giving me saying it's dangerous, I had to call my pharmacist friend to get regular supplies, though he didn't stop warning me but I'm already addicted taking it every 4hours, trying to stop when I started seeing the damages but I couldn't.

The fatigue that will follow is unbearable, I will end up taking it to feel okay again. I attached a picture of my hands with the damage.

I need help, I want out so that I can live my normal life but I don't know how, has anyone been there before? How did you get over it? I don't want to die from this. Please help me

I can't imagine how you feel. But I understand it's a very tough place to be. Based on my knowledge on medications like this, they can be very addictive. Which sadly, is what have experienced over the time period you are on it. A lot of people may want to blame you. And you may also want to blame yourself for taking this path. But the truth remains that which ever way you see it, this is not your fault.

You were in a very bad place which was why the nurse administered the medication to you - a good move I must say. But however, it seems they didn't do due diligence by withdrawing it early enough and helping you with other ways to cope separate from the medication. Which is expected, since the nurse might have practiced based on their own limited knowledge.

The good thing is you understand that this is not good for you, and have the zeal to stop it. Although it might seem difficult, but research has shown that it's possible. You may need to go seek help through rehabilitation. Pentazocine if I'm correct belongs to a class of medication called opioid. You may need an opioid replacement therapy. Which involves the use of an alternative medication in combination with psychological interventions to try and win you over from the opioid medication.

I'm not an expert. So I will suggest with the above you will be able to know what to ask for when u seek an experts advice. So go look for an expert. Sort out for rehabs around you. And all the best. You can it.
Crime / Re: 29 Youths Paraded In Omuko, Rivers For Smoking Mkpurumiri (Video, Photos) by Uchefrancis16(m): 5:15pm On May 20, 2023
No amount of parading or torture will get them to stop. This is an addiction. They use this ad a coping mechanism. They need proper detoxification, and rehabilitation. Not torture.

2 Likes

Investment / Re: Us Stocks Pick Alert by Uchefrancis16(m): 4:07pm On May 11, 2023
I recently logged into bamboo and noticed they now have this option of fixed return where one can fix money in dollars and get an annual interest of upto 8%. Who has tried this before? What are your thoughts on it? Is this a good risk free way to stash idle fund? Thanks in anticipation.

1 Like

Investment / Re: Us Stocks Pick Alert by Uchefrancis16(m): 6:17pm On Mar 07, 2023
How long does trove funding using a dollar card take? I funded my account with dollar card since Friday, today is Tuesday and the close of business has reached, yet the money is still processing.

I also funded using naira bank transfer into he early hours of today, even the naira funding hasn't finished processing.
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by Uchefrancis16(m): 11:35am On May 28, 2022
cutebear:
Hello, She should have a "notification of result" document which has been signed & stamped by the school. When I graduated from a private university, that was given to us pending when our Certificate was ready for issuance.
If she doesn't have the document, she should ask the school.


Thank you.

Is the notification of result same as statement of result? Or is it a letter from the school stating that the result is not yet ready?
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by Uchefrancis16(m): 10:34pm On May 27, 2022
My fiancee got 2 conditonal offers from University of Portsmouth and Solent University. But both of them are requesting for provision of official degree certificate.

She graduated last year from Madonna University with 2nd class upper, they've collected statement of result but certificate is not yet ready.

Pls how do we handle this certificate condition?

Thank you
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 6 by Uchefrancis16(m): 1:35pm On Oct 08, 2021
Enraf:

Open a wise account. And create an account in GBP
https://wise.com/invite/ua/adetokunboo31
Great

Thank you.

I think wise has two options. Which Is wire transfer or swift. Which do you think is best? Thank u

1 Like

Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 6 by Uchefrancis16(m): 8:08am On Oct 08, 2021
Pls those with remaining naira, dollars in their Nigerian account, how did u move it over to the UK?

I have some money in my dollar dorm account and want to move it to a UK bank. I don't know if it will work. Since UK banks are in pounds not dollar.

Thank you

2 Likes

Business / Re: FG Appoints Transaction Advisers For $6.2 Bilion Eurobond Issuance by Uchefrancis16(m): 10:51pm On Aug 05, 2021
PataAlhajaKeji:


It will definitely increase our GDP in the long run via the funding of infrastructural development.

Corruption is endemic in Nigeria. It will forever be with us. There's definitely gonna be illicit contract price inflation ... but the good thing about Buhari is that he has been delivering on infrastructure.

Nigeria's worth in the global community is very high. Na we no value ourselves. Africa's biggest economy and most populated.

The last Eurobond issuance was fully subscribed by international investment companies within a few days.
do u work for the Federal government?

Something makes me feel like u work for fg. Or sent by buhari.

