₦airaland Forum

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Teen Racing Bedroom

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Not only toddlers and little boys could get a car themed bedroom but even teens too! Help them explore their love for the automobiles. Get the right souvenirs and help arrange it in a appealing way.

Green Trade Contracting

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Do you have two lovely boys? The wood working of the bunk bed and the display area could be their haven. Beautiful wall mural, right?

Car Racers Walltastic

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Is he in love with racing cars? A race car themed wallpaper is a good way to instantly turn a bedroom into an exciting space for a boy.

Acadia Plan

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You really don’t need a car bed for a car themed bedroom. You can also fill it with wheels like this one. Make use of car like pillows and real car wheels on the wall as decoration.

Kids Rooms

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Lighting McQueen of Disney’s Cars is one of the kid’s favorite bedroom motif just like what you can see here from the duvet set to the walls to the table and chair set.

It is indeed fun to decorate a bedroom for your children especially if you have a theme to work on. In choosing a theme, you need to keep in mind what excites or relaxes your kids. What their past-time is and what their interests are. I came across an article talking about ways to make use of your old cars for decorating or storage. In a situation where your baby boy loves cars, it would be a good idea to have a car theme for his room.

There are generally four types of protection in investments:

1. the fee structure,

2. the guarantees,

3. the clawbacks & creeping equity provisions and

4. the control provisions.

The Fee structure: There are numerous ways the counterparty can make money in a deal at the expense of the investor. Counterparty can charge asset management fee, property management fee, credit enhancement fee, leasing fee, project management fee and development fee. You should be careful, read the full document and seek expert advice if necessary.

The guarantees: As a passive investor you need protections. Most of the time, the counterparty provides various types of guarantees for which they may charge a fee. The project completion guarantee is the most common of them. There can be others like performance guarantee.

What are the penalty provisions allowing you to “creep” into the equity of the counterparty?

What are the control mechanisms? What items need a majority or super-majority (75%+) of investor vote? Critical decisions like approval of business plans or changes to a plan, material budget variances, major leases and sale or refinancing transactions should require a majority.

The Exit: Most private investments in real estate have pre-determined maturity date. There can be extension clause. As a good investor you should know your exit strategy before you investment.

Exit mechanisms come in many forms. Exits could be in the form of dividend distributions, sale of shares, sale of asset, interest payments on debentures, refinancing, or all of the above.

In certain circumstances, investors and counterparties use a forced sale to an independent third party or a buy-sell between the parties.

If your objectives and counterparty’s objectives are not aligned, there can be delay in the exit. For example, the counterparty may value the fee stream as opposed to realization on a marginal deal.

You should also be asking – What are the obligations of the counterparty to liquidate the investment? When and how can you as investor force liquidation?

These are the steps to be followed to structure a real estate deal and before investing in any real estate asset or any other instrument with real estate asset as collateral.

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Identifying opportunities for increased commercialization and investment

Ibadan which translates loosely to mean the city at the edge of the savannah is the capital city of Oyo State and is the third largest metropolitan area by population, in Nigeria, after Lagos and Kano. It has a population of about 3,565,108 million people according to the GeoNames geographical database. Ibadan which is located in the south-western part of Nigeria is also the largest metropolitan geographical area with 128 km inland northeast of Lagos and 530 km southwest of Abuja, the federal capital, and is a prominent transit point between the coastal region and the areas to the north. The area which once held the title of the largest and most populous city in the country and the third in Africa after Cairo and Johannesburg has given way to other cities such as Lagos, Abuja and Port Harcourt in terms of development and population.
Ibadan has had its share of organic growth and development over the years and at present can boast of infrastructures like various modes of transport, social amenities, various colleges and institutes of learning; of worthy note is The University of Ibadan which happens to be the first university in Nigeria, health care facilities like The University Teaching Hospital, Ibadan, a pace setting medical facility in Nigeria and Africa and of recent a huge rebranding and expansion of the amenities available in the city. It is no wonder that some businesses have set up branches in Ibadan but what is the driving force behind their decision to see this ancient city as a modern economic jungle?
Counted as one of the five agriculture producing states, Ibadan is known for the production of cocoa, cassava, cotton, timber, rubber, and palm oil with concentration in the processing of agricultural products; Tobacco processing and Cigarette (Manufacture); flour-milling, leather-working and furniture-making. All these can only thrive with structures and facilities like economic policies to support new investments and guarantee the safety of such enterprise with deregulating and divesting of interests in state funded companies. In recent times, the city has witnessed a new type of rebirth which has further opened the area to more investment opportunities.
The retail investment business made a debut in Ibadan with the opening of the two malls, the Cocoa and Heritage Malls located in the premises of the famous 24-storey Cocoa House located in Dugbe, the central business district of Ibadan. This has lead to the awaking of the central business district of Dugbe area in Ibadan coursing it to come alive with economic activities. In light of this, there is now significant attention directed at property re-development in the city.
Upon the completion of the major roads under construction, there will be a spillover effect of the population explosion and growth which will in turn attract more retail outlets, resorts and other forms of investments.
The real estate industry in Ibadan in particular will begin to enjoy a boost. Most important to consider is the question ‘do we have the right model for this upgrade so as to contribute positively to Nigeria’s economy at large?’ You guess is as good as mind.

