₦airaland Forum

The African prince will never cease to attract ladies to his IG posts. They just get crazy anytime he posts; It's crazier this time. Just found this on @koredebello IG page from one of his post this evening, a girl with the handle @veecahvanist going mad coz korede didn't like her IG post where he was tagged. See photos below:

This was the post she was talking about:
http://omobolajiokediji..com/2015/07/lmao-bae-blasts-korede-bello-on-ig-for.html

The serene atmosphere at Obafemi Awolowo University OAU, Ile-Ife was on Tuesday night shattered as a lecturer in the department of Agricultural Economics of the institution, Dr. Deji Adejobi, was killed by suspected assassins at his residence located at The-Dawn area, near the Ife toll gate in Ile-Ife, Osun State.

According to Adejobi’s gateman (names withheld), who recounted how the incident took place said the assailants trailed the deceased to his house at exactly 10:10 on Tuesdayevening and shot him twice after shooting into the air to scare the residents of the community.

Also, one of the children of the late lecturer, Oyin Adejobi, in an emotion laden voice narrated how her father was murdered in cold blood.

“As we finished our evening prayer at 10:05 pm, Dady drove into the compound. Then I overheard an argument between the gateman and some strange people. I quickly looked from the window and I saw another black car that entered our compound together with Daddy’s car. Our gateman was querying the occupants of the other car but they hit him and ordered him to lie down.

“The men in the black car came out before daddy could alight from his car and one of them shot into the air. Two of them advanced to dadd’s car while others came inside. Grandma started begging those that came inside to spare our lives . Suddenly, we heard gunshot twice from the outside.

“The assailants left at 10:20 and took daddy’s car away. I overheard daddy begging them that they should not take him away. When they left, we thought they took him away and we started praying for the safety of daddy without knowing that he had been killed. When the police came, they saw his lifeless body in the flower”, Oyin explained.

The younger brother of the deceased who is also the Public Relations Officer PPRO for Ogun State Police Command, Prince Olumuyiwa Adejobi described the death of his brother as very pathetic.

The Police Public Relation Officer for Osun State Police Command, Mrs Folashade Odoro while confirming the incident said the command has commenced investigation into the matter and assured that the police would fish out the killers
The Public Relation Officer of OAU, Mr Abiodun Olanrewaju also said the death of Dr Adejobi was very unfortunate, adding that the management, staff and students of the university were very sad about the development.

Olanrewaju regretted that it was unfortunate that university lecturers have become the target of kidnappers, armed robbers and assassins. He warned that the trend is dangerous for education system in the country.

[url]
https://heightsconcepts./2015/07/15/oau-lecturer-killed-by-assassins/[/url]

A middle-aged man, Mukaila Dauda, has confessed to be a spiritual father to a notorious kidnapping syndicate terrorizing Ogun State.

Dauda, who confessed at the Police Command headquarters, Eleweran, Abeokuta after he was arrested alongside his gang, denied being a kidnapper, but said he kept victims while preparing charms for the suspects.

“I am a popular traditionalist and herbalist, I won’t lie to you. I prepared powerful charms to protect the gang. I also kept their victims till ransoms are paid. I was paid about N300,000 for every successful operation.

“I am surprised with the question you are asking me now. You people are talking as if I formed a gang of kidnappers and armed robbers. I didn’t form that gang. I am a spiritual father to the gang. One of them came for spiritual help and he later introduced other members to me. From one discussion to the other until they told me what they really wanted from me.

“I am a herbalist. I have been practising for over 25 years. I specialized in curing strokes and other diseases. At a point, business was no longer lucrative and feeding my two wives and six children became a burden. It was at that point that I met Tunde Akilo, a commercial motorcyclist and Sunkanmi Dacosta, who introduced me to kidnapping.

“My role was to keep victims in my house, pending the time their families would pay ransom. I never went out with the gang, but I was giving them names of prominent persons in Ijebu-Igbo. Some of the names I gave them were those who have patronized me.

“The first person that was brought to my house was one Chief Alakoso. He was brought in the morning in March, this year, I got N300,000 after the ransom was paid four days later, for keeping him in my place. This amount was aside my regular share from the loot because that was the bargain.

“I prepared charms to fortify the gang before any operation. This was to enable them succeed without trouble. I also prepare charms that would make the victims lose their senses. A day before they would leave, I would lite fire and chant some incantations into it. The fire would burn until they arrived. The police said they recovered two AK 47 rifles, a pump action gun, a Barretta pistol, a short gun and assorted charms from the native doctor.

Also arrested, were four other suspects, Ahmed Adebanjo, Tunde Akilo, Sunkanmi Dacosta and Lateef Agboola.

