₦airaland Forum

...

...

WHAT YOU SHOULD DO BEFORE BUYING A LANDED PROPERTY

Some people believe merely paying for a property is all that is required to buy landed property. There are certain things every prospective buyer should know and do before paying for landed property. It is advisable that you seek advice from your Solicitor before completing a land transaction. It may cost more but I can assure you that over time, you will be glad you did.

1. Conduct investigation of the title –

This entails obtaining land information with the survey plan of the property at the office of the Surveyor-General to determine whether the land is free from acquisition. The investigation also entails conducting a search at the Lands Registry (in cases where property is registered), this search helps detect if there is any encumbrance (litigation, loan or other issues) pertaining the land. The title can also be investigated by a review of title documents by your Solicitor to detect the defects in the root of titles. Physical inspection and enquiry from adjourning properties can also provide information that will assist in investigating title. A search at the Court’s Registry to discover litigation on land may be done where necessary.

2. Preparation and execution of Conveyance documents –

After investigation of the title and confirmation of the status of title, the conveyance documents should be drafted by a Solicitors for execution of all parties. Please note that conveyance documents for sale of family property must be signed by the family head and all principal members of the family. The conveyance documents should contain the standard terms, including but not limited to, the purchaser’ right to be indemnified from third party claims, the Vendor’s duty to provide documents required for perfection of title, etc. Please contact your Solicitor for advice.

3. Possession –

Take physical possession immediately after payment. Possession of landed property means the occupation or physical control of the property or parcel of land either personally or through an agent or servant of the claimant. Please contact your Solicitors for advice on this.

4. Perfect your title –

After payment, signing of documents and taking over possession, ensure don’t keep the conveyance documents in your locker, proceed to perfect your title (i.e. Obtaining Governor’s Consent and registering) as prompt as you can.

Be guided that in Nigeria, there are five ways to prove ownership of land i.e. by traditional evidence; by document of title; by various acts of ownership numerous and positive and extending over a length of time as to warrant the inference of ownership; by act of lawful enjoyment and possession of the land and by proof of possession of adjacent land in circumstances which render it probable that the owner of such land would be the owner of the other land.

For further questions and clarifications, please send us an email at lawcandles@gmail.com

We will gladly provide you with the required help and assistance.

WHAT YOU SHOULD DO BEFORE BUYING A LANDED PROPERTY

Some people believe merely paying for a property is all that is required to buy landed property. There are certain things every prospective buyer should know and do before paying for landed property. It is advisable that you seek advice from your Solicitor before completing a land transaction. It may cost more but I can assure you that over time, you will be glad you did.

1. Conduct investigation of the title –

This entails obtaining land information with the survey plan of the property at the office of the Surveyor-General to determine whether the land is free from acquisition. The investigation also entails conducting a search at the Lands Registry (in cases where property is registered), this search helps detect if there is any encumbrance (litigation, loan or other issues) pertaining the land. The title can also be investigated by a review of title documents by your Solicitor to detect the defects in the root of titles. Physical inspection and enquiry from adjourning properties can also provide information that will assist in investigating title. A search at the Court’s Registry to discover litigation on land may be done where necessary.

2. Preparation and execution of Conveyance documents –

After investigation of the title and confirmation of the status of title, the conveyance documents should be drafted by a Solicitors for execution of all parties. Please note that conveyance documents for sale of family property must be signed by the family head and all principal members of the family. The conveyance documents should contain the standard terms, including but not limited to, the purchaser’ right to be indemnified from third party claims, the Vendor’s duty to provide documents required for perfection of title, etc. Please contact your Solicitor for advice.

3. Possession –

Take physical possession immediately after payment. Possession of landed property means the occupation or physical control of the property or parcel of land either personally or through an agent or servant of the claimant. Please contact your Solicitors for advice on this.

4. Perfect your title –

After payment, signing of documents and taking over possession, ensure don’t keep the conveyance documents in your locker, proceed to perfect your title (i.e. Obtaining Governor’s Consent and registering) as prompt as you can.

