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[color=#336666]Few of us have the first clue about how we can become a millionaire. Many of us have moved into the life of the middle class, happy with what we have, while others still dream of one day hitting the jackpot. Of course, we can win the lottery or invent the next big thing – but the truth is that most of us will never really reach that elusive millionaire status. Which is why the idea of becoming a self-made billionaire is so fascinating. It seems almost impossible for us common people, of course. But these ten men beat the odds and did just that. They come from diverse backgrounds, some have grown almost in poverty while others were comfortably middle class. However, they all have one thing in common: ambition. Several companies have started young, and it’s impressive that some of these men started on the path to wealth before many of us could even drive a car. Looking at their past and see how far they have come, many of them even make it look easy. But as the old saying goes, if it was easy, everyone would do it. And there’s a reason everyone is a billionaire. It takes a lot of hard work, brains, business acumen, ambition and just a hint of being in the right place at the right time. 1. Bill Gates – The net worth of $ 72,000,000,000 Unless you’ve been living under a rock for the last decade or two, chances are you knew Bill Gates would be somewhere near the top of that list. Warren Buffett is number two on the list, Gates is one of the most famous billionaires of our lives. In fact, it was the richest man in the world for 15 of the past 20 years. As Microsoft founder Bill Gates has amassed a large amount of wealth, and as many people know, he never even got a college degree. He attended Harvard, but eventually abandoned, which obviously has not done much harm to him by the looks of it. Gates stepped down as Microsoft chairman and pledged his time to the Bill and Melinda Gates Foundation, a charity he founded with his wife. He is currently working to eradicate polio $ 335 million in pledges for the cause of six other billionaires). With buffet and more than 100 others, Bill Gates signed to give at least half their net worth to charity through the Giving Pledge. 2. Warren Buffett – The net worth of $ 58.5 billion Besides the guy at number one, Warren Buffett is probably one of the most famous rich guy in America – and with good reason too. He is a smart investor, who happened to make all the right moves and build wealth over time – and while being practical. According to its website, www.Warrenbuffet.com, his first business was with a friend when he was in high school. He and his buddy bought a pinball machine to put in a hair salon. Instead of spending their profits, they reinvested in more machines until they had eight pinball machines in different stores. Then he sold the company and used the money to buy stocks and to start another small business. Only those activities, he had won $ 174,000 at the age of 26. After adjusting for inflation, this amount is $ 1.4 million in today’s money. It almost seems too easy, right? Of course, we all know better than that. The only thing most people admire most about Buffet, however, is not that he is rich, even if he is one of the richest men in the world, he still lives in the same house he bought in 1957 for $ 31.500 and living a relatively frugal life. 3. Larry Ellison – The net worth of $ 41 billion Larry Ellison comes from a Jewish family in the middle class and raised by adoptive parents (her aunt and uncle) after his mother gave him at the age of nine months. He would not see his mother at birth again until he was 48 years old. After the death of his adoptive mother, he left the university and eventually moved to Northern California where he began to work for Ampex Corporation. Ellison worked on a database for the CIA he called Oracle. Finally, the company name is changed to Oracle Systems Corporation after its flagship product, and Ellison was well paid for his stake in the company, including millions of dollars in bonuses. Hobbies include billionaire collection of houses on the beach in Malibu carbon and buy Lanai Island of Hawaii (which it owns 98%). But it is not only a success in his own right, his daughter, Megan, has funded a series of Hollywood blockbuster movies, popular, including “American Hustle” and “Zero Dark Thirty”. Ellison himself makes a brief appearance in “Iron Man 2″. 4. Michael Bloomberg – The net worth of $ 31,000,000,000 At one time, Michael Bloomberg was considered the richest mayor in the world. Now it is on, it’s just the 10 richest person in America. The former mayor has a Bachelor of Science degree in electrical engineering from Johns Hopkins University and a Master of Business Administration from Harvard Business School. Bloomberg started as a general partner at Salomon Brothers, an investment bank on Wall Street, and when he was laid off, he received a severance payment of 10 million. Use of money, he created his own company, innovative systems market. He eventually resigned as CEO to pursue a political career and become the mayor of New York City. Now that he is the mayor, he moved forward with philanthropic and political plans, including focusing on its anti-gun programs in the United States and plans to help journalists form of business in Africa. He also promised $ 100 million from the Gates Foundation to eradicate polio. In total, he has given about $ 2.4 billion following charitable causes. 