Investigation, according to the police, revealed that the suspects were allegedly responsible for several cases of kidnapping in Ijebu area. One of their alleged victims was Chief Alakoso, a prominent businessman, who was kidnapped three months ago around Omu Eleni area and was released after paying N2 million.

[url]
https://heightsconcepts./2015/07/15/i-kept-kidnapped-victims-native-doctor/#more-692[/url]

Many people are clearly not experts at managing their own finances and end up broke month after month. The cycle of overspending leaves them poor, even if their income means they are considered well above the poverty line. A third of higher-income households — those that bring in 75,000 or more a year — live paycheck to paycheck, found a recent survey from SunTrust Banks, Inc.

Then there are other factors, like the average per-household amount of credit card debt that stands at nearly 1,600,000 and dismal savings — 73 percent of individuals have less than 150,000 in their savings account. It raises the question: Why are people with relatively good income always broke?

GOBankingRates talked to 23 personal finance experts, asking them all the same question: What is the No. 1 reason people end up poor or in financial hardship? Click through to find out what problems they say are keeping you broke, as well as what they think you should do to improve your situation.

If you always seems to be broke, it’s time to figure out why — and how to fix it.

1. YOU’RE STUCK IN A DEBT TRAP
“When you’re poor, it’s easy to get stuck in a debt trap because you’re desperate,” said Kristin Wong of Brokepedia. “Whether it’s a payday loan, debt settlement scam, or even just using a credit card for an emergency, it’s easy to make rash decisions when you’re stressed, and these decisions usually keep people broke.”

2. YOU’RE IGNORING BIG DEBTS
When you’re broke, stacks of bills and overdue notices are a huge source of anxiety and dread. But avoiding those problems and failing to manage your debts only makes them worse, according to Robert Farrington, founder of The College Investor.

“A lot of young adults are burdened by student loans and other debt, yet they don’t realize there are a lot of options out there for them,” Farrington said. “For example, for student loans, there are tons of programs that can help with lower payments and even forgiveness. But you have to take positive action and seek out these programs.”

3. YOU FEEL POWERLESS
When you’re poor or in the middle of a financial hardship, it can make you feel powerless to do anything to change it. But giving in to those feelings of helplessness will only hurt you, said AJ Smith, vice president of content strategy and managing editor of SmartAsset.

“By getting accurate, unbiased knowledge and advice, people can feel empowered and confident in their personal finance decisions,” Smith said. “They can then takes steps to make a better financial future.”

4. YOU HAVEN’T LEARNED ABOUT PERSONAL FINANCE
“Most people are broke because they don’t learn about personal finance,” said the founder of Lazy Man and Money. He added that one example of the dangers of debt is that it has compound interest working against you instead of for you as it does with investments.

“I think the psychology should shift from ‘How can I spend money to make me happy now?’ to ‘How can I use this money to buy me financial freedom in the future?’” he said. “If you are able to make that shift, you should be able to overcome most reasonable hardships.”

5. YOU DON’T PAY YOURSELF FIRST
“The No. 1 reason people end up poor is because they don’t ‘pay themselves first,’” said personal finance expert Barbara Friedberg. Paying yourself first means putting a portion of each paycheck into a savings account before divvying the rest out to cover expenses. The No. 2 cause is “paying with credit,” Friedberg said.

6. YOU PUT TODAY’S HAPPINESS BEFORE FUTURE FINANCIAL NEEDS
Poverty is often generational, according to Luke Landes, a speaker and personal finance writer at Consumerism Commentary. You might be poor simply because your family always has been, “which is one of the hardest environments for making progress,” Landes said.

“People who should be in good financial shape may not be, often because the decisions they make aren’t aligned with their future financial needs,” Landes said. “Making conscious decisions that require some thought about the future isn’t as satisfying in the moment as choosing something that they perceive to have an immediate positive effect on happiness.”

7. YOU LACK AN EMERGENCY FUND
Jeff Rose, founder of GoodFinancialCents.com, listed his top four biggest ways people hurt themselves financially:

“Not knowing how much debt they really have and how much interest they are paying. Not having nearly enough cash savings in emergency funds. Not recognizing they need to save for retirement. Being oblivious to what is going on with their credit history. That’s as simple as requesting your free credit report and making sure all your information is correct.”

8. YOU’RE NOT MAKING SAVINGS A PRIORITY
“In my own life, I saw the biggest financial stagnation when I wasn’t paying myself first, even when I had a nice-paying job,” said personal finance expert Philip Taylor of PT Money. “When you get paid, make sure you are saving those first few dollars for your future.”

