₦airaland Forum

Welcome, Guest: RegisterLoginWith GoogleTrendingRecentNew

Stats: 3,330,161 members, 8,444,124 topics. Date: Monday, 13 July 2026 at 07:44 AM

Toggle theme

Frezhkid10's Posts

Nairaland ForumFrezhkid10's ProfileFrezhkid10's Posts

1 2 3 4 5 6 7 8 9 10 (of 49 pages)

BusinessRe: Nigeria’s Equities Market Now Boasts 11 Unicorns, See List by Frezhkid10(m): 9:03pm On May 12, 2025
Seniormanchi:
What development?


You were just told you don’t have refineries, you don’t have basic education, you don’t have basic healthcare, you don’t have power, you’re loosing doctors and nurses. Your handlers call you names like useful idiot and G & H.

And you dream to surpass a whole South Africa that recently went head to head with USA and only got a slap on the wrist.

You probably own a power bank, pay for 5000 data but only received 4000 worth and you want to surpass South Africa.

If Dangote was a South African he would 3ce as wealthy as he is today, and South would not import a pint of fuel let alone kerosene.

Barely understand how civilizations proceed and you dare speak. Keep your quack hypotheses for your drug induced girlfriends
So you expect all this to happen in Nigeria overnight…
Let me start with you when last did you pay your taxes??
PoliticsRe: FG Begins Overhaul Of Discos by Frezhkid10(m): 8:57pm On May 12, 2025
happney65:
Why should you do an overhaul of them? Are they not "private" entities? grin grin grin

You can see they are only private in name and not in deed.

Let the government hands off the sector and let true private investors come in. Any disco should either sit up or go to sleep. Not nonsense overhauling

Wetin concern agbero with overload. That is to tell you, it is all same of the same.

The government is the Disco,The Disco is the Government.

Disco wey no fit invest one naira in infrastructure. Na Disco be that or Reggae Blues

Awon oluya.. grin
So when Discos chooses to go to sleep knowing fully well that there is no competition because they each have their territories mapped out..
TravelRe: Emirates Becomes World’s Most Profitable Airline, Records $6.2bn Profit by Frezhkid10(m): 1:30pm On May 09, 2025
Efuaye:
This airline is state own, if I am correct!
This is a testimony of good governance and it's reflecting in all ramifications in the UAE.
No!!
PoliticsRe: Borno Governor Zulum Bans Alcohol Sale, Warns Against Promoting Criminality by Frezhkid10(m): 2:13pm On May 07, 2025
And the state will still enjoy VAT from alcohol proceeds.. angry
Jobs/VacanciesRe: Happy Workers’ Day: What Was Your First Job Vs What Are You Doing Now? by Frezhkid10(m): 8:32pm On May 04, 2025
Promise47:
Please how can I apply for oils and gas Jobs please link me up I will be greatful for ever thank you
How can you apply??..that sounds archaic!!
When there is vacancy it’s always posted on most jobs sites..I didn’t do much self..no Godfather just applied like every other person and i was called for the exam, I passed then the interview stages till I got the job..
Thou its a junior staff role oo..well head operator.
Jobs/VacanciesRe: Happy Workers’ Day: What Was Your First Job Vs What Are You Doing Now? by Frezhkid10(m): 7:57pm On May 02, 2025
My first job was a bank teller under Ecobank..
Salary: 65k..five years ago..
Now an oil worker..salary: e dy break account!!
BusinessRe: Trustfund Pensions Wins Award Of Pension Funds Manager Of The Year by Frezhkid10(m): 12:11pm On Apr 10, 2025
9jvirgin:
I applied for the eligible 25% of my pension 12 years ago when I was moving to the US. They still have my 75% with them.

These people have billions of our hard earned salaries with them saying they are waiting for us to pass 55 years old before they release the remaining 75%. Lol
It’s not them..it’s the law that is holding it.
PoliticsRe: Lagos-Calabar Coastal Highway: FG Kicks Off Dredging Of Section 2 by Frezhkid10(m): 2:17pm On Apr 08, 2025
zero8zero:
If you're not happy, when the road is completed, don't use it.
Simple!!!!!
PoliticsRe: Nigeria Fortunate To Have Tinubu As President – Bosun Tijani by Frezhkid10(m): 10:55pm On Apr 02, 2025
ImpartialGuy:
He said Tinubu has saved so much money used to service debt. Ask him how much he has saved and where he kept it, you will see him scratching his head. Who tells a monkey to help him keep a bunch of bananas? undecided
Go back and read today news about our net foreign reserves..that’s where your answer lies..
PoliticsRe: 7 Things To Know About Musa Kida, Ex-basketball Star Turned NNPCL Board Chairman by Frezhkid10(m): 9:36am On Apr 02, 2025
Bobo La hot!!🥵
PoliticsRe: CBN Reports $23Bn Net Foreign Exchange Reserves, Strongest In Over Three Years by Frezhkid10(m): 9:21am On Apr 02, 2025
When you know what you want to do..just do it!!!..assuming president Tinubu had listened to those ignorant fellows that want to keep living in dressed reality…Nigeria for don cease to exist now!!
PoliticsRe: Another Explosion Rocks Gas Facility In Rivers State - Vanguard by Frezhkid10(m): 4:21am On Mar 24, 2025
DesChyko:
Help with a link to this report containing details of the re-routing please. Thanks 🙏🏾
Here you go..
https://nairametrics.com/2025/03/20/sabotage-of-nigerias-trans-niger-pipeline-threatens-oil-production-as-renaissance-reroute-pipeline/
PoliticsRe: Another Explosion Rocks Gas Facility In Rivers State - Vanguard by Frezhkid10(m): 8:38pm On Mar 23, 2025
DesChyko:
If the violence continues, the State of Emergency will only be extended as there is now further proof of violence in the state. In summary, the winners are in Abuja. The losers remain the mandate of the people of Rivers.

