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As you near retirement you may be thinking about moving to a place with a low cost of living or more affordable housing to stretch your retirement income. Perhaps you've longed for living in a beautiful locale like a seaside city or town close to a hilly landscape with lots of places spots to explore.
Before you hit the highway towards your dream destination it's wise to know as much as possible about a city's real estate market and cost of living. You'll find a touch of everything on our rundown from less expensive cities in expensive districts to Midwestern cities where you can purchase a luxury home for less.
Affordable doesn't mean the same thing to everyone of course so we considered that. Some cities are affordable because the locale where they're located is very expensive. Other than the affordability, all of these places rank well for their safety median incomes and poverty rates.
So here are the 10 Best Affordable Places to Buy Property and Retire in the US.

10 Deerfield Beach, Florida
Deerfield is on the southeast bank of Florida around 20 miles north of Miami. With a populace of around 80,000 Deerfield Seashore is a coastline spot with a lot to see and do. Deerfield Seashore island runs along the eastern edge of the city isolated from the mainland by a channel whose various inlets make considerable waterfront in numerous areas.
Its housing expenses are six percent lower than the national average and the utility prices are one percent lower than the national average. Real Estate prices in the area are also much lower than nearby coastal areas with median home prices around $190,000 to $235,000. Numerous apartment buildings offer carefree living and fluctuating levels of conveniences or you can choose to live in one of the many gated communities in the town or encompassing region.

9 Portland, Maine
Many towns in the upper east have high costs of living to adjust to their high quality of life however Portland, Maine is among the most affordable.
The waterfront is a major attraction to retired people in Portland, the fishing industry implies a plenitude of fresh seafood and there are sand beaches and lakes close by.
The retirement community housing choices are generally excellent going from private homes to condominiums, a few retired folks live here for the mid-year and afterward move to a warmer climate. With a median housing price of $280,000, Portland is within reach for many who depend on federal retirement aid for income.
It pulls a community of retired folks who want to live in a small city in the uncrowded and wonderful territory of Maine.
8 Madison Wisconsin
Madison has always been named one of the best places to retire in America for its affordability, recreational activities, and natural beauty.
It is a rapidly growing city with a rich culture that revolves around a keen appreciation of the arts, a vibrant music scene, and locally sourced food.
It's additionally an entrepreneurial center point that is attracting various tech, biotech, and health startups. Also, the city offers an extraordinary climate for relaxation and entertainment with its picturesque lakes and broad networks of parks and biking trails. The land in the city is somewhat affordable with median home costs around $280,000.

7 Duluth, Minnesota
For retirees who want to live on a waterside but don't want to relocate to the coasts, Duluth might be just right. The city is located on Lake Superior and boasts a population of about 86,000 people. The city is a most loved travel place for Mid-westerners and an incredible spot to put down roots. Individuals who retiree here enjoy Boating and a lot of outside exercises every season.
In addition to the seemingly endless array of recreational opportunities and gorgeous natural attractions, Duluth offers affordable housing with a median home value of around $210,000 while rent for an average two-bedroom apartment near the lake is around $1000. There are some condo projects in the area including some on the lake which can be way cheaper than houses.

6 El Paso, Texas
El Paso is located in southwestern Texas near the Mexican border. It is ranked 15th out of 186 cities in the Gallup share care index, more specifically the city scored high for sense of purpose, community enjoyment, and good health.
El Paso offers bountiful sunny days, gentle winters, and housing costs well below the general average. Working parents in this city acknowledge the low cost of living, child care, and quality of education. Most families tend to settle down in suburbs on the edges of El Paso. Single individuals who prefer the metropolitan life choose the studios downtown and the memorable regions. The city additionally encounters every one of the four seasons and sees around 300 days of daylight every year.

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Youthful college graduates, who have just assumed control over obligation in the general public, ought to be engaged to proceed with this line and do it in a considerably more qualified manner.

Recipients of KAAD scholarship are dominantly from poor families and show academic excellence. A definitive goal of our scholarship is the advancement of "Agents of Change".

The Catholic Scholastic Exchange Administration (KAAD) is the scholarship organization of the German Catholic Church for post-graduate understudies and researchers from (developing) nations in Africa, Asia, Latin America, the Middle East, as well as Eastern and Southeastern Europe.

KAAD scholarship underpins its scholars with grants and educational projects and offers profound personal and spiritual assistance. This depends on collaboration with partner advisory groups and associations of ex-scholars in those nations and it targets setting up (scientific) organizations and adding to a development, which involves the religious and inter-religious dimensions.

Scholarship Prerequisites

For the program 1 of KAAD Scholarship you can apply if you are in any of the following categories:

Come from a developing or arising country in Africa, Asia, the Middle East, or Latin America and you are presently living there
You have a college degree and expert experience from your nation of origin.
You want to gain a master's degree or a Ph.D. at a German college or do a post-doctoral research project (2-6 months for college established college lecturers) at a German college.
You are a Catholic Christian (or general belong to a Christian denominator). Up-and-people from different religions can apply if they are proposed by Catholic partners and can demonstrate their obligation to inter-religious dialogue.
You can speak the German language before beginning the studies (KAAD can give a language course of max. a half year in Germany).

Top 10 Best Countries to Study Abroad

KAAD Scholarship Term and Prize

Full Scholarships with allowances

Expectations
Good (above average) performance in your Academics
The direction of your studies or exploration towards perpetual reintegration in your home locale (else the grant is transformed into a loan).
Commitment to Religious and social activities and willingness to inter-religious dialogue.

KAAD is working with its partners in different countries. There are partner Boards of trustees in these nations and applications are directed to them.

How to Apply
click the link to apply: https://cookmuv.com/2021-kaad-scholarship-program-for-young-undergraduates/

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Tourism in Japan has been given a significant lift since Tokyo won its bid to stage the 2020 Olympics. A record 19.7 million vacationers visited the country in 2015, with many spending time in its mystical capital city.
Tokyo was named the world's most satisfying city for travel in a 2013 poll by Trip Advisor and its popularity is continuing to grow. Here are our top 10 reasons to visit Tokyo as your next tourist attraction:
For this list, we're looking at why Tokyo should be at the top of your travel bucket list.

10. The blend of new and old
Tokyo is a city unlike any other it's truly one of a kind. Anyone with a passion for neon lights and cutting-edge technology is sure to fall in love with this vibrant metropolis. At night, walking through Tokyo can often feel as if you've stepped into a sci-fi film and yet the Japanese capital remains equally committed to honoring its past as you navigate the busy modern city the sheer number of shrines, temples, and other historic structures are astonishing.
There is seemingly a relic from the past and immaculately preserved no less waiting around every corner. You will also encounter tiny hole-in-the-wall restaurants and businesses that similarly feel as if they've fallen out of time, the contrast can be jarring at times but it's woven into the very fabric of Tokyo and is a big part of its appeal.

9. The Transit System
Public transportation might not be the most thrilling aspect of travel but it can make or break your experience in a city. the more a destination has to offer the more crucial it is that you be able to get from one destination to another efficiently and with minimal hassle. As a general rule, no trip to Tokyo is long enough but the transit system certainly helps you get the most out of your stay, yes it's speedy and well planned but there's also a novelty to the Tokyo transit system where else will you encounter white-gloved employees or get up to the second notifications. the cleaning crews at the train and subway stations might just be among the fastest in the world. this extremely well-managed system earns Tokyo its place among the cities with the best public transportation but because it services such an extensive area it's worth planning your routes ahead of time to avoid confusion.

8. The Neighborhoods
There are some cities where all the action seems to happen in a 10 block radius, in others like Los Angeles you need to spend time in a wide variety of neighborhoods to get a clear picture of everything the city has to offer.
Tokyo fits squarely into the latter category, a metropolis made up of many unique neighborhoods. Tokyo got a little something for every type of traveler. Akihabara is the place to go for anime, gadgets, and video games, it's got a chaotic neon aesthetic to match. To the east is Asakusa a neighborhood rooted in traditional values that offers a wealth of insight into the history of the city, If you're looking for temples and traditional Japanese craftwork and souvenirs this is the spot.
Harajuku and Ginza are the go-to places for fashion and trend spotting while c Shinjuku, Shibuya, and the aforementioned Ginza are the nightlife hubs. Nakameguro, Shimokitazawa, and Kichijoji each offer something distinct and are equally not to be missed.

7. Otaku and Akiba-kei culture
Have you ever been to a major pop culture convention, it can be pretty overwhelming. With all due respect to geek culture in North America, it can't hold a candle to the world of otaku in Tokyo.
The term was coined in the 1980s and while like geek there's a stigma attached to the word otaku in Japan. Manga, video game, and anime fans in Tokyo wear their passions proudly. Otaku refers to any intense fandom but Akiba-Kei is the blanket term for the three aforementioned types of media and their fandoms are the city's most omnipresent.
Otaku is a big business in Japan contributing billions of dollars to the economy. Whether you're personally into manga, anime, and video games or not the sheer spectacle and intensity of this culture are well worth experiencing.