5. Sheldon Adelson – Net worth $ 28.5 billion Sheldon Adelson is perhaps a casino magnate, but his early life was not nearly as glamorous. Adelson grew up in Boston, where his father drove a taxi and his mother ran a knitting store. However, Adelson, like many on the list, started early. When he was 12, he borrowed $ 200 from his uncle so he could sell newspapers. At the age of 16, he had a candy vending machine business. He attended the City College of New York, but eventually gave up. From there, he continued with small businesses, venture into toiletry, chemical sprays to help clear the windshield frozen, and charter buses. He became a millionaire at first, but built and lost his fortune twice. In total, Adelson has created more than 50 of its own businesses. But the casino sector is where most of his fortune comes. The actions of his Las Vegas Sands are worth more than any other casino companies in the United States combined, and thanks to booming business in Asia, he is back on the richest list of the World for the first time since 2007. in 2013, he made an average of $ 32 million per day.[/color] 6. Jeff Bezos – The net worth of $ 27.2 billion If you’ve been on the Internet in the past decade, chances are good that you are familiar with the application of Jeff Bezos to fame – Amazon.com. Love them or hate them, Amazon is the 300 pound gorilla in the market for e-commerce as an online marketplace for books and a wide variety of products. Born to a teenage mother, her parents divorced when he was still a baby. His mother remarried and his stepfather would eventually adopt. During the summers, he spent time at his ranch in Texas grandfather doing work as livestock vaccination and pipe laying. Bezos the beginning was much more humble, of course, but even as a child, he showed a great aptitude for science and technology while dismantling his crib as a toddler to the establishment of a alarm system to keep her siblings from her room. He attended Princeton University with the intention of studying physics, but later put to the electrical and computer engineering. He founded Amazon in 1994, after a cross- country drive from New York to Seattle, and founded the company in his garage. 7. Larry Page – The net worth of $ 24.9 billion It is therefore not surprising that Larry Page, co-founder of Google with Sergey Brin, was the son of a computer. In fact, his father had a doctorate in computer science, as the field has been set up and is considered a pioneer in the field. Larry Page has continued to follow the footsteps of his father, a PhD in computer science from Stanford University. While working on his thesis topic, he hooked up with another doctoral student, Brin, a nicknamed “BackRub” project began as page to explore the World Wide Web, trying to understand its link structure as a huge graph. Through their work, they created the first version of Google, and the rest, as they say, is history. 8. Sergey Brin – The net worth of $ 24.4 billion Sergey Brin, co-founder of Google, immigrated to the United States from Russia when he was 6 years old. Because his family is Jewish, they are often victims of discrimination that makes life considerably. His father was not allowed to pursue the career he had always wanted, and finally decided they would be better moving to the United States. The family requested an exit visa, and while they were waiting for approval, both parents lost their jobs. They were forced to work temporary jobs as they waited, hoping their application would be accepted. Many others have been refused visas, but fortunately they are not. Brin graduated from Stanford University, where he earned his doctorate in computer science. During his studies, he worked with fellow PhD student Larry Page and Google was born. Sergey has released the lead role in Google, allowing the page to start the show. He is in control of the secret Google X that focuses on innovative projects such as Google Glass and driverless cars division. 9. Carl Icahn – The net worth of $ 20.3 billion Carl Icahn is a successful American businessman, investor, and is the majority shareholder of Icahn Enterprises. But it did not come from a family of investment bankers or anything close to that actually. His father was an opera singer who moved on to be a champion, even if he himself regarded as an atheist. Later, his father became a substitute teacher. His mother was also be a school teacher. Carl graduated from Princeton with a BA in philosophy, of all things. He went to medical school for two years before leaving to join the army. He began his career as a financial broker on Wall Street in 1961, and in seven years, he formed Icahn & Company, and in 1978 he began to take control of individual companies. He held important positions or control in various companies through the years included Texaco, Western Union, Viacom, Marvel Comics, Revlon, Blockbuster, Time Warner, and Herbalife. He built a reputation for himself in the process, and he became known as a “raider” after a hostile takeover of TWA in 1985. According to Forbes, he is now considered the richest man on Wall Street. 