₦airaland Forum

In 1956, Warren Buffett was managing about half a million dollars. He was working from a tiny study that could be entered only by passing through his bedroom.
He handled everything personally: typing letters on an IBM typewriter, filing paperwork, doing taxes. And now, he's one of the wealthiest people in the world.
This got me thinking about what it means to be resourceful. That if being resourceful can put you on the path to riches, why aren't more people resourceful?
You probably hear people complaining they can't save money, or they're not making as much as they'd hoped, or they'll never have enough money to retire.
But isn't being rich about being resourceful? And isn't being resourceful just a mindset? Here, let me show you.

Person A: "I've tried everything."
Person B: "I asked someone to mentor me."
Person A: "I bought a $30,000 car."
Person B: "I bought a $10,000 car."
Person A: "I'll charge it to the credit card."
Person B: "I can't afford it."
Person A: "I don't know how to start investing."
Person B: "I borrowed some books from the library."
Person A: "I don't have the money."
Person B: "I found the money."
It's usually not the lack of resources available, it's the lack of resourcefulness that stops you from reaching your financial goals.
And how do I know this? I used to be like Person A, just going with the flow, complaining how it's impossible to get ahead.
It wasn't until I started changing my mindset, rewiring my thinking, that I became more resourceful like Person B. It's how you get rich.
And sure, what worked for me might not work for you, but I can tell you that 99% of advice you hear about getting rich can be compressed into two rules.

Rule 1: Spend what's left after investing
It's popular to say, "I want to be rich."
People tell me that all the time, so I tell them the easiest way to get rich is to spend what's left after investing.
They tell me that's impossible, so the advice doesn't apply to them.
Yes, I know there are exceptions, but what they're saying is every single thing in their standard of living is more important to them than what they say they want.
The simple solution? Take a percentage of your income, say 5%, and have it automatically invested. You'll quickly adjust to living on less.
And over time you can increase the amount you invest to 10%, 15%, even more. According to "The Millionaire Next Door," the average millionaire invests 20% of their income.
This is how normal people become rich. They understand one thing: small and seemingly insignificant sums of money, invested over long periods of time, can make you rich.
It takes a long time to get rich this way, but you'll feel like a genius when you finish.

Rule 2: Make big purchases small
A big reason people struggle to save 10% or so of their income is they buy houses and cars they can't afford.
Of course, people hate hearing they can't afford something. It's threatening to their ego.
A friend who owns a Toyota Camry once told me they were tired of being surrounded by Range Rovers when dropping the kids at day care.
"I'm a successful lawyer!"
The social pressure got to them, so now they're financing a $75,000 SUV, paying $2,000 per month between the loan, insurance, and gas.
Now, they're saying they can't afford to save for retirement.
The same goes for a house. Just because a bank will lend you half a million dollars for a house doesn't mean you need to purchase a half-million-dollar house.
Look, I'm not saying don't buy the things you want, what I'm saying is that the reason people don't have bigger bank accounts is because the idea of spending beyond your means is probably as old as money itself.
It's easy to go with the flow, valuing what society tells you to value. Usually that leads to overspending and not investing for your future.
And if you can counteract these tendencies, it's relatively simple to get rich. Be resourceful, spend what's left after investing, and don't buy things you can't afford.
Little by Little a bird builds its nest.....Yours truly.....Piney.....

interested, please send pictures of both properties to 09095332624. Thanks.

Good morning bros, I'm a Japanese car lover, biko sell for me. I've 1.4m. Thanks.

CHIMDIYA4EVA:
Since it's through surrogacy, why is she on the hospital bed

Good question!!

Will 1.2m fly?

https://www.copart.com/lot/37220318/Photos

https://www.copart.com/lot/47688088/Photos

https://www.copart.com/lot/46522958/Photos

https://www.copart.com/lot/42867978/Photos

https://www.copart.com/lot/44677608/Photos

https://www.copart.com/lot/46734448/Photos

Good day sirs,

Can you have a look at the abovce links and give a breakdown of the landing costs to Lagos.

Many thanks.

Asking price?

....happy sales

Can i pay 1.5m?

Can you upload pictures of the interior and engine? Thanks.

will 2.5m fly?

Can i pay 1m?

Good day sir, I'm offering 1.5m....let's deal please

Can I pay 2.4m pls?

newly build 4brm wing duplex at ramat crescent ogudu gra sitting on 250sqm 45m

5brm uncompleted fully detached duplex at ogudu gra 70m asking

Please are these properties still available?

Negotiable? Where is Bode peters street please?

Good day, please can you refer me to where you made the leather chairs, I've a vehicle i wanna change to leather seats too, and from your pictures a good job was done....thanks.

Is the land dry? ready to build? and when can i inspect?

asking price please....

Offering 1.5m ....happy sunday...

Happy Sunday to you...please what is the asking price? Thanks.

1.5m?

Good day, I've a silver 2008 Acura mdx that I would like to upgrade...interior and exterior.
Can you send pixs of possible upgrades plus costs to me on whatsapp? 09095332624.

Thinking of 2013/4 kinda upgrade.

kindly reply. Thanks.

2.5m boss....happy weekend to you...

cgc2000:
Can't you create a thread for your own car if indeed you have one to sell

I'm not a car dealer sir, just showing you a car that can possibly be bought with an amount close to what you are offering your car for....n with better value, if I might add...

1.5m? Happy sunday

Super Clean Toyota Camry LE Selling Now - V4, Chilling A.c , #1,150,000

No response?

Good day, I have a barely used, few months old 2013 Honda Accord Touring model...
Would you be interested in a swap deal?

What is your asking price please?

Good day sir, I'm interested in the venza.
Pleease where is the location? Is the price negotiable? and if you dont mind; can you send the VIN to 08054787798.

Many thanks.