Anyway sha. Nothing surprise anymore with the present administration.
Travel / Re: Help Advise Me On Relocation Plan With Money Saved. by Uchefrancis16(m): 9:16pm On Jun 11, 2021
moneyissweet:
Nonsense question.

You get 20mil you want to relocate,What makes you think you can make 20milion naira even if you go to Canada and stay there for 5 years.

Having 20 million naira with you is a sign that you are destiny to make it in Nigeria than any other country unless you make the 20 million naira though fast line.

You better use the same brain wey you use make the 20 million in Nigeria well o
I used to think like this. Buh now, I smile when I see people think the same way.

So this killings and insecurity everywhere, u are not seeing it? The constant inflation that keeps turning that 20 mil to tissue paper, the kidnapping and killings that is now no longer just in the north, but in the east, and west as well even all over south. Very soon it might get to ur door step. Will u wait until it gets to ur doorstep before u take action?

Its now obvious that the present administration is useless and the once warming up to enter is also useless and the list goes on. They will enter cause they know how to use violence and manipulations to win.

The war that is looming, are u not seeing it? Biafra, Yorba nation do u think its just mare noise? Don't wait to find out. Move when u still can especially if u have the money.

Now ppl are even scared to travel by road. Where do u see nigeria in the next 5 years?

3 Likes

Politics / Re: US Mission In Nigeria Statement On Twitter Ban by Uchefrancis16(m): 7:32pm On Jun 05, 2021
sammy329:
Twitter raising funds to destabilise Nigeria angry angry

Can the US accept that angry angry
Yes, US won't accept that. But the same US would have voluntarily ended SARS after seeing the mayhem they are causing without requiring such a nationwide protest.

Even uf they don't end it, they wouldn't have waited for the protest to go that far without taking action. Tell me, are u not happy with the reduction in SARS/POLICE killings before the recent unknown gun men wahala?

Pls let's tell ourselves the truth for once. Not lie because we are benefiting from the existing government.

6 Likes

Travel / Re: What To Know About Ibom Industrial City & Ibom Motors City...video & Photos by Uchefrancis16(m): 8:20pm On Apr 16, 2021
Mrlcredible:
it's good. we want Sars in akwa ibom state.
it will help curb criminals like you from operating in this peaceful State.
Go back to your region and continue your crime Hitch free cos your useless state has chased away the much needed Sars.
its really absurd how people just start insulting without any provocation.

I dont know what to say to you though.

I guess u are just one of them that feels everyone is a criminal. Keep feeling that way until they take u too as a criminal despite u being legit from head to toe and either extort or frame u if u fail to cooperate.

U need to grow up. I'm not against SARs. Buh i am against the way they operate. U are not brainier than the millions of Nigerians that came together to protest in order to put an end to it. Besides, SARS don't stop criminals. What they do is get their cut from criminals and let them go on with their business.

Last December was the most peaceful December nation wide (my opinion). And it was enjoyed without SARS.

They are just starting. Don't worry very soon u will start hearing about their evil acts and killing of inoccennt ppl. Just pray u or ur relatives never fall victim.
Travel / Re: What To Know About Ibom Industrial City & Ibom Motors City...video & Photos by Uchefrancis16(m): 7:27pm On Apr 16, 2021
I used to love this state until they allowed SARS to start operating again in less than 2 months after the ENDSARS protest.

You can't go out now without meeting 3 hilux of SARS in strategic positions looking for innocent people to milk.

All they did was to rename is from SARS (Special Anti Robbery Squad) to ARS (Anti Robery Squad)

They operate same way as SARS.

Nonsense.

1 Like

Crime / Re: How Cyber Criminals Clone ATM Cards, Fleece Bank Customers Of Savings by Uchefrancis16(m): 3:41am On Dec 28, 2020
Masonkaycares:
Na crypto fraud sure pass. Blockchain and some crypto wallets that use phrases can be easily hacked nowadays. My trust wallet was hacked this September and I was in shambles. Luno and dapp are the best.
how was ur trust wallet hacked?

You probably use an android right?

And u may have ur private key stored in ur phone or somewhere online.

How exactly was it hacked?
Investment / Re: Us Stocks Pick Alert by Uchefrancis16(m): 1:40pm On Nov 20, 2020
Tolzeal:


Hey brother , Did you found a solution to this yet ?

I actually started using GTB visa dollar car, and it worked fine until the recent restrictions on form accounts which affected the dollar cards as well.

I’m still mad at gtb till date for that. U have fund in your card buh can’t use it. Have fund in ur dorm account, buh can’t transfer it. What a mess.

Maybe that’s what is affecting ur Uba card as well. bleeped country.

1 Like

Travel / Re: General Australian Student Visa Enquiries Part 3 by Uchefrancis16(m): 11:56pm On Nov 01, 2020
Ikjosh04:


Hi Uche, what I think you should do;
1)Target Al1 university
2)Get a reputable agent and explain your status s/he will be in the best position to advise you.
3)Use your parent as your sponsor, the first thing to do is to register a business name for your folks for you to get the cac no.