6. Izakayas
Britain and Ireland have pubs, Spain has tapas bars and Japan has Izakayas the place to go for after-work drinks and some light snacks. Izakaya culture is a big part of life in Tokyo, there's no better spot to do some people watching or get lost in the local crowd.
Izakayas vary widely in terms of both size and style, some are small 10-seater sake houses that you're unlikely to spot unless you know where to look but there are also major chains more reminiscent of western watering holes something you're unlikely to have encountered back home however are the call buttons common in many of the larger establishments, need a refill just push the button and a server will be right with you. Beer, whiskey, cocktails, sake, and Shochu you can try it all, and though there are staple menu items like Yoza and Yakitori every Izakaya has its specialties.

Continue Reading: https://cookmuv.com/top-reasons-to-visit-tokyo-as-your-next-destination/

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The Netherlands is a densely populated country in part reclaimed from the sea with about half of its land lying below sea level.

Numerous vacationers only come to the Netherlands to visit Amsterdam yet Holland has a lot to bring to the table outside its capital. Bungled with channels, the level scene is ideal for cycling with historic town centers and exemplary windmills sprinkled all over the nation. During springtime the flower gardens become great tourist attractions providing a bold spectacle of vivid colors.

Here’s a look at the Amazing places to explore in the Netherlands.

10. Gouda
Gouda is a typical Dutch city with lots of buildings and pretty canals and is a popular destination for a day trip thanks to its great rail and highway connections. The city is famous for its cheese, syrup waffles, candles, and its clay pipes.

Gouda is such an Amazing places to explore in the Netherlands, Attractions for tourists in Gouda include the beautiful 15th-century town hall and the amazing glass windows in St Janskerk. The compact city center is entirely ringed by canals and is a mere five minutes’ walk from the station.

9. Rotterdam
The second-largest city in The Netherlands, Rotterdam is home to one of the biggest and busiest ports in the world with numerous waterways crisscrossing the city.

Having sustained considerable damage during the second world war, the city is now characterized by futuristic and innovative architecture. Although there is still an underlying grittiness to the place Rotterdam is a lively and diverse place with great museums, cultural attractions, and of course fantastic dining options befitting of such a large metropolis.

8. Zaanse Schans
The Zaanse Schans is an open-air conservation area and museum about 20 minutes from Amsterdam.

It displays the traditional architecture of the area from the 17th and 18th centuries and contains black and green traditional wooden houses, several functioning windmills, and craftsman workshops which are open to visitors. The windmills performed a wide range of industrial duties including wood sawing, threshing grains, and the production of things like seed and nut oil.

7. Utrecht

One of the oldest cities in the country, Utrecht’s winding canals twist their way around its delightful medieval center which has the arrestingly beautiful cathedral towering above it.

Although the sprawling suburbs do not make the best impression as you enter the city, its tangled web of roads is soon forgotten once you get a feel for this lively place with its fun atmosphere thanks in part to its huge student population the city has loads of cheap and cheerful bars and cafes as well as lots of great eating options.

Its most exceptional component being the inner channel wharf framework that was made to fight off pieces of the Rhine Stream from attacking the downtown area.

6. Maastricht

Located in the southernmost tip of the Netherlands Maastricht’s proximity to Belgium and Germany makes it a popular destination for citizens of both nations as well as the Dutch themselves.

The city is home to a multilingual and multicultural population as exemplified by its large student body hailing from all around Europe as such it is a mix of cultures and very different from other Dutch cities

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As per the World Bank, the total populace is about 7.6 billion (2019). The UN gauges that there are about 7.8 billion individuals on Earth as of January 2021. Presently, the worldwide populace increments by around 90 million yearly.

As per the insights, the quantity of women and men making up the worldwide populace is practically equivalent, however, there are marginally a larger number of men than women As indicated by the 2015 UN estimates, for every 100 ladies, there are 101.8 men, implying that women represent about 49.6% of the all-out worldwide populace.

Albeit the human sex proportion is practically 1:1, ladies and men are conveyed inconsistent internationally. In more than 100 nations, there are a larger number of women than men. In the best ten nations where women dwarf men, at least 53% of the populace are female. Among the highest female population country in the world are Nepal (54.4%), Curacao (54.1%), Hong Kong (54.0%), Latvia (54.0%), and Lithuania (53.7%). Many factors contribute to the high number of women in these nations, including high life expectancy, war among other things.

Most of these countries where women outnumber men have a large number of well-educated women who are in a high level of income but cannot find partners.
Sex differences in wages likewise put a financial strain on these nations.
Here are the top 10 highest female population country in the world.

10. Aruba

Aruba a small Dutch Caribbean island off the shore of Venezuela, it has a dry bright climate, blonde seashores, and delicate surf. women in Aruba make up 52.50% of the population, the number of women in the labor market has increased enormously, unemployment for women is higher than for men.

Women tend to leave the labor force at an earlier age than men do, women outnumber men in service and sales positions. In Aruba the minimum wage for men and women is the same nevertheless men continue to hold the more important positions.

9 Portugal
Portugal is a country that is known for many things its lovely climate, beautiful beaches, resorts, gorgeous architecture, and vibrant culture. These are just some of the reasons why millions of tourists flock there every year.

Portugal ranks among the highest female population country in the world, Women make up 52.70% of the population, many women of Portugal became professionals including being medical doctors and lawyers, many being merely office employees in factory workers. The literacy rate is still lower for ladies contrasted with men.

8 Hong Kong
Hong Kong is an independent region and previous English state in southeastern China. Women in Hong Kong make up 53.10% of the population. Traditionally women in Hong Kong have been situated within the context of Chinese family and society, the figure of single Hong Kong women living alone increased to forty-three points eight percent.

During the previous thirty years, ladies in Hong Kong have become more financially independent, self-assured, and profession centered.

7 Estonia
Estonia is a country in northern Europe, borders the Baltic Ocean and the Bay of Finland.
The proportion of the female is 53.20% of the total population.
According to the statistics in Estonia, Estonian women working primarily in the education and commercial fields are reportedly more active in the workforce than their average counterparts elsewhere in the EU.

Estonia has one of the highest literacy rates for women in the world. Estonian women are generally very intelligent and beautiful.

6 Russia
Russia or the Russian Federation is a transcontinental country in Eastern Europe and North Asia.

Women in Russia make up 53.50% of the populace. Women in Russian culture have a rich and numerous history during various regimes throughout the centuries.

Russia ranks among the highest female population country in the world, women in Russia make up 53.50% of the population. Women in Russian society have a rich and varied history during numerous regimes throughout the centuries.

The gender ratio in Russian is currently 86.8 men per 100 women. Women in Russia have a higher lifespan than men

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If there's an ideal time to work abroad it's now, thanks to the thousands of companies asking their employees to work remotely. Countries around the world have dual goals of bringing in tourism revenue lost during the pandemic and opening their doors wider inviting remote workers interested in setting up outside their home town.

Many of these regions are experiencing little to no virus outbreaks as well, making them even more alluring to ex-pats. Working in a different country isn't a new tactic for many nomads but countries such as Barbados and Georgia have recently loosened their visa restrictions to further attract a new batch of digital nomads.

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The best countries for a digital nomad have a few things in common the most important one is fast and reliable internet, low cost of living, cultural attractions, nice weather, and co-working spaces are highly prized.
The best places for Digital Nomads are a fast-changing list but then again we live in fast-changing times. So here are the 10 best places for Digital Nomads.

10. Hungary

Hungary has some of the finest architecture and one of the best public transport networks in Europe, every summer digital nomads flock to this country especially to its capital city Budapest.
The city of Budapest has some of the fastest internets in the world and Wi-Fi is everywhere. Lots of restaurants, shopping malls, and even some parks have free Wi-Fi. You can rent an apartment in a nice part of town for $600 to $1000 per month. You can rent a room in an apartment for around $200 per month.
Public transport is widely available in the city and is a cheap way of getting around the city and as a member state of the European Union Schengen visa rules apply. European citizens can stay in Hungary as a tourist or to work for 90 days out of 180 while citizens from the United States and Canada can stay in Hungary for up to ninety days.

9. Chile

This country is known for being safe for travelers and digital nomads, it's thought to be one of the safest countries in South America however as when traveling to any big city keep your wits about you.
Most digital nomads in Chile float towards its capital city Santiago, this rambling city is home to around 6 million individuals and is viewed as the hub of South America. There are nomad communities throughout Chile made possible by the fast internet throughout the country. it's not just the large urban communities offering workplaces to digital nomads even some small far removed towns have co-working hubs
Expect to pay at least dollars $750 for an apartment in one of the nice parts of Santiago and as far as the visa goes Chile gives a 90-day visa which can be extended for a small fee.