Quick thought: How is it that a pipeline explosion so devastating that it triggered a State of Emergency, was so quickly repaired and operations resumed under 3 days? Even experts in the oil industry were stunned.

The more you look, the less you see.
It’s now glaring that you only read the headlines..
If you had read the report of “operation commerce on trans-Niger pipeline “..you would have known that it was re-routed to continue operation.
CelebritiesRe: A Hausa Woman Asked For My Account Number And Sent N30 Million – Orezi by Frezhkid10(m): 5:45pm On Mar 23, 2025
2cribz:
The highest they can dish out is 1m.
Even dangote can never dash u 30m
Say who die
Ole
Dey fool yourself
Nobody go dash u even 100k
Ole
Ordinary yahoo boy wey just pick yesterday dy give babe 1million talkless of people who are extremely wealthy..
PoliticsRe: Tsunami That Swept Jonathan Out Of Office Is Building Up Against Tinubu – Dalung by Frezhkid10(m): 1:00pm On Mar 23, 2025
bigpicture001:
He didn't do any magic.... Only El rufai saved him
Another person will save him in 2027 too..
PoliticsRe: Tsunami That Swept Jonathan Out Of Office Is Building Up Against Tinubu – Dalung by Frezhkid10(m): 12:50pm On Mar 23, 2025
grin grin
Unah really dy underestimate this Tinubu ooo..have you forgotten the 2022 APC primaries so soon??!!!
PoliticsRe: Tinubu Appoints Vice Admiral Ibokette Ibas As Rivers Administrator by Frezhkid10(m): 8:35pm On Mar 18, 2025
Bullman:
All I have to say is that democracy is not for the black man. Every black president sees him self like a demi God..
democracy will continue to fail woefully in Africa..
Black leaders are dictators with totalitarian regimes..
Democracy is not for the black man but the black man didn’t use power that was not within the constitution..if you have not read the constitution go and do so!!
PoliticsRe: Rivers: Tinubu declares State of Emergency, suspends Fubara, Assembly for 6 mont by Frezhkid10(m): 8:06pm On Mar 18, 2025
Urgent1Million:
E don set!
If Tinubu has any integrity left, he'll sack Wike as well so that both parties will have time to reflect on their actions.
Meanwhile, who's compiling the "profile of the new sole administrator of Rivers state, Vice Admiral Ibokette Ibas (Rtd)"?
Legally he can’t because wike is not the governor of rivers state..wike can only be cautioned at the backyard but cannot be reprimanded openly..
TravelRe: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by Frezhkid10(m): 10:10pm On Mar 16, 2025
fullclub:
The debate around relocating abroad (“Japa”) has intensified after media personality Dele Momodu claimed that anyone who spends ₦30 million to leave Nigeria is a fool. His statement sparked mixed reactions online, with some agreeing while others says that that 30 million is nothing compared to the financial reward that comes with japa

Having lived in the UK for some time now, I’ll share an honest perspective on the financial reality of life here, especially for those considering selling anything just for relocation.

Breaking Down Earnings in the UK

For context, I work an average of 36 hours per week (9 hours daily for 4 days), meaning in a month, I clock 144 hours of work.

Minimum wage in the UK is £11.44 per hour, and most employers are required to pay this, except in cases like apprenticeships.
144 hours × £11.44 = £1,647.36 per month
After tax deductions, which depend on factors like number of jobs and tax codes, my take-home pay is around £1,479.55.