Be guided that in Nigeria, there are five ways to prove ownership of land i.e. by traditional evidence; by document of title; by various acts of ownership numerous and positive and extending over a length of time as to warrant the inference of ownership; by act of lawful enjoyment and possession of the land and by proof of possession of adjacent land in circumstances which render it probable that the owner of such land would be the owner of the other land.

For further questions and clarifications, please send us an email at lawcandles@gmail.com

We will gladly provide you with the required help and assistance.

WHAT YOU SHOULD DO BEFORE BUYING A LANDED PROPERTY

Some people believe merely paying for a property is all that is required to buy landed property. There are certain things every prospective buyer should know and do before paying for landed property. It is advisable that you seek advice from your Solicitor before completing a land transaction. It may cost more but I can assure you that over time, you will be glad you did.

1. Conduct investigation of the title –

This entails obtaining land information with the survey plan of the property at the office of the Surveyor-General to determine whether the land is free from acquisition. The investigation also entails conducting a search at the Lands Registry (in cases where property is registered), this search helps detect if there is any encumbrance (litigation, loan or other issues) pertaining the land. The title can also be investigated by a review of title documents by your Solicitor to detect the defects in the root of titles. Physical inspection and enquiry from adjourning properties can also provide information that will assist in investigating title. A search at the Court’s Registry to discover litigation on land may be done where necessary.

2. Preparation and execution of Conveyance documents –

After investigation of the title and confirmation of the status of title, the conveyance documents should be drafted by a Solicitors for execution of all parties. Please note that conveyance documents for sale of family property must be signed by the family head and all principal members of the family. The conveyance documents should contain the standard terms, including but not limited to, the purchaser’ right to be indemnified from third party claims, the Vendor’s duty to provide documents required for perfection of title, etc. Please contact your Solicitor for advice.

3. Possession –

Take physical possession immediately after payment. Possession of landed property means the occupation or physical control of the property or parcel of land either personally or through an agent or servant of the claimant. Please contact your Solicitors for advice on this.

4. Perfect your title –

After payment, signing of documents and taking over possession, ensure don’t keep the conveyance documents in your locker, proceed to perfect your title (i.e. Obtaining Governor’s Consent and registering) as prompt as you can.

Be guided that in Nigeria, there are five ways to prove ownership of land i.e. by traditional evidence; by document of title; by various acts of ownership numerous and positive and extending over a length of time as to warrant the inference of ownership; by act of lawful enjoyment and possession of the land and by proof of possession of adjacent land in circumstances which render it probable that the owner of such land would be the owner of the other land.

For further questions and clarifications, please send us an email at lawcandles@gmail.com

We will gladly provide you with the required help and assistance.

WHAT YOU SHOULD DO BEFORE BUYING A LANDED PROPERTY

Some people believe merely paying for a property is all that is required to buy landed property. There are certain things every prospective buyer should know and do before paying for landed property. It is advisable that you seek advice from your Solicitor before completing a land transaction. It may cost more but I can assure you that over time, you will be glad you did.

1. Conduct investigation of the title –

This entails obtaining land information with the survey plan of the property at the office of the Surveyor-General to determine whether the land is free from acquisition. The investigation also entails conducting a search at the Lands Registry (in cases where property is registered), this search helps detect if there is any encumbrance (litigation, loan or other issues) pertaining the land. The title can also be investigated by a review of title documents by your Solicitor to detect the defects in the root of titles. Physical inspection and enquiry from adjourning properties can also provide information that will assist in investigating title. A search at the Court’s Registry to discover litigation on land may be done where necessary.

2. Preparation and execution of Conveyance documents –

After investigation of the title and confirmation of the status of title, the conveyance documents should be drafted by a Solicitors for execution of all parties. Please note that conveyance documents for sale of family property must be signed by the family head and all principal members of the family. The conveyance documents should contain the standard terms, including but not limited to, the purchaser’ right to be indemnified from third party claims, the Vendor’s duty to provide documents required for perfection of title, etc. Please contact your Solicitor for advice.