8. Czech Republic

With the low cost of living and fast Wi-Fi, the Czech Republic, in general, is a great option for digital nomads, and its capital city Prague has recently become one of the best places for digital nomads thanks to its excellent transport, culture, and international links. The Czech Republic is in the Schengen area of the European union so European nomads won't need a visa to stay there.
With moderately low living costs, a lot of nightlife, and delightful engineering, Prague is a rising star in the digital nomad scene and an incredible choice for remote workers looking for culture and workability. the cost of living in Prague has risen somewhat so the average cost of an Airbnb apartment for a month is around $1500 although you can find gorgeous Airbnb rentals for around $1000 if you avoid peak tourist season.

7. Thailand

The low cost of living combined with hot weather have made Thailand a favorite with ex-pats over the last few decades. Digital nomads are now making the same trip and working online from Thailand.
Internet coverage is solid through the vast majority of Thailand, on the off chance that you are situated in one of the large urban communities you can work effectively from quite a few spots. Free Wi-Fi is normal in the majority of the bistros and cafés in the city.
The type of experience you will have in Thailand will depend on the city you choose to reside in, Thailand has something for everyone whatever you want from your stay you'll be able to find it. The city of Chiang Mai regularly finishes top on the list for having the best digital nomad communities in the world.

6. Taiwan

Taiwan may be one of the potential winners of attracting the new remote workers geographically close to business hubs and boasting affordable costs of living.
Taiwan is suited to be a home base for many white-collar professionals seeking a place to work without breaking the bank. Taiwan is highly urbanized close to 80 percent of the population lives in cities the biggest city of Taiwan is Taipei. It is one of the best places for Digital Nomads and also the safest, even though it's a 24-hour city and always on the move accommodation in the city is a bit expensive compared to other living expenses but that doesn't change the fact that it's quickly becoming well known between digital nomads and ex-pats.

5. Estonia

This digital nomad hub offers E-residency making it easy to start your business and feel welcomed. It’s so welcoming that it has plans to be the first country to provide a digital nomad visa, this visa would enable digital nomads to work and travel in Estonia for up to one year and it would also give digital nomads access to the Schengen area, allowing them to travel to other E.U member states for up to 90 days.
Estonia’s capital Talin is becoming more popular in the startup and digital nomad world and it has a big base of tech digital nomads gathering professionals from all over the world, you have free Wi-Fi coverage at most of the places and the cost of living is average.

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There are hundreds of reasons countries have strict immigration laws or policies, most of those reasons have to do with economics, you know taking jobs away from the locals.

While some countries make it easy for Ex-pats to gain citizenship other don’t. For whatever reason, if you want to become a citizen in another place outside the United States or wherever place you’re coming from there are going to be forms to fill out, waiting lists to get on and in some cases bribes to be paid.

Some countries won’t be on this list because you can’t migrate to them or it’s just a place you shouldn’t want or migrate to or it’s just a place you don’t want to be a citizen such as Syria and North Korea.

There are no definite ways to rank these countries because they are all different and have their policies to become a citizen or a naturalized citizen. The ranking is based on which country has the toughest immigration laws or is the hardest one to become a citizen.

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Let take a look at the countries with the harshest immigration laws and these are the hardest countries to get citizenship.

10 China

The nationality law of the people's republic of China allows foreigners to become naturalized citizens if they have relatives who are Chinese citizens or you have another legitimate reason to want to seek naturalized citizenship.

If you don't have a relative who is a Chinese citizen the chance of you becoming a Chinese citizen yourself is slim.
According to the CIA naturalization is possible but it is extremely difficult to become Chinese citizenship, long-term residency has requirements but they're not specific, they change all the time. You can’t say because you have resided in the country for five years then you can apply to become a citizen, there's nothing like that.

9. The United States of America

The United States as a country was started by immigrants we all know that and for a long time they wanted everyone and it is manifested on the statue of liberty, that was kind of the open door policy the United States had but you still had to apply.

The United States has been bipolar when it comes to immigrants some decades they want them other decades they blame them for everything from poverty, inflation aids, and many other things. Since the 9/11 attack, the process has become more and more complicated as the United States has used immigration laws to try and protect its citizens from harm.

Unless a person is coming to the United States through a family member or an approved job offer, it is very difficult to establish legal permanent residency. Different refugee categories help people get their green card a little bit faster and after that, you have to wait on a lottery system. Also, those who have had permanent residency status for five years can begin the process of applying for citizenship by filling out an application and taking a test which includes knowledge of the history of the United States and the government and also of the English language and after that you must swear an oath to the constitution.

8. Switzerland

For some reason, the countries that are in the Alps don't want people moving into their country. According to a law that went into effect in 2018 to live in Switzerland permanently you must have lived in the country for 5 or 10 years and have had a working permit called a C permit that whole time and they don't care who you're related to here.
The C permit which allows you to live and work in the country requires five years of continuous residency in Switzerland for European Union, Canada, and U.S citizens.
If you're from a country outside the U.S, Canada, or The European Union you have to have a C permit for 10 years and not be convicted of any crime.

7. Kuwait

Kuwait makes you wait for quite a while, in 1999 they passed a law putting the clamps on immigration, it is called the nationality law of 1999.
Here's how it works, after living in Kuwait for 20 years, 15 if you're from another Arab country you can apply to be granted Kuwaiti citizenship but only if you are a Muslim by birth or by conversion, if it is by converted you must have been practicing for five years at least and also speak fluent Arabic. They don't cut you much slack if you marry a Kuwaiti man either.

6. The United Arab Emirate

U.A.E is like a marathon when it comes to citizenship they will let you apply to be a citizen if you have legally resided in the country for 30 years according to the CIA website.

Federal law number 17 as it's called states that if you're an Arab citizen from Oman, Qatar or Bahrain you can apply for naturalization after three years of residency. Arabs from other countries are eligible after seven years of residence in the U.A.E.
If you're a female citizen of the U.A.E. married to a foreign man you can't pass citizenship off to your kids.

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Latin American countries are witnessing a high influx of immigrants and investors thanks to stable political systems and low cost of living. Countries like Costa Rica, Panama, and Argentina are very stable democratic societies with growing economies and one of the cheapest countries in Latin America to live in.

Daily life in these countries will offer you plenty of savings, overall rent is within reach, cost of food and prices of property are based on what locals can pay and odds are you are in an ideal situation monetarily than most local people. A mid-range lifestyle for a family of four in these countries can cost you anywhere between $1000 to $3000 per month depending on which place you choose to reside.

According to international living, all of the countries mentioned in this article are safe and welcoming to foreigners particularly retirees but keep in mind that the countries mentioned in this article are not ranked according to their number, every country is unique in its way. so here are the 10 cheapest countries in Latin America to live in.

10. Chile

Chile is one of the most secured and politically stable nations in South America, with a grounded working class, great clinical offices, and an all around created foundation.

The country boasts a range of accommodation options for immigrants and even top quality housing tends to be affordable when compared to other major destinations. buying and renting prices in the country are among the cheapest in Latin America, the national average for a one-bedroom apartment in a city is about $350 per month and if you want more space the national average for a three-bedroom villa or apartment ranges between $700 to $1000 in a city center.

Chile is also a very popular tourist hot spot each year more than 3.5 million tourists head to Chile to enjoy the beaches, national parks, wine tours, and natural beauty.

9. Peru

This country features everything from vibrant cities to mountainous regions and quiet farming towns. Notwithstanding where you stay the average cost of living will in general lay on the lower side compared with other Latin American nations..

When it comes to renting immigrants are often pleased to discover that accommodation is typically 80% cheaper than other major destinations and one of the cheapest countries in Latin America to live comfortably in. According to international living, you can live comfortably on $1500 a month or less, the organization also claims you can find a family apartment in an upscale district for around $800 a month also groceries in Peru are extremely cheap and your retirement or ex-pat salary will go far.

8. Nicaragua 

Nicaragua is home to a vibrant culture with friendly people, spectacular beaches, and an amazing real estate investment opportunity. It is the cheapest place you can retire in the Americas for the highest quality of life.

You can have a quiet laid-back beach lifestyle or one full of adventure, either way, you choose to live it is affordable and the prices will exceed your expectations.

According to international living rent of a one-bedroom apartment in the city is about $250 per month and a three-bedroom could cost you just under $500 per month. It likewise offers an extraordinary chance to buy stunning beachfront, lake, or colonial real estate at fantastic costs. The property taxes are low and the government offers all sorts of incentives to foreigners from opening businesses to real estate investments.

7. Argentina

Living in Argentina guarantees a satisfying life in an excellent, different, and socially rich country. It is the second-biggest country in South America and the eighth biggest on the planet.

Argentina is often cited as a desirable place to retire as it offers ex-pats a good and affordable lifestyle, the country is also known for having one of the best health care systems in the region. Many ex-pats and retirees manage to live quite comfortably on $1000 to $1300 per month and couples on around $1500 to $1800 a month.

Cheap rent provides a big boost to Argentina’s affordability especially for those who choose to reside outside the more popular tourist districts although renting a property in the country is quite affordable but most ex-pats and retirees tend to buy their property outside the major metropolitan areas with the average price of a villa ranging between $60,000 to $200,000.

6. Belize

With great all year climate, low populace, and easy access to major urban communities across North America it's no big surprise that an ever increasing number of individuals are deciding to move to Belize.

