₦airaland Forum

leQubit:
We are not drunk

spoken like every drunkard

We can go back and forth until you realize that how transaction value is calculated is important.

1)Methodology - If I sent you 100 cedis - that is one transaction - and you receive 100 cedis - that is another transaction - that 200 cedis for some - and 100 (net value) for others. Now when you quote - some report - please read their methodology.

2) We can quickly verify your mobile money transactions by asking your South Africans masters (MTN) how much you transacted..MOMO account for 90% of your mobile money.

Just30:
keep weeping


When kenya get here, we can talk

rvp20182:
We can go back and forth until you realize that how transaction value is calculated is important.

1)Methodology - If I sent you 100 cedis - that is one transaction - and you receive 100 cedis - that is another transaction - that 200 cedis.

2) We can quickly verify your mobile money transactions by asking your South Africans masters (MTN) how much you transacted.

MOMO account for 90% of your mobile money.

noise as usual

Do you even know what a transaction is?

It is counted at the transacting end of the chain.

More excuses

Anyway, keep bleeding

Counted by who - is the important question - methodology. For Ghana - it quite simple - Your South African masters will provide us the data.

If you made even HALF Kenya's M-PESA transaction - MTN Ghana would be near equal to Safaricom (14B dollar behemooth bigger than Dangote)

As far as it goes - entire MTN mobile money (more than 10 countries) - last year probably made 100B dollars - about the same as Kenya's MPESA.

Safaricom M-pesa made 12B transaction volumes.

Just30:
noise as usual

Do you even know what a transaction is?

It is counted at the transacting end of the chain.

More excuses

Anyway, keep bleeding

leQubit:
Kenya and Ghana have the second and third highest mobile payment utilization rates after global leader China.
This is according to a new report by Boston Consulting Group (BCG) titled Five Strategies for Mobile-Payment Banking in Africa.

BCG estimates that the total value of global mobile financial services transactions is between $15 trillion and $20 trillion per year.

In Kenya, transactions via mobile wallets and phones represent 87% of the country's GDP ; in Ghana, they account for 82% of GDP. Now do the math

Like i said Ghana is doing ok but Kenya still the big dawg in Africa

When you do over 100 billions of dollars as against Ghana let me know .


Ghana is not like Kenya where safaricom dominate ( monopoly market ) there is tremendous improvement among mobile vendors here.


Kenya did well but the transaction limit is behind Ghana

rvp20182:
Counted by who - is the important question - methodology. For Ghana - it quite simple - Your South African masters will provide us the data.

If you made even HALF Kenya's M-PESA transaction - MTN Ghana would be near equal to Safaricom (14B dollar behemooth bigger than Dangote)

As far as it goes - entire MTN mobile money (more than 10 countries) - last year probably made 100B dollars - about the same as Kenya's MPESA.

Safaricom M-pesa made 12B transaction volumes.

Ghana is not shit hole country where a single industry like safaricom takes the larger chunk of the market. in Ghana, there is strive competition among the major competitors .


Ghana leads your backyard nations. fact don't lie

rvp20182:
Counted by who - is the important question - methodology. For Ghana - it quite simple - Your South African masters will provide us the data.

If you made even HALF Kenya's M-PESA transaction - MTN Ghana would be near equal to Safaricom (14B dollar behemooth bigger than Dangote)

As far as it goes - entire MTN mobile money (more than 10 countries) - last year probably made 100B dollars - about the same as Kenya's MPESA.

Safaricom M-pesa made 12B transaction volumes.

counted by the Bank of Ghana who is in charge of all payment systems at the moment.


You see how foolish you are, monies that pass through MTN mobile Money platform is not for MTN, so MTN cannot made 100 billion dollars.
MTN entire Revenue for 2020 was 12 billion dollars or so.

Your Safaricom Mpesa will forever remain behind Ghana mobile money.

Mpesa 40 billion dollars is a far cry from MOMO 100 billion dollars in Ghana.

Just30:
counted by the Bank of Ghana who is in charge of all payment systems at the moment.


You see how foolish you are, monies that pass through MTN mobile Money platform is not for MTN, so MTN cannot made 100 billion dollars.
MTN entire Revenue for 2020 was 12 billion dollars or so.

Your Safaricom Mpesa will forever remain behind Ghana mobile money.

Mpesa 40 billion dollars is a far cry from MOMO 100 billion dollars in Ghana.

The idiot does not understand the word interoperability. he thought it is only about one institution like MTN.


we are talking about the tranction of money among major platform here where MTN happens to be part of them .

MTN's MOMO is 90% of your mobile money. The rest is ignorance.

vaxx:
Ghana is not shit hole country where a single industry like safaricom takes the larger chunk of the market. in Ghana, there is strive competition among the major competitors .