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50 shades of GREY

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Gray may be a better option for most than black. While it has no intellect-stimulating powers on its own, it’s associated with wisdom and solidity. It also works to enhance the effect of other colours in small doses.



Got beautiful colour suggestions or interior design trends? Share with us.

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A little BLACK to dress

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Black can be a bit tricky as it depends on your personality. It pairs well with many of the colours mentioned above, but should only be used by those who feel it adds a sense of sleekness or stylishness, which can stimulate some people’s creative minds by making them feel more professional or sophisticated. You can soften the black details by using accents with black satin bows, polka dots or stripes. Just make sure the black is truly an accent and doesn’t dominate the main colour.

Tidy WHITE

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White is the perfect colour to use with any of the suggestions above. It aids in mental clarity and encourages you to clear clutter and obstacles (physically and mentally).

You are so-BLUE!

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Pale blue is popular in school classrooms because it increases productivity, intuition and creative thinking. It has a calming effect, slowing down your metabolism and suppressing your appetite. When the craziness of your life is filtered out, you’ll have plenty of time to ponder the important details.

Country blue, powder blue, pale periwinkle, steel blue, cornflower or sky blue all have unique calming ability.

Blue is the perfect power-concentration colour for the hyperactive or easily distracted. It can be used all over the room (in its lighter incarnations) in various shades or with other colours. If you tend to be very sedate by nature, opt for bolder blue accents or use one of our other intelligence-stimulating hues.

Not-so Mellow YELLOW

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Yellow also stimulates mental activity, but it’s easy to have too much of a good thing. Too much yellow can make you a bit touchy. Since it helps activate your memory, increases your concentration and (in small doses) promotes creativity, it’s a great colour to use in a place where you study, do crafts or work on organizing big projects.

Using yellow can be as simple as keeping fresh yellow flowers or a bowl of lemons in the room. Yellow works best when contrasted with a darker color or a neutral. Look for lemon drop yellow, buttery yellow, maize or daffodil.

By now, it’s common knowledge that colour affects your mood, but can it actually make you smarter? We know which colours every alpha woman can use to give herself the mental edge.

Because the colours you use to decorate can affect your mood, they also affect your energy, your creativity, your ambition and learning curve, all of which are necessary components of intellect.

ORANGE You Smart

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The colour orange stimulates mental activity by increasing the supply of oxygen to the brain and makes you feel invigorated and ready to get things done.

Orange is a power colour. Don’t feel like you have to use a bold orange or paint every wall to get the desired effect. It can be used as an accent for other colours with a similar effect. You can also try softer or earthier hues like nectarine, orange rose, pumpkin, canyon sunset and more. To avoid overdoing it, try a single accent wall, throws and decorative pillows or other accents.

Whether it is developing vacant land for a new shopping centre, buying a single asset, selling a real estate portfolio, sale-leaseback arrangements the viability of real estate investment and development largely depends on its financing.

Even though most people consider obtaining loans from local banks for real estate transactions, it is advisable to have alternative sources for transaction financing due to the local financing constraints which include the high cost of funds; a lack of project finance facilities and real estate development-friendly terms such as roll-up interest; inability to refinance a real estate development facility with an investment facility at a lower cost of funds; and the request for additional third-party collateral.

In Nigeria, various innovative financing structures and options can still be developed and implemented. The key consideration when proposing an innovative financing structure is to ensure that transaction risks and returns are properly apportioned within the proposed financing structure. Other financing structures such as sharia-compliant financing could also be considered for real estate development transactions. Sharia-compliant financing, by its very nature, apportions risk and incentivizes all parties within any transaction to ensure successful completion.