There is no language barrier when it comes to communicating with local people in Belize because English is the official language.

Belize has some of the region's most lenient residency laws, you can declare permanent residency even if you only spend two weeks of the year in the country. The country imposes very low property taxes, no capital gains tax, and places no restrictions on foreigners buying, selling, or renting property making Belize a great place to invest hard-earned assets. For about $50,000 you can get a modest three-bedroom cottage by sea with all amenities.

5. Uruguay 

Uruguay the richest state in Latin America stands out in the region as a liberal and modern country with developed social security, health, and educational systems. Uruguay creates a favorable atmosphere for business investments offering a zero percent income tax rate for income received from Non-Uruguayan sources.

For couples that own an apartment, the average cost of living in the country can be a little over $1200 per month. It is not a surprise that an increasing number of people choose Uruguay as their retirement destination, overall the country is very safe and cheap offering plenty to ex-pats and retirees alike.

4. Colombia

An ever-increasing number of individuals are moving to Colombia nowadays whether it's digital nomads heading to Medellin for the warm climate or entrepreneurs and business people attracted by Colombia’s growing economy. Colombia had a violent reputation in the past but its crime rate has decreased significantly in the past decade.

You can live in many parts of Colombia for $1000 per month or less because this country is just beginning to become recognized by ex-pats as an affordable retirement haven for its low cost of living and lifestyle. The top reasons for the influx of ex-pats into Colombia include a growing economy, stable government, universal education, and near-universal healthcare.

continue reading: https://cookmuv.com/cheapest-countries-in-latin-america-to-live-in/

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Some countries in Europe are known to being expensive but that’s not the picture of the entirety of Europe, in fact, some East European countries are surprisingly affordable and are the perfect place to live abroad.

These countries are some of the most affordable countries in Europe with good health care systems and good quality of life. Moving to one of these European countries can be easier than western European countries.

These countries are ranked according to the cost of living and standard of life. So here are the top 10 cheapest countries to live in Europe.

10 Montenegro

Montenegro has stunning landscapes, beautiful beaches, and magnificent mountainous countryside to explore.

If you are looking for a cheap European country to live in with a natural scenic view, fantastic weather, and affordability, Montenegro is an ideal destination for you, it is also called the pearl of Europe.

Room rent, utilities, and groceries are pretty cheap in Montenegro by western standards, with such a low cost of living.

With its fast-growing economy and emerging tourism industry, Montenegro is becoming a popular and cheap European country for digital nomads.

In Montenegro, you can live an extremely comfortable life for as low as $900 per month.

9. Czech Republic

Located in central Europe the Czech Republic boasts a stunning old town with some wonderful gothic architecture and historical buildings.

The Czech Republic is one of the safest and cheapest countries to live in Europe. It is modern, safe, comfortable, and friendly.
Czech people welcomes international travelers with open arms, immigrants are attracted to the Czech republic for a dozen reasons which include the low cost of living, excellent health care, beautiful forests, and cool historic architectural buildings.

As with most countries, the cost of living in the Czech Republic depends on the region you choose to stay in, the capital of the Czech Republic is Prague, it is a popular tourist destination and more expensive than rural locations.

8 Belarus

Belarus is one of the least explored countries in Europe but surprisingly Belarus offers a lot of great things to do at cheap. The country always features among the cheapest countries to live in Europe, Belarus offers residents a great quality of life with natural attractions and vibrant cultural destinations.

The low cost of living is one of the biggest draws for many immigrants, accommodation in Belarus is affordable whether you choose to live with roommates or by yourself, food and local transport are pretty cheap.

You can live comfortably at around $1000 per month, in addition, you can enjoy several outdoor activities like hiking, canoeing, hunting, and fishing.

7. Latvia

Latvia is a beautiful and cheap spot for retirees to live out their golden years, everything is affordable here whether it’s housing, healthcare, or groceries. There are lots of interesting places to explore, different activities to try plus the friendly open-minded locals in Latvia.

It is one of the cheapest countries to live in Europe for English speakers, as 47 percent of Latvian people speak English and it makes Latvia a honeypot country for digital nomads and immigrants. One-bedroom apartments in large cities rent for an average of one thousand dollars and outside the city center, you can get it cheaper.

The country also offers a variety of recreational options that include hiking, kayaking, skiing, and many other outdoor activities.

6. Slovakia

Slovakia is an amazing country with lots of hiking trails, national parks, castles, museums, and UNESCO protected sites. Slovakia is a safe and cheap European country to live in that has started to attract more immigrants and international travelers in recent years.

continue here: https://cookmuv.com/top-10-cheapest-countries-to-live-in-europe/

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Citizenship by investment is a means to secure second citizenship and passport in another country by investing in its economy.

This can be accomplished through different types of established investment options including real estate, government bonds, establishing a business, development funds, and more. Some countries have put their citizenship by investment programs to a halt due to the pandemic but the countries mentioned in this article are still accepting the application and are attracting several high net worth individuals from all over the world.

Caribbean countries have captured top spots due to the significant changes they made to their programs, for example, switching to digital processing of applications, Covid discounts, and becoming family-friendly to overcome the pandemic.

Dual citizenship from a small peaceful nation also provides extra peace of mind during times of instability.

Here are the top 10 countries that offer citizenship by investment in 2021.

10. Dominica

If you are seeking global mobility for yourself and your family, tax exemptions, and a beautiful place to live or retire the Dominica passport is surely a fantastic asset to have.

The country offers the cheapest and easiest way to obtain a second citizenship, for a minimum of just $150,000 investment in real estate or government funds you could get yourself and your immediate family second passports, all of these can be achieved in under four months this excludes processing fees, passport application costs, and legal fees.

You do not need to live in Dominica to obtain a Dominica passport, you just need to pay the application fee and make your investment.

The Dominica passport ranks 37th in the world because it offers exciting visa-free travel to more than 130 countries including the Schengen area in Europe.

9. Moldova

Strategically positioned with easy access to Europe, the Middle East, and Asia, The Republic of Moldova is a modern European country with a picturesque, varied landscape and a world-renowned wine industry.

Moldova opened new citizenship by investment program last year, it is one of the cheapest citizenship by investment programs in Eastern Europe, it requires a $130,000 one-time contribution in real estate or bank deposit.

This program has a processing time of three months with at least six months of residency required in the country. Although not a part of the E.U Moldova is in Europe and offers an alternative to the Caribbean passport programs with residency a potentially attractive option and a passport offering visa-free access to 122 countries.

8. Turkey

Turkey citizenship by investment is another program to consider for a second passport, however, because it is a predominantly Muslim country you may have to take time to consider how favorable the country would be for you especially if you’re non-Muslim.

Obtaining a Turkish passport costs a minimum of $250,000 and it would require applicants to invest in real estate, local businesses, venture capitalist funds, or government bonds.

With a Turkish passport, you can access 112 countries visa-free, most of the people who apply for Turkish citizenship through investment programs are from the middle east or Africa.

On the flip side, political turmoil made the Turkish Lira drop significantly in value against the dollar over the past few years meaning that the $250 000 you’re required to invest will go a lot further now. The best part of Turkey is that the cost of living can be as low as $700 a month.

7. Malta

Malta is another country in Europe that can be considered as an E.U citizenship by investment because of the European access attached to the passport.

Unfortunately, it doesn’t come cheap to qualify for Malta citizenship by investment program, you’ll have to pay a minimum of $600,000 spread over donations, investments in real estate, stocks, and bonds.

Malta citizenship program has a very strict due diligence and vetting policy, application refusals are very high they are very careful who they grant citizenship.

The country has a rich Mediterranean culture, yet it is surprisingly well developed, a Maltese passport also guarantees visa-free access to 155 nations across the world.

6. Vanuatu

Vanuatu is an archipelago located about one thousand miles east of Australia. Its economic citizenship makes the cut as one of the top ten best citizenship by investment programs.

continue here: https://cookmuv.com/countries-that-offer-citizenship-by-investment-in-2021/

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Many countries and cities are blessed with natural and man-made sites that draw the attention of tourists, so in this article, we’re looking at sites and cities around the world that everyone should witness firsthand before they die.

In no particular order here are our 10 Amazing places to visit in the world, at least once in your lifetime.

The Great Barrier Reef

For underwater exploration the Great Barrier Reef is the pearl of the Coral Sea, you won’t find a more immense coral reef on earth. Being composed of almost 3000 solitary reefs and 900 islands this undersea wonderland of marine life shipwrecks and natural beauty stretches for over 1400 miles providing adventure around every trench with a varied ecosystem.

The Great Barrier Reef has been described as the rainforests of the sea, however, the reef faces the threat of climate change and pollution amongst other things thankfully the Great Barrier Reef marine park has taken measures to restrict human interference, still, we shouldn’t take this Australian landmark for granted so be sure to visit it responsibly especially if scuba diving is your passion.

The Taj Mahal

You can’t visit India specifically the city of Agra without having a photo at this marble mausoleum. The Taj Mahal was constructed during the 17th century as a tomb for Mumtaz Mahal the favorite wife of Mughal emperor Shah Jahan.