That's my little contribution.

Thank you very much for your contribution.

Pls what’s the benefit if AL1 universities over others? The little checks I did on google didn’t bring up much. It just said “it’s low risk immigration “ and listed the universities under the category. But no clear explanation was given.

Mind explaining a little? Thank u.
Travel / Re: General Australian Student Visa Enquiries Part 3 by Uchefrancis16(m): 8:04pm On Oct 30, 2020
I greet u all. Ive been reading this thread for weeks now and have really learnt a lot of which i am very much grateful to you all.

My question is, in the area of sponsors. I am self employed, and have been able to save up some funds to sponsor myself. However, i've come to understand that sponsoring myself might not sound well in the ears of immigration officials.

I also learnt that a sponsor is best to be either your siblings (brother or sister), or parents (father or mother). Meaning uncles and aunties stand a low chance. My problem is, my older brother has his own applications to cater for. While my parents dont reallly have any registered business or viable income that can make them eligible to sponsor somebody. I really need help here. Is there a way i can shift the money ive saved up into their account (my parents) so they can sponsor me?

Pls i will like to hear as many suggestions as possible as regards how to go about this. Am considering applying for masters in Cyber Security. Thank you.
Crime / Re: End SARS: James Nwafor Goes Into Hiding by Uchefrancis16(m): 8:06pm On Oct 16, 2020
Let the government freeze all his bank accounts. He will come out.

4 Likes

Crime / Re: SARS Shot A Young Man In Ughelli, Delta State (video) by Uchefrancis16(m): 10:39pm On Oct 03, 2020
Or11:


My bro, you are a car dealer and you are doing well. You have probably grown in the game from when you first started. A lot of Nigerians keep blaming the government for their crime. Did the government help you start your business? No, but you and many other hardworking Nigerians are making money legally so why cheat people. There's no time for trials with crimes robbery and Yahoo if proven i.e evidence on their phone of their criminal activities. Shoot them, let the pain of their victims follow them to their early grave.

I blame you not bro. Cos you don’t understand. You don’t understand what is going on. You just seat in your house, and assume this people to be yahoo boys just as this SARS officials assumed them to be and gun them down on a daily bases.

I used to talk like you until it happened to me. Not once, not twice. I don’t need to go into details, buh know it now, that this sars are not actually fighting crime or yahoo boys or robbers or whatsoever. They are actually after their own pockets.

They want transfers. They want their own cuts. Now, the real yahoo boys know the drill. So once caught, they do the needful and move. The once suffering mostly are the innocent once that sees the need to proof that they are legit not scammers. SARS no want hear that one. In fact it’s better you tell them you are a scammer and settle them. Than say you are not a scammer.

In case you don’t know, forex traders, crypto traders, crypto exchangers, affiliate marketers, bloggers, digital/social media marketers, mini importers etc are all legit hussles and can easily afford a Benz once they know what they are doing. Buh since it’s online, it’s illegal to SARS. So you must settle. Even other legit hustlers into offline business are not left out as long as you are below 35 years.

You may have an offline business, or a shop with no online attachment and feel you are safe, let them mistakenly see millions in your bank account, you don turn yahoo boy immediately.

They can shoot, kidnap and extort you, take you to a bank to make withdrawals, lock you up for no reason so you bail yourself, seize your vehicle papers to stall and delay you, accuse you, beat you. Just name it.

Just pray they don’t see you. Even if they have seen you before and nothing happened, it’s the lords doing. Pray they don’t see you again. I rest my case!

Remember, I no yab you. So no need replying with any harsh word.

35 Likes 8 Shares

Romance / Re: I Need Your Advice. Please Don't Ignore! by Uchefrancis16(m): 7:25pm On Aug 20, 2020
nicerod:
Bro open mutual funds accounts till u are able to figure out what u want to do with the money I will advised u to spread it across like

Arm

United capital

Axa

Fbn capital
Leadway
Afrivestostor
Investmentone pls avoided stanbic
Cos the won't remit ur accrued interests talking from experience.


Acquired more skills and try and think on how to improve the means u got the N150k

Datsall from me

Pls do you mind explaining what you mean by stanbic not remitting accrued interests? you mean after earning money and you want to withdraw, they wont pay the interests? I dont understand.

thank you
Investment / Re: Treasury Bills In Nigeria by Uchefrancis16(m): 5:33am On Aug 20, 2020
unite4real:


the response from Uchefrancis16 is ok to go with. I am certain you were alloted. its also possible u were sent a mail. Try looking at your spam folder for the mail. if u cannot find it, reach out to FBNQuest
Thank you

I emailed them directly, and they responded with the confirmation document. The complete fund was taken.

