₦airaland Forum

If you open an MMF acct for them and invest like 50000 monthly for 18yrs, It looked like annuity and you will be shocked if the rate ranges from 12% to 15%.

Chidimercy:
Alright, do you suggest any company I should check with. Is stanbic asset management good for this purpose?

You are very correct, loan in Nigeria is misery. Sometimes they will look for ways to entice you and you get to realize that the rate is higher than what they quoted

awesomeJ:
We've actually talked about this loan vs tax situation in the past.

The maths is straight forward: the cost of the loan needs to be lower than the potential tax rate for it to make sense. The lower cost is the attraction.


In advanced economies, loans are priced below 5% while taxes are often above 20% so there's a 15+% positive spread in favour of debt.


In Nigeria, prime lending is above 30%, when you add 1% management fees and other sundry fees, it could be nearing 32%

I have personally paid 156% annualized this year with Oxygen X, and I still even pay over 80% with Renmoney (long story)

So prime lending at 32% , average effective tax rate at about 22% implies a 10% negative spread against loans. So taking loans is worse here!

That's just the simple maths.


Except they've changed the meaning of "greater than", "less than" 😁😁😁

X3DPVC
Corners

Oya, make the remaining banks post their especially that access

Please cash out, cash at hand is king

Atasko:
alright boss. Cashout is 2m already

Please sir na sportybet code be dis?

Sam2310:
N89EVK
MDHGCQ

Let him forgive his wife and adopt that child as his and move on. His blessings may be tight up in that family

Thank you sir, let me see how today goes

SonofElElyonRet:
contactcentre@cordros.com

Please can you help me with their email address? Has anyone received with zenith bank?

SonofElElyonRet:
Send registrars a mail and got below..
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Please be informed that your payment has been processed and is currently receiving attention. Kindly be assured that you will receive the payment on or before the close of business tomorrow if there are no bank transaction issue. Thank you for your patience and understanding.




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Best regards,

I might be wrong but have you consider max current for charging 46ah battery? Firing 21amps into 46ah may not be advisable

capnies:
A laptop changer supplies like 18.5v but only 3.5A, how can I booster the current to like 16-21A for say 46ah 12.8v setup

How market de my people?

But it is still true, a good product markets itself.

jonnysessy:
Advertisement remains the sole of business. With marketing of your products, it gets everywhere. I laugh when I hear people say a good product market itself. That is a fallacy, a good product will do better with advertisement.

Lessons learnt: Don't be shy of your hustle, it is what put food on your table. Nobody will willingly give you money. Go out there and make your own money.

Plz dm me with the info, I will do my due diligence

Princkez:
ELLAHLAKES will shock us with its upcoming announcements....discussion still ongoing..

What can you say about cutix boss?

Coolcash1:
Hope you guys are printing money based on my stock recommendation...follow who know road...

When I de hear some volumes eh, 400000 is kini? Mahn, if I have my way, I will stop selling good stocks, rather I buy more at any slightest opportunity

Thank you sir for your effort. It seams their factory or Mill de there also.

Umehj88:
.

Nah inside the premises I dey I only post what I see. The other one didnt have a compound just front view

Thanks sir, I'm on it

sterlingD:
Tell your stockbroker via email to reflect in your holdings in your portfolio

How does one move it to trading account like Morgan capital?

freeman67:
Yes, I just checked now and mine has reflected.

Africa Prudential bonus has been allotted, who can confirm?

Please can this be true?

essentialone:
Breaking News: Neimeth Plc's Managing Director, Pharmacist Valentine C. Okelu distributes expired drugs to its shareholders, who are mostly elderly and vulnerable men and women, during its Annual General Meeting, held on Monday 23rd June, 2025 at Ikeja ...

This popoola name, I once encounter the name in uyo.
What was your intended purpose of buying them? Have you met your target price? What do you intend to do once sold, can you get the said coys back after sale? Do you want to consider another coy(s)?
There is no direct answer, it depends on you objectives

popoolaRofiat:
Good Morning experts
I bought PZ and Betaglass at #27 &248 respectively. can I sell them with their current price or wait till their financial report released.
God bless you all ,we.really appreciate you guys

Can someone dash me these batteries make I test my inverter of 6months without test?

Market makers dong de put hand for this Ellalakes matter

That tie na my holding in the coy

Mfunkynation:
Who knot this man tie!

Please investors, I'm interested in the answer to this question. I know meristem do pay dividends

Arizona86:
Does Stanbic ibtc equity fund pay dividends to investors apart from the value of the asset appreciating?

I saw this on Jiji platform though I don't trust this platform. But the cells are expensive for one. Is this reliable or is this cells in jumia or konga?

Are we saying that they are cells with 3.7v 23Ah rating? How much is one cell please?

I'm in uyo, I know not of anyone. Is jumia reliable? I need 30pcs to try 3s 10p pack

iraybuju:
If you need little pcs just look for sellers around your environ

Good morning sir, please what is the minimum number of cells that you can sell at a time?

tetralogyfallot:
cells dey o. I've got clean 3.2A 18650 lg lithium ion cells available.

Plz like how much would be required to construct 12v 50AH of li-ion battery

officialfestus:
Yes.