We’re all familiar with the main building which is distinguished by its marble dome and four surrounding minarets, while the tomb is the fiesta resistance it’s far from the site’s only architectural marvel, walking through the main gateway known as Derwaza you’ll be entranced by the Mughal gardens and reflecting pool. There’s also the great gate you’ll only be further blown away by the attention to detail etched into every nook and cranny.

The Greek Islands

There are somewhere between 1200 and 6000 islands in Greece you may need some help narrowing down your options.

The area’s biggest island is Crete which is ripe with gorgeous to explore and bodies of water to relax. Several islands are within the vicinity of Athens the capital of Greece, most would agree however that Santorini is a paradise unlike any other, you can lose yourself in the Cliffside town of Aegean which stands out for its array of Cycladic and cave houses, the radiant architecture is only rivaled by the view of the neighboring sea, it also may be the closest you ever get to visiting Atlantis as some have linked a volcanic eruption that took place in Santorini to the legend.

The Grand Canyon

There are several spots you need to drop by on any road trip across the southwestern United States, the most essential destination, however, is the grand canyon speculated to be somewhere between five to six million years old.

This colossal canyon is a staple of both the Colorado River and the state of Arizona stretching 277 miles long and over 6000 feet deep it’s an all-encompassing sight that’ll make any visitor feel insignificant, beyond taking a few photos one might assume that there isn’t much to do with the national park you’d be wrong though because there’s a wide assortment of trails for hiking and mule rides, allowing tourists to get an even more intimate look, it’s also home to Havasu falls if you need to cool off.

Paris, France.

When people think of cities right out of a fairy tale Paris is typically the first place that comes to mind.

France’s capital not only lives up to that description but it somehow manages to surpass all expectations, being the second most expensive city on earth it’s understandable why some people never get to visit Paris in their lifetime.
if you save up for a trip you’ll be rewarded with the most exquisite cuisine, the most fashionable shopping experiences, and the most elegant sights imaginable. From the Eiffel tower to the Louvre museum to the Arc de Triomphe, few cities host more iconic landmarks although The Notre Dame Cathedral is still under construction from the devastating 2019 fire it’s still a beacon of inspiration.

Machu Picchu

Machu Picchu is shrouded in so much history and mystery that the only way to truly absorb it all is to visit the ruins in person.

continue: https://cookmuv.com/10-amazing-places-to-visit-in-the-world/

Bank Teller Jobs
Opening for a bank teller jobs in south south and south east. A bank teller is known by the term cashier, he is the person who fill the position at a counter in the bank and deal directly with customers.

Locations: Anambra, Enugu, Akwa Ibom and Calabar.

Major Task and Responsibilities
Depositing cash, Issuing traveler’s check, cashing payroll for customers.
Resolving any pending customer issues.
Handling business referrals and promoting other bank services such as loan, mortgages etc.
Ordering a daily supply of cash to meet the required needs.
Filing and sorting all deposited checks and slips.
Processing and maintaining all records of existing customer loans verification.
Job Requirement/Qualifications
Applicant should have a high school diploma or equivalent bachelor’s degree.
Clean background with no history of theft or fraudulent actions is a must.
Clerical experience is recommended.
Ability to work with computer’s various operating systems and also should be able to work without computer in the event of a computer failure.
Remuneration: 75k + Pension+13th month +HMO

Follow the link to see How to apply:

Job Description
A qualified and smart female accountant that will focus on customer and payments and payment related issue
Location: Ikeja, Lagos
Major Task and Responsibilities
Prepare and maintaining tax reports and budget reports
Prepare monthly account reports, profits and loss statements.
Planning, organizing and implementing particular financial goals to achieve the business goals.
Job Requirement/Qualifications
Applicant should have at least bachelor’s degree in Accounting.
Clean background with no history of theft or fraudulent activities.
Ability to use Accounting Packages
Ability to work with computer and without computer in the event of a computer failure.
Bookkeeping Certification, Associates Degree in Accounting or 2-years commensurate experience (required).
A critical thinker and effective time manager.
Strong attention to detail and sense of urgency.
Excellent communication skills both written and oral

Salary: 80k net

Follow this link to see How to apply: https://cookmuv.com/female-accountant-needed/

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Last year millions of jobs were lost but things have improved significantly in the last six months. The Coronavirus pandemic is far from being over and with the current scenario, it would be more interesting to know which jobs are in high demand.

The list is based on information shared by Canadian human resource company Randstad Canada.
In no particular ranking order here are the top 10 in-demand jobs in Canada in the year 2021.

1. Registered Nurse

We are still amid the pandemic and one of the most in-demand jobs in Canada at the moment is Registered Nurse. Before covid-19 there was already a shortage of nurses across Canada. According to estimates, Canada will need over 60,000 nurses by 2022, to help with the aging population and the demands in already short-staffed departments, that’s not even considering the needs of new covid-19 patients.

2. Driver

Drivers of all kinds were in high demand well before the pandemic and it’s expected that this trend will only accelerate due to covid-19, especially for truck drivers as they are among the front line responders delivering critical medical supplies to hospitals and ensuring store shelves across the country remain stalked with essential goods. This also applies to delivery drivers who are responsible for food deliveries and packages.

3. General Laborer

General laborers are in demand across Canada, they can cover jobs in manufacturing, logistics construction, assembly line work, packaging, etc. There are opportunities to land a job as a general laborer as there are more openings than employers can fill.

4. Customer Service Representative

While many people are working less customer service reps have been working harder than ever managing long hours of work right now. The need for customer service reps is enormous and the quality of customer service can have a lasting impact on business these days as customers want to talk to a real person when they call and not an automated message.

5. Administrative Assistant

Covid-19 has led to a surge in work for several departments within companies, health and safety legal, human resource, and accounting are just some departments that have been busier as a result of the crisis. Administrative assistance is needed to shoulder the burden in areas like providing general office support, answering and redirecting calls, data entry, assisting with accounting, and a variety of other clinical tasks.

6. Sales Associate

If you have got a knack for sales 2021 maybe your year as sales associates are crucial for both business to customer and business to business sales. Although e-commerce driven sales have soared in popularity, for those who prefer to shop in stores sales associates are interpersonal connections for customers with invaluable product knowledge. If you are conversational and outgoing you’ll have your choice of employers, particularly in essential sectors.

Continue: https://cookmuv.com/top-10-in-demand-jobs-in-canada-2021/

Which country is the highest salary paying countries for workers in the world, you may be asking this question if you’re planning to work abroad to have a better life for yourself and your family but keep in mind that each country has its own cultures, languages, industries, policies and working conditions. Depending on your skills, work experience, and personal preference you can choose one of these countries if you want to get a high salary.

This list is made based on the average annual incomes, here are our top 10 Highest Salary Paying Countries for Workers.

10. Iceland

Iceland only has a population of 350,000 making it the least populated country in Europe. The

United Nations Human Development Index ranks Iceland as the ninth most developed country in the world. Iceland runs almost entirely on renewable energy specifically geothermal and hydropower.

The Average Annual Income: $46,074

9. Belgium

Belgium has very high standards of living, health care, and education. Belgium ranks as one of the safest and most peaceful countries in the world. Dutch and French are the major languages in Belgium, minorities speak German. The top industries in Belgium are processed food and beverages, engineering, and transportation.

The Average Annual Income: $47,702

8. Canada

Canada is highly urbanized with 82 percent of the population concentrated in large and medium-sized cities. Canada ranks high when it comes to the quality of life, education, economic freedom, government transparency, and civil liberties.

The Average Annual Income: $47,843

7. Denmark

Denmark is located in northern Europe, the weather is characterized by mild winters and cool summers. Denmark has the highest minimum wage in the world due to the fact that there is no minimum wage legislation and the strong influence of the trade unions.

The Average Annual Income: $50,024

6. Australia

Australia is a sovereign country comprising the mainland of the Australian continent, the island of Tasmania, and numerous smaller islands. Australia is the largest country in Oceania and the world’s sixth-largest country by total area. Top industries are tourism, financial services, and mining.

The Average Annual Income: $50,167

5. Netherlands

The Netherlands is also known as Holland is ranked as the sixth happiest country in the world in 2019 based on the United Nations World Happiness Report. The Netherlands has good public education, infrastructure, and universal health care.

The Average Annual Income: $50,670

Continue: https://cookmuv.com/highest-salary-paying-countries-for-workers/

Relocating and settling down in a new country is an exciting thought for many among us but immigration rules vary from country to country. Every country in the world has certain methods for accepting immigrants to live in their home country. The process could range from paying certain fees, taking relevant tests, interviews, learning the native language of the country, and so on.

The countries mentioned in this post have good quality of life, infrastructure generally first or second world country with a modern infrastructure and a reasonably stable political system.

Here are our top 10 best countries to immigrate easily.

