₦airaland Forum

ClassicMan202:
You must sha find a way to involve Peter Obi


You lots have been shouting Emilokan since 2019... Now you have the power, see where the country is presently.

You should hide your head in shame

WriterNig:
I laugh you. Do you think you'll survive?

Do you have hardened bunkers 5000 feet deep??

WriterNig:
Those with a good memory remember vividly how Russia continued to warn against Ukraine joining NATO since 2008, that's over 16 years ago.

The day of the invasion, many western countries thought Putin wouldn't dare invade, they threatened and threatened, some even thought it was just regular exercises Russia was carrying out.

Look at Ukraine today. So if you think Putin is stupid or bluffing by continously warning against Russia's security being threatened, then you don't know Russia very well. He wants it to be on record for the whole world to see, then the US will no longer be able to rewrite history just like they did in WWII.

Russia is slow to react, very patient but when they put their foot into something, there's no going back.

The US has more to lose than Russia. A nuclear war with Russia will weaken the US and pave the way for China to take over the number one spot.

The US will never recover from it, let alone retain it's status.

HydraFeeds:
Most things that are considered miracle are natural occurrences but I do believe in certain miracles .

Also ,other religions make the same claims that they're capable of supernatural activities which means Christianity does not have sole right to the "so called" miracles .

One of the things I dislike about religion is the way religious books make countries like Israel and Saudi Arabia look infallible and several fellow Nigerians are ready to sell their country for the sake of these countries which I think it's a form of brainwashing.

Krismas:
aljazeerah has been banned from israel. thats why they are not crying about the destruction of israel as well.
if you think hezbollah is not destroying israel, then u had better wakeup from your delusion

eBARCSMFB:
Here are some practical tips for saving effectively from a monthly salary of 50K to 100K Naira in Nigeria:

1. Create a Realistic Budget

Track your income and expenses, breaking down your spending into categories like food, transport, rent, and utilities.
Allocate a specific percentage (e.g., 10-20%) to monthly savings and treat it as a non-negotiable "expense."

2. Use the 50/30/20 Rule

For simplicity, try the 50/30/20 rule, where 50% goes to needs (rent, food, utilities), 30% to wants (entertainment, extras), and 20% to savings or debt repayment.
Adjust these percentages if necessary, especially if you’re earning on the lower end of the scale, but prioritize the savings portion.

3. Automate Your Savings

Set up an automatic transfer to a dedicated savings account on payday. This way, you save first before you have the chance to spend it.
Consider platforms like e-barcs, Cowrywise, or Kuda in Nigeria, which offer automatic saving options and even interest on savings.
The e-barcs regular savings will help you save your money with an interest of 8% P.A This account is designed for the everyday hustlers, that want to see their funds work for them.

4. Set Small, Achievable Goals

Break down your savings goal into manageable milestones. For instance, if you want to save 50,000 Naira, aim to save 10,000 each month for five months.
Track and celebrate small wins to keep yourself motivated.

5. Cut Down on Unnecessary Expenses

Audit your spending to identify non-essential expenses, like frequent dining out, excessive phone data plans, or impulse purchases.
Opt for homemade meals, cheaper transportation methods, and free entertainment options.

6. Use Savings Challenges

Try savings challenges like the “52-week challenge,” where you gradually increase the amount you save each week or month.
Another challenge could be the “No-Spend Challenge” on weekends or certain days to curb impulsive spending and save more.

7. Leverage High-Yield Savings Options

Consider savings plans with interest-earning potential. Some Nigerian fintech apps offer higher interest rates than traditional banks.
Explore options like micro-investments in money market funds, where you can earn modest returns on your savings.
others can give you up to 10% some 15% some preach on the security of your funds so the interest is usually around 8% P.A eg the e-BarcsMfb, Page Mfb StanbicIbtc etc.

8. Avoid Taking on New Debt

Limit borrowing to avoid adding repayment obligations to your monthly expenses, as debt repayment can reduce your ability to save.
Focus on clearing any existing debt to free up more of your income for savings.

9. Build an Emergency Fund

Start building a basic emergency fund to cover at least 1-3 months of expenses. This fund prevents you from dipping into your savings for unexpected expenses.

10. Take Advantage of Employer Benefits

If your employer offers benefits like a pension plan or savings contributions, take full advantage. Employer-backed savings are an easy way to build wealth without much extra effort.

11. Side Hustles for Extra Income

Look into side hustles like freelance work, weekend jobs, or small businesses to supplement your income. Even a few extra thousand Naira can go a long way toward achieving your savings goals.

FreeStuffsNG:
Smh. You're ignorant if you think Hezbollah members who have been fighters and average Lebanese not enjoying a privileged life like the Isreal citizens will be as devastated.

Right now, central Isreal, Tel Aviv is on fire and has been struck by long-range missiles from Hezbollah.

There are reports of a rocket impact in the Ramat Gan area. pic.twitter.com/ShGuiLj3xu

— Emanuel (Mannie) Fabian (@manniefabian) November 18, 2024

This is why sane people are pleading with both parties to embrace cease-fire and find a way to save more innocent lives.

HydraFeeds:
That's why religion should be discouraged because it has made a lot of evil to go uncheck .

HydraFeeds:
Israel is a master of propaganda(Hasbara) and if not for religion,a lot of good hearted people won't be sympathetic to their course .

Let's observe one propaganda in biblical history.