Some alternative sources of financing in Nigeria include pension funds and insurance companies. According to Stanbic IBTC, a subsidiary of South Africa’s Standard Bank, Nigerian Pension Fund Administrators (PFA) and Pension Fund Custodians (PFC) currently have an estimated asset base of N4 trillion ($24 billion).

However, PFAs and PFCs are unable to participate in real estate lending activities due to regulations that prevent direct real estate exposure and investment in un-rated financial instruments. Consequently PFAs and PFCs seeking exposure to the real estate sector are limited to REITs.

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Asia and Latin America see increase in demand for eco-homes


Asia and Latin America are undergoing an eco-revolution, with new research revealing demand for sustainable homes in these emerging markets is skyrocketing. This is also the case in other countries such as Kenya, which is experiencing a steady growth in the provision of sustainable houses as an increasing number of developers employ these designs.

Global property portal Lamudi has today released new data into attitudes towards sustainability and green living in the emerging markets. The analysis of more than half a million property listings from the Lamudi website reveals that Pakistan is the leading emerging country for green homes and sustainable office space.

With more than 16,700 property listings that include eco features, Lamudi.pk has seen a dramatic increase in the number of environmentally-friendly homes listed on its website over the past six months. Lamudi Pakistan has recently crossed 100,000 active property listings, almost 17% of which are fully or partially eco-friendly.

In Bangladesh, the number of eco-homes on the Lamudi website has increased by 420% in the last six months, in line with increasing local demand for sustainable housing. With over 7000 eco-friendly listings, house-hunters in Bangladesh have more choice than ever when it comes to sustainable living. Myanmar has also seen an increase in the number of sustainable houses on the market locally, with House.com.mm now listing 2700 eco-friendly homes.

There has also been a steady increase of sustainable homes in Latin America, with Mexico reaching 6000 eco-home listings this month. The number of fully or partially sustainable homes on the Lamudi Mexico website has increased by 340% in the past six months.

Dan Karua, MD of Lamudi Kenya, commented: “In line with emerging trends, architectural firms are working hard to promote green designs throughout Kenya. Green buildings are designed to use natural sustainable materials, be energy efficient and reduce water use.”

Other countries dominating in the supply of fully or partially sustainable homes include Indonesia, Saudi Arabia and Sri Lanka, the research found.
Read more on investment opportunities in Real estate at www.lamudi.com.ng/journal and find your dream properties on www.lamudi.com.ng

About Lamudi

Launched in 2013, Lamudi is a global property portal focusing exclusively on emerging markets. The fast-growing platform is currently available in 28 countries in Asia, the Middle East, Africa and Latin America, with more than 500,000 real estate listings across its global network. The leading real estate marketplace offers sellers, buyers, landlords and renters a secure and easy-to-use platform to find or list properties online.

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Global property portal Lamudi explores the most common mistakes when listing properties online

AUGUST 08, 2014: With millions of new property listings appearing online every day, it is an increasing struggle to make yours stand out amongst the crowd. By identifying common advertising mistakes and recognizing what makes a strong, quick-to-sell listing, agents can ensure that their properties grab the attention of potential buyers and renters.

The leading property portal Lamudi takes a look at the five most common mistakes made by real estate agents, in order to help improve listings and sell property faster.

No or only a few photographs. Marketing your property online means that the listing has to be visually appealing. Many real estate agents do not include photographs of the property in the listing. Make sure to make at least five high-resolution pictures in different rooms of the house or apartment. Dimly lit rooms will not grab the attention of home buyers, neither will the one and only picture of the house.

Bad language. Grammar plays an important role in selling real estate, so make sure you double check spelling and sentence structure before you list your property. Property descriptions with no grammatical errors in the title statistically get more views. Descriptions including persuasive language such as: “In a Hurry to Sell” or “Motivated to Sell” deter potential buyers, as this leads the buyer to question why the agent wants to sell so fast.


No sign of home upgrades. Energy-efficient homes and renovated houses sell faster, yet many real estate agents undervalue these upgrades and do not list them in the descriptions. Don’t forget to highlight energy-saving aspects, such as the amount of natural light, or the temperature in the winter, which may save tenants money should they purchase the property.

No extra benefits. Extra benefits are hardly considered when creating listing descriptions, yet they may be game changers when it comes to selling a house. If home appliances are covered by warranty or if the house has the latest home security installed, make sure to list these selling points in the description.