Thanks a billion brother. This wouldn’t have even started not to talk of being completed without your contributions.

I really appreciate.

1 Like

Investment / Re: Treasury Bills In Nigeria by Uchefrancis16(m): 11:53pm On Jul 27, 2020
unite4real:




Lotus Captal and FBNQUEST were the Financial advisers. Your brokers only acted as middlemen between you and them. So it's in order to have it on Lotus letter heading.

After sometimes when the coupon start arriving you will not remember the letter as it serves majorly to remind you of your investment.

Meanwhile without the CSCS, trading it becomes a Herculean task but your coupons are sure.

Hello Unite4real

I made my own sukuk payment through Stanbic and sent the form to fbn quest which they acknowledged receipt of the form.

However, up till now I never hear anything. Is there not suppose to be a message showing if it was successful or something?

No proof of investment whatsoever. I also heard it was oversubscribed, ain’t they supposed to return the oversubscribed amount to me?

This is my first time buying sukuk. Pls permit my ignorance. Thank you

2 Likes

Investment / Re: FGN Savings Bond by Uchefrancis16(m): 6:14pm On Jul 27, 2020
Akin3891:


Were you able to buy the bonds eventually?

No

After all the procedures, and me getting the stock broking account opened, the secondary market rates I was getting from Stanbic was too poor. So I passed.

What I later did was use some for dollar fund. And put the rest in sukuk 2020 bond at 11.2%

1 Like

Phones / Re: Why Is Airtel Network So Poor Lately? by Uchefrancis16(m): 2:42pm On Jul 12, 2020
[quote author=Tsanmie post=91629777][/quote]
I’ve experienced this in both Uyo and Owerri.

The damn thing is so annoying. Today I’ve finally decided to use up all my data to download movies and jump ship to another network. But I won’t mention names so it doesn’t look as if am running a promotion post here.
Phones / Re: Why Is Airtel Network So Poor Lately? by Uchefrancis16(m): 8:46pm On Jul 11, 2020
Firingpin:
I downloaded a 1.2g torrent file in ten minutes with Airtel two nights ago.Location: Abeokuta
Airtel network is fast no doubt, but it’s highly unstable and unreliable.

Its fast this minute, and the next you can’t open a single page. Then next thing you see, out of service. After that, you have service buh 4G has disappeared leaving 3G which still can’t open a page.

The frustration is just too much.
Phones / Re: Why Is Airtel Network So Poor Lately? by Uchefrancis16(m): 3:54pm On Jul 11, 2020
edoairways:
Properly your area is affected
Not really.

I’ve been to different places, and can’t help but notice the poor coverage. The worst is, sometimes you get the 4G signal buh it won’t even open a page.

1 Like

Phones / Re: Why Is Airtel Network So Poor Lately? by Uchefrancis16(m): 3:00pm On Jul 11, 2020
If you contact them on twitter to complain about the poor network, they will as you to provide the sim number. Pls since when did poor network become a sim problem?

For the record, I use two of their sims. One on Android, and another on an iPhone. So it’s definitely not a sim issue. Neither is it a phone problem.

Still on their Twitter page, you will find lots of people complaining of the same problem.
Phones / Why Is Airtel Network So Poor Lately? by Uchefrancis16(m): 2:50pm On Jul 11, 2020
I use to recommend this network to all my friends but now I feel so ashamed with their service.

No week goes by without at least 3 to 4 network outage that lasts at least 3 hours.

Sometimes, you have 4G LTE but finding it difficult to load a page or watch a video.

Then as if that’s not enough, you subscribe 6gb binge data meant for 7 days, under 3 days it’s finished. Not to talk of their monthly data.

I just tire.

Airtel which way?

1 Share

Investment / Re: Us Stocks Pick Alert by Uchefrancis16(m): 7:23am On Jun 09, 2020
Ibukun003:


Bamboo is better than Trove from my experience.
Thank you

I have also registered with bamboo. Email verification seems to be having a lil glitch. Once am able to verify my email am done with trove.

Up till now, my trove portfolio is still showing $0 since yesterday.

I wish there is a way to move my fund from app to app.
Investment / Re: Us Stocks Pick Alert by Uchefrancis16(m): 5:29pm On Jun 08, 2020
I think there is something seriously wrong with trove.

Most times when you login, it takes a few seconds for your balance to reflect. Some times the balance is short of some hundreds of dollars. Then after a few seconds, the full balance reflects.

However, this afternoon, my total assets has been showing 0$. My uninvested funds is still intact, but it’s showing I have zero company and zero dollars invested.

I have closed the app and opened it several times no show. I have even logged out and logged back in, still that didn’t fix it.

My network is stable am even YouTube videos with it without hitches.

What is wrong with this trove people? Is this how others like bamboo and Chaka work?

I

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