10. George Soros – Net worth $ 20 billion George Soros was born in Budapest, Hungary. The family of his mother owned a silk shop success, while his father, a prisoner of war during World War II, was a lawyer. Being from a non-observant Jewish family, Soros survived the Nazi occupation of Hungary and emigrated to England where he lived as a poor student at the London School of Economics. He worked as a railway porter and the server, but when asked how he could go to immigration to financial, he said he had written to every CEO of every bank in London until that he finally got a job in an investment bank. He was an entry-level position that has led to much more. Sorors finally got his doctorate in philosophy, moved to New York and finally launched his Quantum fund aa represented about $ 40 billion since its inception in 1973, making it the most successful in the history of hedge funds. Read ==> Top 20 Richest Men In Nigeria 2015 More==> Business | Investment Discussions and Opportunities |
richyoungcelebs:mhh,Bill's still at the top of Top 10 Richest Men in The World 2015. Intresting. |
Easy Way to Write a Love Letter the Romantic Way Love letters are time immemorial and beautiful. And they’re the best gift any lover can ever give or get. Find out how to write a love letter the easy way. By Alice Whitten how to write a love letter Ever wanted to do more than just express words of love over the telephone? What about those times when you were up late at night, missing your sweetheart and wishing there was some way you could tell them everything that’s waiting to explode inside your head? Well, there are ways. And the best way to pour your heart out to a lover is through a heartfelt love letter. Here’s everything you need to know about wearing your heart on your sleeves and writing a love letter, the romantic way. How to write a love letter – Why we need them Surprisingly, most people underestimate the power of a good love letter. To many, writing a love letter is nothing but a way to pour out what’s in the heart, but at the same time, we could do that over the phone or in the middle of a conversation, can’t we? But that’s where we lose the whole point of a romantic love letter. When you write a letter, it’s a one sided conversation, expressing the romantic feelings that one experiences because of the thoughts of another special person. A love letter is more than just words. Knowing how to write a love letter is like understanding the art of seducing and melting a heart with precious words, a way by which we can pour all the love than we hold inside without any interruptions. Love letters are complicated affairs No, they’re not! And why should they be? Well, I’d understand if you say you have a hard time getting past a few lines once you begin, but that’s what all of us face. Even the biggest poets and literary scholars too have had their share of problems with the pen. If you can’t get past the first page of a love letter, it just doesn’t mean you’re not in love or that you’re a bad writer. It just shows that you can’t really explain what you’re feeling at that moment, and that’s just natural, because there are so many different things you can say and you just don’t know where to begin. In this feature, you’d find the most important rules on writing a love letter. Use these tips on how to write a love letter to help you pen down the perfect love note that you’ve always yearned to write. The romantic setting If you really want to understand how to write a love letter, you need to feel it and imagine your love. Let’s try imagining something. Have you watched a horror flick or a nerve throbbing action flick lately? How did you feel after the movie? Excited? Or did you want to pound a few people yourself? Now let’s reminisce about the movie ‘Titanic’. Wasn’t that such a touching movie? You may have watched it so many times that you’d probably end up feeling drowsy midway, but the movie has a certain charm in it that still grips your romantic heart, doesn’t it? [Read: How to propose in the perfect way] Now that’s exactly how you need to feel when you want to write a love letter. You just can’t write a touching note whenever or wherever you want. You need to feel the love flowing through your veins. If you watch a chick flick or a mushy movie that pricks the chords of your heart before you pen your thoughts, you’d be able to bring out words and feelings that would not just be romantic, but also intense. Another great way to feel the love and have the creative buzz on a high is by sitting in a place that makes you feel romantic. A lawn, a balcony on a clear moonlit night or a slab of stone beside a stream is a perfect setting to put loving thoughts on paper. One of the most important accessories that can help you write a love letter is music. Romantic, soft mood music can help you collect your thoughts and put them on paper in a very touching way. So before you start writing, make sure you sit in a romantic place, and wait until you feel an overwhelming surge of love, and once you feel it, don’t stop writing! How to write a love letter How do you like to dress up when you have to go out on a date? Of course, you want to look your best. The same goes with love letters. Pick up the best stationary you can find, handmade soft paper in neutral soft colors, a smooth writing fountain pen with black or brown ink and a beautiful crisp clean envelope. Word documents and print outs never really have the same effect as writing a love letter. Remember, a love note is something that will be treasured forever. So keep it beautiful and neat, and most importantly, personal. To know how to write a love letter the romantic way, you need to understand what it takes to get in the right frame of mind. And you have to understand what to write in a love letter to pen the perfect one. Source==> How to Write a Love Letter the Romantic Way More==>Nairaland Romace and Relationship Master! |