10: Argentina

Argentina is a great place to live with vast and beautiful landscapes modern cities and some of the best beaches in the world. Argentina offers a low cost of living and excellent opportunities for employment and education making it ideal for singles couples or families, it is one of the relatively easy Countries to immigrate easily to. As long as you meet the minimum monthly income criteria set for immigrants you can become a resident or citizen.

You can apply to become an Argentine citizen if you are over 18 years old and have been living in Argentina for two years.

9. Norway

Norway offers a good standard of living along with excellent free education. The country has been rated as one of the happiest places to live in the world and is known for the people’s good health and longevity.

The immigration rules of Norway are not very strict making the process relatively easy. They are a variety of visa for those who what to immigrate to Norway, these include work offers, education permits, and family reunification.

8. Mexico

Mexico is a great live in, they have a great standard of living and an excellent health care system.
Mexico is blessed with wonderful coastal resorts. The country offers different categories of visas and permits depending on where you are relocating.

Mexico has a visa-free stay for up to 180 days if you are from the USA, Western Europe, or other areas of Latin America.
You can apply for Mexico’s citizenship if you have lived for three consecutive years in the country.

7. Panama

Panama is a great choice If you are looking for countries with easy immigration policies. They have a great standard of living and they use the U.S. dollar for transactions within the country.

The long-term retiree visa in Panama requires you to have a monthly income within the range of $1000.
For those within the younger age range, all you need to do is deposit $5000 in a Panamanian bank account this qualifies you for the initial process of applying for a friendly nation visa.
The process of applying for Panamanian citizenship is relatively easy you just need to have lived in the country for four years.

continue : https://cookmuv.com/10-best-countries-to-immigrate-easily/

Studying abroad can truly be a once-in-a-lifetime experience. The opportunity to further your academics in a foreign country allows you to not only travel but also live like a local and be part of a new culture. The best countries to study in the world are ranked according to the international student survey which is based on different factors such as Universities, Lifestyle, Education quality, etc. although many study abroad programs have been canceled or pushed back due to the ongoing pandemic it’s never too early to think about future potential destinations.

Here are the 10 best countries to study abroad.

10. New Zealand
New Zealand has an international reputation as a provider of quality education, that being said New Zealand has a group of worldwide recognized universities that offer high-quality college degrees for the applicants. Along with good education, the country’s universities offer the best research-based education in the world. The country offers a safe learning environment with excellent study opportunities and support services for international students. The cost of living in New Zealand is cheaper than other universities abroad.

9. Australia

More than 160,000 international students come to Australia annually, which indicates the huge opportunities that students can get in Australia. With endless miles of beaches some of the chilliest vibes in the world, international cities filled with people from all over the world, and lots of opportunities for adventure, it’s a great place to spend a semester.

Australians have a pretty good sense of work-life balance, so expect your studies to be peppered in with a healthy dose of beach days and nights on the town.
8. United States of America

One of the most demanded destinations to study abroad in the world, the United States has one of the best universities in the world. Many of the world leaders in politics, technology, medicine, and economics graduated from well-known American universities like Stanford, Harvard and the list goes on and on.

It is a long journey for any college students who think about studying in the U.S because it will take you one or two years to prepare yourself with the needed papers requirement and tests to be able to apply to any American university.

7. Canada

For many Canada is a favorite destination when it to a place to study abroad because it offers many of the students the ability to settle down in Canada after they finish their studies and get a good job opportunity. One of the most important reasons why students choose to study in Canada is because of the high quality of education, studying in one of the Canadian universities will not only give you a college degree but will also give you the chance to enter the job market in North America.

The country also offers low tuition rates for international and domestic students in North America. Canada is arguably one of the best countries to study abroad.

6. Netherlands

When you’re considering a country to study abroad, you’ve probably thought about the Netherlands as a viable place to pursue your education.

Dutch universities are known to be among the best universities in the world competing with other famous U.K and U.S universities.

Click here to continue: https://cookmuv.com/top-10-best-countries-to-study-abroad/

About Candel company limited
The Candel Company Limited is Nigeria’s leading crop yield advancement and protection company. As a result of growth and the need to strengthen our current team, we need exceptional individuals with the right qualifications, mentality, drive and experience to join our team of agronomy and other professionals.

Candel Company Limited was incorporated in Nigeria (RC 204522) on the 10th of September, 1992, as a Private Limited Liability Company to develop market and distribute agrochemicals, specialized fertilizers and allied inputs to farmers in Africa.

Job Description
Candel is looking for professional drivers with good communication skills. Must be deeply familiar with routes in Lagos mainland and Island and have a great track record in delivering exceptional driving service.

Location: Lagos, Nigeria.

Employment Type: Full-time

Major Task and Responsibilities
Candidates who reside around Ajah , Ikota and Jakande would be preferred.
Keep the vehicle clean and maintained at all times.
Perform preventative and regular maintenance on the vehicle.

Job Requirement/Qualifications
Candidates should possess an SSCE / NECO / GCE qualification.
3 years minimum driving experience.
Excellent communication skill.
Familiar with road signs.
Conversant with Lagos roads.
A valid driving license.
Not more than 45 years of age.

Salary
N50,000 – N70,000 monthly.

Closing Date
30th January, 2021.

Follow the link to see how to apply: https://cookmuv.com/driver-needed-at-the-candel-company-limited/

Parents want to offer their children the simplest chance in life. When it involves expatriate parents, especially people who are relocating, got to consider a rustic country which offers an excellent standard family life. Moving anywhere, and particularly abroad, are often exciting and terrifying for youngsters. Our best Countries to bring up a family is based on a worldwide perception-based survey and ranks countries base on attributes like the quality of education, social benefits, crime index, environment, social tolerance, health services, childcare services, and quality of life. Most of the countries mentioned that made our list are Scandinavian Countries thanks to their free Education and good healthcare System.

Here are our top 10 best countries to raise a family.

10. Germany
Germany constantly rates high on the scale of best countries to raise a family with expatriates continually impressed by the emphasis on family values and welfare in the country. Once you have obtained the residence visas for you and your family you can easily settle into family life in Germany. Many expatriates also enjoy the quality of education their children receive in Germany aside from education one of the main concerns parents have when moving to Germany with their kids is being able to keep them happy and entertained, fortunately, there are numerous family attractions and fun things to do with kids in Germany.

Finally, one of the major incentive to have children in Germany is the generous financial support that parents receive from the state, this is due to the government’s concerns about the declining birth rate in Germany and the demographic future of the country.

9. Canada
Canada is one of the best country to raise a family, it is known for having one of the most welcoming and multicultural communities worldwide with some of the most picturesque backdrops. Immigrating to Canada is a life-changing decision and can be both daunting and exhilarating in the end it all depends on where you come from, also make sure to bring lots of money when you move to Canada so you don’t have to depend on Canadian wages. Canada is known for its world-renowned free public health care and secondary education system. Your children will get all the support and tools that they need to create a life of the highest quality for themselves and generations to come.

The country has so many wonderful places to choose from to raise a family however there are a few that consistently make the best cities to immigrate as a family are Ottawa, Guelph, Calgary, and Brandon

8. Australia
Australia is the best country in the southern hemisphere in which to raise a family says the UNICEF fairness for children reports. It is also listed as the best Non-European country in which to raise kids. It is of no surprise that Australia is home to three of the world’s most livable cities Melbourne, Adelaide, and Perth a fact which contributed to its overall score.

The country pays great attention to health integration and overall quality of life, Australia offers financial support for up to 18 weeks to help eligible parents take time off work to care for a newborn or recently adopted child. The country also boasts a high rate of participation in sporting activities and boasts a comparatively high life expectancy for both females and males. Also, Australia is a great place for people who want ideal warm temperatures for the majority of the year.

7.Finland
Finland has been recognized as the safest and happiest country in the world. Parents worry over their kid’s safety above everything else, knowing you’re living in a country known for its safety helps turn this everyday worry into an afterthought.

Finnish society is built on the Nordic welfare state model, the system provides financial assistance for individuals and families, the services include health care, sickness, parental and family benefits, pension, and unemployment benefits are available from birth to old age.

Finnish people are known for being well-spoken in the English language which means you won’t have much trouble conversing with them and living in the country.

6. Austria
Austria is the country with one of the best qualities of life in the world with its capital Vienna rated consistently in the top ten of most livable cities in the past decade. The Austrian social system ensures a lot of support for families. Working parents can swap staying at home for a fully paid two-year parental leave, a wide range of financial and non-financial payouts from the government is available to families with children for example child care allowance is received by every child in Austria in the amount between 105 and 153 Euros per month regardless of the family’s income and can be received up until the child is 25 years old.

In Austria, all individuals receive high-quality publicly funded care but they also have the option to purchase supplementary private health insurance.

5. New Zealand
New Zealand is regularly voted as one of the best countries to live in for individuals and families. Expatriate parents choose New Zealand because of the high quality of education and the lifestyle the country offers their family not to mention the fact that New Zealand is one of the world’s safest and most peaceful countries in the world. The country is focused on raising healthy children but not overly competitive education system. New Zealand believed in giving children a well-rounded upbringing and when one then has to consider the best places in New Zealand to raise a family it’s almost impossible to single out specific cities or towns. When choosing a city to reside in New Zealand it depends on what your family is looking for, cities like Auckland and Wellington are known to be cosmopolitan and diverse with excellent health care and education while Queenstown and Gisborne are known for their cheap housing.

