₦airaland Forum

Fire and Special Perils Insurance
Fire covers loss or damage for accidental and unintentional loss or damage to properties and their contents, arising from the dangers of fire as well as from allied perils such as storm, earthquake, etc.
Where an insured chooses a ‘fire only’ policy, such a policy covers the property against the perils of fire, lightning, explosion of gas used for illuminating or domestic purposes. The cover, however, can be extended to include other allied or special perils at an additional cost.
Under a fire policy any business premises, private dwelling or any other tangible property can be covered. Items covered could be, for example, buildings, furniture, electronic or electrical items, stocks, plant and machinery, etc.
Allied or special perils are natural or man-made happenings that can lead to damage or loss of the property insured. They include riot & strike, malicious damage, explosion, earthquake, cyclone, storm & tempest, flood, impact damage, bursting & overflowing of water tanks, electrical extra and aircraft damage.

Kindly contact my signature on my profile here for details.

Why you should buy Auto classic Car (comprehensive) Insurance:

Accidental Damage: Damages to your car through accidents involving you or any other 3rd party is covered so you can put your car back on the road as soon as possible.

Fire Damage: Any damage to your car due to fire incident is covered by this car insurance.
Third Party Cover: All accidents involving you & another motorist is covered.

Vehicle Theft: Simply report it and provide all necessary documents so the claim can be paid promptly.

Towing Benefit: Your car will be towed to safety if it breaks down, if you include this in your car insurance cover.
Medical Expenses: You will receive money for medical care towards any bodily injury.


Optional Car Insurance Cover:
Vehicle Tracker: This is an extra layer of protection that gives you access to the location of your car.

Strike, Riot & Civil Commotion: Including SRCC in your car insurance policy means any damages resulting from this incident is covered.

Flood: Damages due to flooding is covered & can be included in your insurance plan

Kindly contact me for more details through my signature.

Why you should buy Auto classic Car (comprehensive) Insurance:

Accidental Damage: Damages to your car through accidents involving you or any other 3rd party is covered so you can put your car back on the road as soon as possible.

Fire Damage: Any damage to your car due to fire incident is covered by this car insurance.
Third Party Cover: All accidents involving you & another motorist is covered.

Vehicle Theft: Simply report it and provide all necessary documents so the claim can be paid promptly.

Towing Benefit: Your car will be towed to safety if it breaks down, if you include this in your car insurance cover.
Medical Expenses: You will receive money for medical care towards any bodily injury.


Optional Car Insurance Cover:
Vehicle Tracker: This is an extra layer of protection that gives you access to the location of your car.

Strike, Riot & Civil Commotion: Including SRCC in your car insurance policy means any damages resulting from this incident is covered.

Flood: Damages due to flooding is covered & can be included in your insurance plan

Kindly contact me for more details through my signature.

Kindly contact me for all your needed car paints and accessories at affordable prices.

Examples are as follows:

Clear the one with blue cover
Hardener the one in red cover
Putty
All colours of paint are available.
Body filler is here
Sam paper and paper
Different types of thinners and hardeners.

You can reach out to me through WhatsApp/call as shown through my profile signature.

Kindly contact me for all your needed car paints and accessories at affordable prices.

Examples are as follows:

Clear the one with blue cover
Hardener the one in red cover
Putty
All colours of paint are available.
Body filler is here
Sam paper and paper
Different types of thinners and hardeners.

You can reach out to me through WhatsApp/call as shown through my profile signature.

Kindly contact me for all your needed car paints and accessories at affordable prices.

Examples are as follows:

Clear the one with blue cover
Hardener the one in red cover
Putty
All colours of paint are available.
Body filler is here
Sam paper and paper
Different types of thinners and hardeners.

You can reach out to me through WhatsApp/call as shown through my profile signature.

Kindly contact me for all your needed car paints and accessories at affordable prices.

Examples are as follows:

Clear the one with blue cover
Hardener the one in red cover
Putty
All colours of paint are available.
Body filler is here
Sam paper and paper
Different types of thinners and hardeners.

You can reach out to me through WhatsApp/call as shown through my profile signature.

It makes me remember the importance of business insurance by Axa mansard.

Your one-stop financial services platform for business insurance, life Insurance, motor Insurance, travel Insurance, health insurance and investment in Nigeria.

Motor insurance is no longer optional in Nigeria; it’s the law. But beyond compliance, your car deserves protection that actually delivers.


You will get flexible payments and fast claims processing, so you’re covered when it matters most!

Drive with confidence, always.
Kindly contact me through my profile signature here for details to get your required motor and other types of insurance.

Fire and Special Perils Insurance
Fire covers loss or damage for accidental and unintentional loss or damage to properties and their contents, arising from the dangers of fire as well as from allied perils such as storm, earthquake, etc.
Where an insured chooses a ‘fire only’ policy, such a policy covers the property against the perils of fire, lightning, explosion of gas used for illuminating or domestic purposes. The cover, however, can be extended to include other allied or special perils at an additional cost.
Under a fire policy any business premises, private dwelling or any other tangible property can be covered. Items covered could be, for example, buildings, furniture, electronic or electrical items, stocks, plant and machinery, etc.
Allied or special perils are natural or man-made happenings that can lead to damage or loss of the property insured. They include riot & strike, malicious damage, explosion, earthquake, cyclone, storm & tempest, flood, impact damage, bursting & overflowing of water tanks, electrical extra and aircraft damage.