theplanmaker:that's always the case |
theplanmaker:you're right maker. Sometimes,you just need to sit down and be open to yourselves |
gladpresh:lols |
lolaredvelvet:Not necessarily. You can start working on those flaws and removing them from your relationship. There's something that attracted you to your partner before and it should be able to fight any interference. If you wanna amend your relationship or make it stronger,i suggest you follow Love Master and solutions |
psalmsonovic:na it.... |
Are you really in a happy relationship that’s heading towards a happily ever after? Read these 7 secret signs of a bad relationship to know the truth. By Chester Bloom signs-of-a-bad-relationship-300 Relationships can, at times, be far more complicated than it seems on the surface. You could see a cute couple who are happy together and assume they’re going to be hitched for life. And before you know it, the happy couple could break up and go their own ways? Still water always runs deep. What seems perfectly stable on the outside may not be so on the inside. Sometimes, you may think you’re in a perfectly happy relationship when in truth, you may be heading towards a turbulent future with your lover. [Read: What makes a relationship a good one?] Secret signs of a bad relationship When you’re floating on the high of a happy relationship, it’s easy to overlook all the little nagging issues that crop up now and then. But before long, it’s the little things that’ll create bigger problems as they snowball over time. Don’t let infatuation and intense affection for each other blind either of you from building a successful relationship on constructive grounds. Keep an eye out for the hints of a bad relationship that show up now and then, and fix them before it gets worse. The 7 secret signs that reveal a bad romance in progress Constant arguments, affairs or unhappiness may be the big signs of a bad relationship. But these big signs don’t just crop up out of nowhere. And it’s the secret signs, those subtle hints that can even seem funny at first, that make way for the bigger problems to seep in. Read these subtle signs of a bad relationship, and if you do experience something in your own relationship, weed them out before it affects your relationship further. #1 Eye rolling. Do you take your partner or their suggestions seriously? You may find yourself dumbly smiling at your lover or ignoring your partner when they’re trying to say something to you. And your partner may even laugh about it. But the fact that you didn’t listen to your partner or assumed that you were superior to your partner in that aspect shows that you don’t take your partner seriously. To begin with, it may just be a one off incident. But if you find yourself rolling your eyes each time you hear something from the next room or repeating ‘whatever’ inside your head, ask yourself why you’re taking your partner so lightly? #2 Dominance. Dominance and power play in a relationship can be confusing to read, especially if you’re being subtle about it. Do you feel like one of you has more power in the relationship? A happy relationship has to have an equal balance of power between the two lovers. If you feel like you’re being dominated or not given enough control of the relationship and its direction, speak about it with your partner. [Read: 15 subtle signs of a controlling partner] #3 Loss of respect. Respect for each other is crucial in a relationship. If you don’t respect your lover, your lover would start to shy away from giving suggestions or even playing a part in the functioning of the relationship. And almost all the time, your partner will end up getting attracted to someone else who respects them and likes them for the person they are. [Read: The reasons behind why you’re slowly falling out of love] #4 Speaking ill of each other. Don’t insult each other just to get even or win an argument. And this is especially important when others are around. Don’t ridicule your partner, and definitely avoid saying anything demeaning to your partner when others are around. No matter how you say it, it’ll always be taken badly by your partner. On the other hand, some people love talking about their partner’s inefficiencies to their friends, as if to expect solace and comfort. But by speaking ill of your partner to others, you’re only reassuring yourself that your partner is not good enough for you. How can a relationship last when all you’re trying to do is convince yourself that your lover is not good enough for