“Do it automatically each pay period, and you’re more likely to stick with it,” he said. “You get ahead financially by making savings a priority.”

9. YOU DON’T COURSE-CORRECT YOUR FINANCES
“There’s almost always a cheaper or better way of doing something, but you have to get into the habit of questioning and challenging your current way of going about it,” said Stefanie O’Connell of The Broke and Beautiful Life. “Use your creativity and critical-thinking skills to find and implement more cost-effective alternatives, whether it’s renegotiating your insurance rates, switching banks or planning your next vacation.”

10. YOU’RE SPENDING TOO MUCH ON HOUSING
It might be time to consider moving to a smaller place. “Spending too much money on rent or a mortgage,” is the biggest reason people struggle financially, said Andy Josuweit, CEO of Student Loan Hero. “After living in New York City for a few years, I met dozens of young people who were ‘house poor.’”

“These were people who make above-average incomes but end up spending too much on rent,” he said. “As a rule of thumb, you should try to keep housing costs under 20 percent of your income, as opposed to the 28 percent to 30 percent limit that most banks allow.”

11. YOU DON’T HAVE A MONEY PLAN
The biggest reason people stay poor, according to Elle Martinez of Couple Money, is “not having a plan for their money.” “It is easy to hope that there is money left over at the end of the month, but many times, our behavior gets in the way.”

To curb behavior and work against bad spending habits, she suggests automating bills, saving and investing as soon as paychecks come in. “It’ll cushion the blow when emergencies pop up, and you’ll have something for retirement,” she said.

12. YOU DON’T KNOW WHERE YOUR MONEY IS GOING
Donna Freedman, a personal finance expert and writer, said the biggest thing she sees keeping people in the paycheck-to-paycheck cycle is not having a budget. “If you don’t know where your money is currently going, you can’t turn it in the direction you’d prefer it would do the most good,” Freedman said, whether that’s saving up an emergency fund, staying current on rent or mortgage payments, working toward retirement savings or even paying for a vacation in cash.

“When you know you have enough money to deal with all of your needs and some of your wants — plus those pesky emergencies — you can sleep very well at night.”

13. YOU DON’T SEPARATE WANTS FROM NEEDS
“People, generally speaking, have a hard time differentiating wants and needs,” said Grayson Bell, personal finance blogger at Debt Roundup. “They use the word ‘need’ for almost everything they purchase, causing them to actually believe they ‘have’ to spend the money.”

“You might ‘need’ a car for transport, but you ‘want’ the luxury model,” he said. “This mentality keeps us down financially.”

14. YOU HAVE NO DEGREES OR TRAINING
Louis DeNicola, a consumer expert and writer for Cheapism.com, said that sometimes it comes down to unfortunate circumstances that work against you. Many people lack access to good-paying jobs and have limited time or opportunity to receive training that would allow them to get one of those jobs, according to DeNicola.

15. YOU’RE INVESTING IN STUFF INSTEAD OF YOURSELF
Julie Rains, personal finance writer and founder of Investing to Thrive, also said that economic disadvantages play a big part in why some people are poor, but that’s not the only thing holding people back. “Others might find themselves in crises because they have repeatedly underinvested in areas with long-term benefits — [such as] professional career and education, savings, investments — and overinvested and overextended themselves in other areas, such as luxury products and upscale housing.”

16. YOU’RE TRYING TO GET RICH QUICK
Too many people are looking for the quick and easy way out of poverty and are trying to get rich quick, said Jon Dulin, founder of Money Smart Guides. “Whether it be a hot stock, a job or business idea, too many of us chase the idea that we can come into extraordinary wealth overnight,” Dulin said.

“Sadly, it doesn’t work this way,” he said. “You have to put in the hard work to become rich. We see the rich now thinking they got lucky or made it without much work. But we don’t see behind the scenes at just how much work they put in to get where they are.”

17. YOU DON’T STICK TO A BUDGET
Having a budget is personal finance 101, yet many people still don’t have a budget or don’t stick to one. “Many end up in financial hardship because they think they don’t need a budget,” said Michelle Schroeder-Gardner, personal finance blogger at Making Sense of Cents.

“No matter how rich or poor you are, a budget is almost always a necessity because it can help you figure out where your money problems are and what you can do to improve your financial situation.”

18. YOU’RE ALWAYS ONE STEP BEHIND YOUR BANK ACCOUNT
“Not planning ahead is the number one reason I was broke as a younger me,” said Linsey Knerl, blogger at 1099 Mom. From not keeping track of due dates and getting hit with late fees to not planning out trips and losing track of deposits and withdrawals that led to overdraft fees, planning was her big challenge, she said.