3. Possession –

Take physical possession immediately after payment. Possession of landed property means the occupation or physical control of the property or parcel of land either personally or through an agent or servant of the claimant. Please contact your Solicitors for advice on this.

4. Perfect your title –

After payment, signing of documents and taking over possession, ensure don’t keep the conveyance documents in your locker, proceed to perfect your title (i.e. Obtaining Governor’s Consent and registering) as prompt as you can.

Be guided that in Nigeria, there are five ways to prove ownership of land i.e. by traditional evidence; by document of title; by various acts of ownership numerous and positive and extending over a length of time as to warrant the inference of ownership; by act of lawful enjoyment and possession of the land and by proof of possession of adjacent land in circumstances which render it probable that the owner of such land would be the owner of the other land.

For further questions and clarifications, please send us an email at lawcandles@gmail.com

We will gladly provide you with the required help and assistance.

Do you still share the untrue belief that writing a will is a sign of looming death? Or you still don’t understand the advantages of writing a will and the disadvantages of not writing one? Then you need to read this.

Will is an essential instrument planning the future at a time you are no longer living to implement your plan. Death is inevitable for mankind. Writing a Will legally protect your spouse, children, and properties. It also helps preserve life-long legacies which you have laboured and worked on all your life. Writing a Will surely doesn’t mean you are planning to die soon.

The disadvantages of not writing a will outweighs the advantages of writing one, not writing a will can be simply described as ‘sitting on a keg of gunpowder’. Consider the following advantages of writing a will.

1. It helps you decide how your properties will be distributed after death
A will has the backing of law and creates legal rights as you desire in the Will. For example, Mr Johnson has N10,000,000.00 (Ten Million Naira) in assets and he has three minor children, your will helps you protect and clarify the interest of each of your children and your dependants. When people die without a will, there is no guarantee that their intended desires will be carried out. A will minimizes family quarrel as to who gets what, when and how.

2. A Will offers protection for life legacies
Many have laboured all their life for a certain project or idea, death may end it all, your will help you pass the project to trusted persons with strict instructions on how you want your projects and ideas to be run as such that even after death, with a properly drafted Will, your project will still remain a legacy several years after death.

3. Will defines your properties at the point of death
Many people die leaving assets and properties secretly in the hands of friends and family members, upon death, different people conceal the deceased ownership of the properties especially when there are little or no documentation to prove the deceased ownership. A Will helps you define your properties. It helps you acknowledge even Children whose paternity you couldn’t acknowledge in your lifetime and also specify those you intend that they benefit from your properties after death.

4. Any sex or Age can write a Will
You can make a Will at any age provided you have attained majority, likewise, women and men can write wills irrespective of their marital status.

5. You decide
A Will allows you to decide who takes care of your dependants and what resources should be used to, it also help you blacklist those persons you do not want to benefit from your properties.

6. Possibility of altering your Will is almost impossible –
Forget the narratives from Nollywood, when you engage a Solicitor, who prepares your will and lodge the Will at the Probate Registry of the High Court for safekeeping, the possibility of altering the Will is unlikely. You can seek advise or help from a Solicitor of your choice.

7. You can make gifts and donations, support religious and cultural events even after your death
Some people love to do charity during their lifetime, others love to perform religious duties, the only way you can do this after life is through a Will. You can by your Will provide those gifts in charity even after you are long gone. You can sponsor orphanages and help raise payment for medical bills even after death. A Will allows your legacy to outlive you.

8. Avoid the unknown
Dying without a Will could amount to your properties passing to someone you did not intend handing over your property to. Life and relationships can get complicated, siblings quarrel over their parent properties, a Will helps clarify the issues of who get what, when and how even within your family.

9. You can amend your will anytime
From feedbacks, we observed some people fear that Wills can not be changed after lodgement, fortunately, this is not true, a Will can be changed/altered by the Write during his lifetime at anytime and as many times as possible.

10. There is room for Estate Planning
Estate Planning enables you to plan your assets even after death to legally minimize liabilities such as running cost, taxes and levies with a view of adding value to your estate. Your Will can address this

Save yourself the stress of going the uncertain route, dictate the future today, engage a Solicitor to write your Will and lodge your Will at the Probate Registry of the High Court for safekeeping.