you? #5 Avoiding conflict and avoiding resolutions. Sometimes, it’s easier to overlook a few differences rather than pick a fight over it. But if something bothers you, don’t avoid talking about it with your partner. If you find yourself grumbling to yourself about something, be it the dirty sink or the clothes lying around, but you still avoid talking about it to your partner, it’ll do more damage than good. The rage that accumulates inside you would start to distance you from your partner, and yet, your partner would have no idea about what’s bothering you. #6 Taking each other for granted. This is one of the most common signs of a bad relationship. All of us take our partners for granted. But there’s a thin line between feeling good about helping someone and feeling like an overworked mule. It’s very easy to unknowingly take your partner for granted. Learn to put yourself in your partner’s shoes and ask yourself how you’d feel. It’ll help you realize when you’re being overbearing and annoying. #7 Silence. Talk is cheap and silence is golden. True, almost in all cases, but not in a relationship. When you’re in love, communication helps open up both your minds and creates a better bond. Do both of you spend your evenings watching your favorite telly shows after work, and hardly talk about anything with each other? It may seem like a perfect way to relax after a tiring and long day. But over times, this lack of communication will disconnect both of you from each other. And soon enough, both of you won’t have anything to share with each other because your minds and ideas are so far apart. If you’re looking for signs of a bad relationship, focus on these 7 signs to begin with. After all, even the biggest of relationship problems have to start with these little secret signs. what's your say? 1. Agree? 2. Disagree? Source==> Top 7 Secret Signs that Reveal a Bad Relationship- What To Avoid! More==> Romance Guys+Girls Share Your Thoughts and Feelings |
rawpadgin:mhhh,those ones "boku" for most Nigerian Poly though they're still found in Uni. Lols |
[color=#336666]Vaginal health is an important part of a woman’s overall health. Vaginal problems can affect your fertility, desire for s*x and ability to reach climax. Ongoing vaginal health issues can also affect other areas of your life, causing stress or relationship problems and impacting your self-confidence. What affects vaginal health? The vag.ina is a closed muscular canal that extends from the vulva — the outside of the female private part area — to the neck of the uterus (cervix). Various factors can affect your v*gina, some modifiable and some not. They include - 1. Unprotected Love Making: You might contract a sexually transmitted infection if you have unprotected s*x. 2. Aggressive Love Making or pelvic fracture: Forceful s*x or an injury to the pelvic area can result in vaginal trauma. 3. Certain health conditions: Diabetes and Sjogren’s syndrome — an autoimmune disorder — can cause vaginal dryness. 4. Medications and feminine-hygiene products: Prolonged use of antibiotics increases the risk of a vaginal yeast infection. Certain antihistamines can cause vaginal dryness. Superabsorbent tampons can lead to toxic shock syndrome — a rare, life-threatening complication of a bacterial infection. 5. Birth control products: Spermicide and NuvaRing (vaginal ring) can cause vaginal irritation. Using a diaphragm or contraceptive sponge might pose a risk of toxic shock syndrome. 6. Pregnancy and childbirth: If you become pregnant, you’ll stop menstruating until after your baby is born. During pregnancy, vaginal discharge often increases. Vaginal tears are relatively common during childbirth. In some cases, an episiotomy — an incision made in the tissue between the vaginal opening and anus during childbirth — is needed. A vaginal delivery can also decrease muscle tone in the v**ina. 7. Psychological issues: Anxiety and depression can contribute to a low level of arousal and resulting discomfort or pain during s*x. Trauma — such as s*xual abuse or an initial painful s*xual experience — also can lead to pain associated with s*x. 8. Getting older: The v**ina loses elasticity after menopause — the end of menstruation and fertility. 9. Hormone levels: Changes in your hormone levels can affect your v**ina. For example, estrogen production declines after menopause, after childbirth and during chest-feeding. Loss of estrogen can cause the vaginal lining to thin (vaginal atrophy) — making s*x painful.[/color] Source==> 9 Factors That Affect The Health Of The Vagina More==> Health Tips and To Help You Stay Fit! |
Acekidc4:oh,thanks for that. |