Continue here: https://cookmuv.com/best-countries-to-raise-a-family/

About the Liebherr Nigeria limited
Liebherr Nigeria limited is a leading manufacturer of construction and mining equipment established in 1949 but also supplies innovative user-oriented products and services in many other fields.

Job description
A qualified head of customer service that will make the customers of the company are satisfied, And also make sure that the customer service team provides superb customer service by leading and motivating them, developing loyalty programs, and creating customer satisfaction goals.

Location: Lagos

Employment Type: Full-time

Major Task and Responsibilities
Responsible for the expansion of the sales company concerning spare parts, warranty, and customer service within the framework of the growth strategy.

Conduct research of the local market and business activity including local competitors, price levels, and economic development of customers.

Hiring and dismissal of Customer Service employees together with the Divisional Manager and the Head Office.

Establish and maintain ongoing relationships with existing customers, suppliers, and internal departments.

Price negotiations and conclusion of service contracts.

Support the Divisional Manager in the area of organizational development of mixed sales and divisional controlling companies (service and parts turnover, personnel, investments, marketing budget, etc.).

Implement the Customer Service strategy.

Follow-up on the state of the customer´s equipment and advise the best way forward for their proper maintenance.

Advise customers on best maintenance practices according to OEM manuals.

Management of a team of Customer Service employees

Job Requirement/Qualifications
Completed technical or economic education (strong technical background).

Several years of professional and leadership experience in a comparable service position.

Strong customer orientation and distinctive communication skills.

Proficiency in spoken and written English is required (French is a plus).

Willingness to travel worldwide.

Self-organized and a cooperative style of working.

A current driver’s license.

Click here see how to appy: https://cookmuv.com/liebherr-nigeria-limited-job-head-of-customer-service/

About the Company (Access to Justice)
Access to Justice, a justice advocacy organization hereby invites applications from exceptional candidates for the role of the Project Officer, for its project that seeks to strengthen the achievement of criminal justice reforms, improve protection against torture and ill-treatment through capacity building, and expand access to legal assistance for poor people.

Role: Project Officer

Location: Lagos

Contract Duration: Three Months

Reporting Line: The Project Officer will report to the Project Director

Job Requirement
• The ideal candidate will be a lawyer with at least six (6) years post-call experience, with demonstrated capacity to execute rule-of-law projects and deliver targeted outputs/outcomes with remarkable success within specific timeframes.
• Applicant should be an effective planner with ability to manage potential multi-dimensional contingencies.
• Applicant should possess prior experience in the non-profit sector.
• Applicant should be based in Lagos
• In addition, applicant should be highly motivated, ready to work with small tasks teams, and available to travel outside Lagos at short notice.

Remuneration
Remuneration is within the ₦200,000 – ₦250,000 monthly range.

Resumption: 1st February 2021

click on the link to see How to Apply: https://cookmuv.com/job-vacancy-project-officer-at-access-to-justice/

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If you move from a country like Canada, USA, UK, or Australia to any of the countries in this list you should be able to cut your expenses in half at the very least.

Last year will go down as one of the worst years in history with the spread of Covid-19 around the globe. The countries that did a good job of containing the virus don’t want people from those nations who did a bad job in their country as a result international travel was halted and many nations closed their borders, this made the question of the cheapest countries to live in a kind of rhetorical instead of practical in some locations.

Countries that are highly dependent on tourism can’t stay closed forever without wrecking a big percentage of the national economy.

The countries that made this list are only those which have eased their restrictions or will be moving at full force this summer. Here are the 10 cheapest countries to live in 2021.

10. Albania

Albania is one of the few countries that never closed its border to visitors including Americans, you’re allowed to enter and some immigrants can stay for a year on a tourist visa. Albania is right across the Adriatic from southern Italy and has similar weather. It’s also got a long coastline of beaches, rugged mountains for adventure and a laid-back capital city with good internet speeds. Housing prices are very cheap and almost nobody is paying more than one thousand dollars a month for rent even for a modern penthouse.

In most categories of living expenses, Albania currently dukes it out with Bosnia and Bulgaria which are currently closed as the cheapest place to live in Europe.

Not many people know about this country and there aren’t any big draws famous sites here but Albania is one of the cheapest and safest places to live in the world.

9. Czech Republic

Although normal tourist visits are banned in the Czech Republic but the country is planning to open soon in the upcoming summer. Experts ranked Czech 7th for the cost of living out of 68 countries in the most recent cost of living index.

The Czech Republic is among the most affordable European Union countries, for immigrants the average cost of living in the Czech Republic ranges from 600 to 1000 U.S dollar per month, this includes accommodation, public transport, meals, and culture but keep in mind that the pandemic might have affected the living costs, availability of reasonable housing and goods wage levels and currency exchange rates all of which can have a significant impact on price parity for foreign nationals.

8. Ecuador

When it comes to countries with low cost of living and high quality of life Ecuador ranks high on most lists. There have good climates nearly everything grows there and mountains and beaches to explore. Most immigrants are lured to this country for its straightforward residency program that comes with perks for retirees like discounts on flights. You only have to show an income of $400 per month for some residency visas.

Ecuador is one the cheapest countries to Live in, is is a favored country for those who haven’t saved much for retirement or are living on social security. To enter the country you need to arrive with proof of a negative Covid-19 test taken within three days of arrival, face masks are required in public and there are capacity controls in place at businesses.

7. Cambodia

This is one of the cheapest places in Asia to party, eat and relax so you’ll be eased and happy if you don’t mind the heat.

Most transactions are in U.S dollars, so currency won’t be an issue in this country.

To enter this country you will need to apply for a visa in advance since the visa on arrival option is suspended, you’ll need to provide a negative Covid-19 test result within 72 hours of arrival in Cambodia, you also need to pay a deposit of $2000 upon arrival to cover Covid-19 testing and potential treatment and spend $90 on a 20-day local health insurance package and quarantine for two weeks.

Above all the cost of living in Cambodia may be one of the lowest in the world but the quality and standard of living remain extremely high, leading to more retirees and immigrants choosing to make this country their home each year.

6. Morocco

This country is the best overall value in Africa and with some of the best infrastructure on the continent, Morocco is the place to get exotic without paying a fortune.

Moroccans are known for their hospitality and for warmly welcoming visitors, they are grateful and happy when visitors come to experience the traditions, cuisine, and history.

Continue here: https://cookmuv.com/cheapest-countries-to-live-comfortably-in-2021/

Democracy is a form of government in which the people have the authority to choose their governing legislators. The decisions on who is considered part of the people and how authorities or how power are delegated by the people have changed over time, in a different speed in different countries but they have included more and more of the inhabitants of all countries.

Cornerstones include freedom of assembly and speech, inclusiveness and equality, membership, consent, voting, right to life, and minority rights.

Africa as a continent has some of the worst democracies in the world with most African leaders changing the constitutions to hold power to death.

The country with the best democracy in the world is Norway followed by Iceland and Sweden. The first countries with the Best Democracies in Africa country comes in at 18th position worldwide, the democracy index is used to measure the level of democracy in countries and it is measured using several indicators such as electoral process and pluralism, political participation, the functioning of the government, political culture, and civil liberties just to mention a few. It is ranked from 0 to 10 with zero being the worst democracies and 10 being the best.

Here are the countries with the Best Democracies in Africa according to the democracy index report.

10 Madagascar

Madagascar was formerly known as the Republic of Malagasy until 1992 when it became a republic and since then the country has tried so hard to maintain its democratic nature.

Madagascar is a semi-presidential representative democratic multi-party republic, where the popularly elected president is the head of the state and selects a prime minister who recommends candidates to the president to form his cabinet of ministers.


According to the constitution, executive powers exist by the government while legislative power is vested in the ministerial cabinet, the senate, and the national assembly. Although in reality this two latter

bodies have very little power or legislative role.

The constitution establishes independent executive, legislative and judicial branches and mandates a popularly elected president limited to three to five-year terms. The public directly elects the president and the 127 members of the national assembly to five-year terms, all 33 members of the Senate serve six-year terms with 22 senators elected by local officials and 11 appointed by the president.

Democracy Index: 5.64

The last national assembly election was held on 20th December 2013.

9. Senegal

Senegal is located in the western part of Africa with a population of about 16 million people. Senegal is one of the most peaceful countries in Africa.

Currently, Senegal has a quasi-democratic political culture. One of the more successful post-colonial democratic transitions in Africa.



Local administrators are appointed and held accountable by the president marabout religious leaders of the various Muslim brotherhoods of Senegal have also exercised a strong political influence in the country, especially during wade’s presidency.

Democracy Index: 5.81

Senegal is currently the 9th best democracy in Africa and the 82nd position in the world.

8. Namibia

Namibia comes in at number eighth in Africa and sixty-five worldwide.