In Joshua 6 ,the Bible says Jericho was shut because of the Israelites and no one went in or outside.

Then "God" told the Israelites to march round the city wall and be blowing trumpets to make the wall to fall .

The question to a sensible person is if Israelites could March around the wall for 7 days without disturbance ,why didn't they proceed on their journey to Canaan (which is also not their land ) without attempting to destroy Jericho ?

FreeStuffsNG:
Hezbollah group rejects terms including German, UK participation in commission overseeing implementation of agreement; Lebanese outlet opposing Hezbollah says commission to have vast authority over Lebanon's airport, sea ports and borders

I knew there was something wrong and an obvious falsehood in the propaganda that was sponsored against Hezbollah on a pro-Isreal platform that made front page earlier.

There's no way Hezbollah could be accepting cease-fire at the same time it was striking Isreal cities with missiles and drones.

There's no real intention for cease-fire on both sides and I am afraid for the lives of the civilians on both sides.

CoronaVirusPro:
Fvck you!

Who asked for your morafvcking opinion! Like I give a flying fvck!

CoronaVirusPro:
Fvck you!

Who asked for your morafvcking opinion! Like I give a flying fvck!

CoronaVirusPro:




Fvck Israel!

obedience4:
your article says the lunch puts India in a list of countries like China Russia and the US. Yet you failed to add the US to your headline.


Nlfpmod please get this disinformation guy off this forum

Glimpsetv:
A man was heard warning a police officer to stay alert after sensing that some hoodlums were up to something suspicious. Suddenly, the hoodlums struck. Everyone, including the police officers, fled the scene. The man who had been warning the officer could then be heard saying, "Oh, I told you to stay alert!"


https://www.youtube.com/watch?v=Jswk-ljBsLY?si=hpTSrZVqpGdtOWED

Richtaiwo:
This is a clear case of laxity.

Normally, the police should be at alert, he wasn't.

Secondly, he was alerted, he remained non challant.

If this case gets to his unit and he gets sanctioned, he will start blaming one old woman in the village managing to survive.

Af0nja2:
More

NgeneUkwenu:
Yet, some foolish, irredeemable born to rule arewa yoots and braindead IPOB miscreants feel they have an iota of chance in 2027.

We will surely run the numbers, and they will surely cry as usual.

Tinubu till 2031!

Olokolobo:
here in the zoo, national grid is still collapsing every day, batstards bedwetters. Oloriburuku gbogbo.

kettykings:
i swear israel is beginning to look weak and irritating

Bobloco:
It shall never be well with those who worked for, supported, and encouraged this calamitous Tinubu regime, which has only succeeded in inflicting untold hardships, hunger, starvation, and famine on the citizens.

Glimpsetv:

https://www.youtube.com/watch?v=nm-TBVDXxow?si=5k_69J7uNqYdtt0k

Righteousness2:
Pls Help Dem.

No one endorsed her for free.

After all, Hollywood people are used to getting payed for acting.

madridguy:
Trump don start to dey throw jab here and there as usual.

I think Tinubu should also talk to APC to help PDP complete their national headquarter the one they have been building since 1800 BC.

TJOS:
In a rational society, his second term would be unthinkable, but this is Nigeria, and we forget so quickly.

CoronaVirusPro:
You very familiar with the Zionist propaganda. They about to attack Africa and claim it was Iran.

ijustdey:
Mr Freeman alleged, “Iran’s leaders are also working to destabilise Western Africa, including here in Nigeria.’’



https://gazettengr.com/iran-behind-plots-to-destabilise-nigeria-israel/

helinues:
Do those people curse themselves whenever they wake up in the morning?

Prayer without efforts is useless, but work and pray, you have potentials.

This government is working, we can all see, why should there be any big deal in supporting them with prayers to succeed?

Opposition is entirely different from witchcraft

Salewa2 is missing here

Olokolobo:
[b]evil (FreeStuffsNG, yarimo, WriterNG, helinues, apc members, fanatcs) shall never overcome LIGHT ( SANE NIGERIANS)

foleskay:

I saw many comments castigating her on daily mail,that she left supporters and ran away without addressing them.

Those whites no rate her atal. They really demolish her online with bad reviews. Some one said she wasn't coherent in English. Omohh. Mofo ooo
Many people put her off for lack of policy or ideology like Trump,and that abortion right won't put food on their table

Many Americans voted her out cos of Biden poor performance on inflation. Naso we go vote Tinubu out by 2027 because of inflation.

casualobserver:
People field unelectable candidates and blame others when they lose.


anyone who viewd the Nigerian and US elections with dispasionate eyes could have predicted before a vote was cast that Atiku, Obi, and Harris were never going to win


but they all line up with their scapegoats instaed of taking responsiblity for not feilding the right candidate or reading the room properly


They say Harris lost because America will not vote for a woman, some say it was because of white males. They seemed to ignore when Blacks (female and male) who are traditionally democrats started openly coming out against Kamal and in support of Trump. The signs were there already. Similarly, you split an opposition party into 3 factions and somehow it is INEC's fault.

Kamal did not lose because she is black or because she is a woman, obi did not lose because he is Ibo. They both lost because they are unelectable. She is the wrong female and he is the wrong ibo.

sonsomegrigbo:
That's nonsense talk..






You don't talk bad about your country!






We are Nigerians. We are not Americans..

Mind you, they have their own downside too