This write-up focuses on the certain categories of girlfriends that will always spell trouble and almost never be the right prospects for a sane man 10 Categories Of Annoying GirlFriends 1. The Ones Who Change Men Like Bathroom Slipppers While you are still wearing a bathroom slippers, some ladies must have changed up to 3 boyfriends.. They feel they are on top of the game because so many male suitors are chasing them here and there. You have to be tactical in dealing with these ladies else, they will dump you without any reason 2. Eatery Lovers The ones who love eateries as if their lives depend on it. They are always available at the mention of eatery. Even when they don’t have appetite, they will still point to expensive foods which they cannot even eat. Many at times, not even loss of appetite will stop them from feeding as if there’s famine in d landgrin 3. Girlfriend Who Tags You Stingy When You Are Prudent In Spending Some girlfriends expect you to do the needful at the mention of money. When some ladies ask you for money twice and you them excuses, you are tagged “STINGY” The moment she realizes you are prudent in spending, she keeps telling you indirectly or tell her friends that you are a stingy dude 4. Gold Diggers Even if you don’t have that much money, you may still encounter girls that are interested in the last kobo you have in your pocket. A tell tale sign of a gold digger is the lack of a job. If some ladies have no motivation to support themselves, then odds are that their goal is to exercise their maga-rizm skill on you. Regardless of your financial situation, you should run the other way cos she’ll size you up within the first five minutes and drop you just as quickly if your cash flow doesn’t meet her standards. 5. Girlfriend Who Remembers You in Time Of Need The moment some so called girlfriends start flashing you repeatedly, you can be sure she needs a favour from you ** smh** 6. Girlfriend Who Weeps Over Anything These are the categories of ladies who cry like babies at any slight provocation. The break down in tears when anything silly or bad happens.. She sees you with another lady, she will cry; you shout at her, she will cry; she lost her purse, she will cry. She will cry more ridiculous tears as the relationship wears on. Run from them ! 7. Girlfriends Who Are Obsessed With Marriage Many ladies are infatuated with the idea of marriage. They’ve planned out their lives to the finest silly details and they see happiness as some sort that they can create certain steps that they must have two children by the time they’re 32 and they had better be living in a cute house with a house maid who does good impressions. Needless I say, If any lady mentions making a family or getting married before you’ve even gotten to know her, run away !. 8 The Chronic Cheaters The chronic cheaters announce their history of infidelity as if she takes pride in it. This type is easy to detect and get away from quickly. They are more cunning and they cheat without ever admitting to it even when you confront them directly. In this case, your only chance of finding out the truth is by asking someone who knows her well and whom you think you can trust. 9 Secret Keepers These one who are unnecessary secretive. However, they hide everything, fb password, phone lock password, inbox messages ( just name it). They start feeling very uncomfortable when you are going through their phones . Ask for their social network password and they would threat to call the relationship a quit because you don’t trust them 10 High Maintenance Chic If she breaks a nail, she expects you to drop everything you’re doing and start consoling her immediately. She acts like a dummy maybe because their dads always told her she was a princess and she expects to be treated like one. Although she’s not necessarily after your money like the Gold Digger, she has expensive taste, and expects you to shower her with nice things and take her out to posh places on a regular basis. Feel Free To Add Yours Source==> CAMPUS DATING: 10 Categories Of Girlfriends More==> Romance Guys+Girls Share Your Thoughts and Feelings |
Acekidc4:what does that mean? |
1. Laughed or coughed so hard when you’re on your period and more blood comes out. 2. When you think nobody is looking, you readjust your bra, stick your hand in, pull ‘em up one at a time, straighten the band and straps, and add an extra squeeze to make sure everything is in its place. 3. Sit in a strange position when farting, so the fart bubble does not go up the …..you know. 4. Open your mouth really wide while putting mascara on. 5. When you don’t have a pad around when you start your period…you fold up toilet paper, place in the middle of the underwear, struggle to pull up pants without dislodging the tissue, walk unnaturally so as not to mess up the paper….. Bloody shredded paper in your underwear when you get home. 6. Spending 30 minutes in front of the mirror trying to get the perfect “cat eye.” 7. That amazing back/stomach scratch when you take your bra off after a long day. Best feeling ever. 8. Indiscriminately checking any fellow female for a “period stain” who asks, regardless of who they are-even your worst enemy or someone you’ve never met before. 9. The period check. When you’re sitting down, you “accidentally” drop something and while you’re bending over to pick it up, you sneak a peek between your legs to make sure you’re not leaking. 10. Comment on this thread and say “Eww, I’ve never done that before” I see y’all lols... Let it out gals! Source==> Ten Strange but Funny Things All Women Has Done At Least Once- Teens Rush In! More==> Romance Guys+Girls Share Your Thoughts and Feelings love u all and wish u happy val. |
mhhh |
Korea2015:there're a lot of scholarships available for Nigerian Undegraduates this year. Pls post more because i want to get one. |
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