Namibia is a unitary semi-presidential representative democratic republic.
the president of Namibia is elected to a five-year term and is both the head of state and the head of government. All the members of the government are individually and collectively responsible to the legislature.

Namibia is located in the southern part of Africa with a population of over 2 million people. It ranks amongst the most peaceful and visited countries in Africa.

Additional to the government political structure Namibia has a network of traditional leadership with currently 51 recognized traditional authorities and their leaders. These traditional leaders are interested in the allocation of communal land and the formulation of the traditional group’s customary laws.

Democracy Index: 6.43

7. Lesotho

Lesotho officially the Kingdom of Lesotho is an enclaved country within the border of South Africa.

It is by far the largest of the world’s independent states surrounded by the territory of another country with Vatican City and San Marino being the other two.

Politics of this Lesotho takes place in the framework of a parliamentary representative democratic constitutional monarchy whereby the prime minister of Lesotho is the head of government of a multi-party system.

Lesotho is one of the top countries with the Best Democracies in Africa. Executive power is exercised by the government while legislative power is vested in both the government and the two chambers of parliament; the senate and the national assembly. The judiciary is independent of the executive and the legislature

Democracy Index:6.54

6. Ghana

Ghana is one of the most peaceful and visited countries in Africa.

Ghana is located in the western part of Africa with a population of about 31 million people.

Ghana is a unitary presidential constitutional democracy with a parliamentary multi-party system that is dominated by two parties, The National Democratic Congress (NDC) and The New Patriotic Party (NPP).
Ghana alternated between civilian and military government until January 1993 when the military government gave way to the fourth republic of Ghana after presidential and parliamentary elections in late 1992.

The 1992 constitution of ghana divides powers among commander-in-chief of the Ghana armed forces, the president of Ghana, the parliament, the parliament of Ghana, the cabinet, the cabinet of ghana, council, Ghanaian council of state, the judiciary of Ghana, and an independent judiciary.

The government of Ghana is elected by universal suffrage every four years. Presidential elections in ghana are usually very peaceful with very little or no opposition.

Democracy Index: 6.63.

5. Tunisia
Tunisia is a representative democracy in the republic with the president serving as head of state, a prime minister as head of government, a unicameral parliament in the civil law court system.

Continue here: https://cookmuv.com/top-10-countries-with-the-best-democracies-in-africa/

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Canada is one of the sought after country for new immigrants. They are things you need to know as a new immigrant moving to another with a different culture, policy, and way of life in other easily adapt to your new environment.

Here are the 10 things you should know before Moving to Canada and you may have heard some of these before but I still think they’re important enough to go over for the people who haven’t heard them.

1. The High Taxes
Canadian pay high taxes but Can’t be compared to places like Sweden where the income tax is 60% which is crazy but it’s important to know if you’re moving from a country that has a lower income tax you can expect to pay 15 to 40 percent of your income taxes.

To put it into perspective, if you got a job offer for $100,000 per annum, at the end of the year you will be getting $70,000 because in this tax bracket making a hundred thousand dollars, about thirty percent would be taken away which is thirty thousand dollars.

Taxes is one the things you should know before Moving to Canada, So when you are planning your budgeting and expenses make sure to take away an extra amount for your taxes.

2. Languages/Locations
Canada has two official languages namely English and French. If you learned English make sure you’re moving to a place that is primarily English-speaking because it would be unfortunate that after learning English to move to Canada and then you move somewhere that speaks French.

Quebec is the only province in Canada that is primarily French-speaking and Montreal is the capital of Quebec. Most people o talk about them moving to Montreal but they don’t know that Montreal is primarily French-speaking.

3. The Weather
If you live in Canada it’s kind of a must-do to complain about the weather every once in a while. It’s a very popular conversation on how cold Canada is during winter. Vancouver as opposed to anywhere else in Canada does not snow that much and it does not get that cold.

Before you move to Canada make sure you google what the average summer temperature is for that area and more importantly what the winter temperature is because it’s not uncommon for some places to go below -40 or -50 Celsius in the winter and that’s like the weather where you walk outside you start crying right away not because it’s painful but because it’s so cold that you just start crying and then the tears freeze on your face.

Some of those same places can go up to 40 Celsius in the summer and you can also find places that are neutral much the whole year, it doesn’t get too hot or too cold. Depending on what type of weather or temperature you’re into you can do a little bit of research on that.

4. Healthcare
As many people know Canada has free healthcare here but not everything is free. It’s free if you want to go see a doctor for a checkup or about a certain illness but if they prescribe you pills or medicines you have to buy them yourself.

Sometimes the company that you work for will have a benefits plan where they pay for things like your medicine and prescriptions but that’s not for every job so you should ask your employer about their benefits.

Another part of Canada’s health care that is not free is eye care and dental care, your employer may cover if they have good benefits because these two things are pretty expensive.

5. Tipping
I know tipping in a lot of countries is not expected and it’s just something you do when you had a great time or like exceptional service but in Canada, tipping is normally expected and not on everything. Tipping is normal for things like a taxi driver, a waiter or a waitress, a barber, and a lot of other things and if you don’t tip for these services it’s usually seen as somewhat disrespectful.
Am not telling you guys what to do or like to tip by any means but it is normally expected and most people do it.

continue here: https://cookmuv.com/10-things-you-should-know-before-moving-to-canada/

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Do you want to move to Canada and you don’t know where to start I know how you feel, there are so many options out there about how to come to Canada and sometimes it can be overwhelming and confusing so what I’ve done is to layout for you and if then else logic of the options that are available to you and if they are not available to you some recommendations as to how to make them available.

Here are the five ways on How to Apply for Canadian Visa in 2021.

5.The express Entry Program

This is the most popular way and the way most people came to Canada. The Express Entry Program it’s a point-based system, the more points you have the greater chance of you being invited to apply for permanent residency. You can get points for different things such as age, educational background, work experience, English score, etc.

Every month, and sometimes twice a month, a number is chosen by Canadian immigration as the cutoff point. People that reached the required points and above, are invited to apply for a visa.
Recommendations
Go to school in Canada.
After schooling work in Canada for at least a year.
Make sure you score high in your IELTS English test.
Work for longer in your home country to gain more foreign experience points. Up to 3 years will give you the maximum points.
Work in a skilled, professional, or trades job that you have educational certification for.
How to apply
Find out if you’re eligible: Check your eligibility here
Get your documents ready.
Submit your profile.
Receive an invitation and apply for permanent residence.

4. Atlantic Immigration Pilot Program (AIPP)

The Atlantic Immigration Pilot Program (AIPP) is a swift immigration program that allows employers to hire foreign nationals for jobs (they haven’t been able to fill locally) in Canada’s four Atlantic provinces Nova Scotia, New Brunswick, Newfoundland and Labrador, and Prince Edward Island.

This program is employment driven, you must be employed by a Canadian national for you to be able to qualify for this program.

How to apply

Meet the requirements.
Get a job offer: When a designated employer offers you a job, they’ll give you an Offer of Employment to a Foreign National from [IMM 5650] (PDF, 1.54 MB). Fill the form and submit the required documents.
Get your documents ready.
Submit your application for permanent residence.
Apply for a Temporary work permit (optional).
Note: If you applied for permanent residence under the Atlantic Immigration Pilot, you may be eligible for a 1-year work permit. The work permit lets you work while your permanent residence application is being processed.

Continue:https://cookmuv.com/how-to-apply-for-canadian-visa-in-2021/

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In this article, I will be discussing some of the scholarships in Canada that you can apply for if you plan to come to Canada to study in the year 2021. You should start applying for these scholarships now because most of them close sometime in February 2021.

So I will be introducing to you the 10 scholarships you should apply for if you plan to come and study in Canada or you already in Canada.

These scholarship schemes will be of benefit to you if you are an international student that wants to come and study in Canada and you don’t have the money to pay the tuition fee.

I will explain this scholarship scheme so that you can get to know about them and you can apply for them as soon as possible, so check the ones that are available to you and apply for them.

Some of these scholarships are for international students that are present in Canada while some are for those that are outside, so you can look at the ones that suit you and apply appropriately.

1. U of T Faculty of applied science and engineering admission international awards in Canada

The University of Toronto in that particular department offers a maximum of five thousand Canadian dollars and the scholarship is geared towards bachelor. If you want to get your bachelor’s degree in the faculty of applied science and Engineering this is for you. The closing date for this is on 1st February 2021.

How to apply

Click here to visit their website and apply.

2. McMaster’s university award of excellence in Canada

McMasters University is one of the top universities in Canada and they also have Scholarship awards for international students that wish to come and study in Canada.

The scholarship award is for masters and bachelor’s, so if you’re coming to do your master’s and bachelor’s this scholarship is actually for you. The closing date for the scholarship is on the 1st of February 2021. The maximum amount you get from this award is three thousand Canadian dollars.

How to apply for McMaster’s university award of excellence in Canada

Click here to visit their website and apply.

continue here: https://cookmuv.com/top-10-scholarships-in-canada-2021/