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University of Ibadan, UI Important Notice On School Fees Payment For 2015/2016 Academic Session>> http://www.ngschoolz.com/ui-notice-on-school-fees-payment/

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Reasons Why You Are In Debt And The Best Way Out Of It
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The best way you can really get out of debt is for you to understand the reason why you are in debt, so many people do not know the main reason why they are still in debt, but if you fail to understand, it will crush you, Yes, debt is a very bad habit, as bad as snake, you really need to avoid it.

Do not spend to impress others. Do not live life trying to fool yourself into thinking wealth is measured in material objects. Manage your money wisely so your money does not manage you. And always live well below your means.

You Buy Stuffs You Don’t Need or Use. – Stop buying ‘stuff’ on impulse! Avoid the mall! The mall is not a source for entertainment. It’s a source for personal debt. And as you know, the novelty of a new purchase wears thin long before the credit card bill arrives.

You use credit to purchase things you can’t afford to buy in cash. – If you can’t pay for it in cash today, don’t buy it today! It’s as simple as that.

You think of certain product brands as fashionable status symbols. – A car gets you from point ‘A’ to point ‘B.’ A purse holds your personal belongings. A pair of sunglasses shades your eyes from the sun. A shirt keeps you warm. If you’re paying premium prices just to get a fashionable brand name labeled on each these products without any regard for how well the products actually serve their practical purpose, you have a problem.

You buy things you could have borrowed from a friend or rented. – After you bought that DVD, how many times did you actually watch it? Do you really want a 20 inch chainsaw collecting dust in your garage? So you own a pressure washer you only use once every three years? You get the point… borrow and rent when it makes sense.

You pay retail prices on everything you buy. – If you’re paying retail prices, you’re getting screwed. You can easily save well over N100,000 a year on general purchases by waiting for sales and shopping at discount outlets.

You don’t follow any sort of formal budgeting plan. – Do you assume that if you wait around and make more money your finances and credit debt will magically resolve themselves? I’m sorry to say, you’re dead wrong! It takes a lot of planning and proactive budgeting to erase a pile of debt and build a nest egg of wealth. So start now!

You don’t automate savings deposits. – We’re ten years into the new millennium. If you aren’t using simple technology to automate savings deposits, you pretty much deserve to be broke.

You don’t leverage the small investments you do have. – You have to give your money the opportunity to make money. Any capital you do have, no matter how small, should be invested using a basic, long-term investment strategy. If your capital isn’t invested, it’s just losing value as inflation rises.

You’re married to (or dating) a spend-thrift. – You’ll never get out of debt if you’re married to a person who spends every dime you make. So help your soul mate become financially responsible, or except life in the poorhouse.

You’ve never educated yourself on basic money management.– Responsible money management is not an innate human instinct. You have to properly educate yourself. If you don’t, you’ll stay exactly where you are now, in debt.

You have a ‘get rich quick’ mentality. – For 99.99% of us, wealth doesn’t come instantly. You’re far more likely to be struck by lightning twice than win the lottery once. If you’re spending your time and money on a ‘get rich quick’ scheme, the debt will just keep piling up.

You have nasty, money-sucking (and life-sucking) habits. – Smoking, drinking and gambling are all perfect examples of bad habits in which you choose to trade short term pleasure for long term debt and discomfort. So light one up, shoot one down, and toss another chip across the table. It’s only your life.

You waste too much of your own time. – They say “time is money,” but I think time is way more valuable than money. It’s the single greatest constituent of life. If you fail to properly manage your time, you’ll absolutely fail to properly manage your money… and you’ll likely fail in every other aspect of your life as well. So focus your time and energy on the important stuff and forget the rest.

You aren’t enjoying life’s (free) simple pleasures. – The best things in life are free. Stop wasting your money on second-rate entertainment and take a good look around you. Mother Nature offers lots of entertainment free of charge. Go hiking, go skinny dipping, play in the rain, build a bonfire with your friends, watch the sunset with your lover, etc.
Source: See More @ http://www.mylifeinspiration.com/2016/02/reasons-why-you-are-in-debt-and-best.html
CC: Lalasticlala

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Goodnuel:
And if there isn't a market for your passion??

Example??

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Apple still remain the best for me.

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National Youth Service Corps, NYSC Bans Attending Law School During Service Year
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The National Youth Service Corps has warned that the idea of participating in National service an attending Law School at the same time is no longer acceptable.

This was part of the resolutions reached at the 2016 Annual management conference of the scheme.

It was noted that the NYSC act demands uninterrupted service year. Therefore, prospective corps members have to choose between going to law school or participating in the Scheme instead of combining the two.
Source: http://www.ngschoolz.com/nysc-bans-attending-law-school-during-service-year/

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Am using gas now, so I don't know.

February Born, great month great people.

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Yea, check my signature.

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