Monthly Expenses in the UK
Here’s a breakdown of my fixed monthly costs:

House rent – £700
Gas & electricity – £120
Council tax – £110
Water bill – £43.46
Food – £200
Transport – £140
Phone bill – £52 (for two people

Total expenses: £1,365.46
Remaining balance: £114.09
Although i could have chosen to work up to 5 days which would have given me total income of 2059 and 1775 after tax but to give my partner a chance while i take turn to look after the kids

Note: food is extremely cheap and affordable unlike in Nigeria. That's why most that relocated after few months they look revived and fresh grin

Now, factor in additional responsibilities. We send £150 monthly to family back home in Nigeria. My wife, who works part-time (two days per week because of our baby as leaving the children will risk losing them to the governmen), earns about £732 per month, which we try to save, though unforeseen expenses (baby food, transport, etc.) often reduce our savings to around £500 per month.
Aside this we spent over 4000 pounds this year alone for health insurance. Yes its a must you pay it and funny enough i have not visited the hospital once since i arrived.

More worrisome is the endless billing from home , the billing from friends and extended family is out of this world, from your pastor who want tithe in pounds and thinks it's because of his or her prayer u went out, to your siblings, to your inlaws, to secondary schools friends, university's friends to even your street guys to Facebook friends. Those who will quickly open Opay account for their 3 years old child and forward you school fees or birthday bill. What about those who forwarded us their house rent bill to help clear their rent of over 500k embarassed abeg na

A lot of Nigeria said if they are offered 50 million and japa, they will prefer japa as they will earn more over when i read this comment on Facebook i just laugh hard as this is not the case as a research said that over 39% of UK residents have a minimum of 1000 pounds as savings this means that Despite earning in pounds, many struggle with high living costs, taxes, and bills but on the other hand In Nigeria, ₦50M can fund investments that generate steady income.
In the UK, unless you’re in a high-paying field, you will mostly live paycheck to paycheck


Comparing Life as a Single vs. Married Individual Abroad


Single individuals have a higher chance of saving since they have fewer responsibilities.

Married couples without kids can maximize their earnings by both working full-time while covering expenses from one salary and saving entirely the other salary.

Families with children face higher expenses, including childcare, health insurance, visa fees.

This is why adequate preparation is crucial before relocating, especially for families


Is Dele Momodu Right? Should You Japa with ₦30M?
We should understand that Dele Momodu is an elder and vastly traveled and he knows what is obtainable in Europe and America.
His point is valid if you look at finances alone because at the ene of the day almost all you make goes back to the system. But If insecurity concerns and food inflation in Nigeria didn’t exist, staying back with ₦30M would be a better financial decision as you could expand your business.

Another thought is the issue of owning a house. An average 3 bedroom house cost over 300k pounds and i have worked with colleagues who are in their late 50s struggling to work and pay off their mortgage so as to be free while me in my 30s own over 3 house back in Nigeria . Some pays mortgage for over 35 to 40 years but shockingly most they end up selling it at old age hand over this money to care homes to take care of them till death. Note children dont have any responsibility of taking care of their age parents they leave their lives while the parents uses proceed from their house to offset this bill

Final Thoughts: Should You Japa?

Japa is not a one-size-fits-all decision. If you have ₦30M and solid income streams in Nigeria, it might be wiser to invest and build wealth at home. But if safety and quality of life matter more, than wealth accumulation then relocating might still be the best option but must be done tactically especially when coming on student visa as one academic error could throw u off.

Bottom line: Japa is not a magic solution—it requires careful planning, a realistic mindset, and financial discipline.

Picture below is my phone bill

There other bills i chose to ignore like the tv bill. I didn't buy tv because i know that one will end in another billing
Wait OP does it mean that you don’t have TV at home??!!
HealthRe: Governor Soludo Builds First Ever Public Hospital In Onitsha South by Frezhkid10(m): 12:20pm On Mar 15, 2025
PoliticsRe: Niger Begs Nigeria For Fuel Amid Severe Shortages by Frezhkid10(m): 9:43pm On Mar 14, 2025
mikeapollo:
Shallow, empty talk!
What is new in fuel scarcity? Does Nigeria itself not experience fuel scarcity too?
They will pay Nigeria for the fuel if we supply them and Nigeria will collect the money. It is not for free. It is called International trade!
Many Nigerians just like talking trash out of ignorance and useless bloated ego.
They can also buy the fuel from Dangote refinery just like other countries. It does not mean jack!
If they had the money do you think they don’t know where to import fromhuh..or do you think they will purchase fuel internationally using their own currency??..
They don’t have the dollars that’s why they came to Nigeria bro!!
PoliticsRe: Lagos Speaker Obasa Furious As Meranda Reduces Lawmakers' Vehicle Budget By ₦2Bn by Frezhkid10(m): 2:33pm On Mar 12, 2025
lexy2014:
can you please explain how LASUTH is the best teaching hospital in Nigeria?

if it is that good, how come tinubu has to run to France every time he needs medical attention?

does LASUTH have cancer treatment facilities?