Kindly contact my signature on my profile here for details.

Travel Insurance

Travel with peace of mind.
Truly leave your worries behind when you travel for holiday, business, or school with our travel insurance plan designed to cover you against risks.

Many reasons to travel, different covers for each.

General (Business/Tourism) Protection:
Travelling for business or pleasure? Buy our general travel insurance, get your certificate and enjoy peace of mind.

Student Protection:
Get secured against personal accident and medical emergencies as you pursue your dreams away from home.

Pilgrimage Protection:
Let us take care of the physical risks as you embark on your spiritual journey to the Holy Land.

Kindly contact me through my signature on my profile here for details to book your needed travel insurance, any types of general insurance and investment.

Travel Insurance

Travel with peace of mind.
Truly leave your worries behind when you travel for holiday, business, or school with our travel insurance plan designed to cover you against risks.

Many reasons to travel, different covers for each.

General (Business/Tourism) Protection:
Travelling for business or pleasure? Buy our general travel insurance, get your certificate and enjoy peace of mind.

Student Protection:
Get secured against personal accident and medical emergencies as you pursue your dreams away from home.

Pilgrimage Protection:
Let us take care of the physical risks as you embark on your spiritual journey to the Holy Land.

Kindly contact me through my signature on my profile here for details to book your needed travel insurance, any types of general insurance and investment.

CAR INSURANCE(COMPREHENSIVE AND THIRD PARTY)
Insure your car, drive confidently
Cover your car for losses resulting from risks such as damages, flood, fire, theft; and get the confidence you need to drive & own a car.

Kindly contact me through my profile signature for details to book your needed comprehensive or third party vehicle insurance.

HEALTH INSURANCE (HMO PLAN)
Individual Plans
Quality healthcare plans for you and your family. Our bouquet of flexible health plans is designed to suit individual needs while providing the access to quality health care and superior service delivery.

Group & Employees Health Plans.
Protection that really matters. Your employees are the lifeblood of your business and good healthcare coverage can significantly increase your company’s output.

AXA Mansard International Health Plan
The AXA Mansard International Health Plan is a comprehensive health plan providing cover worldwide including USA. The plan is administered by AXA PPP International, with over 40 years’ experience in medical insurance.

Kindly contact me through my profile signature for details to book your needed health insurance (HMO) or any other types of insurance.

I hope their businesses are covered with insurance

So unfortunate. I hope they traders have business insurance to cover their lost in the burnt shops

This was long expected

May his soul rest in peace. So unfortunate

Your one-stop financial services platform for life Insurance, motor Insurance, travel Insurance, health insurance and investment in Nigeria.

Your one-stop financial services platform for home/fire insurance (property insurance), life Insurance, motor Insurance, travel Insurance, health insurance and investment in Nigeria.

Your one-stop financial services platform for business insurance, life Insurance, motor Insurance, travel Insurance, health insurance and investment in Nigeria.

Your one-stop financial services platform for life Insurance, motor Insurance, travel Insurance, health insurance and investment in Nigeria.

Kindly contact me through my profile signature for details to get your needed insurance plan/policy.

So sad!

seunmsg:
Very unfortunate. May their souls rest in eternal peace.

Correct.



More thirty three (33) characters needed

malali:
It’s tragic that negligence continues to put lives and property at risk. Measures must be taken to de-risk other buildings with similar hazards and prevent future incidents.

We have to acknowledge Africa’s heat and the growing reliance on renewable energy, especially lithium-based battery systems. Fires from lithium batteries are notoriously difficult to extinguish, so our firefighters must be trained specifically to handle these types of fires.

Any building with a large inverter room or significant battery storage should have:
• Emergency exits positioned away from the batteries, ensuring safe evacuation routes.
• Fire-retardant doors for the inverter room, designed to contain fires long enough for people to escape safely.

Proactive planning, proper training, and infrastructure adjustments are essential to minimize risk and protect lives.

Why Fires Happen:
• Overloading: Too many devices plugged in, drawing more current than the inverter/batteries can handle.
• Poor installation: Cheap cables, poor ventilation, batteries stacked improperly.
• Battery failure: Lead-acid batteries can leak or short; lithium-ion can overheat and catch fire.
• Dust / heat: Africa’s hot climates + dusty environments make thermal runaway and sparks more likely.
• Human error: Charging batteries while unattended, using low-quality inverters, mixing battery types, etc.

Fixes

• Proper ventilation: Heat dissipation is critical.
• Battery separation: Avoid stacking batteries too close.
• Fire suppression: Some buildings use CO₂ or dry chemical extinguishers.
• Regular maintenance: Check battery health, inverter wiring, and chargers.
• Quality equipment: Avoid cheap inverters and substandard battery brands.

Democracy return to rivers state