₦airaland Forum

martosi:
Please, is there any company that gives loan for blocked account?

Why would any reasonable company want to take such a risk?

SilentEmma:
Hmmmm wetin Una dey do no good o... Do you know how many people have commited suicide cause of solo loan

Do you know how many people including married individuals with families to feed have been sacked because the customers they are managing refused to pay their loans??

Jman06:
Your modus operandi is fraudulent and that is why you resort to blackmails in recovering loans. Coupled with the exorbitant interests you charge which, in most cases, you don't disclose until people have fallen into the traps of taking your loans out of desperation. Genuine money lending institutions like banks don't work like that.

We were forced to adopt that method because that is the language Nigerian debtors understand!

seanery:
Dem DEY MAD.

I DEY OWE ROUGHLY N200K, AND i will never pay.

Its almost a year now.

My bank and name still intact.

Una faada

For as long as you hold onto another person's money your destiny will be stunted.

SilentEmma:
Do you work with any of the loan companies, your moniker suggest so...

Yes I work for Soko Loans

Loveenthed:
Very useless illiterate morons😂

They still had include their contact.

These morons are very easy to apprehend😂

Oya make you come apprehend us make we see

Jman06:
Stay in which yeye business Those people are themselves fraudsters taking advantage of the poverty in the country!

We are also running a business and providing a service, the problem is that Nigerians do not like to repay loans

SilentEmma:
I do, but my salary in a month can't wipe out even 20% of any of the loan app... I am doing contribution to that, so if they keep deduction of salary... It's like pouring water inside basket cause it won't end...

So it's better it gets overdue and I work on how to pay them back once and for all

Contact them and request a suspension of default interest then work out a new repayment plan

maestro299:
But people knew all these before collecting the loan.

Don't mind them, it's when time for repayment comes they start coming up with all kinds of useless stories

HydraFeeds:
There was a time I need urgent 20k to sort out an emergency but I had about 15k . This loan app loaned me 1.5k just for seven days with interest rate of about 70% . They threatened to call and message all my numbers and tarnish my image on the particular date the loan is to expire .

Also ,these strange numbers have been spamming my number and WhatsApp with loan offers since then .

I understand their loan has no collateral but other means of collection should be deployed . Like registration with CBN ,since they collect BVN before loan approval,CBN can authorise deduction from any bank the BVN is linked to .

Consumer right is important in business .

The problem is that most times people who have no means to pay back also collect these loans so even if you get a Global debit instruction you might still not recover anything at the end of the day even though you have spent additional money to get the necessary approvals

gare:
So after this do you expect to get back your money, because you will be sued for deformation defamation and not that your small money she borrowed

School no be scam!

G0Oodharddick:
These types of loan apps are usually rubbish. They're not registered with CBN.

A registered loan app such as opay, etc won't do this rûbbish

You people will just be talking rubbish?

A loan app does not need registration from the CBN because they don't take deposits from the general public besides they are not under the direct supervision of the CBN

SilentEmma:
Hmmmm that was because your atm was still active that's why they did the auto debit... As for me my ATM kukuma expired long ago, so they can't auto debit me

So you have no intention of paying back your loan

We4all:
I woke up to hear my phone bleep, and when I scrolled through the message, I shook my head in disbelief. How far will these loan apps go? Attached is a screenshot of the message. To the commenter below, the message was sent to my phone and probably to others as well to defame the loan defaulter. I can't even recall where I met the person at the center of this mess, but she sure had my contact saved on her phone.

Ahnie why did you blot out the name?

Sharpsharp00123:
keep quiet u ignoramus

Fairmoney have never arrested anyone before let alone jailing them

I know at least 5 people that owe fairmoney n after much call they left them

U must b high on mpuruuuu

At least if it's that bad I go don see or hear of one that they arrest n jail

This one and his friends run an association of loan defaulters!

Maybe they ran a credit check and found out he's owing some loan apps

westlius:
Clap for your self
Its only a tif who knows a tif
Just like a words which says
Na witch dey know who b witch.
Send me ur aza make I send u small tin for breakfast

At least you have agreed that you are a thief!

Use the 1K you want to send me to go and pay back some of your loans so that loan apps will not be chasing you upandan!

westlius:
How u take knw
You b God.
Am doing very well dere

I'm not God but you are a thief!

sonssyo:
I cherish your advice, God bless you
Those loan guys are very stupid people, well I have told myself, anything that I can't do with my money,I will never ask them for assistance again.
Deleted palm credit,aella, branch and written to them to close the account,it's only branch that complied,the other two sends me message from their centre which I don't even want to see.
Palm credit called me possibly if I need assistance,I just block them
Once I'm done with fairmoney, the same close of account will apply to them ,they are not helping someone either, very useless flock

We can only close your account if you have cleared your loan

westlius:
If u get Opay account
Go there borrow money for easy moni
Dem go first give u 4k
To pay in a month
Pay am
Then den go land u 57k
To pay in 3 month
Japa from dere

No wonder why you're not progressing

Antoeni:
List Of Loan Apps Backlisted By CBN:

EasyCredit

EasiMoni

KashKash

Speedy Choice

GoCash

Soko Loan App

Fast Money

GetCash

Icoin Loan

Naira Plus

9jaCash

LionCash

GMoney

Fast Money

9credit

Swiftkash App

Hen Credit Loan App

Cash Door App

Joy Cash-Loan App

Eaglecash App

Luckyloan Personal Loan App

Getloan App

Easeloan Apps

Naira Naija

Cashlawn App

Easynaira App

Crediting App

Yoyi App

Nut Loan App

Cashpal App

Nairaeasy Gist Loan App

Camelloan App

Nairaloan App

Moneytreefinance Made Easy App

Cashme App

Secucash App

Creditbox App

Cashmama App

Crimson Credit App

Galaxy Credit App

Ease Cash App

Xcredit

Imoney

Naira Naija

Imoneyplus-Instant

Nairanaija-Instant

Nownowmoney

Naija Cash

Eagle Cash

Firstnell App

Flypay

Spark Credit

Luckyloan Personal Loan App

Source: Reuben Abati

Instead of you to go and pay your loan you're here opening stupid threads

lordm:
Avoid loan at all cost, even the Bible frowns at it

There is nothing wrong with taking loans.

The problem is that most Nigerians take loans without having any plans of how they will repay the loan