if it does, can you please name them?
Which other hospital in Nigeria comes close to Lasuth??
PoliticsRe: Lagos Speaker Obasa Furious As Meranda Reduces Lawmakers' Vehicle Budget By ₦2Bn by Frezhkid10(m): 2:27pm On Mar 12, 2025
My total tax payment for last yr 2024..was 1,082,496.73 paid to LIRS!!..now that is what obasa wants to use to purchase vehicles for his two wives!!!..after working night shift all through last yr!
Foreign AffairsRe: Senator Lindsey Graham Calls For Zelensky To Resign After Peace Talk Clash by Frezhkid10(m): 8:36am On Mar 01, 2025
FairlyUSEDpussy:
And......why is trump and his fellow lout trying so hard to dictate for a sitting president of another country??
Why?
Why??
Whyhuh
A borrower is a slave to the lender!!!…it’s in the Bible too..
Foreign AffairsRe: US Rejects UN Resolution Condemning Russia’s War: How Your Country Voted by Frezhkid10(m): 9:59pm On Feb 26, 2025
TheSPEAKER:
The same US is being neutral about the war, yet they have been in forefront massively sponsoring Ukraine in alms and in arms.
They sponsored under Biden..now Trump ti take over!!!
PhonesRe: Hike In Internet Data Subscription Prices: Which Data Plan Are You Currently On? by Frezhkid10(m): 9:50pm On Feb 16, 2025
Rapsowdee01:
Unfortunately, most of these network providers have removed it
I swear..and I was planning to do that at the end of the month..
CelebritiesRe: I Love Honourable Natasha And I Want To Marry Her - Tuface Idibia Confessed! by Frezhkid10(m): 10:48am On Feb 12, 2025
GloriousGbola:
the woman was 28 in 2023 [born in 1994]
2face will be 49 this year

a 20 year age gap.

definitely a midlife crisis

the woman is The Deputy Majority Leader of Edo State House of Assembly and Member representing Egor Constituency.

likely she will use tuface to boost her political profile

and she is a CU grad

2face is entering the one chance older men allow their dicks to lead them into - this woman is a different generation, is educated, and does not need him.

she gonna pussywhip him into simpdom. watch and see.
Omo nah you know all this one wey you analyze oo..
One lesson: Do what always makes you happy!!..this life nah one..☝🏻
BusinessRe: EFCC Arraigns Man For Refusing To Accept Naira As Legal Tender by Frezhkid10(m): 10:37pm On Feb 11, 2025
ceejay80s:
So u are saying if my child's school want payment in dollar and I offer them naira and they refuse is crime?
Yes so far you are in Nigeria..they are not even at first to request dollars from you..
BusinessRe: EFCC Arraigns Man For Refusing To Accept Naira As Legal Tender by Frezhkid10(m): 9:25pm On Feb 11, 2025
ceejay80s:
And some schools in Nigeria will accept dollar for fees and Nigerian news will always tell us how much in dollar it cost to purchase or repair in Nigeria
Accepting is not a crime but refusing to accept naira for that same goods or services then becomes a crime
BusinessRe: EFCC Arraigns Man For Refusing To Accept Naira As Legal Tender by Frezhkid10(m): 9:23pm On Feb 11, 2025
CodeTemplar:
If the buyer has dollar and is willing to pay, why not allow two gentlemen deal in peace? The guy also has the option of accepting Naira equivalent and going to exchange it for dollar in black market.
It is either the seller accepts Naira and buy dollar with it, or the buyer buys dollar with Naira and pays the seller. Almost the same thing.
He refused to!!..that refused is the word that is sending him to prison gan gan..when you refuse to collect naira when offered..it becomes a crime
PoliticsRe: Marketers May Dump Dangote Fuel As Imported Petrol Costs ₦‎922/Litre by Frezhkid10(m): 1:06pm On Jan 27, 2025
;D2-3years ago..we were at the mercy of this so called marketers..begging them to import fuel!!!..now the story has changed..
Naira was btw 1000-1300 and they were saying landing cost was 730-800 now naira is 1600..landing cost is coming down!! shocked
Power of competition. grin
BusinessRe: Guinness Nigeria Reports ₦‎20 Billion Profit, 6 Months After Tolaram Takeover by Frezhkid10(m): 6:56pm On Jan 24, 2025
budaatum:
No insult taken.

When I buy a truck of Guinness in Nigeria and export it myself to UK, its a local sale for Tolaran but an export sale for me. And at a bottle of small Guinness at £2 and a large at about £4, you might see how my local purchase might be 20 trucks, and that's just me since Nigerians are not averse to money and profiteering and benefiting from scarcity.

There was hardly any local Guinness on the shelves of London retailers during the scarcity, note, and we Guinness drinkers are very very loyal to the brand.
ohhh okay, I get your point now..

1 2 3 4 5 6 7 8 9 10 (of 49 pages)