₦airaland Forum

EndBuhariNow:
you took them to court or they took you

they did.

No wonder the girl left him.
Women likes "I don't care attitude men"

HydraFeeds:
I paid them back immediately. I don't like debts .

Loan app is bad and should be discouraged.

Some time last year, I was dead broke and I had no option but to borrow 1500 from a loan app for a week with about 90% increase ,on the due date ,I was being threatened that I will be called criminal and all my friends that have forgotten me will remember me for bad when they post my picture to them .

I also borrowed 300k from fairmoney last year and I paid back over 500k now they are calling me to come and borrow 550k ,when I check the interest rate ,I will be paying back over 1m .

This is ridiculous.

very wicked things.
There is nothing fair about them

Inosky:
In China, you will go to jail and your credit score is looked at wherever you send applications be it school, govt or private. In fact, your credit score is a skill to prove your personality.

but this is Nigeria
Here we look at im score

Mexyz:
Loan sharks don go hire 'Esquire' to spread fear and panick amongst debtors

No be only credit score, na jamb score

you get time to explain.
I know say that them them

bid4rich:
I am not interested in hearing excuses—I hold the man in question fully responsible. He has a clear obligation to repay his debt, regardless of any explanation.

The lawyer has provided sound advice.

Even if unforeseen circumstances arose, he should have approached the company to renegotiate his repayment terms or seek a loan restructuring to make repayment more manageable.

If he believes he is free from his obligation, he is mistaken.

At this point, he will no longer be able to secure a loan from any bank in this country.

nonsense and loan apps

EndBuhariNow:
Nigeria appex bank and government are useless, I think they are owners of all these loan app, how can someone loan you money with 110% interest , if you take 190k from fairmony, you will pay 80k each every month for 5 months, imagine that nonsense..... You might need that loan for short term but they will drag it long with no options of repayment, in other places loan are given to soften hardship but here its different game... Everyone has his or her own price

I refused to pay back 140k monthly out of my 300k salary.
They took the matter to one court,I told them I will be paying 20k monthly.
The court accepted.
They are devil incarnates

Ringstonermasks:
d barrister is smoking cow shit


Let me give d man d correct advise... if it from any loan app that is not registered by the government or insured by FDIC, give dem ur middle finger... let dem fuk demselves


If it Okash or Fairmoney or those loan apps that are FDIC insured and recognised by government, u can then reach out to them at ur own convenience. Don't beg dem with ur salary o. Make sure u av eaten well and there is money left to give away, then contact dem to come and take what u av... With toothpick sef, pay dem small small bt tell dem u will only pay 120k. And listen to their explanation.

Currency dey fall and interest dey high ?



Mind u, it won't affect anything. How many people dey talk abt credit scores for Nigeria ? if u want loan from Lapo or loan creditors in d future, they won't look into that. that's a fact.

I know people would say am encouraging debtors, bt let tell d truth without putting d guy into panic mood.

if they like ,let them skyrocket it to 100m,i wont care.
Nigeria is already hell,no one should threaten me with hell

michoim:
Why good people committed to Nigeria security die easily? Nigeria, are you curse or something

I can't forget what they did to Lt col Mohammed Abu Ali..
Demons in defense headquarters

Dcaliphate:
Nnewi ppl and desperation for immense wealth na 5&6 so I'm not so surprised

ask the father,he must have answers

Bad for USA,dependents will now stand up and become independents

Kingsasian:
it is cheaper. I was planning to get a solar fixed at my house but with this I may reconsider. You don't need to regret getting the power station it may serve you better. I also need something like that

how can i get the power station

It's Nigerians that will still pay heavily when the competitors are out.
Same method DANGOTE used in killing off competitors in cement.

Lgbtq whatever are enemies of human race

Zoo people

We were lucky

Thugnificent:
Where did i say I'm addicted to masturbation or masturbate at all?

Sad you missed the point

What's with the name calling tho

you need good upbringing

Softmirror:
Only Zik accepted it as a country wholeheartedly.

igbos see Nigeria as marketplace

oziegbep:
Greetings All,

Please I need serious advice.

I am currently dating a lady that I truly love. She is caring, enduring, financially stable etc. The truth is that this lady really loves me. But she's a single mum and its like an extra baggage to me. Am single and planning to get married to this lady, but the single mum status gives me sleepless nights.

I have asked her several times about the baby daddy, but she keeps telling me the dude abandoned her and the baby long ago and that she doesn't know he's whereabout.