“It was never about not having enough money initially,” Knerl said. “It was that I was so bad at planning and I missed important opportunities to hold onto it. It’s the little things that kill a budget.”

19. YOU BUY DEPRECIATING ASSETS
“One of the main reasons that people can become poor is that they focus their time on buying depreciating assets like cars, ATVs, boats, etc.,” said Deacon Hayes, personal finance blogger at Well Kept Wallet. “Because of this, they have little resources to build wealth and, therefore, they continue to live paycheck to paycheck.”

How can you fix this problem? “Focus on buying appreciating assets like stocks and real estate, which would grow over time and eventually give them more resources so that they are no longer living in poverty,” Hayes said.

20. YOU’RE UNWILLING TO SACRIFICE
“The No. 1 reason people end up poor or in some type of financial hardship is because of bad behavior,” according to Brian Fourman, personal finance blogger at Luke1428. “Success with money is only 20 percent head knowledge,” he said. “A person’s actions have to change in order to win, and most aren’t willing to sacrifice and do that.”

21. YOU’RE TRYING TO HAVE IT ALL
Pauline Paquin, personal finance blogger at Reach Financial Independence, said, “People end up broke because they want too many things too soon.” This is especially challenging for recent college grads who go from living on peanuts to having a livable paycheck but still can’t “realistically afford the new house and the new car and the nights out and the holidays abroad,” she said. This gets particularly dangerous when you start using credit to fund all those purchases, which “can cripple your future financial life,” Paquin said.

Instead of trying to have it all, Paquin advised picking one big “want” to budget for and leave the rest for the future when you’ve had a chance to build up some savings and earn a pay raise. “Living one more year like a student while saving your first paychecks can help tremendously.”

22. YOU’RE PAYING TOO MUCH FOR YOUR CELL PHONE
Lance Cothern of Money Manifesto said that the No. 1 reason people end up broke is that “they buy cell phones and cell phone plans they can’t afford.” Instead of opting for a top-of-the-line smartphone and unlimited data, he said, “People should stick with cheaper phone carriers that have affordable rate plans, no contracts and lower-cost phones that you aren’t pressured to upgrade every year or two.”

“You can get phone plans that only cost 1000 a month plus taxes for a simple unlimited talk-and-text plan if you look in the right places,” Cothern said. “That definitely beats $100 a month plus expensive upgrade fees to get the latest iPhone.”

23. YOU SPEND MORE MONEY THAN YOU MAKE
Nick Loper, founder of Side Hustle Nation, said the root cause of being broke is nearly always the same: People “spend more than they make.” “As far as I know, that’s the only cause of bankruptcy,” Loper said.

“The good news is you can tackle this from both sides of the equation,” he said. “Spend less to live within your means and work to earn more so you have more financial breathing room.”
[url]
https://heightsconcepts./2015/07/14/must-read-23-reasons-why-you-would-always-remain-poor/[/url]

Ebonyi State Police command yesterday arrested 15 secondary school cultists at the point of initiation in Izzi Local Government Area of the state.

The policemen in the area foiled the initiation of 46 graduating students of a popular mission school (name withheld) in the council area out of which 15 students were arrested while others fled into the bush.
The students, who just concluded their National Examination Council (NECO), were said to be members of a cult group identified as Junior Vikings.

Police Public Relations Officer (PPRO) in the state, Mr. Chris Anyanwu, a Deputy Superintendent of Police (DSP), who confirmed the arrest, said the students had gathered at a hotel in the metropolis located along old Enugu Road to be initiated into a senior group known as Senior Vikings when police swooped on them following a tip-off.

He said as the initiation progressed, the police stormed the venue leading to the arrest of over 15 of the students while the initiators and others ran away.

Anyanwu said the initiators had dangerous items, which they had arranged for the initiation, adding the initiators, who were members of the Senior Vikings told the graduating students, who dressed in white hats, red shirts and black trousers, to be initiated into the senior team or be ready to face difficulties in lives.

Anyanwu, who regretted that cult activities had increased in the state in the last few months, said the command would embark on sensitization campaign to various schools in the state to enlighten the students on the need to shun cultism.

He noted that if not checked, cultism could lead to violent crime like armed robbery and kidnapping, describing it as a societal problem.

The PPRO, however, revealed that the command had arrested a kingpin of a popular cult group in Ikwo Local Government Area of the state.

https://heightsconcepts./2015/07/15/police-arrest-15-secondary-school-cultists-in-ebonyi/

08152164851

Please, how much is the taxi fare from the airport to the camp (karaye)

I got d Innjoo F1 tab, buh I've not been able too root it. Please can you help on how to root my device??