For further questions or should you want to write your Will, send us an email via olivesandcandles@zoho.com

Domestic violence can lead to death, dont conceal it, speak to your family and loved ones.

The Violence Against Persons (Prohibition) Act (2015) was enacted to prohibit all forms of violence against persons in private and public life and further provide maximum protection and effective remedies for victims of domestic violence. The Act amidst other issues prohibit forceful ejection of a spouse from home and provides for not more than 2 years imprisonment on violation or N300,000 fine . The Act also criminalize emotional, verbal and psychological abuse and provides for imprisonment not exceeding 1 year or fine of N200,000

More importantly, the Act outlawed harmful widowhood practices and provides for imprisonment for 2 years or fine not exceeding N500,000 . Prior to the commencement of the Act, the Courts have consistently held that injurious widowhood practice could amount to a breach of the widow’s fundamental rights. In THERESA ONWO V. NWAFOR OKO & 12 ORS , the Court of Appeal held that funeral rites including the shaven of the widow’s hair amount to a violation of the widow’s right to personal dignity and that she is entitled to remedies.

The Act also criminalized abandonment of spouse, children and dependents , stalking , intimidation, spouse battery etc. In addition to the existing laws on prohibited degrees of consanguity and affinity, the law defines incest as having carnal knowledge with persons within the prohibited degree and provides for 10 years imprisonment without an option of fine . Surprisingly, the Act delved into public morality criminalizing indecent exposure to wit exposing ones genital organs with the intention of causing distress to the other party that he/she may be induced to commit an offence under the Act

In Lagos State, there is in force a protection against domestic violence law 2007, which provides a definition for domestic violence, it provides that :

“Domestic violence” means acts listed below against any person––
• physical abuse;
• sexual abuse exploitation including but not limited to rape, incest and sexual assault;
• starvation;
• emotional, verbal and psychological abuse;
• economic abuse and exploitation;
• denial of basic education;
• intimidation;
• harassment;
• stalking;
• hazardous attack including acid both with offensive or Poisonous substance;
• damage to property;
• entry into the complainant’s residence without consent where the parties do not share the same residence; or
• any other controlling or abusive behavior towards a complainant, where such conduct harms or may cause imminent harm to the safety, health or well being of the complainant;
• deprivation.

Ordinarily, Section 360 of the Criminal Code Act provides that any person who unlawfully and indecently assaults a woman or girl is guilty of a misdemeanor and liable to 2 years imprisonment. The applicable criminal laws also have provisions the offence of assault which criminalize domestic violence being an assault to wit to strike, touch or apply force of any kind to the person of another either directly or indirectly, without consent of such person.

Asides the internal statutes which prohibits domestic violence, there are international legislations to which Nigeria has ratified, that governs rights of women and domestic violence. Examples of such include the African Protocol on Human and Peoples’ Rights on the Rights of Women in Africa (Maputo Protocol) and The Convention on Elimination of Discrimination against Women.

To seek help/advise, send an email to olivesandcandles@zoho.com

I have had to hear many people talk about their challenges in their business, this is because they do not enter into a proper agreement explaining each others rights and liabilities.

For instance, a good agreement should contain an indemnity clause, dispute resolution clause, profit sharing clause, joint venture terms etc. Have a proper agreement for your business today. Send an email to olivesandcandles@zoho.com

Thread Closed

QtKatie:
Can you recover money from a scammer?

For us to recover the money, the money must have been advanced for lawful purposes

sonofspada:
Wonders shall never end.

True that's why people borrow money and enter contractual obligations without intention to honour them.

TheTourist:
Before or after the recovery

After recovery except in instances where the debt exceeds ten million naira

Jagaban880:
u go recover de money through magic or vodoo

How is for us to deal with. That's why we are charging a fee

TheTourist:
With or without a fee

Definitely for a fee

Thread Closed

Thread Closed

Thread Closed