Vague neighborhood descriptions. Listing all the high quality amenities that are nearby is important, however many real estate agents limit the description of the surrounding area. A home buyer wants to know as many details as possible about future neighborhood, such as if it welcomes pets or is cyclist-friendly. By including these details, listings are likely to get more attention from house-hunters. The same applies to neighborhoods that have a low crime rate or those that foster a sense of community and are vibrant and diverse. Make sure to include all of a neighborhood’s assets in the description of a property.

Get more tips on interior designs at [url]www.lamudi.com.ng/journal [/url]and find your dream home from www.lamudi.com.ng

Relaxed classic living room
Use a sofa as the starting point for your living room scheme. The classic style of this piece in a clean fabric sets the tone for an elegant but contemporary look. The palette of soft green and gold creates a relaxing feel that mixes perfectly with neutrals and gives a slightly rustic feel.
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Artwork living room
A painting creates a focal point and inspires the colour scheme. Key shades of blue and soft natural tones are picked out to ensure that the sofa, cushions, curtains and walls complement each other. Gilded wall sconces balance the painting and contrast with its simple wooden frame. A footstool and silver rug add texture.

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French-style living room
Simple, large-scale furniture, set against a palette of white and pale aqua, evokes the casual elegance of southern French houses. Accessories with a modern twist, such as the paper chandelier, add a stylish edge.

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Cream and brown living room
Accents of orange help break up the brown and neutral palette in a living room, while silk curtains and a velvet-covered sofa soften the masculine feel. Looks yummy right?

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Pastel living room
You may have turned up your nose at using wallpapers to decorate partitions made of wood but consider a mix blue, and floral wallpaper which results in a soft, gentle living room style. The delicately patterned wallpaper and sofa provides a gentle ease. The blue floral cushion on the sofa complements the room design perfectly.
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Symmetrical living room
In this traditional living room, matching chairs, lights and soft furnishings have been used to create a symmetrical scheme that draws the eye to the window. The luxurious layered with cushions is framed by two chairs, flanked by a pair of lacquered side tables with identical lamps and glass balls. The rug adds pattern and ties the scheme together. Lovely and calming at the same time.
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It's another week and we will be taking a look at ways to make our living room breath. Its not just a place to put in chairs and watch TV, it is the face of your home. Where you sit to relax and entertain. Little changes in design, placement of furniture and color of drapes can make all the difference.

Let start with creating a smart living room
You can get inspiration from the pared-down look of a hotel to inspire your living room. The contrast of the dark-wood coffee table and leather armchair blends well with the neutral curtains, wall colour and flooring.

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Source: http://www.therichest.com/rich-list/nation/the-worlds-top-10-most-visited-countries/?view=all

Want to bridge the gap and acquire properties all over the world? In need of a platform that allows you access to property listings all over Africa and the world? Visit www.lamudi.com. for properties in Nigeria, visit www.lamudi.com.ng. For more articles on real estate and related matters, visit www.lamudi.com.ng/journal.

And finally Italy: 46m

The Grand Tour was the name given to a trip typically taken by very rich young men from around the 1660s to the 1840s. Young aristocratic gentlemen were expected to see all of Europe’s greatest sights, and it was essentially a way of letting the future elite of a country improve their culture and see a bit of the world. Both Venice and Rome were essential stops on this tour, allowing the young men to study the ancient ruins, and the masterpieces of painting, sculpture, and architecture.

Almost all of the sites which were on the must-see lists of these men are still visited today by Italy’s many tourists. Most of the attractions are now World Heritage Sites, of which Italy has the most of any of the world’s countries. Because of this Italy’s tourism sector is one of its most profitable industries, with an estimated revenue of €136bn.

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If this was a competition, then Spain: 57m is my next choice.

In a country where the unemployment rate is almost 26%, it is a good thing that Spain’s tourism industry is enjoying annual increases that see it moving up on China. As with many of the European countries, Spain’s history, food, and culture attracts a wide range of tourists from America and the East. On the cultural side Spain has 43 World Heritage Sites, and these are supplemented by its beautiful countryside which places Spain at No.3 on UNESCO’s list of biosphere reserves.

Spain’s most famous activity is of course the running of the bulls, and the (dwindling number of) matador bull fights which still occur outside of the cosmopolitan areas of Madrid and Barcelona. Most famous of all is the Pamplona Encierro, which occurs every year from July 6–14. The origins of the festival are logistical; it was necessary to transport the bulls from the corrals to the ring, and when this was happening young Spaniards would jump in amongst them to show off. In the modern events, participants must be at least 18 years old, run in the same direction as the bulls, refrain from inciting the bulls, and are not allowed to have had anything alcoholic to drink.

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