Please I need advice on how I can cope. Because I truly love this lady alot

when you cant correct the child but is expected to fund the child.

SalamRushdie:
She can use what she learnt in school to grow her Zobo business into a Behemoth

what is the difference between zobo and Pepsi?
Advertisement.

Thundafireseun:
I have predicted that in the nearest future…. Teleportation will be real

Scientist will discover a way to live forever on earth…

A lot of people don’t believe me…. I don’t care, because we all might not be alive to witness it…

immortality is real.
There are some of us who have it

Omoawoke:
The world is in cycle.

We get to the peak of advancement, face apocalypse and destruction, then start all over again living like cavemen with zero technology. Then evolve gradually again and get to the peak again. The cycles continue.

A very few have learnt to survive through time, and retain ancient knowledge and through experience, they take control of the new world and begin to release gradually the ancient technology and knowledge.
They create the school system, reintroduce a new world order, the banks, finance, technology, religion then carefully manage knowledge and call themselves elites…. The rest of you follow the matrix and work for them. You go through schools, get indoctrinated to religion and new world order, get a job, earn salary, pay debts, raise a family, retire and earn pension then die of old age or die young trying to find the meaning of life

those who live beyond the ice wall

[quote author=placeofallure post=133606090]I hate bigots with a passion. [/quote)
Me too,a very mutual feeling.

kingbee90:
We just entered a new year and look at what is in this op 's empty brain.
This is a period of sober reflection, prayer and accurate planning for the year yet your mind is filled with these filth.

Na wa oh!

it's not his fault.
He must be a Yoruba

SadiqBabaSani:
See the way the ladies talk to that guy in a condescending manner

they did well

EmperorCaesar:
For the muslims na

I thought its an initiative from the State Govt sef, didnt know its a mini establishment for some muslims in Oyo state

Yorubas dey always amaze me, most G.O of the biggest churches in Africa are Yorubas, SW Islamic scholars are also from the SW

Talk about a group so liberal they made they have almost equal numbers of muslime and Christian members....Not just any Nation could boast of so much dynamism and Liberalism

Islam,the cancer of peaceful communities,ask north Africa and middleast

Fahvvy:
What did she do to deserve this? ...

No man will just wake up and set a woman on fire; that woman must have done something to deserve this ...

me and you know but let's pretend she is innocent

john1101:
I may not be a good soldier but am a good man what did I just read.

don't take a good man for granted.
Scratch any hero,you will see a monster lurking

smokinloud:
How many Islamic targets has USA arrested through Saudi Arabia?!. So, Islamism helps humanity?. West made Iran take up Jihad?. Did you drink camel urine this morning?.

I didn't say islamism helps humanity.far from it.
Islam is a menace to human development.
But the truth is the truth.
Saudi romance with the West is the reason other Islamic fundamentalists found Iran as the answer.
Sunni and Shia rivalry stems from this

smokinloud:
The United States loves the idea of Saudi Arabia and views it as a nation in the early stages of evolution and transitioning from barbarism to a civilised world. This perspective is rooted in the idea that many European countries underwent similar transformations during the Middle Ages. The US believes that, with support and guidance, Saudi Arabia has the potential to adopt modern values and practices, which is why they maintain a protective stance towards the kingdom. If they loved oil more than humans then they'd have helped Venezuela instead of Saudi Arabia. Venezuela has more oil

USA romance with Saudi is simply to arrest the Islamic movement which original target and goal was to fight the West.
Saudi in bed with the West made Iran take up Shia movement to continue the jihad.
Stop thinking USA love anyone for nothing

smokinloud:
Keep deceiving yourself. USA love any nation that is free. USA loves freedom and would support any nation that is democratic over communism. Syria doesn't have the required gas. Google would help you. Benin Republic economy is doing better than Syria's. Lagos state have oil than Syria. These are facts. Syria GDP is below $9bn, Syria is useless to USA.

keep lying,it's like lying is your calling.
Lagos state have which oil?
USA loves Saudi Arabia but Saudi is not democratic, rights of women are trampled upon but USA loves oil more than human whatever

smokinloud:
Where's the lie?!.

that the USA is not interested in oil but in minorities.
USA doesn't care about any people who aren't Americans unless those people are a means to an end.
For example,USA love for Hong Kong and Taiwan is because they are launching pad for an attack on mainland China.
USA love for Ukraine is also because it serves as launching pad for an attack on Russia.
USA want free gas from Syria so they could stop buying from Russia.