Ghana leads your backyard nations. fact don't lie

Kenya has had interoperability for as far as I can recall. It's nothing novel. Ignorant Arrow. We have very mature mobile money - Banks have their own mobile money - in addition to telcoms.

vaxx:
The idiot does not understand the word interoperability. he thought it is only about one institution like MTN.


we are talking about the tranction of money among major platform here where MTN happens to be part of them .

MTN Group entire mobile money transaction value for all it's countries mid 2020 was 64B dollars. Momo is 90% of Ghana Mobile Money. The rest of what you're typing is nonsensical as always

Just30:
counted by the Bank of Ghana who is in charge of all payment systems at the moment.


You see how foolish you are, monies that pass through MTN mobile Money platform is not for MTN, so MTN cannot made 100 billion dollars.
MTN entire Revenue for 2020 was 12 billion dollars or so.

Your Safaricom Mpesa will forever remain behind Ghana mobile money.

Mpesa 40 billion dollars is a far cry from MOMO 100 billion dollars in Ghana.

Just30:
Kenya is not at where Ghana is

Lumping up the entire East African Region to compete with us only reinforce that fact.

You're posting growth figures, not total figures. Ghana is just beginning on mobile money hence the higher growth percentage. Mathematics has never been your forte anyway.

rvp20182:
MTN's MOMO is 90% of your mobile money. The rest is ignorance.

You see why you keep validating the purpose of that lady making the best choice for schooling in Ghana. when it comes to interoperability payment. we have USSD, mobile wallet and others. in Ghana, USSD still owms the largest payment in mode of transaction. in this case , fidelity bank leads, in mobile wallet , MTN top and then Vodafone.

rvp20182:
Kenya has had interoperability for as far as I can recall. It's nothing novel. Ignorant Arrow. We have very mature mobile money - Banks have their own mobile money - in addition to telcoms.

When you begin to links banks and mobile money all thru let me know . alphabetic Mofo"

NairobiWalker:
You're posting growth figures, not total figures. Ghana is just beginning on mobile money hence the higher growth percentage. Mathematics has never been your forte anyway.

Let talk about figures then

When will kenya get here ?

Kenya is a beginner hence it low transaction value

Please when it come to banking and all matters mobile banking - you're babies. Ignorance is a bliss

I see you are at 50% formal banking

And you're now about to start agency banking
https://www.fsdafrica.org/news/agency-banking-transforming-markets-and-financial-access-a-case-of-fidelity-bank/

Kenya mobile money ecosystem has not peer in the entire globe.

vaxx:
You see why you keep validating the purpose of that lady making the best choice for schooling in Ghana. when it comes to interoperability payment. we have USSD, mobile wallet and others. in Ghana, USSD still owms he largest payment in mode of transaction. in this case , fidelity bank leads, in mobile wallet , MTN top and then Vodafone.

rvp20182:
MTN Group entire mobile money transaction value for all it's countries mid 2020 was 64B dollars. Momo is 90% of Ghana Mobile Money. The rest of what you're typing is nonsensical as always

MTN Ghana transaction for half year was 40 billion dollars and guess what, MTN is not the only player.
There are other 2 players.


So out of that figure, Ghana transaction was more than 50%of it.

MTN has 55% share of the mobile money market.

vaxx:
The idiot does not understand the word interoperability. he thought it is only about one institution like MTN.


we are talking about the tranction of money among major platform here where MTN happens to be part of them .

Hes uneducated

Spare him

Pesalink - links every bank account with mobile money - and there are so many virtual mobile money bank accounts - with ability to get loans and all that in kenya.

You're just babies here...trying to walk when you should be crawling.

vaxx:
When you begin to links banks and mobile money all thru let me know . alphabetic Mofo"

More lies. Put links to any trash you post like I did. Again MOMO is 90% of your mobile money.

In the first half of 2020 the value of MTN MoMo transactions was US$61.2 billion, and the group processed 11,752 MoMo transactions a minute across its markets, up 28% from 9,193 transactions a minute in 2019. Vodacom and Safaricom's mobile money platform, M-Pesa, also saw gains during the 2020 pandemic.

Just30:
MTN Ghana transaction for half year was 40 billion dollars and guess what, MTN is not the only player.
There are other 2 players.


So out of that figure, Ghana transaction was more than 50%of it.

MTN has 55% share of the mobile money market.

The entire MTN Group process 11,752 MOMO per minute - Kenya Safaricom does I bet 100,000 plus per minute.

And M-pesa rarely fails and is super-fast.

rvp20182:
Please when it come to banking and all matters mobile banking - you're babies. Ignorance is a bliss

I see you are at 50% formal banking

And you're now about to start agency banking
https://www.fsdafrica.org/news/agency-banking-transforming-markets-and-financial-access-a-case-of-fidelity-bank/

Kenya mobile money ecosystem has not peer in the entire globe.

Your only problem is simply because you are educated in Kenya. in Ghana, when you have moble money, it is has good as you have bank account cus it does not limit you for any available transaction, either usssd, mobile wallet, QR payment and others . by this standard , nearly all Ghanaians are owing bank account just by having their own phone number .


when Kenya adopt such system let me know . Your out model money mobile wallet still operate in silos .

Again what makes you think kenya has not done that. We began it and has done all that. I tell in Kenya most people can operate cashless. I personally rarely have any cash around me in Kenya.

While you're talking accessing banks account - kenyan borrow more than I think 1B dollars daily through their phones. There were at one point about 50 digital lenders.

Whatever you can think about in mobile money spaces - it's been done in kenya! Kenya is the mecca of it.

vaxx:
Your only problem is simply because you are educated in Kenya. in Ghana, when you have moble money, it is has good as you have bank account cus it does not limit you for any available transaction, either usssd, mobile wallet, QR payment and others .


when Kenya adopt such system let me know . Your out model money mobile wallet still operate in silos .

rvp20182:
The entire MTN Group process 11,752 MOMO per minute - Kenya Safaricom does I bet 100,000 plus per minute.

And M-pesa rarely fails and is super-fast.

MTN Ghana is just miniature of entire interoperability system . they are far bigger umbrella like fidelity, eco bank and the rest.


when you guys exceed 100 billions dollars, let me know

rvp20182:
More lies. Put links to any trash you post like I did. Again MOMO is 90% of your mobile money.

In the first half of 2020 the value of MTN MoMo transactions was US$61.2 billion, and the group processed 11,752 MoMo transactions a minute across its markets, up 28% from 9,193 transactions a minute in 2019. Vodacom and Safaricom's mobile money platform, M-Pesa, also saw gains during the 2020 pandemic.

you are allergic to facts

Your baby mpesa cant do this amount of transactions and it has made you bitter.

MTN group largest Mobile money market is Ghana

So it is not strange that almost 70% of all transactions that pass through their system is done in Ghana.

You're jumping all over. MTN Group is 90% of your Mobile Money - and therefore we can trust your master to tells us about your mobile money - than your empty links - without a report or a methodology.

Just30:
you are allergic to facts

Your baby mpesa cant do this amount of transactions and it has made you bitter.

MTN group largest Mobile money market is Ghana

So it is not strange that almost 70% of all transactions that pass through their system is done in Ghana.

rvp20182:
Again what makes you think kenya has not done that. We began it and has done all that. I tell in Kenya most people can operate cashless. I personally rarely have any cash around me in Kenya.

While you're talking accessing banks account - kenyan borrow more than I think 1B dollars daily through their phones. There were at one point about 50 digital lenders.

Whatever you can think about in mobile money spaces - it's been done in kenya! Kenya is the mecca of it.

stop acting stupid, the only mobile infrastructure that exist in Kenya is transferring wallet from the same telecommunication company and not from telecommunication to the bank. the one will freely enjoy here in Ghana.


borrowing, buying shares and paying for goods and services is normal event here.

Ignorance is a bliss. Why not use Google or consult your vodoo expert. You can actually sent money from your phone to anyone in East Africa on any network in Kenya - and of course all the paypals, western union, name it.

vaxx:
stop acting stupid, the only mobile infrastructure that exist in Kenya is transferring wallet from the same telecommunication company and not from telecommunication to the bank. the one will freely enjoy here in Ghana.


borrowing, buying shares and paying for goods and services is normal event here.

rvp20182:
Pesalink - links every bank account with mobile money - and there are so many virtual mobile money bank accounts - with ability to get loans and all that in kenya.

You're just babies here...trying to walk when you should be crawling.

when you are able to transfer money from your safaricom phone wallet to any bank in Kenya, let me know . what you have only exist among major telecom platform not from telecom to banks

vaxx:
Kenya though started first but they are now behind Ghana in this sector .


Ghana interoperability when it comes mobile money is the top notch in the whole of Africa.

This show how poor Kenyans are and their population is almost twice our population...very sad...I heard when Kenyans borrow money from their Momo they don't pay back lol. Broke ass ppl lol

Does that sound so complicated in Ghana - there is nothing you have done in Ghana MoMo that was not done maybe 4yrs ago in Kenya.

vaxx:
when you are able to transfer money from your safaricom phone wallet to any bank in Kenya, let me know . what you have only exist among major telecom platform not from telecom to banks

rvp20182:
Ignorance is a bliss. Why not use Google or consult your vodoo expert. You can actually sent money from your phone to anyone in East Africa on any network in Kenya - and of course all the paypals, western union, name it.

You are actually been stupid for nothing . . transferring money thru wallet is not the bane of discussion here. but ability to transfer money right from your own phone wallet now to your bank account .


proof it to me if it exist in Kenya?